If you need instant cash to handle an upcoming bill that’s out of your budget, it may be a good idea to obtain a cash loan using your car! Online title loans offer efficient funding to eligible inquirers that have a qualifying car in their name.

ChoiceCash Title Loans are a popular secured loan option that could help you keep more money in your pocket!1

Instant Cash Loan Options if You Have a Car

When looking into your instant cash loan options, there are two main types of loans that allow you to use your car as collateral.

  • Auto Pawn Shop Loans
  • Car Title Loans

These two types of secured loans work similarly, but the terms and benefits available to you differ greatly. Auto pawn shop loans are provided by pawn shops, and though you could get instant cash with this loan by using your car, the rates tend to be high and the repayment terms are usually quite short. On top of that, many pawn shops require the car to remain in custody of the store until the loan is completely repaid.

On the other hand, title loans provide instant cash for your car but the terms can be significantly better–especially when you work with ChoiceCash Title Loans.1 Rates are competitive, repayment terms are long, and you get to keep your car while you make payments!1

How Fast Are Instant Cash Loans if You Use Your Car?

If you need an instant cash loan, you could use your car as collateral when you work with ChoiceCash Title Loans.1 The approval process is short and straightforward, which allows eligible inquirers to obtain the money they need in as little as 24 hours!1

Unexpected bills can wreak havoc on your budget, so you may not have time to waste on a long loan process. ChoiceCash Title Loans were designed to offer fast financial relief to those that need it.

For this reason, the approval process only consists of three simple steps:

  1. Start the Inquiry – Inquire for an instant cash loan using your car by calling 855-914-2945 or completing an online title loan form. You will be asked some basic questions about your car, and if your car has enough value, you could be preapproved for a title loan in minutes!
  2. Upload Your Documentation – Once you are preapproved to use your car to get an instant cash loan, you could start uploading your documents online! There’s no need to visit a store location to turn them in in-person.
  3. Get Instant Cash1After an agent has verified your information, you could be fully approved for an instant cash loan using your car! You could get the emergency money you need quickly and conveniently when you work with ChoiceCash Title Loans.1

Benefits You Receive with Instant Cash Loans Using Your Car

While there are plenty of instant cash loan options that allow you to use your car, only one stands out above the rest. ChoiceCash Title Loans offer unmatched terms and exclusive perks that could benefit your wallet!

ChoiceCash Title Loans are considered a new way to borrow money! While most instant cash loan options involving the car have static terms, the same cannot be said with ChoiceCash Title Loans. By continuously paying your loan on time, you could get rewarded with decreasing payments each month!2 Each time you make a payment, you could keep a little more money in your pocket!2 By the time you make your final scheduled payment, the amount could be half as much as your first payment!2

And if you find yourself in need of more money while you repay your current title loan, you could potentially receive the same low rate on additional funding if you have earned a lower rate through continuous on-time payments!1 2 You will be hard-pressed to find another instant cash loan option that allows you to use your car and offers the same advantageous perks.

With ChoiceCash Title Loans, rates are competitive, as they are based on up-to-date market analysis.1 While other instant cash loans come with sky-high rates, you could rest easy knowing the use of your car could help you obtain affordable terms.

There are no hidden fees and no prepayment penalty fees when you work with ChoiceCash Title Loans. Terms are transparent and honest right from the start. An agent will go over your title loan agreement with you before you sign, so you are fully aware of the fine details and financial expectations.

Documents Needed for Instant Cash Loans Using Your Car?

In order to get instant cash loans using your car with help from ChoiceCash Title Loans, you only need a few documents. These documents are likely already stored somewhere in your home, so you can easily and quickly start uploading photos of them online after you inquire.

These are the documents you may be asked to provide:

  • Car Title: Must be in your name.
  • Proof of Income: Paycheck stubs, bank statements, government award letters, etc.
  • Proof of Residence: Recent utility bills, a lease agreement, credit card statements, etc.
  • Proof of Identity: A driver’s license, state ID, or U.S. passport.
  • Photos of the Car: You will need to show the hood, rear, driver’s side, passenger side, odometer, and the vehicle identification number.
  • References: Personal references, professional references, or a mix of both.  

Start the Process for Instant Cash Loans Using Your Car

Ready to start getting your finances back on track? Inquire to get an instant cash loan using your car! Simply speak to an agent over the phone by dialing 855-914-2945 or completing the online title loan questionnaire.

If you cannot wait to receive financial support, then choose ChoiceCash Title Loans and you could receive the money you need in as little as one business day!1