Title Loans in Jacksonville, Florida

How Do Title Loans Work in Jacksonville?

If you are facing a financial emergency and you have a title to a qualifying vehicle in your name, title loans in Jacksonville can be an option to consider! Basically, title loans are secured loans that allow you to borrow against the current value of your car. In order to get approved for a Florida title loan and access emergency cash in as little as one business day, you must pledge your car’s title as collateral for the loan. If you are eligible for a title loan and sign your loan agreement, a lender will add a lien to your car’s title after the loan is funded.¹

Even though you are using your car’s title as collateral for funding, you can still keep access to your vehicle for the entire duration of repayment as long as your loan is in good standing. Once you have paid off your title loan, the title lender releases the lien and your title will become free and clear!

While experiencing financial hardship may feel overwhelming, applying for ChoiceCash online title loans in Jacksonville can be a breeze. Simply fill out a quick prequalification form online to see if you are instantly pre-approved, or call 855-422-7402 to get started today!

What Are the Requirements for Car Title Loans in Jacksonville, Florida?

Whether you apply from Jacksonville, Miami, Tampa, or another nearby city in Florida, such as Orlando, you will find an easy application process. If you wish to apply for this type of secured loan, make sure to note that you’ll need to satisfy the following requirements in order to get approved for funding:¹

• Have a Vehicle Title In Your Name To Use as Collateral for the Loan
• Be Able to Demonstrate Your Ability To Repay a Jacksonville Title Loan
• Your Sedan, Truck, Or SUV Must Have a Qualifying Amount of Positive Equity

In addition to meeting the requirements, you will need to provide the following documents during your Jacksonville title loan request:

• Vehicle’s Title: You must have your vehicle’s title in your name and in your possession when you apply for a car title loan in Jacksonville.
• Proof of Income: When applying for a car title loan, you must be able to provide a recent pay stub, bank statement, or another qualifying document to verify your ability to repay the loan. Proof of alternative income, such as workers’ compensation award letters or retirement income account statements, can also be accepted during your application.
• Valid, Government-Issued Photo ID: You can submit your Florida driver’s license, REAL ID card, U.S. passport, or another valid, government-issued photo ID in order to verify your age and identity.
• Proof of Residence: In order to prove your current address in Jacksonville, Florida, you will need to upload a recent credit card statement, utility bill, or phone bill.
• Vehicle Photos: In addition to the required paperwork, you should also take a few photos of both the interior and exterior of your vehicle. These photos should be taken from multiple angles and include the odometer reading and VIN (Vehicle Identification Number).

You can simply text or email pictures of your documents and photos to a friendly ChoiceCash title loan representative! If you prefer to upload everything to the customer portal online, that will also be an option for you during your Jacksonville title loan application.

Even if you have bad credit, you don’t have to stress about applying for a title loan in Florida. Although a title lender will review your credit history, it’s not the most important part of your application! Instead, the value of the vehicle and your income will largely determine whether you receive funding. Call 855-422-7402 to apply for bad credit title loans today!

How Much Cash Can I Get With a Car Title Loan in Jacksonville?

These two factors primarily impact how much money you can get through a car title loan in Jacksonville:¹

• Your Income
• The Value Of Your Vehicle

By taking out a title loan in Jacksonville, you could access 25-50% of your vehicle’s value. For example, if the value of your car is $10,000, then you might be able to receive anywhere from $2,500 to $5,000.

With a ChoiceCash title loan serviced by LoanMart, you can use your money for any type of personal expense if you are qualified! You could pay for medical bills, overdue rent payments, and more by using your title loan proceeds.

Do I Need a Bank Account to Get an Online Title Loan in Jacksonville?

You will not need a bank account to apply for the title loan as long as you can prove your income without using recent bank statements. If you are fully approved for a ChoiceCash title loan in Jacksonville, then you have the option to have your funds disbursed via direct deposit. If you don’t have an active bank account, however, you may request that a check be mailed to you, or you can opt to pick up your funds at a participating money transfer location in Florida.

Qualified borrowers in Jacksonville have the freedom to pick an available option that best fits their preferences. When it is time to repay your ChoiceCash title loan, you’ll still have this type of flexibility and convenience! You will have the following repayment options to choose from:

• Pay Online Via ChoiceCash’s Online Portal
• Pay Over the Phone
• Pay In Person At a Participating Money Transfer Location
• Set Up Automatic Payments From a Bank Account

With this freedom and flexibility, why wait to start your application? Apply now by completing a fast questionnaire online or call 855-422-7402 to learn more about applying for car title loans in Jacksonville, Florida!

How to Apply for Jacksonville Title Loans

If you’re ready to apply for an auto title loan in Jacksonville, the good news is that you can submit your application from the comfort of your home. When you are ready to apply, you can go online and fill out a quick pre-approval form. If you would rather work with a ChoiceCash loan agent from the get-go, you will also have the option to call 855-422-7402 to speak with an agent directly. Loan officers are available for extended hours 6 days a week to help guide you through your application and answer any questions you may have about getting a loan against your car.

If you are pre-approved, you will be asked to submit a few documents to verify your information. After your vehicle photos and documentation have been reviewed, the last step of your application is to find out if you are eligible for the funds you need!

If you are fully approved, you can choose to get your loan proceeds via direct deposit or have your funds added to a debit card to receive your money in as little as one business day. Whether you need to cover a medical bill, finance a home improvement project, or pay for another large expense, a car title loan in Jacksonville could help you make these financial dreams a reality! Apply for ChoiceCash title loans serviced by LoanMart today.