Online Title Loans


If they can, most consumers will get all their errands done online. Whether it is groceries for this week, or your title loan, it can be done through your smartphone or computer! Online title loans are the most convenient way to get your funding in a hurry. If you are having trouble making ends meet this month, or if you just need cash for a big purchase, an online title loan can be the solution for your financial needs. One of the best online title loan options that borrowers have available is a ChoiceCash Title Loan serviced by LoanMart1

What is an Online Title Loan?

An online car title loan can be called a few different names, such as an auto advance loan or a pink slip loan. While the name might be different, they are one in the same! Simply put, an online title loan is a unique type of loan that will allow you to borrow off the equity in your car in a convenient, online process. They were designed to streamline the loan approval process, with borrowers usually receiving their money in one business day.1

Use your Paid Off Vehicle to Get Cash

online title loans 2

If your car has a certain amount of value, and it is in your name, you may be able to use its title as collateral for the loan. Using collateral is a huge advantage, as it makes the entire loan approval process much more flexible! Online title loans are secured loans, which means:

  1. More Competitive Interest Rates: Since secured loans do not rely on your credit as the only basis for loan approval, you may find competitive rates from some loan options.
  2. More Available Funding: If your car has more value, you have potential to get higher loan amounts!1 This is unlike traditional loans, the amount you can receive is based on your credit history. Instead, title loans have more flexible funding amounts they can approve if your car qualifies.
  3. Bad Credit Still OK: Even if you aren’t confident with your credit history, that doesn’t mean you’ll be turned down for a loan. Instead of just focusing at your credit history, loan approval for an online title loan is based on:
    • A Borrower’s Income or Ability to Repay the Loan
    • The Market Value of the Vehicle
What are the Benefits of Choosing an Online Title Loan?

Choosing the right loan for your financial needs is important.  With online title loans, there are many benefits that can act to your advantage as a borrower. Some of the most notable benefits that borrowers receive with choosing online title loans are:

  1. Access to Fast Funding: Since online title loans were designed to be streamlined, they can be a fast and efficient way to get money. Traditional loans can take weeks to get you validated, but an online title loan may be able to get you the money you need in one business day.1
  2. Flexible Loan Approval: Those from all financial and credit backgrounds may get approved for an online title loan.
  3. Higher Loan Amounts: What separates online title loans from other loan options is the ability to have access to higher loan amounts. With options like personal loans, higher funding amounts come from perfect credit histories. With options like ChoiceCash Title Loans online, getting large amounts of funding depends more on how much value is in your collateral!1
  4. Apply from the Comfort of your Own Home: One of the great things about choosing an online title loan for funding is not leaving your couch! Applying from the comfort of your home can be a huge benefit, especially if you aren’t looking to waste a few hours in a bank.
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After filling your application form online, our title loan specialist can help you find the best way to pick up your cash in less than 24 hours.

Questions? Call 1-855-914-2945

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Call our toll-free hotline and speak with a dedicated Title Loan specialist!


Apply online with our secure application. It may just take 5 minutes, and you may be approved within an hour! 1

How Do I Know if My Car can Qualify for an Online Title Loan?

To qualify for an online title loan, your car must have a certain amount of equity. Typically, a title loan will give you funding for about 25%-50%  of what your car is worth, so it’s important to have value in it! As soon as you drive your vehicle off the dealership lot, it will start to depreciate. Most borrowers aren’t even aware of how much equity their car has off the top of their head. Fortunately, they don’t have to! There are many ways to find out your car’s value online, such as:

  1. Kelley Blue Book Online: This is one of the easiest ways to find out your car’s current value. Simply plug in the year of your car, and how many miles it has for an estimate
  2. Dealership Estimate: Another way to check the equity in your car is to go through a dealership. They can assess your vehicle in person and give it a thorough estimate for the price it would fetch.
  3. Online Title Loan Estimate: With some online title loan options like ChoiceCash Title Loans, borrowers can check their equity online in just a few minutes! 1
What are the Risks of an Online Title Loan?

Just like any other type of loan, there are some risks associated with an online title loan. However, these can be avoided with responsible financial decisions, and the right resources!

  1. Repossession: Since you are using the title of your vehicle to secure the loan, your lender will become your lienholder. This means they have legal right to the asset if you default on your loan. While this is a risk, it is usually a last resort! Continue to make timely payments or communicate your financial distress to your lender to work out an agreement to avoid repossession.
  2. High Interest: As with most loans, not all online loans are created equal. Be wary of a bad loan with high interest, as you’ll end up paying more back in the long run! Look for loans like ChoiceCash Title Loans online, where borrowers can find competitive interest rates that suit their financial situation.1
  3. Lower Credit Score: Like any other loan, if you miss payments or default it can end up hurting your score. Avoid this by making on time payments or enrolling in auto pay!
What are the Alternatives to an Online Title Loan?

If you’re shopping around for the best loan for you, there are a few alternative loan options available to you. Some of the most popular are:

  1. Cash Advance: If you have a line of credit available on your credit card, one option you have is to take a cash advance. This can mean turning your available credit into cash, without having to apply for a loan. One of the drawbacks to this method, however, is that the same interest that happens to a purchase you would make in store with that card will be applied to the cash you took out.
  2. Payday Loan: Like the name would suggest, these loans are meant to last you between paydays. Generally, they only allow for funding amounts between $50-$500, and lenders will expect it to be repaid in two weeks. These can be great loans for fast cash, but they have heavy interest and fees.
  3. Personal Loan: A personal loan is a great alternative to a title loan if you do not have a clean and clear title, but do have a good credit history. Personal loans can range anywhere from $1,000-$100,000 depending on your credit and income. Depending on your lender, however, your money is usually not available for a few days. With an online loan like ChoiceCash Title Loans, on the other hand, your funds are available in one business day if you are approved!1
How Do I Apply for an Online Title Loan?
Getting started on your loan is easier than you might think. With loan options like ChoiceCash Title Loans serviced by LoanMart, the approval process is just three simple steps:
  1. Fill out an Inquiry or Call: Get started on your loan by filling out a short inquiry form for prequalification. This can help a loan agent determine your qualifications early on, and speed up the process!1 Through ChoiceCash Title Loans you also have the option to speak to a loan agent directly through the toll-free number 1-855-914-2945.
  2. Submit a Few Documents: Like with any loan, there are a few documents required to help you reach your approval status. Fortunately, these are documents you’ll already have handy:
    • Driver’s License or Government Issued-ID
    • Proof of Income or Alternative Income
    • Any Recent Mail to your Address or Proof of Residence
    • Pictures of the Car
    • Title to the Car
For your convenience, these documents can be submitted via email or fax to a loan representative!
  1. Get Approved & Get Your Money: If you receive approval, the last step is to choose how you’d like to pick up your funds. Borrowers can choose between a few different ways:
    • Direct Deposit
    • Any Local MoneyGram
    • Check in the Mail
Get Your Funds in as Little as 24 Hours1

If you need fast cash through a title loan, why wait? Getting your funding could be as easy as waiting one business day with ChoiceCash Title Loans serviced by LoanMart.1 Get started today by going online, or by calling 1-855-914-2945 to speak directly with a loan representative.