{"id":44662,"date":"2024-05-21T15:19:16","date_gmt":"2024-05-21T15:19:16","guid":{"rendered":"https:\/\/stg2.choicecash.com\/?page_id=44662"},"modified":"2026-05-20T20:44:12","modified_gmt":"2026-05-20T20:44:12","slug":"preguntas-frecuentes","status":"publish","type":"page","link":"https:\/\/stg2.choicecash.com\/es\/preguntas-frecuentes\/","title":{"rendered":"Preguntas Frecuentes"},"content":{"rendered":" <div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><p style=\"color:#000;font-size:1.125rem;line-height:1.25rem;font-weight:700;\">Tabla de Contenido<\/p><nav><ol><li class=\"\"><a href=\"#informaci\u00f3n-general\">Informaci\u00f3n General<\/a><\/li><li class=\"\"><a href=\"#calificaci\u00f3n-del-pr\u00e9stamo\">Calificaci\u00f3n del Pr\u00e9stamo<\/a><\/li><li class=\"\"><a href=\"#calificaciones-del-auto\">Calificaciones del Auto<\/a><\/li><li class=\"\"><a href=\"#proceso-de-aprobaci\u00f3n-pagos\">Proceso de Aprobaci\u00f3n &amp; Pagos<\/a><\/li><\/ol><\/nav><\/div> <hr class=\"wp-block-separator has-alpha-channel-opacity\"\/> <h2 class=\"wp-block-heading mt-5 mb-3\" id=\"informaci\u00f3n-general\">Informaci\u00f3n General<\/h2> <p>Si a\u00fan no est\u00e1 familiarizado con los <a href=\"https:\/\/stg2.choicecash.com\/es\/calculadora-de-prestamo-de-titulo\/\">pr\u00e9stamos de t\u00edtulo,<\/a> es posible que tenga algunas preguntas que desee responder. Por ejemplo, qu\u00e9 es un pr\u00e9stamo sobre el t\u00edtulo de un autom\u00f3vil y c\u00f3mo puede calificar para un pr\u00e9stamo de t\u00edtulo ChoiceCash atendido por LoanMart. Con esta gu\u00eda de preguntas frecuentes, podr\u00e1 encontrar las respuestas que ha estado buscando.<\/p> <div class=\"collapse-group\"> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfEs Gratis Comprobar si Califico?<\/h3> <\/div> <div id=\"es_gratis_comprobar_si_califico_00\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>\u00a1Absolutamente! Simplemente complete un peque\u00f1o formulario de precalificaci\u00f3n y comience con los siguientes pasos.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfPor Qu\u00e9 Elegir Pr\u00e9stamos de T\u00edtulo ChoiceCash Para Obtener Financiaci\u00f3n?<\/h3> <\/div> <div id=\"por_que_elegir_prestamos_de_titulo_choicecash_para_obtener_financiacion_01\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Los prestatarios eligen los pr\u00e9stamos de t\u00edtulo ChoiceCash por varias razones, pero algunas de las m\u00e1s notables son los beneficios que vienen con los fondos. Los prestatarios pueden tener acceso a sus fondos en un d\u00eda h\u00e1bil y pueden esperar experimentar un servicio al cliente de calidad durante todo el proceso.<sup>1<\/sup><\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfQu\u00e9 es un Pr\u00e9stamo Sobre T\u00edtulo de Autom\u00f3vil?<\/h3> <\/div> <div id=\"que_es_un_prestamo_sobre_titulo_de_automovil_02\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Un pr\u00e9stamo sobre t\u00edtulo de autom\u00f3vil es un pr\u00e9stamo garantizado que utiliza el valor de su autom\u00f3vil para obtener financiaci\u00f3n. Dado que se trata de un pr\u00e9stamo garantizado, los prestatarios con garant\u00edas de mayor valor pueden recibir cantidades de financiaci\u00f3n m\u00e1s altas pidiendo prestado el valor de su autom\u00f3vil, en comparaci\u00f3n con un pr\u00e9stamo tradicional que depende del cr\u00e9dito para garantizar mayores sumas de efectivo. Los pr\u00e9stamos sobre t\u00edtulos pueden ser una soluci\u00f3n financiera \u00fatil de muchas maneras, especialmente si usted es un prestatario que necesita dinero r\u00e1pido.