THINGS TO KNOW ABOUT ChoiceCash ?

BENEFITS OF CHOICECASH TITLE LOANS IN MICHIGAN

  • Competitive rates – Title loans in Michigan can sometimes come with higher interest rates, but with ChoiceCash Title Loans interest can be competitive industry-wide! The better your interest rate, the more you can save on your MI loan overall.
  • Payments may get lower2 – ChoiceCash Title Loans in Michigan also come with exclusive rewards that kick in just for making your loan payments on time!2 When you make a full loan payment on time in Michigan for ChoiceCash, your interest rate may get lower, and can get as low as 50% from the rate you started with!2
  • Bad credit OK – Traditional loans can often be unfriendly to people with less than perfect credit in Michigan. Thankfully, ChoiceCash Title Loans in MI are different. Title loans use your Michigan vehicle title as collateral, so lenders don’t really care about your credit score.
  • Flexible terms – If you’ve ever had a payday loan in Michigan, you know just how inconvenient their terms can be. MI title loans aren’t like that. With ChoiceCash Title Loans in Michigan you can choose to pay your loan early with no penalties, or even extend your terms via refinancing if needed.1
  • Keep your car – ChoiceCash Title Loans knows that for Michigan residents, their car is important to them. That’s why when you get a ChoiceCash Title Loan in Michigan and stay on top of your monthly payments, your car stays with you to drive every day like normal.

OTHER ADVANTAGES OF GETTING A TITLE LOAN IN MICHIGAN

ChoiceCash Title Loans in Michigan don’t just come with convenient rates, payments that go down, personalized terms, and inclusive benefits that allow people with all kinds of credit to get the money they need.1 2 Michigan residents can also enjoy an easy online process streamlined and designed to get you your emergency money as soon as the very same or next business day.1 Inquire, send in your documents, sign your Michigan title loan contract, and get your money in a few hours or less without ever having to leave your home.1

If you live in Michigan there are also other perks to take advantage of with ChoiceCash Title Loans. Besides your interest rate going down with every on-time payment, there is also the opportunity to refinance your Kentucky title loan utilizing your new lower interest rate.1 2 Refinancing your title loan in Michigan with ChoiceCash could allow you to get additional funding while sticking with the same reduced interest rate that you earned with your original loan.

Utilize the equity in Michigan licensed vehicle without having to give it up with the help of a ChoiceCash Title Loan, serviced by LoanMart. Talk to an experienced Michigan title loan agent by calling 833-702-1955 and get a free estimate with absolutely no obligations! Or, fill out a quick Michigan title loan inquiry form to begin online.

TITLE LOAN REQUIREMENTS IN MICHIGAN

Are you a resident of Michigan looking for the best way to get a loan? ChoiceCash Title Loans can help qualified borrowers in Michigan get access to the financial help they need, without the hassle!

If you need to get back on your feet financially, a title loan in Michigan can be the perfect way to get emergency cash. In Michigan, qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours after approval.1 As a resident of Michigan, you can take advantage of a title loan to get both the emergency cash you need and the competitive interest rates that are easy on your wallet!

Choose ChoiceCash Title Loans for funding in Michigan and find out if your vehicle qualifies for cash in no time at all.

ONLINE TITLE LOANS IN MICHIGAN

If you’re like most consumers in Michigan, you appreciate the convenience of online shopping. With ChoiceCash Title Loans, you can apply for a title loan from your smartphone or computer anywhere in Michigan! No need to drive around searching for the best title loan in Michigan when you have an online inquiry form ready at your disposal. While there are many types of alternative loans available to you in Michigan, you can take advantage of an option that can provide secure funding even if your credit history is not up to par.1

Title loans are available to borrowers in Michigan that come from all different types of credit histories and financial backgrounds. With a title loan in Michigan, you are using your vehicle’s equity to secure the cash you need instead of your credit history. The collateral for a title loan in Michigan is the title to your vehicle, which secures the cash and helps minimize the risk for the lender. When collateral is used to apply for a loan in Michigan, the approval process can be much more flexible and open to alternative borrowers that may not qualify for an unsecured loan.

If you need fast cash and an online approval process, check out how ChoiceCash Title Loans in Michigan can help!

THE REQUIREMENTS FOR A TITLE LOAN IN MICHIGAN

While getting a loan is a great step for many people in Michigan to solve their financial troubles, it is equally important to be aware of the expected requirements. Fortunately, ChoiceCash Title Loans in Michigan have a flexible approval process and even simpler requirements.

A hopeful borrower in Michigan will need to meet these requirements before applying for a title loan:

  1. Have a Steady Income or Alternative Income
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in Michigan

If you are a resident of legal age to apply for a loan in Michigan and you have both a qualifying vehicle and income, title loan approval can be easier than you think!1 In Michigan, a qualifying income for a title loan does not need to be a 9-5 job. Instead, residents of Michigan that need emergency cash from a title loan can still apply if they have alternative income like disability income, retirement income, or even self-employment!1

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN MICHIGAN

For most residents in Michigan, their vehicle is their main source of transportation. Naturally, if you are looking to apply for a title loan in Michigan, you may be wondering what will happen to your vehicle after you are approved for emergency cash. While other inconvenient alternative loan options like title pawns in Michigan keep your vehicle during the repayment process, a title loan can be different. ChoiceCash Title Loans can allow approved borrowers in Michigan to keep driving their vehicle while they make on-time payments to their loan. No need to give up your normal driving habits around Michigan if you are a responsible borrower that chose ChoiceCash Title Loans for funding!1

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in Michigan here.

THE REQUIRED DOCUMENTS FOR A TITLE LOAN IN MICHIGAN

Looking to apply for a car title loan in Michigan? If you have already met the requirements for a title loan in Michigan, you may be wondering what documents you’ll need to secure your funding. The title loan requirements in Michigan may not be as complicated as you think.

While online loans often require different documentation, if you are applying for a title loan in Michigan, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in Michigan
  3. Recent Photos of the Car
  4. Michigan Issued ID or Other Government-Issued ID
  5. Car Title in Your Name, Registered in Michigan

With these documents, a qualifying vehicle, and an income to support your loan payment, you can look forward to a hassle-free approval process.1

PERFECT CREDIT IS NOT REQUIRED TO APPLY FOR A TITLE LOAN IN MICHIGAN

You may have been denied a loan before in Michigan if your credit history is not where you would like it to be. Many residents of Michigan that are not confident with their credit are often not sure where to turn to in a financial emergency. Fortunately, in Michigan, they may still have resources available in a tough financial situation, which includes a title loan. Title loans in Michigan are an alternative form of funding that can allow borrowers from all different types of financial backgrounds to apply.1

In Michigan, many traditional loan options will base loan eligibility and your loan amount on your credit score. In comparison, ChoiceCash Title Loans in Michigan will use both factors instead:

  1. The Value of Your Collateral
  2. Your Income and Ability to Repay the Loan

While your credit history may be considered when you apply for a title loan in Michigan, it will not be the focus of the approval process. Instead, you have access to a flexible approval process through ChoiceCash Title Loans in Michigan!1

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash Title Loans in Michigan today.

TRAVELING AND TRANSPORTATION INFORMATION FOR RESIDENTS OF MICHIGAN

Michigan is a popular place for travel! Wondering how other residents and travelers in Michigan get to their workday? There is an average of 82.67% of people that are commuters that drove alone in Michigan for their journey to work. On average, 8.89% of people participated in a carpool in Michigan for their commute. Now that there are many remote workers and positions available, 3.71% of people worked from home in Michigan in the past year.  1.36% of people used public transportation in Michigan for their ride to work, while .8% of people used a taxi or motorcycle in Michigan for their commute. On average, only 2.16% of people walked to work in Michigan for their commute, and .004% of people routinely ride their bicycle in Michigan for their commute.

With those numbers in mind, let’s look at the transportation information for Michigan’s public roads. Residents in Michigan travel many roads to get where they need to be, whether it be residential or commercial. 

In Michigan, there are about 32,953 miles of road. Of those 32,953 miles, about 25,870 miles of road are in adequate driving condition for residents, according to the Michigan Bureau of Transportation Statistics. Those 25,870 miles equal about 79% of all the roads in Michigan.

THE CARS DRIVEN ON THE ROAD IN MICHIGAN

As a vehicle owner in Michigan, you may be curious to know what your fellow residents are driving and how they are fueling up. The most popular vehicle in the past ten years in Michigan has been the Ford F-Series. Again, in the past ten years, Michigan has approximately 1,135 number of fueling stations! 

There are 821 electric fueling stations in Michigan, while there are 193 85% Ethanol fueling stations available. In comparison, there are 86 liquified petroleum gas fueling stations in Michigan. 19 compressed natural gas fueling stations are available in Michigan, and 0 liquified natural gas fueling stations.  12 biodiesel fueling stations are available in Michigan, and 3 hydrogen fueling stations have been available for over the past 10 years.

ROAD INFORMATION FOR RESIDENTS OF MICHIGAN

The information about the usage of public roads for residents in Michigan can assist many in learning about how their state’s infrastructure is managed. For Michigan, both local and state governments share the responsibility for air, highway, general transit, and water travel ways. Transportation and land use patterns are inseparably linked in Michigan and affect the quality of travel for residents. The local governments of Michigan have spent an average of $46,571,912 on infrastructure and have brought in about $45,976,628 over approximately the past 20 years.

In comparison, the Michigan state government have spent about $63,264,649 on infrastructure and have brought in about $64,750,709 over approximately the past 20 years on air, highway, general transit, and water travel ways.

Residents of Michigan can break this information down even further to see where their tax dollars are spent. For water travel ways in Michigan, local governments have spent about $2,914 and brought in about $1,736 while the Michigan state government has spent about $3,655 and brought in about $0. In Michigan, the air travel ways have local governments spending about $492,544 on average and bring in about $445,017. The Michigan state government has spent about $40,272 and brought in about $1,474. 

Highway travel is another responsibility of both Michigan’s local and state government. In the past 20 years, the Michigan local governments have spent about $2,989,030 on highway travel and brought in about $174,746. In comparison, the Michigan state government has spent about $5,332,459 and brought in about $2,282,403. 

Another responsibility of both Michigan’s local and state government is general transit travel, which can be public transportation. In the past 20 years, the Michigan local governments have spent about $629,101 on general transit travel and brought in about $78,993. To compare, the Michigan state government has spent about $222 and brought in about $0.

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN MICHIGAN

As a resident of Michigan, you don’t need to travel far to get the financial help you need. Through loan options like ChoiceCash Title Loans, you can apply for cash anywhere in Michigan through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in Michigan. Take advantage of the three-step, online approval process in Michigan by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 833-702-1955 from anywhere in Michigan to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in Michigan!1 Skip the hassle of other loans and choose a loan option in Michigan that is right for you and your finances. ChoiceCash Title Loans has agents in Michigan available seven days a week for extended hours to walk you through the process and direct you to the financial help you need.1

WILL MY INCOME QUALIFY FOR A CAR TITLE LOAN IN MICHIGAN?

For most traditional loan options in Michigan, a bank account is a requirement for borrowers. If you do not currently have a checking or savings account, it can be tough to qualify for the cash you need in Michigan! Luckily, there are some loan options that exist in Michigan that do not require a bank account to apply.

ChoiceCash Title Loans can offer a flexible approval process to residents in Michigan. If you do not have a bank account but you do have a vehicle, getting an auto title loan is your best bet to get the cash you need!1

With ChoiceCash Title Loans, there are a few different ways for a borrower in Michigan to repay their loan that do not include a bank account:

  1. Worker’s Compensation
  2. SSI or Disability Income
  3. Retirement, Pension, or Annuity Income
  4. Settlement Income
  5. Self-Employment or Small Business Income
  6. And More!

You will need some documentation to prove your alternative income when you apply for a car title loan in Michigan. Some documents that may help to prove your income during the approval process for a car title loan in Michigan are:

  1. Bank Statements
  2. Pay Stubs
  3. Disability Award Letters
  4. Tax Documents
  5. Pension Documents or Annuity Account Statements

If you aren’t sure if your income will qualify for a car title loan in Michigan, you have help waiting for you! ChoiceCash Title Loans has loan agents that are available for extended hours six days a week to answer your questions about car title loans in Michigan. Residents of Michigan can call 833-702-1955 six days a week and get the help they need in no time at all!1

HOW MUCH CASH CAN I OBTAIN THROUGH A CAR TITLE LOAN IN MICHIGAN?

If you are a resident of Michigan that is facing a tough financial situation, you may be curious about what your potential loan amount will be. For a title loan in Michigan, your eligibility for a loan and your loan amount are based on these two factors:

  1. Your Ability to Repay the Loan and Your Income
  2. The Equity of Your Vehicle

Since a title loan in Michigan is a collateral based loan, your credit history is not the focal point of the approval process, although it will be considered. The more equity your vehicle has and the larger your income, the larger your loan amount could be through a title loan in Michigan! Generally, you can access anywhere between 25%-75% of your vehicle’s equity through a title loan in Michigan. If you are a Michigan resident that needs to learn what your vehicle’s current equity is, ChoiceCash Title Loans can offer an online title loan calculator that does the hard work for you!

WHAT IS THE APPROVAL PROCESS LIKE FOR A CAR TITLE LOAN IN MICHIGAN?

It doesn’t need to be a hassle to apply for a car title loan in Michigan! ChoiceCash Title Loans can make the approval process for a car title loan easy and hassle-free in Michigan. Take a look at the three-step process available for borrowers in Michigan:

  • Submit a Loan Inquiry Online or Over the Phone with a Loan Agent at 833-702-1955
  • Send in a Few Documents to Verify Your Information
  • Get Approved and Choose How to Pick Up Your Cash in Michigan!1

If you are a resident of Michigan that qualifies for cash through ChoiceCash Title Loans, you can get your funds in as little as one business day!1

How Can I Pick-up my Car Title Loan Money in Michigan in Person?

Pick-up your car title loan funding at any MoneyGram location in Michigan. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 833-702-1955 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Michigan customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in Michigan Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Michigan including metro areas . Call 833-702-1955 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Title Loans Michigan: