Residents of Florida are able to turn to a ChoiceCash title loan, serviced by LoanMart when they are out of options for quick funding.1 When you’re going through the middle of a financial crisis, you deserve to have reliable and efficient financial solutions available to you. Here are just a few of the reasons why people who live in Florida choose to rely on a ChoiceCash title loan :

  • Keep Your FL Vehicle – Some forms of funding like title pawns in Florida require people to give up possession of their car during the life of the loan. A ChoiceCash title loan isn’t like that! Instead, your title loan lender will simply place a lien on your car in Florida, leaving your vehicle with you to keep and drive every day while you pay back your loan. Your vehicle is important to you, which is why we want it to stay with you! 
  • Quick Approval and Fast Funding1 – One of the reasons why people in Florida choose a ChoiceCash title loan when they need emergency funding is because the process is not only easy, it’s speedy as well!1 Sometimes in just a few hours or less after you inquire, you could walk away with money in your pocket.1Ditch the hassles that come with traditional funding and experience the stress-free ease of a ChoiceCash title loan in Florida. 
  • Payments May Decrease2 – A favorite perk of a ChoiceCash title loan for people who live in Florida, is that they come with interest rates and payments that may decrease every month!2 Every time you make on-time payments, you’re potentially eligible for money-saving benefits that cause the interest rate to get lower and lower.2 At the end of your loan, your interest rate may be reduced up to 50% of what it was at the beginning of your loan!2
  • Industry-Wide Competitive Rates for Florida Residents1 – States throughout the country have varying rules when it comes to interest rate minimums and maximums. Florida interest rate laws and regulations are put in place to protect borrowers and keep lenders in check. In accordance with these laws, qualified borrowers of a ChoiceCash title loan can access interest rates that are competitive industry-wide, so you know you’re getting a deal that can work for you.1
  • Bad Credit Widely Accepted1 – Traditional loans like bank loans, personal loans, and more can be quite judgmental when it comes to rejecting applicants with less than perfect credit. Thankfully, there are some title loan options that believe Florida residents should be able to get the emergency money they need, when they need it, regardless of credit. Since the vehicle title is used as collateral for title loans, FL lenders can often offer a more flexible approval process that caters to those who may not have perfect credit.


YES! A ChoiceCash title loan in Florida title loans can be acquired almost completely online. Inquire, send in your documents, and even receive your money without having to leave your home.1 If you need, you can even request your FL vehicle title information online so you can send it in virtually to your title loan lender. 

Having issues with your title? Don’t worry! The team that can help you access a ChoiceCash title loan is also equipped to help you solve a few different kinds of issues you may be having with your title. For example, if you currently have more than one name on your Florida vehicle title, a ChoiceCash title loan agent could walk you through the process of clearing up your title so you could use it for an auto title loan.1

Still considering if a title loan in Florida is the right financial decision for you? If you have all the facts upfront, you’ll be better prepared. So if you ever have any title loan questions feel free to contact an expert at 855-422-7402.


In today’s day and age, you can do almost everything online. You can potentially find a car, grocery shop, and even schedule doctor’s appointments from your smartphone or computer! So why shouldn’t you be able to apply for online title loans in Florida? You can apply for a ChoiceCash title loan from the comfort of your own home today. Just use your smartphone or computer to access the quick inquiry form. Or, give a title loan agent a call if you prefer that kind of convenient communication and access to your inquiry! 


Applying for a loan can often feel like a hassle. There can be a lot of hoops to jump through, red tape, and even inconvenient application methods. With a ChoiceCash title loan, you can expect a simple approval process and even simpler requirements to understand.1 Take a look at what the expected requirements are for a title loan in Florida: 

  1. Have a Steady Income or Alternative Income
  2. Have a Qualifying Vehicle and a Car Title in Your Name
  3. Be at Least 18 Years of Age or Older to Apply For Funding in Florida


When applying for any type of loan option, you will need to have a few documents handy to potentially receive approval. For your convenience, these documents can be submitted online easily! These documents can vary, but as a Florida resident, you can expect to need: 

  1. Proof of Income: you’ll need to prove that you can afford to pay back the money you are borrowing. While you do not need to have a specific type of income to apply, you will need proof of some form of valid income. This does not have to be an office job! Many different types of alternative income can be accepted, like worker’s compensation, settlement income, disability benefits, etc. Talk to a title loan agent if you have more questions about what types of income can be accepted.
  2. Proof of Address: To prove that you live and have a vehicle registered in Florida, you will need to provide some paperwork. Typically, most borrowers will submit a utility bill or recent credit card statement. 
  3. Vehicle Title: If you are not currently financing a vehicle, you will need to provide a car title to secure your funding. Your vehicle’s title must be in your name at the time of inquiry. 
  4. Photos of the Car: Another convenience of qualifying for a ChoiceCash title loan is that you can skip the required vehicle inspection! Well, almost. You can submit a few photos of your car to bypass the inspection process in person! Just take a couple of quick photos of the back, front, and sides of your vehicle, as well as the odometer reading. 
  5. Government or State-Issued ID: You will need to prove that it is indeed you applying for the loan. Use your passport, driver’s license, or even your REAL-ID at the time of inquiry to prove your identity to a title loan agent. 


As a resident of Florida, you may not need to travel far to get the financial help you need. Through loan options like a ChoiceCash title loan, you can inquire about cash anywhere in Florida through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in Florida. Take advantage of the three-step, online approval process in Florida by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 855-422-7402 from anywhere in Florida to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in Florida!1 Skip the hassle of other loans and choose a loan option in Florida that is right for you and your finances. A ChoiceCash title loan agent in Florida could be available six days a week for extended hours to walk you through the process and direct you to the financial help you need.


For many loan options in Florida, lenders often place an expectation on applicants to have traditional employment. Luckily, residents in Florida have other alternative loan options to take advantage of! A ChoiceCash title loan serviced by LoanMart in Florida can offer a flexible approval process to borrowers that do not have a 9-5 job.1 There are more than 2.5 small businesses in Florida alone!

In Florida, there are many forms of alternative income that can be accepted during the approval process, including:

  • Worker’s Compensation
  • Self-Employment
  • Small Business Owners
  • Settlement Income
  • Retirement Income
  • Pension Income
  • Annuity Payments
  • Rental Income

Even if you do not have traditional employment, don’t let that stop you from getting the financial help you need in Florida.1 A ChoiceCash title loan, serviced by LoanMart, can offer Florida residents a flexible approval process!1

title loans in florida


If you are a resident of Florida looking to apply for a title loan, you may be curious about your potential loan amount. Coincidentally, the factors that decide both your loan amount and eligibility for a loan in Florida are the same!

When you apply for a ChoiceCash title loan in Florida, these two factors will matter the most:

  1. The Value of Your Vehicle
  2. Your Monthly Income in Florida

Title loans are collateral-based loans in Florida. The more equity you have in your vehicle to borrow from and the higher your monthly income, the larger your loan amount could be in Florida!1 Typically, most borrowers that get approved in Florida can access anywhere between 25%-75% of their vehicle’s value. You can potentially turn your vehicle’s market value in Florida to cash that you can use!1

For a title loan in Florida, your vehicle’s equity is the largest factor that a loan agent will use to determine your loan amount. If you aren’t sure what your vehicle’s potential value could be in Florida, don’t sweat it! When you inquire about a title loan with ChoiceCash, you’ll be able to access the online title loan calculator. This tool can allow Florida residents to simply input a few bits of information about their vehicle to determine its equity, which includes:

  • The Make, Model, and Style of the Car
  • The Year the Vehicle was Manufactured
  • The Mileage on the Odometer
  • The Condition of the Vehicle
  • The VIN #

Once this information has been submitted, Florida residents can receive an equity estimate and a free title loan quote if their vehicle qualifies.


If you’re like many Florida residents, you appreciate convenience. A ChoiceCash title loan can offer an online approval process in Florida for you to take advantage of! To see if your vehicle can qualify for cash in Florida, you’ll need to complete these three simple steps:

  1. Go Online or Over the Phone: In Florida, you can place a loan inquiry by either going to the ChoiceCash website and filling out a few forms, or you can call a representative at 855-422-7402.
  2. Send in a Few Documents: There are a few documents required during the approval process in Florida. These documents can help a loan agent verify all of your information, Florida residency, and speed the approval process along!
  3. Get Approved and Get Your Cash1: If your information qualifies for a title loan, the last step is to sign your loan agreement and collect your cash in Florida!

Qualified borrowers of a title loan with ChoiceCash can get their cash in as little as 24 hours in Florida!1  If it can be that simple to apply for the help you need, why wait to see if you can qualify? Find out in no time through the convenient, online approval process! If you need extra help throughout the process, just give a title loan agent a call. They are there to help for extended hours every week! 

How Can I Pay for My Car Title Loan in Person?

Pay for your car title loan at any MoneyGram location in Florida. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Florida customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

Frequently Asked Questions

You can access title loans in Florida online! The application process can be convenient and simple if you meet the initial requirements. Just fill out the pre-approval form online or call 855-422-7402 to speak with a ChoiceCash title loan agent.1

To apply for a car title loan in Florida, you will need a valid, government-issued photo ID, proof of residency, a car title in your name, proof of income, and recent pictures of your vehicle. This paperwork can be uploaded online or sent via text message to a title loan agent.

You do not need perfect credit to qualify for a car title loan in Florida. Although title lenders will still consider your credit history, it is not the focus of the application process. Instead, your car’s equity and your income are primarily used to determine your eligibility.1

Qualified borrowers could receive their money in as little as one business day if they qualify for a ChoiceCash title loan in Florida! The application process can be simple, and there is no store visit required to apply.1

Applying for a title loan in Florida can be quick and convenient. Take a look at the three-step process:

  1. Fill out a short inquiry form online or call 855-422-7402 to get started
  2. Submit the necessary documents via email or text message
  3. Find out if you qualify for a ChoiceCash title loan in Florida!1

Florida - Key Financial and Indebtedness Figures

The below table provides some of the key income, loan, and financial statistics for Florida, which are intended to give you a better understanding of how your financial circumstances compare to other Florida residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

Average credit score (VantageScore®) 689
Average FICO® score 706
Average student loan debt $38,459
Average credit card debt $6,460
Average monthly car loan payment $549 (Lease) $553 (Loan)
Share of households that rent 33.8%
Average rent $1,218
Median gross rent $1,301
Median value of owner-occupied housing units $248,700
Median monthly owner costs - with a mortgage $1,618
Median monthly owner costs $540
Number of bank branches 4,346
Median household income $61,777
Per capita income $35,216
Average ChoiceCash title loan amount $4,142

What Locations in Florida Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Florida including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Florida: