THINGS TO KNOW ABOUT ChoiceCash ?

BENEFITS OF CHOICECASH TITLE LOANS IN FLORIDA

Residents of Florida are able to turn to ChoiceCash Title Loans when they are out of options for quick funding. When you’re going through the middle of a financial crisis, you deserve to have reliable and efficient financial solutions available to you. Here are just a few of the reasons why people who live in Florida choose to rely on ChoiceCash Title Loans:

  • Keep Your FL Vehicle – Some forms of funding like title pawns in Florida require people to give up possession of their car during the life of the loan. ChoiceCash Title Loans aren’t like that! Instead, your title loan lender will simply place a lien on your car in Florida, leaving your vehicle with you to keep and drive every day while you pay back your loan. ChoiceCash Title Loans knows that your vehicle is important to you, which is why we want it to stay with you! 
  • Quick Approval and Fast Funding1 – One of the reasons why people in Florida come to ChoiceCash Title Loans when they need emergency funding, is because the process is not only easy, it’s speedy as well! Sometimes in just a few hours or less after you inquire, you could walk away with money in your pocket.1 Ditch the hassles that come with traditional funding and experience the stress-free ease of a ChoiceCash Title Loan in Florida. 
  • Payments May Decrease– A favorite perk of a ChoiceCash Title Loan for people who live in Florida, is that they come with interest rates and payments that may decrease every month!2 Every time you make an on-time payments, you’re eligible for money saving benefits that cause the interest rate to get lower and lower.2 At the end of your loan, your interest rate could be reduced to 50% of what it was at the beginning of your loan!2
  • Industry-Wide Competitive Rates for Florida Residents – States throughout the country have varying rules when it comes to interest rate minimums and maximums. Florida interest rate laws and regulations are put in place to protect borrowers and keep lenders in check. In accordance with these laws, ChoiceCash Title Loans can set you up with interest rates that are competitive industry wide, so you know you’re getting a deal that can work for you.1
  • Bad Credit Widely Accepted – Traditional loans like bank loans, personal loans, and more can be quite judgmental when it comes to rejecting applicants with less than perfect credit. Thankfully, ChoiceCash Title Loans believes that Florida residents should be able to get the emergency money they need, when they need it, regardless of credit. Since the vehicle title is used as collateral for title loans, FL lenders don’t really care about credit scores at all.

ARE THERE OTHER ADVANTAGES OF FLORIDA TITLE LOANS WITH CHOICECASH?

YES! Florida title loans with the help of ChoiceCash can be acquired almost completely online. Inquire, send in your documents, and even receive your money without having to leave your home.1 If you need, you can even request your FL vehicle title information online so you can send it in virtually to your title loan lender. 

Having issues with your title? Don’t worry! The ChoiceCash Title Loans team is also equipped to help you solve a few different kinds of issues you may be having with your title. For example, if you currently have more than one name on your Florida vehicle title, a ChoiceCash Title Loan agent could walk you through the process of clearing up your title so you could use it for an auto title loan.1

Still considering if a title loan in Florida is the right financial decision for you? ChoiceCash Title Loans wants you to have all the facts upfront, so if you ever have any title loan questions feel free to contact an expert at 855-482-0007.

TITLE LOAN REQUIREMENTS IN FLORIDA

Are you a resident of Florida looking for the best way to get a loan? ChoiceCash Title Loans can help qualified borrowers in Florida get access to the financial help they need, without the hassle!

If you need to get back on your feet financially, a title loan in Florida can be the perfect way to get emergency cash.  In Florida, qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours after approval.1As a resident of Florida, you can take advantage of a title loan to get both the emergency cash you need and the competitive interest rates that are easy on your wallet!

Choose ChoiceCash Title Loans for funding in Florida and find out if your vehicle qualifies for cash in no time at all.

ONLINE TITLE LOANS IN FLORIDA

If you’re like most consumers in Florida, you appreciate the convenience of online shopping. With ChoiceCash Title Loans, you can apply for a title loan from your smartphone or computer anywhere in Florida! No need to drive around searching for the best title loan in Florida when you have an online inquiry form ready at your disposal. While there are many types of alternative loans available to you in Florida, you can take advantage of an option that can provide secure funding even if your credit history is not up to par.1

Title loans are available to borrowers in Florida that come from all different types of credit histories and financial backgrounds. With a title loan in Florida, you are using your vehicle’s equity to secure the cash you need instead of your credit history. The collateral for a title loan in Florida is the title to your vehicle, which secures the cash and helps minimize the risk for the lender. When collateral is used to apply for a loan in Florida, the approval process can be much more flexible and open to alternative borrowers that may not qualify for an unsecured loan. 

If you need fast cash and an online approval process, check out how ChoiceCash Title Loans in Florida can help!

THE REQUIREMENTS FOR A TITLE LOAN IN FLORIDA

While getting a loan is a great step for many people in Florida to solve their financial troubles, it is equally important to be aware of the expected requirements. Fortunately, ChoiceCash Title Loans in Florida have a flexible approval process and even simpler requirements.

A hopeful borrower in Florida will need to meet these requirements before applying for a title loan:

  1. Have a Steady Income or Alternative Income
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in Florida

If you are a resident of legal age to apply for a loan in Florida and you have both a qualifying vehicle and income, title loan approval can be easier than you think!1 In Florida, a qualifying income for a title loan does not need to be a 9-5 job. Instead, residents of Florida that need emergency cash from a title loan can still apply if they have alternative income like disability income, retirement income, or even self-employment!1

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN FLORIDA

For most residents in Florida, their vehicle is their main source of transportation. Naturally, if you are looking to apply for a title loan in Florida, you may be wondering what will happen to your vehicle after you are approved for emergency cash. While other inconvenient alternative loan options like title pawns in Florida keep your vehicle during the repayment process, a title loan can be different. ChoiceCash Title Loans can allow approved borrowers in Florida to keep driving their vehicle while they make on-time payments to their loan. No need to give up your normal driving habits around Florida if you are a responsible borrower that chose ChoiceCash Title Loans for funding!1

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in Florida here.

THE REQUIRED DOCUMENTS FOR A TITLE LOAN IN FLORIDA

Looking to apply for a car title loan in Florida? If you have already met the requirements for a title loan in Florida, you may be wondering what documents you’ll need to secure your funding. The title loan requirements in Florida may not be as complicated as you think.

While online loans often require different documentation, if you are applying for a title loan in Florida, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in Florida
  3. Recent Photos of the Car
  4. Florida Issued ID or Other Government-Issued ID
  5. Car Title in Your Name, Registered in Florida

With these documents, a qualifying vehicle, and an income to support your loan payment, you can look forward to a hassle-free approval process.1

PERFECT CREDIT IS NOT REQUIRED TO APPLY FOR A TITLE LOAN IN FLORIDA

You may have been denied a loan before in Florida if your credit history is not where you would like it to be. Many residents of Florida that are not confident with their credit are often not sure where to turn to in a financial emergency. Fortunately, in Florida, they may still have resources available in a tough financial situation, which includes a title loan. Title loans in Florida are an alternative form of funding that can allow borrowers from all different types of financial backgrounds to apply.1

In Florida, many traditional loan options will base loan eligibility and your loan amount on your credit score. In comparison, ChoiceCash Title Loans in Florida will use both factors instead:

  1. The Value of Your Collateral
  2. Your Income and Ability to Repay the Loan

While your credit history may be considered when you apply for a title loan in Florida, it will not be the focus of the approval process. Instead, you have access to a flexible approval process through ChoiceCash Title Loans in Florida!1

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash Title Loans in Florida today.

TRAVELING AND TRANSPORTATION INFORMATION FOR RESIDENTS OF FLORIDA

Florida is a popular place for travel! Wondering how other residents and travelers in Florida get to their workday? There is an average of 79.38% of people that are commuters that drove alone in Florida for their journey to work. On average, 9.79% of people participated in a carpool in Florida for their commute. 5.18% of people worked from home in Florida. 1.95% of people used public transportation in Florida for their ride to work, while 1.61% of people used a taxi or motorcycle in Florida for their commute. On average, only 1.52% of people walked to work in Florida for their commute, and less than 1% of people routinely ride their bicycle in Florida for their commute.

With those numbers in mind, let’s look at the transportation information for Florida’s public roads. Residents in Florida travel many roads to get where they need to be, whether it be residential or commercial. 

In Florida, there are about 26,452 miles of road. Of those 26,452 miles, about 23,047 miles of road are in adequate driving condition for residents, according to the Florida Bureau of Transportation Statistics. Those 23,047 miles equal about 87% of all the roads in Florida.

THE CARS DRIVEN ON THE ROAD IN FLORIDA

As a vehicle owner in Florida, you may be curious to know what your fellow residents are driving and how they are fueling up. The most popular vehicle in the past ten years in Florida has been the Toyota Corolla. Again, in the past ten years, Florida has approximately 2,129 fueling stations! 

There are 1,908 electric fueling stations in Florida, while there are only 67 85% Ethanol fueling stations available. In comparison, there are 101 liquified petroleum gas fueling stations in Florida. 38 compressed natural gas fueling stations are available in Florida, and 1 liquified natural gas fueling station.  14 biodiesel fueling stations are available in Florida, and no hydrogen fueling stations have been available for over the past 10 years.

ROAD INFORMATION FOR RESIDENTS OF FLORIDA

The information about the usage of public roads for residents in Florida can assist many in learning about how their Florida’s infrastructure is managed. For Florida, both local and Florida governments share the responsibility for air, highway, general transit, and water travel ways. Transportation and land use patterns are inseparably linked in Florida and affect the quality of travel for residents. The local governments of Florida have spent an average of $95,318,221 on infrastructure and have brought in about $96,419,860 over approximately the past 20 years.

In comparison, Florida’s state government has spent about $81,536,327 on infrastructure and have brought in about $89,120,391 over approximately the past 20 years on air, highway, general transit, and water travel ways.

Residents of Florida can break this information down even further to see where their tax dollars are spent. For water travel ways in Florida, local governments have spent about $534,154 and brought in about $89,120,391 while Florida’s state government has spent about $1,179 and brought in about $0. In Florida, the air travel ways have local governments spending about $2,210,693 on average and bring in about $1,856,831. Florida’s state government has spent about $0 and brought in about $0.  

Highway travel is another responsibility of both Florida’s local and state government. In the past 20 years, the Florida local governments have spent about $4,839,386 on highway travel and brought in about $1,113,553. In comparison, Florida’s state government has spent about $11,267,269 and brought in about $ 5,019,594.

Another responsibility of both Florida’s local and state government is general transit travel, which can be public transportation. In the past 20 years, Florida’s local government has spent about $1,465,354 on general transit travel and brought in about $263,182. To compare, Florida’s state government has spent about $162,986 and brought in about $22,055.

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN FLORIDA

As a resident of Florida, you don’t need to travel far to get the financial help you need. Through loan options like ChoiceCash Title Loans, you can apply for cash anywhere in Florida through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in Florida. Take advantage of the three-step, online approval process in Florida by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 855-482-0007 from anywhere in Florida to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in Florida!1 Skip the hassle of other loans and choose a loan option in Florida that is right for you and your finances. ChoiceCash Title Loans has agents in Florida available six days a week for extended hours to walk you through the process and direct you to the financial help you need.

WHAT TYPES OF INCOME QUALIFY FOR A TITLE LOAN IN FLORIDA?

For many loan options in Florida, lenders often place an expectation on applicants to have traditional employment. Luckily, residents in Florida have other alternative loan options to take advantage of! ChoiceCash Title Loans serviced by LoanMart in Florida can offer a flexible approval process to borrowers that do not have a 9-5 job.1 There are more than 2.5 small businesses in Florida alone!

In Florida, there are many forms of alternative income that can be accepted during the approval process, including:

  • Worker’s Compensation
  • Self-Employment
  • Small Business Owners
  • Settlement Income
  • Retirement Income
  • Pension Income
  • Annuity Payments
  • Landlord and Rental Income
  • And More!1

Even if you do not have traditional employment, don’t let that stop you from getting the financial help you need in Florida.1 ChoiceCash Title Loans can offer Florida residents a flexible approval process!

HOW MUCH CASH YOUR VEHICLE CAN GET YOU IN FLORIDA

If you are a resident of Florida looking to apply for a title loan, you may be curious about your potential loan amount. Coincidentally, the factors that decide both your loan amount and eligibility for a loan in Florida are the same!

When you apply for a ChoiceCash Title Loan in Florida, these two factors will matter the most:

  1. The Value of Your Vehicle
  2. Your Monthly Income in Florida

Title loans are collateral based loans in Florida. The more equity you have in your vehicle to borrow from and the higher your monthly income, the larger your loan amount could be in Florida!1 Typically, most borrowers that get approved in Florida can access anywhere between 25%-75% of their vehicle’s value. You can potentially turn your vehicle’s market value in Florida to cash that you can use!1

For a title loan in Florida, your vehicle’s equity is the largest factor that a loan agent will use to determine your loan amount. If you aren’t sure what your vehicle’s potential value could be in Florida, don’t sweat it! ChoiceCash Title Loans has created an online title loan calculator for residents in Florida to take advantage of. This tool can allow Florida residents to simply input a few bits of information about their vehicle to determine its equity, which include:

  • The Make, Model, and Style of the Car
  • The Year the Vehicle was Manufactured
  • The Mileage on the Odometer
  • The Condition of the Vehicle
  • The VIN #

Once this information has been submitted, Florida residents can receive an equity estimate and a free title loan quote if their vehicle qualifies.

WHAT’S THE APPROVAL PROCESS LIKE FOR A TITLE LOAN IN FLORIDA?

If you’re like many Florida residents, you appreciate convenience. ChoiceCash Title Loans can offer an online approval process in Florida for you to take advantage of! To see if your vehicle can qualify for cash in Florida, you’ll need to complete these three simple steps:

  1. Go Online or Over the Phone: In Florida, you can place a loan inquiry by either going to the ChoiceCash Title Loan website and filling out a few forms, or you can call a representative at 855-482-0007.
  2. Send in a Few Documents: There are a few documents required during the approval process in Florida. These documents can help a loan agent verify your information, Florida residency, and speed the approval process along!
  3. Get Approved and Get Your Cash:1 If your information qualifies for a title loan, the last step is to sign your loan agreement and collect your cash in Florida!

Qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours in Florida!1

How Can I Pick-up my Car Title Loan Money in Florida in Person?

Pick-up your car title loan funding at any MoneyGram location in Florida. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-482-0007 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Florida customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in Florida Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Florida including metro areas . Call 855-482-0007 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Title Loans Florida​: