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Title loans in Indiana are secured loans that allow you to borrow against the value of your vehicle and access quick funds to handle a variety of financial issues. To get approved for an Indiana title loan, you must meet the lender’s requirements and pledge your vehicle’s title as collateral for the loan. Whether you are searching for extra cash for a rainy day or need fast money for unexpected expenses, you can conveniently apply for a title loan in Indiana online or over the phone!1

If you qualify for an auto title loan in Indiana and sign your agreement, a title loan lender will add a lien on the title of your car after the loan is funded. Until the loan is completely paid off, the title lender has the legal right to repossess your vehicle if you default on the loan. Repossession is one of the potential risks associated with a vehicle-secured loan, so keeping up with your monthly payments is important. However, most title loan lenders prefer to avoid vehicle repossessions and may be willing to work with you if you are struggling with your payments.

With a ChoiceCash car title loan, you can take advantage of an application process that was designed to be streamlined and simple! While it’s difficult to get instant online title loans in Indiana, you can apply for a ChoiceCash title loan online and see if you’re eligible for instant pre-approval now! Call 855-422-7402 to learn more about getting car title loans in Indiana.1


Without a good credit history, you will have difficulty obtaining approval for an unsecured loan. However, Indiana title loans are usually more flexible than unsecured personal loans because the title of your car is used as collateral for the loan. Getting the financial help you need is possible through a title loan, even if you are not confident with your credit score.1

Whether you have good credit or no credit, you will need to meet the following requirements to qualify for an online title loan in Indiana:1

  • Be of Legal Age to Apply for a Car Title Loan in Indiana
  • Have an IN Vehicle Title in Your Name
  • Demonstrate Your Ability to Repay an Auto Title Loan
  • Have Enough Positive Equity in Your Car or Truck

In addition to meeting the initial criteria, submitting several documents is necessary to qualify for emergency cash title loans. So, whether you’re in Indianapolis, Fort Wayne, Evansville, or anywhere else in the Hoosier State, you must provide the following paperwork to obtain loan approval:1

  • A Valid, Government-Issued Photo ID Card
  • An Indiana Car Title
  • Proof of Address in Indiana
  • Recent Photos of Your Vehicle
  • Proof of a Steady Source of Income
  • A Few References May Be Required

If you’re like most residents of Indiana, you prefer the convenience of online shopping. So, if you can buy clothes online or order things from the comfort of your home, why drive anywhere to apply for a car title loan? Convenience is one of the most significant benefits of applying for online title loans in Indiana! When applying for a ChoiceCash title loan, you can upload your documents online or send your paperwork directly to a title loan agent through email or text message.1

Do you have any questions about applying for car title loans in Indiana? Even if you have poor credit, you can still qualify for the financial help you need through a title loan! Dial 855-422-7402 to speak with a ChoiceCash title loan agent today.1

title loans indiana


For many Indiana residents, their car is their primary source of transportation. If you rely on your vehicle to get around in Indiana, you may worry about its whereabouts once you qualify for a title loan. Fortunately, if you’re eligible for a title loan, you can keep your keys and continue driving your car while you pay off your loan. This means you should prioritize your title loan payments and make sure they are one of the most important items in your budget. If you want to have some more wiggle room in your budget when paying off a title loan, then you should consider cutting back on non-essential items. This could include things like eating out, streaming services and subscriptions, or other related expenses.1

While it’s possible to maintain access to your car during the repayment process, it is important to be aware of the insurance requirements that you can run into when applying for a title loan in Indiana. Most car title lenders will require prospective borrowers to have car insurance to get approved for a title loan. Depending on your specific type of insurance coverage, if you get into an accident while having a car title loan, you will have a specific amount of financial protection in the event that your car is significantly damaged. Even if your car is totaled while you are paying off a title loan, you are still responsible for the remaining balance, so having the right kind of car insurance is important. 


Car title loans in Indiana can be an option to consider if you need emergency funding. Although every applicant has a unique financial situation, there are relatively common ways you can spend your emergency money if you’re eligible for a title loan, including the following:1

  • Unexpected Expenses
  • Medical Bills
  • Urgent Home Renovations
  • Travel Expenses 
  • Car or Home Repairs
  • Veterinarian Bills

Life can throw a lot of different expenses your way, and you may not be prepared to handle a tough financial situation. Whether you’re trying to pay rent or handle a large medical bill, know that you can use the funds from a title loan to cover a multitude of financial issues. Call 855-422-7402 to learn more about how you can spend your money if you are approved for an Indiana title loan.1

online title loans indiana


When you are stuck in a difficult financial situation, you need a loan that is accessible and accommodating. With ChoiceCash title loans, you can submit an online prequalification form at any time of the day or night.1

Take a look at some of the benefits you can expect if you qualify for a ChoiceCash car title loan in Indiana:1

Flexible Repayment Options

If you qualify for a ChoiceCash title loan serviced by LoanMart, you’ll have multiple repayment options to choose from. This includes setting up automatic payments from your checking account, mailing a check to the payment center, paying online through the online portal, or visiting a local money transfer location in Indiana to pay in person.

Competitive Interest Rates

The affordability of a loan is partially determined by the interest rate you are able to secure. With ChoiceCash title loans in Indiana, eligible borrowers can access competitive interest rates!1

No Hidden Fees

Payday loans typically come with high interest rates and hidden fees. Comparatively, when you choose a ChoiceCash title loan serviced by LoanMart, you won’t deal with any hidden fees or prepayment penalties that could hurt your wallet.1

No Physical Car Inspection

Typically, a title lender will expect an applicant to complete a car inspection during the application process. One of the many benefits of applying for online title loans is that a physical car inspection isn’t required, so you can skip the hassle of a store visit! With a ChoiceCash title loan serviced by LoanMart, you are able to access a convenient online vehicle examination during your application! To complete a virtual inspection, you will be asked to upload pictures of your car’s front, rear, and sides, odometer reading, and Vehicle Identification Number (VIN). Don’t hesitate to dial 855-422-7402 if you have questions about online car inspections or applying for title loans in Indiana.1

Access to Quick Funding

With ChoiceCash title loans serviced by LoanMart, qualified borrowers can access their funds in as little as one business day.1 So, if you have a financial emergency that needs to be solved quickly, an auto title loan in Indiana can be an option to consider!

Want to find out if you can unlock emergency cash with your car’s title? With ChoiceCash title loans, you can access a flexible and convenient application process from the comfort of your home! Call Choicecash at 855-422-7402 or fill out a brief prequalification form online today to find out if you’re eligible for same day pre-approval!1


Pay for your car title loan at any MoneyGram location in Indiana. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Indiana customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

Demographic and Financial Statistics for Indiana

The below table provides some of the key income, loan, and financial statistics for Indiana, which are intended to give you a better understanding of how your financial circumstances compare to other Indiana residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

Average title loan amount with ChoiceCash $3,093
Household income (median) $61,944
Income per capita $32,537
Rent (average) $844
Gross rent (median) $891
Value of housing units (median, owner-occupied) $158,500
Monthly owner costs (median, with a mortgage) $1,206
Monthly owner costs (median) $440
Student loan indebtedness (average) $32,874
Credit card indebtedness (average) $5,254
Size of monthly car loan payment (average) $484 (Lease) | $519 (Loan)
Percentage of households that rent 30.7%
Bank branches 1,562
FICO® credit score average 712
VantageScore® credit score average 693

What Locations in Indiana Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Indiana including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Indiana: