How Do Title Loans Work in Denton?

If you are struggling to make ends meet and need financial help to get back on your feet, you may want to consider applying for title loans in Denton. A title loan is a convenient type of secured loan, where you can use your vehicle’s title to unlock emergency cash – even if you don’t have a perfect credit score.1

To secure a title loan, you are required to use your vehicle’s title as collateral for the loan. Once your loan is funded, the title lender will add a lien on your car’s title. After you have finished paying off your loan, the lien will be released! One of the biggest advantages of Denton car title loans is that you can maintain full access to your vehicle throughout the repayment process as long as you keep up with your payments.1

Funds from a car title loan can help qualified borrowers pay for a variety of personal expenses when life gets tough. If an auto title loan sounds like the right fit for you, go online and submit a short prequalification form, or call 855-422-7402 to apply for car title loans in Denton today! ChoiceCash title loan officers can easily answer your questions and guide you through your loan request.¹

Understanding How to Qualify for Car Title Loans in Denton

Now that you understand a little bit more about how Texas title loans work, the next step is to find out if you meet the requirements for funding. As mentioned above, a perfect credit score is not required to secure a title loan, but typically, you must meet the following application criteria:1

  • Have a Sedan, Truck, Or SUV With Sufficient Positive Equity
  • Be At Least 18 Years Old
  • Be Able to Prove Your Ability to Repay the Loan
  • Vehicle Title Must be In Your Name

If you meet these requirements, you’re in good shape to begin your application! Whether you’re in Denton, Texas, or neighboring cities like Garland and Irving, getting approved for an auto title loan requires some documents that will be reviewed and verified by a loan officer. Here’s what you’ll typically need to gather in order to qualify for title loans in Denton:1

  • Proof of Identity: You will need a valid, government-issued photo ID in order to prove your age and identity. A driver’s license or a U.S. passport is often submitted by applicants, but other qualifying documents can be accepted.
  • Vehicle Title and Photographs: On top of submitting a vehicle title in your name during your application, you will usually be asked to provide a few pictures of the interior and exterior of your vehicle to verify its current condition and value. Typically, you will need to upload photos of all sides of the car and include a few pictures of your vehicle’s odometer reading and VIN (Vehicle Identification Number).1
  • Proof of Residence in Denton: You must reside within state lines in order to apply for a Texas title loan.1 To verify your current address, you can submit a signed lease agreement, mortgage statement, utility bill, etc.
  • Proof of Income: A reputable lender will want to verify that you have the means to pay back your loan. To prove your income, you can provide bank statements, pay stubs, or other acceptable documents during your loan request.1

In addition to the documents listed above, you will need to provide a little bit of information about your vehicle when applying for a title loan. Make sure that you know the year, make, model, and trim level of your car, as well as the current mileage listed on your vehicle’s odometer reading. Your paperwork and vehicle photos can be conveniently sent to a title loan agent through email or text message! Additionally, you have the option to upload everything online through the convenient customer portal.1

title loans in denton texas

Benefits of Denton Title Loans

The title loan process can be straightforward and quick, which is a huge advantage when you need fast financial help. Other benefits that go hand in hand with title loans include the following:1

  • Fast Funding1
  • Bad Credit Won’t Hold You Back1
  • Freedom with Your Funds

Upon receiving full approval for a ChoiceCash title loan in Denton, you are eligible to receive your funds as soon as the next business day. In some cases, qualified borrowers can receive their money the same day they apply!1

If you are struggling financially and your credit score has dipped, you may be hesitant to apply for a traditional bank loan. Online title loans can still be an accessible resource for bad credit borrowers! Your credit history is not the focal point of your application, so you don’t need a perfect score to secure emergency funding. Instead, the value of your vehicle and your income will matter the most in terms of your eligibility for a title loan.1

If you are approved for a title loan, you have the freedom to spend your funding as you see fit! From medical bills to home repairs and other pressing personal expenses, a title loan has you covered.1

Do you have any questions about Denton title loans? ChoiceCash title loan officers are available 6 days a week for extended hours to walk you through the application process! Call 855-422-7402 today to learn more about vehicle-secured loans.

online title loans in denton texas

How Much Can I Get Through Online Title Loans in Denton, Texas?

Whether you need an influx of cash to tackle large vet bills, pay off unexpected expenses, or handle a large purchase, you might be wondering how much you can access if you are eligible for a loan against your car. The total amount that you can secure through this type of vehicle-secured loan is primarily dependent on your car’s value and your ability to repay the loan.1

Typically, it is possible to access up to half of your vehicle’s value! Depending on the factors listed above, you could secure up to $15,000 through a Denton title loan. Complete our title loan questionnaire to get an instant loan quote today!1

Why Choose ChoiceCash Car Title Loans in Denton?

When you choose ChoiceCash title loans in Denton, you can take advantage of plenty of perks, including these important benefits:1

  • Quick and Easy Application Process
  • Competitive Interest Rates
  • Flexible Repayment Options

The ChoiceCash title loan application process is designed with the customer in mind, so it is quick, convenient, and as streamlined as possible. By accessing an easy and efficient title loan application, you can focus less on applying for a title loan and direct your energy towards getting your finances back on track.1

On top of receiving competitive interest rates, qualified borrowers are also presented with flexible repayment options. Not only can you conveniently pay online through the customer portal, but this online account management system allows you to keep track of all aspects of your loan, including your payment history and account balance. Other methods for repaying your loan include paying by phone, setting up automatic payments from a bank account, or paying in person at a local money transfer location in Denton.1

Don’t wait to begin your car title loan application and find out if you are eligible for emergency funding! Call 855-422-7402 to reach a loan officer or complete a quick questionnaire online to see if you qualify for instant pre-approval. Borrowers who are eligible for ChoiceCash car title loans in Denton can access their funds in as little as 24 hours!1


Pay back your car title loan in Denton at any MoneyGram location in Texas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Denton, Texas

    ChoiceCash is proud to service residents all over Texas including metro areas Arlington, Austin, and Cibolo. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Denton:

    Featured Locations near Denton, Texas

    Nearby States by Texas That offer a ChoiceCash Title Loan