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfPor Qu\u00e9 Elegir un Pr\u00e9stamo Sobre T\u00edtulo de Autom\u00f3vil en Lugar de Otros Tipos de Financiaci\u00f3n Alternativa?<\/h3> <\/div> <div id=\"por_que_elegir_un_prestamo_sobre_titulo_de_automovil_en_lugar_de_otros_tipos_de_financiacion_alternativa_03\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Como pr\u00e9stamo flexible con t\u00e9rminos \u00fanicos, un pr\u00e9stamo sobre t\u00edtulo puede ser la mejor opci\u00f3n. Otras alternativas, como los pr\u00e9stamos de d\u00eda de pago, s\u00f3lo ofrecen peque\u00f1as cantidades de efectivo y plazos de pago cortos. En comparaci\u00f3n, los pr\u00e9stamos sobre t\u00edtulo pueden ofrecer potencialmente montos de financiamiento m\u00e1s altos y brindarle m\u00e1s tiempo para pagar su pr\u00e9stamo si es necesario.<sup>1<\/sup><\/p> <\/div> <\/div> <\/div> <\/div> <h2 class=\"wp-block-heading mt-5 mb-3\" id=\"calificaci\u00f3n-del-pr\u00e9stamo\">Calificaci\u00f3n del Pr\u00e9stamo<\/h2> <div class=\"collapse-group\"> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfImporta Mi Historial Crediticio?<\/h3> <\/div> <div id=\"importa_mi_historial_crediticio_00\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Si su cr\u00e9dito no es el ideal, no se preocupe. El cr\u00e9dito no es el factor m\u00e1s importante en el proceso de aprobaci\u00f3n de los pr\u00e9stamos de t\u00edtulo ChoiceCash. \u00a1Los solicitantes de todos los historiales crediticios pueden potencialmente ser aprobados para un pr\u00e9stamo sobre el t\u00edtulo!<sup>1<\/sup><\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfQu\u00e9 Documentos Necesito Para Calificar?<\/h3> <\/div> <div id=\"que_documentos_necesito_para_calificar_01\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>La lista de documentos que necesitar\u00e1s para calificar es corta. Para ser elegible para un pr\u00e9stamo sobre el t\u00edtulo, deber\u00e1 presentar estos documentos:<\/p> <ul> <li>Prueba de Ingreso<\/li> <li>Prueba de Residencia<\/li> <li>Identificaci\u00f3n Emitida por el Gobierno o el Estado<\/li> <li>Fotos del Veh\u00edculo<\/li> <li>T\u00edtulo del Veh\u00edculo<\/li> <\/ul> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfCu\u00e1les son los Requisitos Para un Pr\u00e9stamo Sobre T\u00edtulo con Pr\u00e9stamos de T\u00edtulo ChoiceCash?<\/h3> <\/div> <div id=\"cuales_son_los_requisitos_para_un_prestamo_sobre_titulo_con_prestamos_de_titulo_choicecash_02\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Los requisitos m\u00ednimos para un pr\u00e9stamo sobre t\u00edtulo son:<\/p> <ul> <li>Los Prestatarios Deben Tener 18 a\u00f1os o M\u00e1s<\/li> <li>Los Prestatarios Deber\u00e1n Tener un T\u00edtulo a Su Nombre<\/li> <li>Los Prestatarios Deben Proporcionar Prueba de Ingresos o Ingresos Alternativos<\/li> <li>La Garant\u00eda Debe Tener Valor de Mercado<\/li> <\/ul> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfPuedo Obtener un Pr\u00e9stamo si Recibo Beneficios por Incapacidad o Jubilaci\u00f3n?<\/h3> <\/div> <div id=\"puedo_obtener_un_prestamo_si_recibo_beneficios_por_incapacidad_o_jubilacion_03\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>\u00a1S\u00ed! Sus beneficios de Seguro Social, incapacidad o jubilaci\u00f3n pueden calificar como prueba alternativa de ingresos para su pr\u00e9stamo.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfQu\u00e9 Tan R\u00e1pido Puede Suceder?<\/h3> <\/div> <div id=\"que_tan_rapido_puede_suceder_04\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Una de las grandes ventajas de un pr\u00e9stamo de t\u00edtulo ChoiceCash es que los prestatarios calificados pueden obtener su financiamiento en tan solo un d\u00eda h\u00e1bil.<sup>1<\/sup><\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfPuedo Quedarme con Mi Auto?<\/h3> <\/div> <div id=\"puedo_quedarme_con_mi_auto_05\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>\u00a1Los prestatarios responsables que realizan <a href=\"https:\/\/stg2.choicecash.com\/es\/recursos-de-prestamos-sobre-el-titulo\/incumplimiento-de-los-prestamos-sobre-el-titulo-del-automovil\/\">pagos puntuales<\/a> pueden seguir conduciendo su veh\u00edculo como lo har\u00edan normalmente! A diferencia de un pr\u00e9stamo de empe\u00f1o, un pr\u00e9stamo sobre t\u00edtulo de veh\u00edculo permite al prestatario mantener la posesi\u00f3n del activo que se utiliza para garantizar el pr\u00e9stamo.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfCu\u00e1nto Puedo Obtener con un Pr\u00e9stamo Sobre el T\u00edtulo?<\/h3> <\/div> <div id=\"cuanto_puedo_obtener_con_un_prestamo_sobre_el_titulo_06\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Por lo general, podr\u00e1 recibir entre el 25% y el 50% del valor l\u00edquido de su autom\u00f3vil si califica. \u00bfPor qu\u00e9 no consulta la calculadora de pr\u00e9stamos sobre el t\u00edtulo y obtiene una cotizaci\u00f3n para su autom\u00f3vil?<\/p> <\/div> <\/div> <\/div> <\/div> <h2 class=\"wp-block-heading mt-5 mb-3\" id=\"calificaciones-del-auto\">Calificaciones del Auto<\/h2> <div class=\"collapse-group\"> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfEs Necesario Liquidar Mi Autom\u00f3vil Para Calificar?<\/h3> <\/div> <div id=\"es_necesario_liquidar_mi_automovil_para_calificar_00\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>No necesariamente. Si le quedan algunos pagos o est\u00e1 cerca del final del plazo de su pr\u00e9stamo actual, a\u00fan puede usar su veh\u00edculo como garant\u00eda.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfEl T\u00edtulo Tiene Que Estar a Mi Nombre?<\/h3> <\/div> <div id=\"el_titulo_tiene_que_estar_a_mi_nombre_01\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>S\u00ed, el t\u00edtulo de su veh\u00edculo debe estar a su nombre. Si no es as\u00ed, puede transferir el t\u00edtulo a su nombre en el DMV m\u00e1s cercano.<\/p> <\/div> <\/div> <\/div> <\/div> <h2 class=\"wp-block-heading mt-5 mb-3\" id=\"proceso-de-aprobaci\u00f3n-pagos\">Proceso de Aprobaci\u00f3n &amp; Pagos<\/h2> <div class=\"collapse-group\"> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfC\u00f3mo son las Tasas de Inter\u00e9s?<\/h3> <\/div> <div id=\"como_son_las_tasas_de_interes_00\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Con los pr\u00e9stamos de t\u00edtulo ChoiceCash, los prestatarios pueden esperar acceder a algunas de las tasas m\u00e1s competitivas de la industria.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfC\u00f3mo es el Proceso?<\/h3> <\/div> <div id=\"como_es_el_proceso_01\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Uno de los mayores beneficios de elegir pr\u00e9stamos ChoiceCash es la conveniencia. Para los prestatarios, el proceso se puede dividir en tres sencillos pasos:<\/p> <ol> <li><strong>Complete una Consulta de Pr\u00e9stamo en L\u00ednea:<\/strong> La forma m\u00e1s f\u00e1cil de comenzar a solicitar un pr\u00e9stamo es conectarse en l\u00ednea y completar un breve cuestionario de precalificaci\u00f3n. \u00a1Esto puede tomar s\u00f3lo cinco minutos!<\/li> <li><strong>Env\u00ede los Documentos Requeridos:<\/strong> Probablemente estos sean elementos que ya tenga disponibles y que pueden enviarse en l\u00ednea por fax o correo electr\u00f3nico para su comodidad.<\/li> <li><strong>Obtenga Aprobaci\u00f3n:<\/strong> Una vez que haya enviado todo, los prestatarios pueden obtener la aprobaci\u00f3n en poco m\u00e1s de treinta minutos.<sup>1<\/sup><\/li> <\/ol> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfC\u00f3mo Obtengo Mi Dinero?<\/h3> <\/div> <div id=\"como_obtengo_mi_dinero_02\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Despu\u00e9s de recibir la aprobaci\u00f3n de un pr\u00e9stamo, los prestatarios tienen algunos m\u00e9todos diferentes para elegir:<\/p> <ul> <li>Un Cheque por Correo<\/li> <li>Transferencia Bancaria o Dep\u00f3sito Directo<\/li> <li>Dep\u00f3sito con Tarjeta de D\u00e9bito<\/li> <li>Recoja Sus Fondos en Cualquier Ubicaci\u00f3n de Transferencia de Dinero Participante Cercana<\/li> <\/ul> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfPuedo Hacer lo Que Quiera con el Efectivo de Mi Pr\u00e9stamo Sobre el T\u00edtulo?<\/h3> <\/div> <div id=\"puedo_hacer_lo_que_quiera_con_el_efectivo_de_mi_prestamo_sobre_el_titulo_03\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>\u00a1Por supuesto! A diferencia de otros pr\u00e9stamos, tu dinero es tuyo para gastar una vez que haya sido aprobado.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfNecesito una Cuenta Bancaria Para Obtener un Pr\u00e9stamo Sobre el T\u00edtulo?<\/h3> <\/div> <div id=\"necesito_una_cuenta_bancaria_para_obtener_un_prestamo_sobre_el_titulo_04\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Solo necesitar\u00e1 una cuenta bancaria si una transferencia bancaria o un dep\u00f3sito directo<br \/> es el m\u00e9todo que desea para recibir sus fondos. De lo contrario, no necesitar\u00e1s compartir informaci\u00f3n de la cuenta ni tener ninguna cuenta bancaria.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfC\u00f3mo Puedo Realizar Pagos?<\/h3> <\/div> <div id=\"como_puedo_realizar_pagos_05\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>ChoiceCash ofrece muchas formas convenientes de realizar un pago, incluyendo realizar un pago en l\u00ednea o por tel\u00e9fono utilizando su cuenta bancaria o tarjeta, enviar un cheque o giro postal por correo o realizar un pago en efectivo en ubicaciones de transferencia de dinero participantes. Tambi\u00e9n puedes registrarte para recibir pagos recurrentes gratuitos.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfCu\u00e1ndo y Con Qu\u00e9 Frecuencia Vencen los Pagos?<\/h3> <\/div> <div id=\"cuando_y_con_que_frecuencia_vencen_los_pagos_06\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>El pr\u00e9stamo ChoiceCash es un pr\u00e9stamo a plazos, lo que significa que los pagos vencen mensualmente. Su primer pago normalmente vence un mes despu\u00e9s de la fecha de su contrato de pr\u00e9stamo. Por ejemplo, si su pr\u00e9stamo tiene fecha del 5 de julio, su primera fecha de vencimiento ser\u00e1 el 5 de agosto y su pago vencer\u00e1 el d\u00eda 5 de cada mes posterior (a menos que solicite un cambio de fecha de vencimiento). Aseg\u00farese de revisar cuidadosamente su contrato de pr\u00e9stamo que describe su calendario de pagos.<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfExiste una Penalizaci\u00f3n por Pago Anticipado?<\/h3> <\/div> <div id=\"existe_una_penalizacion_por_pago_anticipado_07\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>No, con ChoiceCash no hay penalizaci\u00f3n por pago anticipado. \u00a1Puede realizar pagos mayores a los requeridos, <a href=\"https:\/\/stg2.choicecash.com\/es\/recursos-de-prestamos-sobre-el-titulo\/puede-alguien-mas-hacer-los-pagos-de-mi-prestamo-sobre-el-titulo-si-yo-no-puedo\/\">realizar pagos<\/a> adicionales o liquidar completamente su pr\u00e9stamo en cualquier momento!<\/p> <\/div> <\/div> <\/div> <div class=\"faq-item\" x-data=\"{open:true}\"> <div class=\"faq-title\" @click=\"open=!open\" :aria-expanded=\"open\"> <span class=\"cc-feather-icon cc-feather-icon--play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-play\" ><polygon points=\"5 3 19 12 5 21 5 3\"><\/polygon><\/svg><\/span> <h3 class=\"!tw-text-[18px] ml-2 mb-0 font-weight-normal\">\u00bfC\u00f3mo Puedo Cargar los Documentos de Pr\u00e9stamo Requeridos?<\/h3> <\/div> <div id=\"como_puedo_cargar_los_documentos_de_prestamo_requeridos_08\" class=\"tw-relative\" x-show=\"open\" x-collapse> <div class=\"faq-answer\"><p>Puede acceder al portal seguro para <a href=\"https:\/\/www2.choicecash.com\/document\/\" target=\"_blank\" rel=\"noopener\">cargar sus documentos haciendo clic aqu\u00ed<\/a> o haciendo clic en el icono \u201cCargar documentos\u201d en la navegaci\u00f3n de la p\u00e1gina. Necesitar\u00e1 su n\u00famero de solicitud para iniciar sesi\u00f3n. Una vez que haya iniciado sesi\u00f3n, haga clic en el \u00edcono de carga al lado del tipo de documento y seleccione el archivo que desee cargar. Los tipos de archivos admitidos incluyen archivos de imagen (bmp, gif, jpg, tiff, png), PDF, texto (doc, docx, txt), html y hojas de c\u00e1lculo (xls, xlsx, csv).<\/p> <p>Si tiene problemas con la carga del documento, ll\u00e1menos al <a href=\"tel:855-422-7402\">855-422-7402<\/a> durante el horario comercial habitual.<\/p> <\/div> <\/div> <\/div> <\/div> ","protected":false},"excerpt":{"rendered":"<p>Tabla de Contenido Informaci\u00f3n General Calificaci\u00f3n del Pr\u00e9stamo Calificaciones del Auto Proceso de Aprobaci\u00f3n &amp; Pagos Informaci\u00f3n General Si a\u00fan no est\u00e1 familiarizado con los pr\u00e9stamos de t\u00edtulo, es posible que tenga algunas preguntas que desee responder. Por ejemplo, qu\u00e9 es un pr\u00e9stamo sobre el t\u00edtulo de un autom\u00f3vil y c\u00f3mo puede calificar para un [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/page-faq.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_wp_rev_ctl_limit":""},"page_tax_family":[],"class_list":["post-44662","page","type-page","status-publish","hentry"],"acf":[],"rankMath":{"parentDomain":"stg2.choicecash.com","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"La imagen destacada debe tener al menos 200 por 200 p\u00edxeles para que Facebook y otros sitios de redes sociales puedan escogerla.","pluginReviewed":true,"postSettings":{"linkSuggestions":true,"useFocusKeyword":false},"frontEndScore":false,"postName":"preguntas-frecuentes","permalinkFormat":"https:\/\/stg2.choicecash.com\/es\/%pagename%\/","showLockModifiedDate":true,"assessor":{"focusKeywordLink":"https:\/\/stg2.choicecash.com\/wp-admin\/edit.php?focus_keyword=%focus_keyword%&post_type=%post_type%","hasTOCPlugin":false,"primaryTaxonomy":false,"serpData":{"title":"Preguntas Pr\u00e9stamo de T\u00edtulo ChoiceCash | \u00a1Aplica Ahora!","description":"Verifica \u00e9stas preguntas frecuentes de pr\u00e9stamos de t\u00edtulo para toda la informaci\u00f3n que necesitas para hacer decisiones informadas sobre pr\u00e9stamos. Llama 855-562-6055 para m\u00e1s 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