THINGS TO KNOW ABOUT ChoiceCash ?

BENEFITS OF CHOICECASH TITLE LOANS IN KENTUCKY

  • Competitive rates – Title loans in Kentucky can sometimes come with higher interest rates, but with ChoiceCash Title Loans interest can be competitive industry-wide! The better your interest rate, the more you can save on your KY loan overall.
  • Payments can get lower2 – ChoiceCash Title Loans in Kentucky also come with exclusive rewards that kick in just for making your loan payments on time!2 When you make a full loan payment on time in Kentucky for ChoiceCash, your interest rate may get lower, and can get as low as 50% from the rate you started with!2
  • Bad credit OK – Traditional loans can often be unfriendly to people with less than perfect credit in Kentucky. Thankfully, ChoiceCash Title Loans in KY are different. Title loans use your Kentucky vehicle title as collateral, so lenders don’t really care about your credit score.
  • Flexible terms – If you’ve ever had a payday loan in Kentucky, you know just how inconvenient their terms can be. KY title loans aren’t like that. With ChoiceCash Title Loans in Kentucky you can choose to pay your loan early with no penalties, or even extend your terms via refinancing if needed.1
  • Keep your car – ChoiceCash Title Loans knows that for Kentucky residents, their car is important to them. That’s why when you get a ChoiceCash Title Loan in Kentucky and stay on top of your monthly payments, your car stays with you to drive every day like normal.

OTHER ADVANTAGES OF GETTING A TITLE LOAN IN KENTUCKY

ChoiceCash Title Loans in Kentucky don’t just come with convenient rates, payments that go down, personalized terms, and inclusive benefits that allow people with all kinds of credit to get the money they need.1 2 Kentucky residents can also enjoy an easy online process streamlined and designed to get you your emergency money as soon as the very same or next business day.1 Inquire, send in your documents, sign your Kentucky title loan contract, and get your money in a few hours or less without ever having to leave your home.1

If you live in Kentucky there are also other perks to take advantage of with ChoiceCash Title Loans. Besides your interest rate going down with every on-time payment, there is also the opportunity to refinance your Kentucky title loan utilizing your new lower interest rate.1 2 Refinancing your title loan in Kentucky with ChoiceCash could allow you to get additional funding while sticking with the same reduced interest rate that you earned with your original loan.

Utilize the equity in Kentucky Texas licensed vehicle without having to give it up with the help of a ChoiceCash Title Loan, serviced by LoanMart. Talk to an experienced Kentucky title loan agent by calling 855-401-7230 and get a free estimate with absolutely no obligations! Or, fill out a quick Kentucky title loan inquiry form to begin online.

TITLE LOAN REQUIREMENTS IN KENTUCKY

Are you a resident of Kentucky looking for the best way to get a loan? ChoiceCash Title Loans can help qualified borrowers in Kentucky get access to the financial help they need, without the hassle!

If you need to get back on your feet financially, a title loan in Kentucky can be the perfect way to get emergency cash. In Kentucky, qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours after approval.1 As a resident of Kentucky, you can take advantage of a title loan to get both the emergency cash you need and the competitive interest rates that are easy on your wallet!

Choose ChoiceCash Title Loans for funding in Kentucky and find out if your vehicle qualifies for cash in no time at all.

ONLINE TITLE LOANS IN KENTUCKY

If you’re like most consumers in Kentucky, you appreciate the convenience of online shopping. With ChoiceCash Title Loans, you can apply for a title loan from your smartphone or computer anywhere in Kentucky! No need to drive around searching for the best title loan in Kentucky when you have an online inquiry form ready at your disposal. While there are many types of alternative loans available to you in Kentucky, you can take advantage of an option that can provide secure funding even if your credit history is not up to par.1

Title loans are available to borrowers in Kentucky that come from all different types of credit histories and financial backgrounds. With a title loan in Kentucky, you are using your vehicle’s equity to secure the cash you need instead of your credit history. The collateral for a title loan in Kentucky is the title to your vehicle, which secures the cash and helps minimize the risk for the lender. When collateral is used to apply for a loan in Kentucky, the approval process can be much more flexible and open to alternative borrowers that may not qualify for an unsecured loan.

If you need fast cash and an online approval process, check out how ChoiceCash Title Loans in Kentucky can help!

THE REQUIREMENTS FOR A TITLE LOAN IN KENTUCKY

While getting a loan is a great step for many people in Kentucky to solve their financial troubles, it is equally important to be aware of the expected requirements. Fortunately, ChoiceCash Title Loans in Kentucky have a flexible approval process and even simpler requirements.

 A hopeful borrower in Kentucky will need to meet these requirements before applying for a title loan:

  1. Have a Steady Income or Alternative Income
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in Kentucky

If you are a resident of legal age to apply for a loan in Kentucky and you have both a qualifying vehicle and income, title loan approval can be easier than you think!1 In Kentucky, a qualifying income for a title loan does not need to be a 9-5 job. Instead, residents of Kentucky that need emergency cash from a title loan can still apply if they have alternative income like disability income, retirement income, or even self-employment!1

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN KENTUCKY

For most residents in Kentucky, their vehicle is their main source of transportation. Naturally, if you are looking to apply for a title loan in Kentucky, you may be wondering what will happen to your vehicle after you are approved for emergency cash. While other inconvenient alternative loan options like title pawns in Kentucky keep your vehicle during the repayment process, a title loan can be different. ChoiceCash Title Loans can allow approved borrowers in Kentucky to keep driving their vehicle while they make on-time payments to their loan. No need to give up your normal driving habits around Kentucky if you are a responsible borrower that chose ChoiceCash Title Loans for funding!1

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in Kentucky here.

THE REQUIRED DOCUMENTS FOR A TITLE LOAN IN KENTUCKY

Looking to apply for a car title loan in Kentucky? If you have already met the requirements for a title loan in Kentucky, you may be wondering what documents you’ll need to secure your funding. The title loan requirements in Kentucky may not be as complicated as you think.

While online loans often require different documentation, if you are applying for a title loan in Kentucky, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in Kentucky
  3. Recent Photos of the Car
  4. Kentucky Issued ID or Other Government-Issued ID
  5. Car Title in Your Name, Registered in Kentucky

With these documents, a qualifying vehicle, and an income to support your loan payment, you can look forward to a hassle-free approval process.1

PERFECT CREDIT IS NOT REQUIRED TO APPLY FOR A TITLE LOAN IN KENTUCKY

You may have been denied a loan before in Kentucky if your credit history is not where you would like it to be. Many residents of Kentucky that are not confident with their credit are often not sure where to turn to in a financial emergency. Fortunately, in Kentucky, they may still have resources available in a tough financial situation, which includes a title loan. Title loans in Kentucky are an alternative form of funding that can allow borrowers from all different types of financial backgrounds to apply.1

In Kentucky, many traditional loan options will base loan eligibility and your loan amount on your credit score. In comparison, ChoiceCash Title Loans in Kentucky will use both factors instead:

  1. The Value of Your Collateral
  2. Your Income and Ability to Repay the Loan

While your credit history may be considered when you apply for a title loan in Kentucky, it will not be the focus of the approval process. Instead, you have access to a flexible approval process through ChoiceCash Title Loans in Kentucky!1

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash Title Loans in Kentucky today.

TRAVELING AND TRANSPORTATION INFORMATION FOR RESIDENTS OF KENTUCKY

Kentucky is a popular place for travel! Wondering how other residents and travelers in Kentucky get to their workday? There is an average of 82% of people that are commuters that drove alone in Kentucky for their journey to work. On average, 9.95% of people participated in a carpool in Kentucky for their commute. Now that there are many remote workers and positions available, 3.39% of people worked from home in Kentucky in the past year.  1.07% of people used public transportation in Kentucky for their ride to work, while 1.05% of people used a taxi or motorcycle in Kentucky for their commute. On average, only 2.16% of people walked to work in Kentucky for their commute, and .002% of people routinely ride their bicycle in Kentucky for their commute.

With those numbers in mind, let’s look at the transportation information for Kentucky’s public roads. Residents in Kentucky travel many roads to get where they need to be, whether it be residential or commercial. 

In Kentucky, there are about 13,328 miles of road. Of those 13,328 miles, about 12,006 miles of road are in adequate driving condition for residents, according to the Kentucky Bureau of Transportation Statistics. Those 12,006 miles equal about 90% of all the roads in Kentucky.

THE CARS DRIVEN ON THE ROAD IN KENTUCKY

As a vehicle owner in Kentucky, you may be curious to know what your fellow residents are driving and how they are fueling up. The most popular vehicle in the past ten years in Kentucky has been the Ford F series. Again, in the past ten years, Kentucky has approximately 236 number of fueling stations! 

There are 134 electric fueling stations in Kentucky, while there are 54 85% Ethanol fueling stations available. In comparison, there are 39 liquified petroleum gas fueling stations in Kentucky. 6 compressed natural gas fueling stations are available in Kentucky, and 1 liquified natural gas fueling station.  3 biodiesel fueling stations are available in Kentucky, and 0 hydrogen fueling stations have been available for over the past 10 years.

ROAD INFORMATION FOR RESIDENTS OF KENTUCKY

The information about the usage of public roads for residents in Kentucky can assist many in learning about how their state’s infrastructure is managed. For Kentucky, both local and state governments share the responsibility for air, highway, general transit, and water travel ways. Transportation and land use patterns are inseparably linked in Kentucky and affect the quality of travel for residents. The local governments of Kentucky have spent an average of $13,857,364 on infrastructure and have brought in about $14,034,124 over approximately the past 20 years.

In comparison, the Kentucky state government has spent about $28,907,678 on infrastructure and have brought in about $27,301,234 over approximately the past 20 years on air, highway, general transit, and water travel ways.

Residents of Kentucky can break this information down even further to see where their tax dollars are spent. For water travel ways in Kentucky, local governments have spent about $18,546 and brought in about $16,539 while the Kentucky state government has spent about $81 and brought in about $0. In Kentucky, the air travel ways have local governments spending about $177,539 on average and bring in about $191,981. The Kentucky state government has spent about $4,543 and brought in about $554.

Highway travel is another responsibility of both Kentucky’s local and state government. In the past 20 years, the Kentucky local governments have spent about $618,651 on highway travel and brought in about $48,136. In comparison, the Kentucky state government has spent about $3,207,569 and brought in about $924,391.

Another responsibility of both Kentucky’s local and state government is general transit travel, which can be public transportation. In the past 20 years, the Kentucky local governments have spent about $154,653 on general transit travel and brought in about $21,907.   To compare, the Kentucky state government has spent about $5,824 and brought in about $0.

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN KENTUCKY

As a resident of Kentucky, you don’t need to travel far to get the financial help you need. Through loan options like ChoiceCash Title Loans, you can apply for cash anywhere in Kentucky through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in Kentucky. Take advantage of the three-step, online approval process in Kentucky by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 855-401-7230 from anywhere in Kentucky to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in Kentucky!1 Skip the hassle of other loans and choose a loan option in Kentucky that is right for your and your finances. ChoiceCash Title Loans has agents in Kentucky available seven days a week for extended hours to walk you through the process and direct you to the financial help you need.1

HOW MUCH CASH WILL MY CAR QUALIFY FOR THROUGH A TITLE LOAN IN KENTUCKY?

Looking to apply for a car title loan in Kentucky? The amount of cash your vehicle will qualify for will depend on a few factors in Kentucky, including:

  1. The State Your Vehicle is Registered in
  2. Your Income and Ability to Afford a Loan
  3. The Value of the Collateral

In Kentucky, title loans are collateral based loans. This means that your income and your vehicle’s value will determine what your loan amount is, unlike an unsecured loan option in Kentucky. The more equity your vehicle has, the larger your loan amount could be in Kentucky through a title loan if your income supports it!

Generally, you can access anywhere between 25%-75% of your vehicle’s equity through an auto title loan in Kentucky. If you aren’t sure what your vehicle’s current equity is, there is an online tool available for Kentucky residents to use. ChoiceCash Title Loans can give Kentucky residents an online title loan calculator that can estimate:

  • A Vehicle’s Current Equity, and
  • Offer a Free Title Loan Quote!1

Ready to see if your vehicle qualifies for the cash you need in Kentucky? ChoiceCash Title Loans can make it easy through the approval process available to Kentucky residents online.

WHAT IS THE APPROVAL PROCESS FOR A CAR TITLE LOAN IN KENTUCKY?

Applying for a car title loan in Kentucky does not need to be a hassle! You can find out if you qualify for the cash you need without even leaving your Kentucky home. ChoiceCash Title Loans can make the approval process online and speedy for Kentucky residents that need fast cash!

Take a look at the three-step process available for Kentucky residents:

  1. Choose How to Place Your Loan Inquiry: Residents of Kentucky can send in a loan inquiry online, or over the phone with a representative at 855-401-7230.
  2. Send in a Few Documents: A loan agent will use these documents to verify your information and vehicle ownership, as well as your Kentucky residency! 
  3. Collect Your Cash: Kentucky residents have a few different ways to pick up their cash if they are approved for a car title loan:
  • A Check in the Mail to Their Kentucky Home
  • A Direct Deposit to Their Checking Account
  • Picked Up at Any Local MoneyGram in Kentucky

WILL MY INCOME QUALIFY FOR A CAR TITLE LOAN IN KENTUCKY?

There are more ways to earn a living in Kentucky besides a traditional 9-5 job! While many alternative forms of income may not be accepted for traditional loan options in Kentucky, a title loan is different.

ChoiceCash Title Loans can offer a flexible approval process that includes accepting alternative forms of income from Kentucky residents.

While not all forms of alternative income can be accepted for a car title loan in Kentucky, some of the most common forms of alternative income that can be accepted during the approval process for a title loan are:

  • SSI or Disability Income
  • Retirement Income
  • Pension Income
  • Settlement Income
  • Worker’s Compensation
  • Annuity Payments
  • Self-Employment and Small Business Owners

Even if your income is not a traditional 9-5 job, you can still apply for the help you need through a car title loan in Kentucky.1 Find out if you qualify for the financial assistance you need in Kentucky through ChoiceCash Title Loans today!

How Can I Pick-up my Car Title Loan Money in Kentucky in Person?

Pick-up your car title loan funding at any MoneyGram location in Kentucky. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-401-7230 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Kentucky customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in Kentucky Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Kentucky including metro areas . Call 855-401-7230 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Title Loans Kentucky​: