THINGS TO KNOW ABOUT ChoiceCash logo ?


Do you need quick cash as a resident of Ohio? Title loans in Ohio are a secured loan option that can allow you to borrow against the current value of your vehicle. Whether you’re trying to get extra cash for unexpected expenses or if you’re laid off and need money to make ends meet, a title loan can be an option! In order to qualify for Ohio title loans, you must use the title of your car as collateral to secure funding and guarantee the loan.1

If you qualify for a car title loan, a title lender will place a lien on your vehicle’s title after the loan is funded. Defaulting on a vehicle-secured loan, like a title loan or an auto loan, can result in the lender repossessing your vehicle. Most lenders prefer to avoid car repossessions and may be willing to work with you to find an alternative solution. You can drive your vehicle throughout the repayment process as long as you pay your loan on time!

Title lenders use several factors to determine your eligibility and loan amount, but the most important ones are the market value of your vehicle and your income.1 If you don’t know your car’s current resale value, you can use ChoiceCash’s title loan questionnaire to obtain a vehicle value estimate with a loan quote, free of obligation. Just enter some basic information about yourself and your vehicle into the online form to get started.1

Apply for ChoiceCash title loans serviced by LoanMart online today and take advantage of a flexible application process. If you qualify, you can access competitive interest rates and receive money in as little as one business day. Call 855-422-7402 to learn more about how to get approved for a quick loan in Ohio.1


To qualify for car title loans in Ohio, you will need to submit a few important documents during your application. While the exact items can vary from state to state, you can expect to need the following paperwork when you apply for a title loan in Columbus, Cleveland, Cincinnati, and other metropolitan areas in Ohio:1

  • Evidence of Your Ability to Repay a Title Loan Through Recent Bank Statements, Pay Stubs, or Another Qualifying Document
  • Pictures of the Interior and Exterior of Your Vehicle, Odometer Reading, and VIN (Vehicle Identification Number) to Complete a Virtual Inspection
  • Proof of an Ohio Address Through Recent Utility Bills, Credit Card Statements, Mortgage Statements, or a Recent Lease Agreement
  • Proof of Identity and Age Through a Valid, Government-Issued Photo Identification Card, Such as an Ohio Driver’s License or a U.S. Passport
  • An OH Title to a Qualifying Car, Truck, or SUV

Once you have gathered the necessary documents, you can submit everything online to be reviewed by a title loan agent. If everything checks out, then you’ll receive a loan agreement to review and sign if you agree to the terms. The terms of a title loan can include the interest rate and repayment period. Take the time to review your loan contract carefully and ask any questions you may have during the final steps of the approval process. It’s important to be fully aware of your current financial obligations and responsibilities before committing to a title loan.1

Ready to apply for a car title loan in Ohio? With ChoiceCash title loans, you can expect full transparency and zero hidden fees throughout the entire application and repayment process! If you qualify for funding, you can choose a payment method that works best for you. Call 855-422-7402 to get started on your application for a ChoiceCash title loan in the Buckeye State!1

title loans ohio


Yes! You can still apply for auto title loans with bad credit in Ohio. Car title loans are typically much more flexible than unsecured loans because collateral is used during the application process to secure your emergency cash. So, even if you have poor credit, you could still qualify for a title loan and obtain the funds you need for an unexpected financial emergency!1

Although it’s possible to get a title loan with bad credit, it is essential to understand that many title lenders typically run credit checks during the application process. A credit check is a vital part of the application process for car title loans because it allows the lender to fully review your financial history. However, don’t let a credit check scare you away from submitting a title loan inquiry! As long as you have a car title in your name and demonstrate your ability to repay the loan, getting a title loan with bad credit is possible.1

Be aware that if you pay your loan on time, you can diligently work towards improving your creditworthiness over time. Consistently making your loan payments on time demonstrates your financial responsibility and can help boost your credit score. However, keep in mind that this will only be possible if a title lender reports your payment behavior to the major credit bureaus.

Speak with a ChoiceCash title loan agent today at 855-422-7402 if you have questions about applying for Ohio title loans with bad credit. If you qualify for emergency cash through a ChoiceCash title loan, you can expect to receive competitive interest rates and exceptional customer service!1


When it comes to choosing a title loan option in Ohio, there are several key factors to consider. Title loans can be a helpful resource to utilize when you need quick cash, but it is important to select a reputable and reliable option.1

Here are three important things to keep in mind if you’re thinking about applying for an Ohio title loan online:

  • Positive Reviews from Previous Borrowers: Although no business is perfect, it is important to choose a title loan option that has more positive feedback than negative. Check out websites like the Better Business Bureau or Trustpilot to see what people are saying about the title loan company you want to work with.
  • The Interest Rate: The affordability of a loan is partially determined by the interest rate you can secure. Fortunately, applicants who qualify for ChoiceCash title loans in Ohio can access competitive interest rates!1
  • The Level of Customer Service: A reliable title loan option should have responsive service agents who can promptly address your concerns and answer your questions. Thankfully, when applying for a ChoiceCash title loan serviced by LoanMart, you can expect to encounter title loan agents who are quick, experienced, and knowledgeable!1

When searching for title loan options in Ohio, it is important to remember these three previous factors. That way, you can ensure you’ll find the right option that fits your financial needs!1

If you’re interested in applying for a ChoiceCash title loan, you can begin the application process by completing a brief questionnaire online. You can access numerous benefits through this loan option, including a flexible application process and zero hidden fees! Check out these customer reviews and testimonials to see why people consider getting ChoiceCash title loans for an unexpected financial emergency.1


Ready to get the funds you need for a financial emergency? Before you start the application process for a title loan, it is important to ensure you have a solid understanding of all the title loan regulations in Ohio.

Car title loans are allowed in the state of Ohio, so applying for a vehicle-secured loan is an option. However, Ohio has specific laws in place, like the Short-Term Loan Act, to ensure the following:

  • Ohio-Licensed Lenders Operate in a Fair and Transparent Manner
  • Borrowers are Protected From Predatory Lending Practices

It’s worth noting that applicants have the right to receive a written disclosure about their loan terms before signing their agreement. Remember, the loan terms can include the interest rate, the repayment period, and any additional fees associated with the loan.

Applying for a car title loan in Ohio shouldn’t be difficult. Now that you know the regulations surrounding this type of secured loan, you can decide if an auto title loan is the right option for you. Call a ChoiceCash title loan agent today at 855-422-7402 to start the application process. If you qualify for funding, you can expect no balloon payments, no hidden fees, and zero prepayment penalties!1

online title loans ohio


Here are some of the benefits that come with qualifying for ChoiceCash title loans serviced by LoanMart in Ohio:1

  • Convenience: With a ChoiceCash title loan, you don’t have to leave your home to apply for the quick cash you need. While getting guaranteed approval for online title loans in Ohio is difficult, if not impossible, you can easily apply for a ChoiceCash title loan online and see if you’re eligible for instant pre-approval today. Applying for fast title loans online in Ohio can be simpler than you might think!1
  • Simplicity: The online application process for a ChoiceCash title loan in Ohio is straightforward and simple.1 And, if you have questions throughout the application process, you can always contact a title loan representative at 855-422-7402 for further assistance.
  • Speed: Applying for a loan online is often quicker than applying for a loan at a physical store. If you’re eligible for a ChoiceCash title loan serviced by LoanMart online, you could get your funds as soon as the next business day!1
  • Flexibility: The best title loan options will offer their customers flexibility throughout the entire loan process. Fortunately, you can expect your loan application to be flexible and streamlined with ChoiceCash title loans in Ohio serviced by LoanMart!1
  • Excellent Customer Service: ChoiceCash title loan agents are considerate and knowledgeable people who are there to walk you through your loan application. When you dial 855-422-7402, you’ll speak with an experienced and compassionate title loan representative.

With ChoiceCash title loans, it can take no time at all to initially apply and find out if you qualify for the money you need to deal with a financial emergency. Eligible applicants can choose direct deposit or have the funds added to a debit card to get their money in as little as 24 hours! Apply online or dial 855-422-7402 to learn more about the application process for online title loans in Ohio.1


Pay for your car title loan at any MoneyGram location in Ohio. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Ohio customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

Frequently Asked Questions

How Do Online Title Loans Work in Ohio?

You can use your car as collateral to secure an online title loan. A lien is placed on your title after the loan is complete, but you can continue to drive your vehicle during the repayment process. There’s no store visit required to apply for an online title loan in Ohio.

What Do I Need to Get a Title Loan in Ohio?

To get a title loan in Ohio, you will need a car title in your name and proof of income. Additionally, you must be at least 18 years of age or older to apply for a car title loan in Ohio.

Will I Lose My Car if I Qualify for a Car Title Loan in Ohio?

A lien is placed on your car title after the loan is complete. If you default on the loan, your vehicle could be repossessed. However, if you pay on time each month, you can continue to drive your vehicle during the repayment process.

Will a Title Loan in Ohio Affect My Credit Score?

If you default on a title loan in Ohio, that can negatively affect your credit score. Make sure to pay on time each month or set up automatic payments if you are forgetful.

Is a Vehicle Inspection Required to Apply for a Title Loan in Ohio?

A physical vehicle inspection is not necessary to apply for a ChoiceCash title loan online in Ohio. Instead, you can submit a few photos of your car and the required documents during your loan application.

Ohio - Key Financial and Indebtedness Figures

The figures below are intended for informational and educational purposes to allow consumers to compare their financial situation to others in Ohio. Empowered with this data, we hope you can make a sound decision to solve your financial needs - if you decide that a title loan is a potential option, we’d be thrilled to assist you.

Average credit score (VantageScore®) 695
Average FICO® score 715
Average student loan debt $34,721
Average credit card debt $5,560
Average monthly car loan payment $453 (Lease) $500 (Loan)
Share of households that rent 34.0%
Average rent $982
Median gross rent $870
Median value of owner-occupied housing units $159,900
Median monthly owner costs - with a mortgage $1,338
Median monthly owner costs $504
Number of bank branches 2,749
Median household income $61,938
Per capita income $34,526
Average ChoiceCash title loan amount 3,112

What Locations in Ohio Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Ohio including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Ohio: