THINGS TO KNOW ABOUT ChoiceCash ?

BENEFITS OF CHOICECASH TITLE LOANS IN CALIFORNIA

  • Competitive rates – Title loans in California can sometimes come with higher interest rates, but with ChoiceCash Title Loans interest can be competitive industry-wide! The better your interest rate, the more you can save on your CA loan overall.
  • Payments may get lower2 – ChoiceCash Title Loans in California also come with exclusive rewards that kick in just for making your loan payments on time!2 Every time you make a loan payment in California for ChoiceCash, your interest rate may get lower, and can get as low as 50% from the rate you started with!2
  • Bad credit OK – Traditional loans can often be unfriendly to people with less than perfect credit in California. Thankfully, ChoiceCash Title Loans in CA are different. Title loans use your California vehicle title as collateral, so lenders don’t really care about your credit score.
  • Flexible terms – If you’ve ever had a payday loan in California, you know just how inconvenient their terms can be. CA title loans aren’t like that. With ChoiceCash Title Loans in California you can choose to pay your loan early with no penalties, or even extend your terms via refinancing if needed.1
  • Keep your car – ChoiceCash Title Loans knows that for California residents, their car is important to them. That’s why when you get a ChoiceCash Title Loan in California and stay on top of your monthly payments, your car stays with you to drive every day like normal.

OTHER ADVANTAGES OF GETTING A TITLE LOAN IN CALIFORNIA

ChoiceCash Title Loans in California don’t just come with convenient rates, payments that may go down, personalized terms, and inclusive benefits that allow people with all kinds of credit to get the money they need.1 2 California residents can also enjoy an easy online process streamlined and designed to get you your emergency money as soon as the very same or next business day.1 Inquire, send in your documents, sign your California title loan contract, and get your money in a few hours or less without ever having to leave your home.1

If you live in California there are also other perks to take advantage of with ChoiceCash Title Loans. Besides the chance of your rate going down with every on-time payment, there is also the opportunity to refinance your California title loan utilizing your new lower interest rate.1 2 Refinancing your title loan in California with ChoiceCash could allow you to get additional funding while sticking with the same reduced interest rate that you earned with your original loan.

Utilize the equity in your California licensed vehicle without having to give it up with the help of a ChoiceCash Title Loan, serviced by LoanMart. Talk to an experienced California title loan agent by calling 866-951-3972 and get a free estimate with absolutely no obligations! Or, fill out a quick California title loan inquiry form to begin online.

TITLE LOAN REQUIREMENTS IN CALIFORNIA

Are you a resident of California looking for the best way to get a loan? ChoiceCash Title Loans can help qualified borrowers in California get access to the financial help they need, without the hassle!

If you need to get back on your feet financially, a title loan in California can be the perfect way to get emergency cash. In California, qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours after approval.1 As a resident of California, you can take advantage of a title loan to get both the emergency cash you need and the competitive interest rates that are easy on your wallet!

Choose ChoiceCash Title Loans for funding in California and find out if your vehicle qualifies for cash in no time at all.

ONLINE TITLE LOANS IN CALIFORNIA

If you’re like most consumers in California, you appreciate the convenience of online shopping. With ChoiceCash Title Loans, you can apply for a title loan from your smartphone or computer anywhere in California! No need to drive around searching for the best title loan in California when you have an online inquiry form ready at your disposal. While there are many types of alternative loans available to you in California, you can take advantage of an option that can provide secure funding even if your credit history is not up to par.1

Title loans are available to borrowers in California that come from all different types of credit histories and financial backgrounds. With a title loan in California, you are using your vehicle’s equity to secure the cash you need instead of your credit history. The collateral for a title loan in California is the title to your vehicle, which secures the cash and helps minimize the risk for the lender. When collateral is used to apply for a loan in California, the approval process can be much more flexible and open to alternative borrowers that may not qualify for an unsecured loan.

If you need fast cash and an online approval process, check out how ChoiceCash Title Loans in California can help!

THE REQUIREMENTS FOR A TITLE LOAN IN CALIFORNIA

While getting a loan is a great step for many people in California to solve their financial troubles, it is equally important to be aware of the expected requirements. Fortunately, ChoiceCash Title Loans in California have a flexible approval process and even simpler requirements.

A hopeful borrower in California will need to meet these requirements before applying for a title loan:

  1. Demonstrate the ability to repay the loan
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in California

If you are a resident of legal age to apply for a loan in California and you have both a qualifying vehicle and income, title loan approval can be easier than you think!1 In California, a qualifying income for a title loan does not need to be a 9-5 job. Instead, residents of California that need emergency cash from a title loan can still apply if they have alternative income like disability income, retirement income, or even self-employment!1

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN CALIFORNIA

For most residents in California, their vehicle is their main source of transportation. Naturally, if you are looking to apply for a title loan in California, you may be wondering what will happen to your vehicle after you are approved for emergency cash. While other inconvenient alternative loan options like title pawns in California keep your vehicle during the repayment process, a title loan can be different. ChoiceCash Title Loans can allow approved borrowers in California to keep driving their vehicle while they make on-time payments to their loan. No need to give up your normal driving habits around California if you are a responsible borrower that chose ChoiceCash Title Loans for funding!1

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in California here.

THE REQUIRED DOCUMENTS FOR A TITLE LOAN IN CALIFORNIA

Looking to apply for a car title loan in California? If you have already met the requirements for a title loan in California, you may be wondering what documents you’ll need to secure your funding. The title loan requirements in California may not be as complicated as you think.

While online loans often require different documentation, if you are applying for a title loan in California, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in California
  3. Recent Photos of the Car
  4. California Issued ID or Other Government-Issued ID
  5. Car Title in Your Name, Registered in California

With these documents, a qualifying vehicle, and an income to support your loan payment, you can look forward to a hassle-free approval process.1

PERFECT CREDIT IS NOT REQUIRED TO APPLY FOR A TITLE LOAN IN CALIFORNIA

You may have been denied a loan before in California if your credit history is not where you would like it to be. Many residents of California that are not confident with their credit are often not sure where to turn to in a financial emergency. Fortunately, in California, they may still have resources available in a tough financial situation, which includes a title loan. Title loans in California are an alternative form of funding that can allow borrowers from all different types of financial backgrounds to apply.1

In California, many traditional loan options will base loan eligibility and your loan amount on your credit score. In comparison, ChoiceCash Title Loans in California will use both factors instead:

  1. The Value of Your Collateral
  2. Your Income and Ability to Repay the Loan

While your credit history may be considered when you apply for a title loan in California, it will not be the focus of the approval process. Instead, you have access to a flexible approval process through ChoiceCash Title Loans in California!1

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash Title Loans in California today.

TRAVELING AND TRANSPORTATION INFORMATION FOR RESIDENTS OF CALIFORNIA

California is a popular place for travel! Wondering how other residents and travelers in California get to their workday? There is an average of 73% of people that are commuters that drove alone in California for their journey to work. On average, 11.03% of people participated in a carpool in California for their commute. Now that there are many remote workers and positions available, 5.34% of people worked from home in California in the past year.  5.12% of people used public transportation in California for their ride to work, while 1.5% of people used a taxi or motorcycle in California for their commute. On average, only 2.68% of people walked to work in California for their commute, and .009% of people routinely ride their bicycle in California for their commute.

With those numbers in mind, let’s look at the transportation information for California’s public roads. Residents in California travel many roads to get where they need to be, whether it be residential or commercial. 

In California, there are about 40,443 miles of road. Of those 40,443 miles, about 26,223 miles of road are in adequate driving condition for residents, according to the California Bureau of Transportation Statistics. Those 26,223 miles equal about 65% of all the roads in California.

THE CARS DRIVEN ON THE ROAD IN CALIFORNIA

As a vehicle owner in California, you may be curious to know what your fellow residents are driving and how they are fueling up. The most popular vehicle in the past ten years in California has been the Toyota Prius. Again, in the past ten years, California has approximately 12,522 number of fueling stations! 

There are 11,768 electric fueling stations in California, while there are 112 85% Ethanol fueling stations available. In comparison, there are 260 liquified petroleum gas fueling stations in California. 266 compressed natural gas fueling stations are available in California, and 39 California liquified natural gas fueling stations.  48 biodiesel fueling stations are available in California, and 31 hydrogen fueling stations have been available for over the past 10 years.

ROAD INFORMATION FOR RESIDENTS OF CALIFORNIA

The information about the usage of public roads for residents in California can assist many in learning about how their state’s infrastructure is managed. For California, both local and state governments share the responsibility for air, highway, general transit, and water travel ways. Transportation and land use patterns are inseparably linked in California and affect the quality of travel for residents. The local governments of California have spent an average of $272,626,866 on infrastructure and have brought in about $272,896,082 over approximately the past 20 years.

In comparison, the California state government has spent about $282,983,192 on infrastructure and have brought in about $296,313,987 over approximately the past 20 years on air, highway, general transit, and water travel ways.

Residents of California can break this information down even further to see where their tax dollars are spent. For water travel ways in California, local governments have spent about $1,320,202 and brought in about $1,320,321, while the California state government has spent about $0 and brought in about $0. In California, the air travel ways have local governments spending about $3,511,501 on average and bring in about $2,790,132. The California state government has spent about $3,350 and brought in about $0. 

Highway travel is another responsibility of both California’s local and state government. In the past 20 years, the California local governments have spent about $11,150,227 on highway travel and brought in about $1,136,848. In comparison, the California state government has spent about $11,894,308 and brought in about $8,223,861. 

Another responsibility of both California’s local and state government is general transit travel, which can be public transportation. In the past 20 years, the California local governments have spent about $10,783,120 on general transit travel and brought in about $1,942,782. To compare, California state governments have spent about $487,794 and brought in about $0.

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN CALIFORNIA

As a resident of California, you don’t need to travel far to get the financial help you need. Through loan options like ChoiceCash Title Loans, you can apply for cash anywhere in California through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in California. Take advantage of the three-step, online approval process in California by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 866-951-3972 from anywhere in California to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in California!1 Skip the hassle of other loans and choose a loan option in California that is right for you and your finances. ChoiceCash Title Loans has agents in California available Mondays to Saturdays for extended hours to walk you through the process and direct you to the financial help you need.1

DO I NEED A 9-5 JOB TO APPLY FOR A CAR TITLE LOAN IN CALIFORNIA?

Are you a resident of California that makes a living without a 9-5 job? While you may not qualify for some types of traditional funding in California, a title loan can offer you a much more flexible approval process. There is no one right way to make a living, and the 4 million small businesses in California confirm that! The state of California is a haven for entrepreneurs and alternative forms of income.

Title loans in California can offer an approval process with flexible requirements that can cater to borrowers with alternative income. Some of the most accepted forms of alternative income when applying for a title loan in California are:

  1. Settlement Income
  2. Worker’s Compensation
  3. Self-Employment and Small Business Owners
  4. SSI or Disability Income
  5. Pension Income, Retirement Income, or Annuity Payments

Even if you have alternative income, you may still qualify for a car title loan in California! If you have questions about title loans or their requirements, you can give a ChoiceCash Title Loan agent a call from anywhere in California by calling 866-951-3972.

HOW MUCH CASH WILL MY CAR QUALIFY FOR THROUGH A CAR TITLE LOAN?

As a vehicle owner in California, you can use your car to apply for the cash you need! Title loans in California can be a great resource to use when you are facing a tough financial situation. But, how much cash is your car worth through a title loan in California?

For an auto title loan in California, your eligibility and loan amount will depend on these two factors:

  1. The Positive Equity in Your Vehicle
  2. Your Income and Ability to Afford a Loan Payment 

Title loans in California are collateral based loans, and a borrower’s eligibility for the loan will be based on the available equity in their vehicle. The more equity a vehicle has to borrow from, and the higher a borrower’s income is, the more cash they can qualify for through a title loan in California!1Most vehicle owners in California do not know their car’s current equity off of the top of their head. ChoiceCash Title Loans has created an online title loan calculator that can do the hard work for the residents of California that need to find out their car’s equity!1

WHAT IS THE APPROVAL PROCESS LIKE FOR AN AUTO TITLE LOAN IN CALIFORNIA?

Ready to see if your car can qualify for the funds you need through a car title loan in California? ChoiceCash Title Loans can make the process quick and simple for Californians!

  1. Submit a Loan Inquiry Online, or Over the Phone with a Loan Agent at 866-951-3972
  2. Send in a Few Documents to Verify Your Information and Californian Residency
  3. Get Approved and Get Your Cash!1

As a Californian resident, it can take no time at all to see if your information qualifies for a title loan! Get started on your title loan in California today by heading over to the ChoiceCash Title Loan website.

How Can I Pay for My Car Title Loan in Person?

Pay for your car title loan at any MoneyGram location in California. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 866-951-3972 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for California customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in California Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over California including metro areas Los Angeles, San Diego, and San Jose. Call 866-951-3972 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans California: