Auto title loans in Oakland can be simple to understand and apply for as a resident of California! With a car title loan, you can pledge your car title as collateral in exchange for the cash you need to handle financial emergencies. Since applicants are required to use collateral to secure funding, the application process can be flexible. With a ChoiceCash title loan serviced by LoanMart, qualified borrowers can keep driving their vehicles during the repayment process.1

It can be difficult to qualify for an unsecured loan from a bank or credit union if you don’t have a good credit score. Lenders will view you as a higher credit risk if you have bad credit, so your loan options can be limited. If your credit history isn’t ideal, you will likely face high interest rates when applying for an unsecured personal loan. Or, you may not be able to obtain loan approval at all. However, with ChoiceCash title loans in California, qualified applicants can access competitive interest rates and a flexible application process.1

Although title loan lenders will review your credit history, it is not the only factor considered during your application. Typically, title loan lenders care more about the following factors:1

  • The Total Amount of Equity in Your Vehicle
  • Your Ability to Pay Off an Auto Title Loan

Your vehicle’s equity and your ability to repay the loan will largely influence the loan amount you can access if you qualify for a title loan. Additionally, these factors will primarily affect your eligibility for a car title loan in Oakland, California. Use ChoiceCash’s online calculator tool to learn more about your car’s equity and receive a loan quote today with no obligation!1 If you’re eligible for an Oakland title loan, you can access a portion of your vehicle and turn it into quick funding!

Call a ChoiceCash title loan agent at 855-422-7402 to learn more about car title loans in Oakland, California. ChoiceCash title loan agents are available six days a week to take your calls and answer any questions you may have, such as, “Do I own my car when I have an auto title loan?


Applying for car title loans in Oakland, California, can be simpler than you think! Since ChoiceCash title loans serviced by LoanMart are designed to provide emergency cash to qualified borrowers, you can expect a streamlined application process. You will need to meet the following title loan requirements in Oakland, California, to be eligible for funding:1

  • Be Able to Pledge a California Vehicle Title for a Qualifying Car or Truck
  • Possess the Ability to Make Regular Payments on an Oakland Car Title Loan
  • Borrowers Must Be 18 Years of Age or Older to Apply

After you’ve submitted an initial inquiry form, a ChoiceCash title loan agent will contact you and ask you to submit a few documents. While the exact paperwork can vary from state to state, you can expect to need the following documents when you apply for a title loan in Oakland and other California metropolitan areas, such as Richmond, Daly City, and Hayward:1

  1. Bank Statements, Recent Pay Stubs, or Another Document to Prove Your Income
  2. Recent Utility Bills, Credit Card Statements, or Lease Agreements to Prove Your Oakland Residence
  3. A Car Title in Your Name
  4. Some Professional or Personal References
  5. A Driver’s License, U.S. Passport, or Another Valid, Government-Issued Photo ID

If you have a smartphone or computer, you can conveniently upload your documents online or send them via email / text message! If you qualify for a ChoiceCash title loan, you can potentially access the fast cash you need in as little as 24 hours.1 Dial 855-422-7402 if you have questions about applying for an online title loan in Oakland, California.

title loans oakland california


Yes, it’s possible to get bad credit title loans in Oakland, California!1 Many people who are struggling with their finances may not have a great credit history, so they turn to title loans for help when they need quick cash to handle an emergency. Over 13% of the population of Oakland, California, lives in poverty and may need extra financial assistance to make ends meet. If you’re not a part of the 2.11% of Oakland residents with perfect FICO scores, applying for an unsecured loan like a personal loan could be a hassle.

Since car title loans in California are secured by collateral, the application process can be flexible – even if your credit history isn’t perfect. Instead of just focusing on your credit score during the application process, title loan lenders will primarily focus on your vehicle’s value and your income to determine your eligibility.1 Do you have any questions? Dial 855-422-7402 to speak with a ChoiceCash title loan agent and learn more about getting online title loans with bad credit in Oakland, California.1


Looking for auto title loans with no store visit in Oakland, California? With ChoiceCash title loans, no store visit is required to submit your application for a vehicle title loan. Just use your smartphone or laptop to apply online through a short pre-approval form, and if you’re eligible, you could receive emergency cash in as little as one business day!1

Keep in mind that title lenders will ask applicants to complete a vehicle inspection during the application process. Although getting title loans with no inspection in Oakland, California, is impossible, with ChoiceCash, you can take advantage of a virtual inspection and skip the hassle of driving to a physical location. If you are applying for an online title loan without a phone call, you will need to supply the following pictures of your vehicle during your loan request to complete this examination:1

  1. Hood, Rear, and Sides of the Vehicle
  2. Current Odometer Reading on the Car
  3. VIN (Vehicle Identification Number)

Once the images are ready, you can conveniently upload them online with the rest of your documents or send them via email or text to a ChoiceCash title loan agent!

According to the Federal Reserve Bank in Philadelphia, 76% of residents in Oakland are currently in debt. If you need financial assistance, you can apply for the fast cash you need through a car title loan in Oakland, California! If you’re eligible for a ChoiceCash title loan serviced by LoanMart, you can conveniently choose direct deposit to get your money as soon as the next business day.1 Call 855-422-7402 to speak with a ChoiceCash title loan agent and learn more about applying for title loans with direct deposit in Oakland, California.

online title loans oakland california


Searching for an instant online title loan in Oakland, California? Although you will not be able to get instant online title loans or car title loans with instant approval in Oakland, California, you can instantly find out if you are pre-approved for a ChoiceCash title loan serviced by LoanMart in California today.1

Here’s a closer look at the online application process for ChoiceCash title loans in Oakland:1

  • Choose How to Start Your Application: As a prospective borrower, you can choose to start your loan inquiry by submitting a short prequalification form online or calling 855-422-7402 to speak to a title loan agent over the phone. There is no need to find a brick-and-mortar location to apply for a title loan in Oakland, California.1
  • Send in Your Required Documents: Once you’ve submitted the online prequalification form, the next step is to upload the necessary documents online or send them directly to a ChoiceCash title loan agent via email or text message if you received initial approval. These documents are crucial for verifying your income, identity, and vehicle ownership. A title loan representative will review these documents for completeness, which can take a few minutes. That’s one of the main reasons why you can’t get an instant online title loan in Oakland, California!1
  • Sign Your Electronic Loan Contract: Before you sign your electronic loan contract, you have the option to discuss your loan terms with a ChoiceCash title loan agent and review your payment plan, Annual Percentage Rate (APR), and total loan amount.1
  • Decide How to Receive Your Title Loan Funding: If you qualify for funding, you could receive your emergency cash in as little as 24 hours! Some qualified applicants can even get their funds the same day they apply!1 Upon final approval, you can choose between getting a check sent to your Oakland address or a direct deposit to your bank account via wire or ACH.

Don’t wait to find out if you qualify for the fast cash you need for financial assistance!1 To apply for a ChoiceCash title loan in California, simply fill out the inquiry form online or give us a call at 855-422-7402 today to get started. There is absolutely no hassle involved with applying for the emergency cash you need!1

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    Locations near Oakland, California

    ChoiceCash is proud to service residents all over California including metro areas Los Angeles, San Diego, and San Jose. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Oakland:

    Featured Locations near Oakland, California

    Nearby States by California That offer a ChoiceCash Title Loan