THINGS TO KNOW ABOUT ChoiceCash logo ?


Do you need fast cash to handle a financial emergency? Title loans in Florida may be the solution for you! With ChoiceCash auto title loans in Florida, borrowers can take advantage of an easy application process and competitive interest rates. Whether you need emergency money for unpaid medical bills, unexpected expenses, or another financial emergency, a vehicle-secured loan can be a resourceful option to consider.1

To understand the title loan process as a whole, you should start by learning more about the title loan requirements and how title loans work in Florida. Whether you are applying from Jacksonville, Orlando, Miami, or Tampa, in order to qualify for a title loan, you must be at least 18 years old and have a vehicle title in your name. You’ll need other documents to verify your information as well. ChoiceCash title loan officers can work with you to gather the necessary documentation and guide you through the entire process.1

Additionally, your vehicle will need to have a decent amount of positive equity, and you must be able to provide proof that you can repay the loan. A car title loan in Florida works by allowing you to borrow against the value of a qualifying car or truck. By pledging your car as collateral for the loan, you can receive emergency cash!1

If you are wondering how much money you can receive from a Florida title loan, this largely depends on the value of your car and your income. Typically, you’ll access up to 50% of your vehicle’s value when you qualify for a title loan.1

Life throws many unexpected expenses our way, and we can’t be prepared for everything. If you need quick funding, keep reading to learn more about the benefits of auto title loans in Florida, the regulations associated with Florida title loans, and how a ChoiceCash title loan can help you take care of emergency expenses!1

title loans in florida


When it comes to securing car title loans in Florida, you’ll be faced with many options. However, not all title loans are created equal! There are many benefits of applying for a ChoiceCash title loan serviced by LoanMart that can enhance your overall loan experience. This includes competitive interest rates, no hidden fees, and a flexible and fast application process that caters to title loan borrowers with bad credit!1

Another huge advantage of ChoiceCash title loans is how fast you can get your money after final approval. Emergency expenses don’t wait for your next paycheck! If you qualify for a ChoiceCash car title loan in Florida, you can choose direct deposit and get your funds in as little as 24 hours. In some cases, eligible borrowers can get their money the same day they apply!1

On top of competitive interest rates, ChoiceCash title loan borrowers also have access to a variety of ways to repay their loans. This includes the flexibility to pay by phone, through the online portal, mail a check to the payment center, or even pay in person at a participating money transfer location in Florida.1

Call 855-422-7402 to speak to a friendly ChoiceCash title loan agent and get started on your loan request. You can also submit a short prequalification form online to find out if you qualify for instant pre-approval!1

online title loans in florida


If you need fast cash, you might be wondering, “Are car title loans legal in my state?” You’ve come to the right place for answers! Before starting this journey to an auto title loan, it is important to ensure that you have a solid understanding of all title loan regulations in the state of Florida.

First and foremost, car title loans are allowed in the state of Florida. However, the state has specific laws in place, such as the Florida Title Loan Act, to protect applicants from predatory lending practices. This act is also in place to make sure that title lenders licensed in Florida operate in a fair and transparent manner.

It is important to make sure you are an educated borrower and understand your rights as a consumer. For example, you have the right to receive written disclosures about your loan terms before you sign your agreement. This includes the total amount financed, any finance charges, and the interest rate.

Getting fast financial help should not be a hassle. Armed with all of this information in mind, consider how a vehicle title loan in Florida could be an option to help you handle your emergency life expenses! Call 855-422-7402 today to apply for a ChoiceCash car title loan in Florida and see if you are eligible for instant pre-approval.1


Pay for your car title loan at any MoneyGram location in Florida. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Frequently Asked Questions

Where Can I Get Title Loans in Florida?

You can access title loans in Florida online! The application process can be convenient and simple if you meet the initial requirements. Just fill out the pre-approval form online or call 855-422-7402 to speak with a ChoiceCash title loan agent.1

What Documents Do You Need to Apply for a Title Loan in Florida?

To apply for a car title loan in Florida, you will need a valid, government-issued photo ID, proof of residency, a car title in your name, proof of income, and recent pictures of your vehicle. This paperwork can be uploaded online or sent via text message to a title loan agent.

Do You Need to Have Perfect Credit to Qualify for a Car Title Loan in Florida?

You do not need perfect credit to qualify for a car title loan in Florida. Although title lenders will still consider your credit history, it is not the focus of the application process. Instead, your car’s equity and your income are primarily used to determine your eligibility.1

How Fast Can I Receive My Money from a Title Loan in Florida?

Qualified borrowers could receive their money in as little as one business day if they qualify for a ChoiceCash title loan in Florida! The application process can be simple, and there is no store visit required to apply.1

What are the Steps to Apply for a Title Loan in Florida?

Applying for a title loan in Florida can be quick and convenient. Take a look at the three-step process:

  1. Fill out a short inquiry form online or call 855-422-7402 to get started
  2. Submit the necessary documents via email or text message
  3. Find out if you qualify for a ChoiceCash title loan in Florida!1

Florida - Key Financial and Indebtedness Figures

The below table provides some of the key income, loan, and financial statistics for Florida, which are intended to give you a better understanding of how your financial circumstances compare to other Florida residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

Average credit score (VantageScore®) 689
Average FICO® score 707
Average student loan debt $38,459
Average credit card debt $6,460
Average monthly car loan payment $549 (Lease) $553 (Loan)
Share of households that rent 33.8%
Average rent $1,218
Median gross rent $1,301
Median value of owner-occupied housing units $248,700
Median monthly owner costs - with a mortgage $1,618
Median monthly owner costs $540
Number of bank branches 4,190
Median household income $61,777
Per capita income $35,216
Average ChoiceCash title loan amount $4,142

What Locations in Florida Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Florida including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Florida: