THINGS TO KNOW ABOUT ChoiceCash ?

PERKS TO TAKE ADVANTAGE OF FOR CHOICECASH TITLE LOANS IN OHIO

If you live in the state of Ohio, you could have access to quick and affordable funding with the help of a ChoiceCash Title Loan.1 With Ohio title loans, you could take advantage of great perks like: 

  • Easy Approval Requirements – If you have a vehicle with equity and a proof of income, you could be approved for instant funding in Ohio.1
  • Simple Online Process – Don’t want to deal with pointless meetings just to get the money you need? Great news! ChoiceCash Title Loans have an online process for you!1
  • Your Car Stays with You – During a title loan, your lender will put a lien on your Ohio vehicle title. But while you pay back your loan you keep your car to drive like normal.
  • Interest Rates and Payments that Could Go Down2 – Every time you make a payment on time, your interest rate and balance go down, saving your money!1 2

OTHER BENEFITS OF A CHOICECASH TITLE LOAN IN OHIO

When you’re looking for fast and affordable funding, ditch the hassles that can come with other kinds of lending like payday loans, personal loans, or even credit cards and experience the ease of a ChoiceCash Title Loan in Ohio!

Check out just a few more reasons why people in Ohio come to ChoiceCash Title Loans when they need quick and convenient funding:

Alternative to Payday Loans – Ohio payday loans can come with quick approval just like title loans, but the repayment terms for auto title loans in Ohio can be much easier to deal with. With payday loans in Ohio, the borrower is usually expected to pay back their entire loan at the time of their next paycheck. So, if you don’t think you can pay off your loan completely in a week or so, OH payday loans might not be the best option for you.

Ohio title loans are much different because they can come with flexible terms.1 Work with your lender to come up with a payment schedule that works for you. When you’re set up for success with a payment plan that fits your budget, paying off your ChoiceCash Title Loan in Ohio can be a stress-free process!

All Kinds of Vehicles Accepted1 – Don’t hesitate to inquire about a title loan just because your car may be older or have a high number of miles on it. All types of vehicles can be accepted for ChoiceCash Title Loans in Ohio. The important thing is that your Ohio vehicle title is accurate and in your name. Once you have that, your lender will be able to access your car and determine a pre-approval amount.1

Some different kinds of cars that could receive approval for title loans are new cars, old cars, used cars, and sometimes even salvage vehicles. Keep in mind however that the equity, or value, in your vehicle will help determine your loan amount.

Refinance for Better Terms or Rates1 2 – If you start to have trouble keeping up with your car title loan payments be sure to reach out to your lender right away. That way, you can discuss your options and maybe even refinance your loan for a better deal!1 If your lender has all the current details about your Ohio vehicle title, they can use that to assess your loan and maybe even lend additional funds.

If you earn a lower interest rate, with ChoiceCash Title Loans in Ohio, you can also take advantage of your new lowered interest rate and inquire for more money.2 Take advantage of your Ohio ChoiceCash perks and inquire for a brand-new loan, with updated rates and terms, and get even more money!1 2

Bad Credit OK – Loans like personal loans in Ohio often depend heavily on the credit score of the applicant. If someone applies for a personal installment loan and has less than perfect credit, chances are the lender is going to deny them for loan approval. Thankfully, Ohio title loans are different because they are a secured form of funding.

When you’re approved for a title loan, your lender will sign onto your vehicle title as a lienholder while you pay back your loan. This collateral allows lenders to accept loan applicants from a wide range of financial histories, including poor credit, no credit, and also past bankruptcy.

Think a ChoiceCash Title Loan in Ohio could be right for you and your budget? Call 833-976-0292 to talk to a title loan expert and find out how much money you could get. You can also start the title loan process online and get a free pre-approval estimate with no obligation.

TITLE LOAN REQUIREMENTS IN OHIO

Are you a resident of Ohio looking for the best way to get a loan? ChoiceCash Title Loans can help qualified borrowers in Ohio get access to the financial help they need, without the hassle!

If you need to get back on your feet financially, a title loan in Ohio can be the perfect way to get emergency cash. In Ohio, qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours after approval.1 As a resident of Ohio, you can take advantage of a title loan to get both the emergency cash you need and the competitive interest rates that are easy on your wallet!

Choose ChoiceCash Title Loans for funding in Ohio and find out if your vehicle qualifies for cash in no time at all.

ONLINE TITLE LOANS IN OHIO

If you’re like most consumers in Ohio, you appreciate the convenience of online shopping. With ChoiceCash Title Loans, you can apply for a title loan from your smartphone or computer anywhere in Ohio! No need to drive around searching for the best title loan in Ohio when you have an online inquiry form ready at your disposal. While there are many types of alternative loans available to you in Ohio, you can take advantage of an option that can provide secure funding even if your credit history is not up to par.1

Title loans are available to borrowers in Ohio that come from all different types of credit histories and financial backgrounds. With a title loan in Ohio, you are using your vehicle’s equity to secure the cash you need instead of your credit history. The collateral for a title loan in Ohio is the title to your vehicle, which secures the cash and helps minimize the risk for the lender. When collateral is used to apply for a loan in Ohio, the approval process can be much more flexible and open to alternative borrowers that may not qualify for an unsecured loan. 

If you need fast cash and an online approval process, check out how ChoiceCash Title Loans in Ohio can help!

THE REQUIREMENTS FOR A TITLE LOAN IN OHIO

While getting a loan is a great step for many people in Ohio to solve their financial troubles, it is equally important to be aware of the expected requirements. Fortunately, ChoiceCash Title Loans in Ohio have a flexible approval process and even simpler requirements.

 A hopeful borrower in Ohio will need to meet these requirements before applying for a title loan:

  1. Have a Steady Income or Alternative Income
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in Ohio

If you are a resident of legal age to apply for a loan in Ohio and you have both a qualifying vehicle and income, title loan approval can be easier than you think!1 In Ohio, a qualifying income for a title loan does not need to be a 9-5 job. Instead, residents of Ohio that need emergency cash from a title loan can still apply if they have alternative income like disability income, retirement income, or even self-employment!1

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN OHIO

For most residents in Ohio, their vehicle is their main source of transportation. Naturally, if you are looking to apply for a title loan in Ohio, you may be wondering what will happen to your vehicle after you are approved for emergency cash. While other inconvenient alternative loan options like title pawns in Ohio keep your vehicle during the repayment process, a title loan can be different. ChoiceCash Title Loans can allow approved borrowers in Ohio to keep driving their vehicle while they make on-time payments to their loan. No need to give up your normal driving habits around Ohio if you are a responsible borrower that chose ChoiceCash Title Loans for funding!1

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in Ohio here.

THE REQUIRED DOCUMENTS FOR A TITLE LOAN IN OHIO

Looking to apply for a car title loan in Ohio? If you have already met the requirements for a title loan in Ohio, you may be wondering what documents you’ll need to secure your funding. The title loan requirements in Ohio may not be as complicated as you think.

While online loans often require different documentation, if you are applying for a title loan in Ohio, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in Ohio
  3. Recent Photos of the Car
  4. Ohio Issued ID or Other Government-Issued ID
  5. Car Title in Your Name, Registered in Ohio

With these documents, a qualifying vehicle, and an income to support your loan payment, you can look forward to a hassle-free approval process.1

PERFECT CREDIT IS NOT REQUIRED TO APPLY FOR A TITLE LOAN IN OHIO

You may have been denied a loan before in Ohio if your credit history is not where you would like it to be. Many residents of Ohio that are not confident with their credit are often not sure where to turn to in a financial emergency. Fortunately, in Ohio, they may still have resources available in a tough financial situation, which includes a title loan. Title loans in Ohio are an alternative form of funding that can allow borrowers from all different types of financial backgrounds to apply.1

In Ohio, many traditional loan options will base loan eligibility and your loan amount on your credit score. In comparison, ChoiceCash Title Loans in Ohio will use both factors instead:

  1. The Value of Your Collateral
  2. Your Income and Ability to Repay the Loan

While your credit history may be considered when you apply for a title loan in Ohio, it will not be the focus of the approval process. Instead, you have access to a flexible approval process through ChoiceCash Title Loans in Ohio!1

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash Title Loans in Ohio today.

TRAVELING AND TRANSPORTATION INFORMATION FOR RESIDENTS OF OHIO

Ohio is a popular place for travel! Wondering how other residents and travelers in Ohio get to their workday? There is an average of 82.23% of people that are commuters that drove alone in Ohio for their journey to work. On average, 8.04% of people participated in a carpool in Ohio for their commute. 3.72% of people worked from home in Ohio. 1.67% of people used public transportation in Ohio for their ride to work, while .84% of people used a taxi or motorcycle in Ohio for their commute. On average, only 2.24% of people walked to work in Ohio for their commute, and less than 1% of people routinely ride their bicycle in Ohio for their commute.

With those numbers in mind, let’s look at the transportation information for Ohio’s public roads. Residents in Ohio travel many roads to get where they need to be, whether it be residential or commercial. 

In Ohio, there are about 29,706 miles of road. Of those 29,706 miles, about 24,830 miles of road are in adequate driving condition for residents, according to the Ohio Bureau of Transportation Statistics. Those 24,830 miles equal about 84% of all the roads in Ohio.

THE CARS DRIVEN ON THE ROAD IN OHIO

As a vehicle owner in Ohio, you may be curious to know what your fellow residents are driving and how they are fueling up. The most popular vehicle in the past ten years in Ohio has been the Ford F series. Again, in the past ten years, Ohio has approximately 809 fueling stations! 

There are 546 electric fueling stations in Ohio, while there are only 126 85% Ethanol fueling stations available. In comparison, there are 79 liquified petroleum gas fueling stations in Ohio. 38 compressed natural gas fueling stations are available in Ohio, and only 3 liquified natural gas fueling stations.  16 biodiesel fueling stations are available in Ohio, and 1 hydrogen fueling station has been available for over the past 10 years.

ROAD INFORMATION FOR RESIDENTS OF OHIO

The information about the usage of public roads for residents in Ohio can assist many in learning about how their Ohio’s infrastructure is managed. For Ohio, both local and Ohio governments share the responsibility for air, highway, general transit, and water travel ways. Transportation and land use patterns are inseparably linked in Ohio and affect the quality of travel for residents. The local governments of Ohio have spent an average of $55,236,585 on infrastructure and have brought in about $54,369,912 over approximately the past 20 years.

In comparison, Ohio’s state government has spent about $75,933,795 on infrastructure and have brought in about $80,498,678 over approximately the past 20 years on air, highway, general transit, and water travel ways.

Residents of Ohio can break this information down even further to see where their tax dollars are spent. For water travel ways in Ohio, local governments have spent about $75,933,795 and brought in about $80,498,678, while Ohio’s state government has spent about $0 and brought in about $0. In Ohio, the air travel ways have local governments spending about $75,933,795 on average and bring in about $386,686. Ohio’s state government has spent about $438 on average and brought in about $0.  

Highway travel is another responsibility of both Ohio’s local and state government. In the past 20 years, the Ohio local governments have spent about $31,78,900 on highway travel and brought in about $190,628. In comparison, Ohio’s state government has spent about $5,008,325 and brought in about $2,813,399.

Another responsibility of both Ohio’s local and state government is general transit travel, which can be public transportation. In the past 20 years, Ohio’s local government has spent about $799,739 on general transit travel and brought in about $128,395. To compare, Ohio’s state government has spent about $0 on average and brought in about $0.

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN OHIO

As a resident of Ohio, you don’t need to travel far to get the financial help you need. Through loan options like ChoiceCash Title Loans, you can apply for cash anywhere in Ohio through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in Ohio. Take advantage of the three-step, online approval process in Ohio by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 833-976-0292 from anywhere in Ohio to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in Ohio!1 Skip the hassle of other loans and choose a loan option in Ohio that is right for you and your finances. ChoiceCash Title Loans has agents in Ohio available six days a week for extended hours to walk you through the process and direct you to the financial help you need.1

WHAT’S THE APPROVAL PROCESS FOR A TITLE LOAN IN OHIO?

If you’re like most residents in Ohio, you appreciate the convenience of online shopping and getting your errands done. So why not apply for a title loan online in Ohio as well?

Residents in Ohio can take advantage of both the convenience and flexibility of ChoiceCash Title Loan’s online approval process!1 To see if your vehicle can qualify for a title loan in Ohio, you’ll need to complete these three online steps:

  1. Place a Loan Inquiry Online, or Over the Phone: In Ohio, you can place an inquiry by either going to the ChoiceCash Title Loan website to fill out the online form, or you can call a loan agent at 833-976-0292
  2. Submit Your Documents: During the online approval process in Ohio, a loan agent will use these documents to verify your information, Ohio residency, and to see if you qualify for cash.
  3. Get Approved and Get Your Cash: If you are approved for the loan, the last step is to sign your agreement and collect your cash in Ohio! Residents in Ohio can choose between a few different ways to collect their funds, including:
    • A Check in the Mail to Their Ohio Address
    • A Deposit to Their Bank Account
    • Picked Up at Any Local MoneyGram in Ohio

Qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours in Ohio!1

WHAT TYPES OF INCOME QUALIFY FOR A TITLE LOAN IN OHIO?

There are different ways to earn a living in Ohio, and many of them are not a regular 9-5 job. There are over 800,000 small businesses in Ohio alone! If you have alternative income or do not have traditional employment, you may have been turned down for a loan in Ohio. Luckily, ChoiceCash Title Loans can cater to some borrowers in Ohio that have alternative income.

There are many forms of alternative income that can be accepted during the approval process in Ohio, including:

  • Retirement Income
  • Pension Income
  • Annuity Payments
  • Self-Employment
  • Small Business Owners
  • Settlement Income
  • Worker’s Compensation
  • Landlord and Rental Income
  • And More!1

Even if you do not have a traditional 9-5 job, don’t let that stop you from applying for financial assistance in Ohio.1 ChoiceCash Title Loans can offer Ohio residents with alternative income a flexible approval process and fast cash if they qualify!1

HOW MUCH CASH YOUR VEHICLE CAN GET YOU IN OHIO

Ohio residents could access anywhere between 25%-75% of their vehicle’s value! Title loans in Ohio are secured loans that allow a borrower to use their vehicle’s title instead of their credit history to get the cash they need.

With a title loan in Ohio, your loan amount and eligibility will depend on these two factors:

  • The Value of Your Vehicle
  • Your Income and Ability to Repay the Loan

In Ohio, the more value your vehicle has and the larger your income, the larger your loan amount could be!1 With a title loan in Ohio, you are accessing your vehicle’s equity and turning it into the cash you need.1 If you aren’t sure what your vehicle’s equity could be, check out the online title loan calculator that ChoiceCash Title Loans can offer Ohio residents.

How Can I Pick-up my Car Title Loan Money in Ohio in Person?

Pick-up your car title loan funding at any MoneyGram location in Ohio. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 833-976-0292 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Ohio customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in Ohio Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Ohio including metro areas . Call 833-976-0292 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Title Loans Ohio: