THINGS TO KNOW ABOUT ChoiceCash ?

BENEFITS OF CHOICECASH TITLE LOANS IN MINNESOTA

  • Competitive rates – Title loans in Minnesota can sometimes come with higher interest rates, but with ChoiceCash Title Loans interest can be competitive industry-wide! The better your interest rate, the more you can save on your MN loan overall.
  • Payments may get lower2 – ChoiceCash Title Loans in Minnesota also come with exclusive rewards that kick in just for making your loan payments on time!2 Every time you make a loan in Minnesota for ChoiceCash, your interest rate may get lower, and can get as low as 50% from the rate you started with!2
  • Bad credit OK – Traditional loans can often be unfriendly to people with less than perfect credit in Minnesota. Thankfully, ChoiceCash Title Loans in MN are different. Title loans use your Minnesota vehicle title as collateral, so lenders don’t really care about your credit score.
  • Flexible terms – If you’ve ever had a payday loan in Minnesota, you know just how inconvenient their terms can be. MN title loans aren’t like that. With ChoiceCash Title Loans in Minnesota you can choose to pay your loan early with no penalties, or even extend your terms via refinancing if needed.1
  • Keep your car – ChoiceCash Title Loans knows that for Minnesota residents, their car is important to them. That’s why when you get a ChoiceCash Title Loan in Minnesota and stay on top of your monthly payments, your car stays with you to drive every day like normal.

OTHER ADVANTAGES OF GETTING A TITLE LOAN IN MINNESOTA

ChoiceCash Title Loans in Minnesota don’t just come with convenient rates, payments that may go down, personalized terms, and inclusive benefits that allow people with all kinds of credit to get the money they need.1 2 Minnesota residents can also enjoy an easy online process streamlined and designed to get you your emergency money as soon as the very same or next business day.1 Inquire, send in your documents, sign your Minnesota title loan contract, and get your money in a few hours or less without ever having to leave your home.1

If you live in Minnesota there are also other perks to take advantage of with ChoiceCash Title Loans. Besides the chance of your rate going down with every on-time payment, there is also the opportunity to refinance your Minnesota title loan utilizing your new lower interest rate.1 2 Refinancing your title loan in Minnesota with ChoiceCash could allow you to get additional funding while sticking with the same reduced interest rate that you earned with your original loan.

Utilize the equity in your Minnesota licensed vehicle without having to give it up with the help of a ChoiceCash Title Loan, serviced by LoanMart. Talk to an experienced Minnesota title loan agent by calling 844-950-2038 and get a free estimate with absolutely no obligations! Or, fill out a quick Minnesota title loan inquiry form to begin online.

TITLE LOAN REQUIREMENTS IN MINNESOTA

Are you a resident of Minnesota looking for the best way to get a loan? ChoiceCash Title Loans can help qualified borrowers in Minnesota get access to the financial help they need, without the hassle!

If you need to get back on your feet financially, a title loan in Minnesota can be the perfect way to get emergency cash. In Minnesota, qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours after approval.1 As a resident of Minnesota, you can take advantage of a title loan to get both the emergency cash you need and the competitive interest rates that are easy on your wallet!

Choose ChoiceCash Title Loans for funding in Minnesota and find out if your vehicle qualifies for cash in no time at all.

ONLINE TITLE LOANS IN MINNESOTA

If you’re like most consumers in Minnesota, you appreciate the convenience of online shopping. With ChoiceCash Title Loans, you can apply for a title loan from your smartphone or computer anywhere in Minnesota! No need to drive around searching for the best title loan in Minnesota when you have an online inquiry form ready at your disposal. While there are many types of alternative loans available to you in Minnesota, you can take advantage of an option that can provide secure funding even if your credit history is not up to par.1

Title loans are available to borrowers in Minnesota that come from all different types of credit histories and financial backgrounds. With a title loan in Minnesota, you are using your vehicle’s equity to secure the cash you need instead of your credit history. The collateral for a title loan in Minnesota is the title to your vehicle, which secures the cash and helps minimize the risk for the lender. When collateral is used to apply for a loan in Minnesota, the approval process can be much more flexible and open to alternative borrowers that may not qualify for an unsecured loan.

If you need fast cash and an online approval process, check out how ChoiceCash Title Loans in Minnesota can help!

THE REQUIREMENTS FOR A TITLE LOAN IN MINNESOTA

While getting a loan is a great step for many people in Minnesota to solve their financial troubles, it is equally important to be aware of the expected requirements. Fortunately, ChoiceCash Title Loans in Minnesota have a flexible approval process and even simpler requirements.

A hopeful borrower in Minnesota will need to meet these requirements before applying for a title loan:

  1. Demonstrate the ability to repay the loan
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in Minnesota

If you are a resident of legal age to apply for a loan in Minnesota and you have both a qualifying vehicle and income, title loan approval can be easier than you think!1 In Minnesota, a qualifying income for a title loan does not need to be a 9-5 job. Instead, residents of Minnesota that need emergency cash from a title loan can still apply if they have alternative income like disability income, retirement income, or even self-employment!1

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN MINNESOTA

For most residents in Minnesota, their vehicle is their main source of transportation. Naturally, if you are looking to apply for a title loan in Minnesota, you may be wondering what will happen to your vehicle after you are approved for emergency cash. While other inconvenient alternative loan options like title pawns in Minnesota keep your vehicle during the repayment process, a title loan can be different. ChoiceCash Title Loans can allow approved borrowers in Minnesota to keep driving their vehicle while they make on-time payments to their loan. No need to give up your normal driving habits around Minnesota if you are a responsible borrower that chose ChoiceCash Title Loans for funding!1

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in Minnesota here.

THE REQUIRED DOCUMENTS FOR A TITLE LOAN IN MINNESOTA

Looking to apply for a car title loan in Minnesota? If you have already met the requirements for a title loan in Minnesota, you may be wondering what documents you’ll need to secure your funding. The title loan requirements in Minnesota may not be as complicated as you think.

While online loans often require different documentation, if you are applying for a title loan in Minnesota, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in Minnesota
  3. Recent Photos of the Car
  4. Minnesota Issued ID or Other Government-Issued ID
  5. Car Title in Your Name, Registered in Minnesota

With these documents, a qualifying vehicle, and an income to support your loan payment, you can look forward to a hassle-free approval process.1

PERFECT CREDIT IS NOT REQUIRED TO APPLY FOR A TITLE LOAN IN MINNESOTA

You may have been denied a loan before in Minnesota if your credit history is not where you would like it to be. Many residents of Minnesota that are not confident with their credit are often not sure where to turn to in a financial emergency. Fortunately, in Minnesota, they may still have resources available in a tough financial situation, which includes a title loan. Title loans in Minnesota are an alternative form of funding that can allow borrowers from all different types of financial backgrounds to apply.1

In Minnesota, many traditional loan options will base loan eligibility and your loan amount on your credit score. In comparison, ChoiceCash Title Loans in Minnesota will use both factors instead:

  1. The Value of Your Collateral
  2. Your Income and Ability to Repay the Loan

While your credit history may be considered when you apply for a title loan in Minnesota, it will not be the focus of the approval process. Instead, you have access to a flexible approval process through ChoiceCash Title Loans in Minnesota!1

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash Title Loans in Minnesota today.

TRAVELING AND TRANSPORTATION INFORMATION FOR RESIDENTS OF MINNESOTA

Minnesota is a popular place for travel! Wondering how other residents and travelers in Minnesota get to their workday? There is an average of 77.9% of people that are commuters that drove alone in Minnesota for their journey to work. On average, 8.81% of people participated in a carpool in Minnesota for their commute. Now that there are many remote workers and positions available, 5.42% of people worked from home in Minnesota in the past year.  3.44% of people used public transportation in Minnesota for their ride to work, while .87% of people used a taxi or motorcycle in Minnesota for their commute. On average, only 2.79% of people walked to work in Minnesota for their commute, and .007% of people routinely ride their bicycle in Minnesota for their commute.

With those numbers in mind, let’s look at the transportation information for Minnesota’s public roads. Residents in Minnesota travel many roads to get where they need to be, whether it be residential or commercial. 

In Minnesota, there are about 31,323 miles of road. Of those 31,323 miles, about 26,337 miles of road are in adequate driving condition for residents, according to the Minnesota Bureau of Transportation Statistics. Those 26,337 miles equal about 84% of all the roads in Minnesota.

THE CARS DRIVEN ON THE ROAD IN MINNESOTA

As a vehicle owner in Minnesota, you may be curious to know what your fellow residents are driving and how they are fueling up. The most popular vehicle in the past ten years in Minnesota has been the Chevrolet Impala. Again, in the past ten years, Minnesota has approximately 931 number of fueling stations! 

There are 500 electric fueling stations in Minnesota, while there are 357 85% Ethanol fueling stations available. In comparison, there are 40 liquified petroleum gas fueling stations in Minnesota. 15 compressed natural gas fueling stations are available in Minnesota, and 0 liquified natural gas fueling stations.  20 biodiesel fueling stations are available in Minnesota, and 0 hydrogen fueling stations have been available for over the past 10 years.

ROAD INFORMATION FOR RESIDENTS OF MINNESOTA

The information about the usage of public roads for residents in Minnesota can assist many in learning about how their state’s infrastructure is managed. For Minnesota, both local and state governments share the responsibility for air, highway, general transit, and water travel ways. Transportation and land use patterns are inseparably linked in Minnesota and affect the quality of travel for residents. The local governments of Minnesota have spent an average of $29,363,145 on infrastructure and have brought in about $28,643,397 over approximately the past 20 years.

In comparison, the Minnesota state government has spent about $39,080,841 on infrastructure and have brought in about $41,704,485 over approximately the past 20 years on air, highway, general transit, and water travel ways.

Residents of Minnesota can break this information down even further to see where their tax dollars are spent. For water travel ways in Minnesota, local governments have spent about $43,691 and brought in about $18,122 while the Minnesota state government has spent about $0 and brought in about $0. In Minnesota, the air travel ways have local governments spending about $361,786 on average and bring in about $321,206. The Minnesota state government has spent about $9,525 and brought in about $768.  

Highway travel is another responsibility of both Minnesota’s local and state government. In the past 20 years, the Minnesota local governments have spent about $3,746,996 on highway travel and brought in about $16,8134. In comparison, the Minnesota state government has spent about $2,556,920 and brought in about $1,443,421.

Another responsibility of both Minnesota’s local and state government is general transit travel, which can be public transportation. In the past 20 years, the Minnesota local governments have spent about $140,843 on general transit travel and brought in about $18,305. To compare, the Minnesota state government has spent about $199,183 and brought in about $38,782.

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN MINNESOTA

As a resident of Minnesota, you don’t need to travel far to get the financial help you need. Through loan options like ChoiceCash Title Loans, you can apply for cash anywhere in Minnesota through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in Minnesota. Take advantage of the three-step, online approval process in Minnesota by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 844-950-2038 from anywhere in Minnesota to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in Minnesota!1 Skip the hassle of other loans and choose a loan option in Minnesota that is right for you and your finances. ChoiceCash Title Loans has agents available Mondays to Saturdays for extended hours to walk you through the process and direct you to the financial help you need.1

CAN I APPLY FOR A TITLE LOAN IN MINNESOTA IF THE TITLE IS NOT IN MY NAME?

If the vehicle title is not in your name, you cannot currently use it to apply for a title loan in Minnesota. Do not let that stop you from applying for the financial help you need in Minnesota, however. ChoiceCash Title Loans can offer Minnesota residents some extra help if they need it, which includes pointing them in the right direction to get their vehicle title in their name again.

To transfer the vehicle title to your name in Minnesota, you will simply need to visit your local Department of Motor Vehicles (DMV). When you visit the Minnesota DMV or SOS office in person to inquire for a title transfer, you will usually need the following:

Have questions about how to get a duplicate title or on how to transfer a car title in Minnesota? The experts at ChoiceCash Title Loans can help Minnesota residents that call 844-950-2038.

WILL MY INCOME QUALIFY FOR A TITLE LOAN IN MINNESOTA?

Are you a Minnesota resident that does not work a 9-5 job? While your alternative income may disqualify you from other loan options in Minnesota, a title loan can be different. With loan options in Minnesota like ChoiceCash Title Loans, you will need some proof of income or alternative income during the approval process. Luckily, alternative forms of income can be accepted in Minnesota, including:

  • Annuity Payments or Retirement Income
  • Pension Income
  • Settlement Income
  • SSI or Disability Income
  • Worker’s Compensation
  • Annuity Payments
  • Small Business Owners
  • Self-Employment

If you have the paperwork to prove your alternative income in Minnesota, you can easily find out if you qualify for the cash you need! Some documents that can be used to prove your alternative income in Minnesota for a title loan are:

  1. Bank Statements
  2. Pay Stubs
  3. Tax Forms
  4. Disability Award Letters
  5. Settlement Letters
  6. And More!

Even if you do not have a traditional 9-5 job, you may still qualify for the cash you need in Minnesota. ChoiceCash Title Loans can offer Minnesota borrowers a flexible approval process and cash in as little as 24 hours after loan approval!1

WHAT IS THE TITLE LOAN APPROVAL PROCESS LIKE IN MINNESOTA?

Ready to see if your vehicle can qualify for a title loan in Minnesota? ChoiceCash Title Loans can make the process fast and simple for Minnesota residents! Take a look at the quick, three-step process available online from anywhere in Minnesota:

  1. Send in a Loan Inquiry Online, or Over the Phone
  2. Submit a Few Documents to Verify Your Information and Minnesota Residency
  3. Get Approved and Collect Your Cash!

Ready to see if your vehicle qualifies for the cash you need in Minnesota? ChoiceCash Title Loans can help approved borrowers in Minnesota get cash in as little as 24 hours!1

  • Through Direct Deposit to a Checking Account
  • Pick up your cash at any participating money transfer location near you
  • Delivered by Check to a Minnesota Address

Ready to see if your vehicle qualifies for the cash you need in Minnesota? ChoiceCash Title Loans can help approved borrowers in Minnesota get cash in as little as 24 hours!1

How Can I Pay for My Car Title Loan in Person?

Pay for your car title loan at any MoneyGram location in Minnesota. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 844-950-2038 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Minnesota customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in Minnesota Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Minnesota including metro areas . Call 844-950-2038 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Minnesota: