What is a Title Loan Calculator?
A title loan calculator can be used to find out how much your car is worth and whether it qualifies as collateral for a title loan. By submitting a few pieces of information about your vehicle into a simple online form, the amount of equity in your car will be estimated, and you can receive a loan quote with absolutely no obligation.1
Before using a title loan value calculator to obtain a title loan estimate, it is important to learn more about vehicle equity and how title loans work. Vehicle equity is calculated by subtracting the amount you owe on your auto loan from the current market value of your vehicle. Depending on the result of this calculation, you could have negative or positive equity in your vehicle. But what exactly is the difference between positive and negative equity? Well, positive equity is when the car is worth more than what you owe on it, and negative equity is when you owe more than what your vehicle is currently worth.
Your vehicle’s overall value is an integral part of the title loan application process. Therefore, you will need a decent amount of positive equity in your car to obtain approval for a title loan. If your vehicle has enough equity to qualify for a car title loan, you can potentially access anywhere from 25% to 50% of your car’s total value!1
Click here to use the online title loan calculator and apply for a ChoiceCash title loan today!1 Keep reading to discover the benefits of using a car title loan estimate calculator and find out if you are eligible for quick funding through a ChoiceCash title loan.1
How Do I Use a Car Title Loan Estimate Calculator to Find the Equity in My Car?
A car title loan estimate calculator is a financial tool that uses a vehicle valuation database to calculate the amount of equity in your car. To use this calculator, all you will need to do is enter the following information about your vehicle and yourself:1
- The Number of Miles on Your Vehicle
- The Model Year of Your Vehicle
- Your Current State of Residence
- The Make and Style of Your Vehicle
After you submit all of the necessary details, you can receive your equity estimate in no time at all! If your vehicle has a reasonable amount of positive equity, you can apply for a ChoiceCash title loan serviced by LoanMart! Click here or dial 855-422-7402 to begin the inquiry process for a ChoiceCash title loan today.1
Can I Use The Calculator to Obtain a Title Loan Estimate?
Yes, you can use the calculator to get a title loan estimate online. If you are working with a title pawn lender, you may be able to find a title pawn estimate online as well. However, using the title loan calculator does not mean that you are automatically eligible for a title loan.1 Instead, you can use the title loan value calculator to find out if your vehicle qualifies for a title loan!1
The title loan estimate calculator can help you understand how much money you could get through an auto title loan. You can potentially find out the loan amount you are pre-approved for by filling out a simple online form!1
However, you will only be able to qualify for a title loan if you can meet the initial requirements and provide proof of your ability to repay the loan. Proof of alternative income, such as disability or retirement income, can be submitted if you don’t have a traditional 9-5 job. Some examples of alternative forms of income include the following:1
- Settlement Income
- Bank Statements if You Are Self-Employed
- Pension Income
- Alimony Income
Title loans can be repaid through many different sources of income. This short list does not cover all of them, but you can conveniently contact a ChoiceCash title loan agent at 855-422-7402 to learn more.1 In addition to providing proof of your ability to repay the title loan, you will also need to upload a few different documents to verify your information and identity during your application. This includes a valid, government-issued photo identification card and proof of residence. Additionally, you must submit recent photos of your vehicle and have a vehicle title in your name.
While you’re on the phone with a ChoiceCash title loan agent, you can ask them any questions you may have about the title loan estimate calculator, including how it works and what you need to receive a title loan estimate online. If you have questions about car title loans in general, you can visit the FAQ page today!
How Does a Title Loan Payment Calculator Work?
Some lenders can offer title loan calculators that can be used to learn more about your title loan monthly payments. In order to use a title loan payment calculator to receive an estimate of your monthly payment, you will typically need to submit a few pieces of key information into the tool, such as your requested title loan amount and the anticipated interest rate. You can find many different title loan payment calculators online!
Although you can’t use the online ChoiceCash title loan calculator to obtain information about your estimated title loan monthly payment, you can receive a loan quote with no obligation today! A title loan agent can walk you through the application process over the phone, and if you are eligible, they can discuss your loan terms with you before you sign the loan contract.1
If you qualify for emergency cash through a ChoiceCash title loan, you can expect competitive interest rates and monthly payments that may decrease if you’re a responsible borrower!1 2 Does a title loan sound like the right fit for you? Click here or dial 855-422-7402 to apply for a ChoiceCash title loan today! The application process is simple, and you can find out if you qualify for quick funding in no time.1

How Can I Pay Off My Title Loan?
If you qualify for funding through a ChoiceCash title loan serviced by LoanMart, you’ll have multiple repayment options to choose from. These options include:
- Setting Up Automatic Withdrawals from Your Bank Account
- Mailing a Check to the Payment Center
- Paying Online Through Your Account
- Paying by Phone
- Visiting a Participating Money Transfer Location Nearby to Pay in Person
Where Can I Get a Quick Title Loan Online Quote?
You can get a title loan quote online with zero obligation by using ChoiceCash’s title loan calculator.1 Simply submit some information about your car in the online form, and you can receive an estimate of your loan in minutes!1 You can choose direct deposit or add the funds to your debit card to get your money in as little as 24 hours if you qualify!1 Do you have any questions? Contact a ChoiceCash title loan agent today by dialing 855-422-7402.
What are the Benefits of Using the Title Loan Value Calculator?
You don’t have to visit a dealership to learn more about the value of your car! Instead, take a few minutes to fill out the online form and receive a ChoiceCash title loan quote today without any obligation. It can be that simple to use a title loan calculator!1
Take a look at some of the key benefits that come with qualifying for a ChoiceCash title loan:1
- Competitive Interest Rates1
- Excellent Customer Service
- Payments May Decrease2
- Quick Funding1
- Keep Driving Your Car Throughout the Repayment Process
- No Hidden Fees or Prepayment Penalties
- Flexible Inquiry Process
Click here or dial 855-422-7402 to start on your title loan application today. Applying for a title loan on your car or truck does not have to be a hassle! In fact, there is no store visit required to apply for a ChoiceCash title loan serviced by LoanMart.1