When you need fast financial assistance, title loans are an efficient way to access emergency cash. Before you get started on your application, it is important to understand how title loans work in Indianapolis, Indiana.1

Since a car title loan is a secured loan, an eligible borrower in Indiana can access fast funding by pledging their qualifying vehicle title as collateral for the loan. Secured loans come with many benefits, including a more flexible application process in comparison to unsecured loans. Even if you have bad credit, qualifying for a vehicle-secured loan as a resident of Indianapolis can be a breeze!1

Upon final approval for an Indiana title loan and after you sign your loan agreement, your lender will add a lien to your car’s title and become your lienholder. Even though your vehicle title will have a lien, you are allowed to maintain access to your vehicle and drive it around Indianapolis while you make payments on your loan.1

The cost of living in Indianapolis is higher than any other city in Indiana, so if you are struggling financially, you are not alone. From housing costs to everyday personal expenses, things can add up quickly! Whether you need fast funds to handle unexpected bills, home repairs, or other expenses, a title loan has your back. Fill out a short questionnaire online or call 855-422-7402 to learn more about car title loans in Indianapolis today!1


If you are applying for car title loans in Indianapolis, Fort Wayne, Muncie, Bloomington, or another thriving city in Indiana, you can expect simplicity when you apply for a ChoiceCash title loan serviced by LoanMart. When you’re ready to start your application, know that you will need to meet the following title loan requirements to get approved for funding:1

  • Have an Indiana Vehicle Title In Your Name
  • Be Able to Provide Proof of Income
  • Be at Least 18 Years Of Age
  • Have a Vehicle With a Sufficient Amount of Positive Equity

If you meet the criteria for funding, start gathering the documentation listed below in order to expedite the process and be prepared for your Indianapolis title loan application:1

  1. Indiana Vehicle Title: In addition to having a vehicle title in your name, it must be in your possession at the time of your application. Obtaining a replacement title through the Indiana Bureau of Motor Vehicles is possible if you have misplaced it.
  2. Proof of Income: Gather a recent pay stub, bank statement, or another acceptable document in order to verify your income during your loan request.1
  3. Vehicle Information and Photos: You will need recent photos of your vehicle to verify its current condition and overall value. Additionally, you will be asked to provide information about your vehicle, such as its year, make, model, and current mileage.
  4. Proof of Residence in Indianapolis: Be prepared to show a signed lease agreement, a recent mortgage statement, or a utility bill sent to your Indiana address.
  5. Valid, Government-Issued Photo ID: You will need to submit your Indiana driver’s license, a U.S. passport, or another eligible photo ID in order to verify your identity and age during your application.

Once you have completed the initial pre-approval form and gathered the necessary paperwork, you are well on your way to finding out if you are approved for funding! When you are applying for a ChoiceCash title loan serviced by LoanMart, you have the option to submit your paperwork online or send your documents to a title loan agent through email or text message.1

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If you are struggling with bad credit as a resident of Indiana, you may have already faced rejection for a loan in the past or received higher insurance rates due to your credit score. Having a poor credit score affects many aspects of your life, and it can easily hold you back from a lot of financial opportunities.

While you will likely not find a lender who offers no credit check title loans in Indianapolis, that does not mean all hope is lost if you need fast funding. Car title loans are much more flexible than unsecured personal loans because your vehicle’s title is used as collateral for the loan. Therefore, even if you have poor credit history, a title loan in Indianapolis could be a solid option to help you secure the emergency funds that you need.1


Another way that title loans can offer flexibility during the application process is that you have the ability to obtain a ChoiceCash title loan without leaving the comfort of your home!1

Life does not stop for financial emergencies, and you may have social or work obligations that cannot be put on hold due to your finances. With car title loans in Indianapolis, you can start your application online and skip the hassle of a store visit, allowing you to save time and energy when you need it most! Take a closer look at the three-step process to apply for a ChoiceCash title loan in Indianapolis:1

  1. Complete a Pre-approval Form Online or Call 855-422-7402 to Speak to a Title Loan Officer
  2. Submit Your Documents to Verify Your Information
  3. Sign Your Agreement and Get Your Money!1

If you receive full approval for an online title loan, you can sign an electronic agreement and choose to receive your funds through a direct deposit to your bank account, which does not require you to pick up a physical check. Additionally, you can conveniently manage your ChoiceCash title loan virtually through the online customer portal. Through this portal, you are able to:1

  • Make or Schedule a Payment
  • Access Your Account Documents
  • Check Your Account Balance, Payment History, and Due Dates

If you have any questions about applying for online title loans in Indianapolis, call 855-422-7402 or visit the FAQ page!1

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The average loan amount for a ChoiceCash title loan serviced by LoanMart in Indiana is $3,093. However, the amount you can personally obtain through a vehicle-secured loan is primarily determined by two important factors, which in this equation are the following:1

  • The Value Of Your Vehicle
  • Your Ability To Repay The Loan

The value of your vehicle is influenced by a few different characteristics, including the make and model of your vehicle, its age, current mileage, and overall condition. You do not need a specific make or model to qualify for an Indianapolis title loan. Whether you have a Chevrolet Malibu, Ford F-150, or another qualifying vehicle, you can apply for a ChoiceCash title loan and access the financial help you need. In addition to reviewing the value of your car, a title lender will want to be able to verify that you have the means to repay your loan. If you are eligible for a title loan, you can access up to half of your vehicle’s value and spend your loan proceeds however you see fit!1

When you need funding to get back on your feet, look no further than a ChoiceCash title loan in Indianapolis, Indiana! Eligible borrowers can receive their cash in as little as 24 hours.1


Although it is possible to apply for a title loan without leaving your home, it is unlikely that you will be able to find a lender who offers title loans with no inspection in Indianapolis, Indiana.

A vehicle examination is a crucial part of a title loan application because a title lender will need to have a way to verify your vehicle’s value and current condition. While driving to a storefront location and having a vehicle inspected in person can be inconvenient, that isn’t your only option! With ChoiceCash online title loans in Indianapolis, you can conveniently access a virtual inspection during your loan request.

Simply take the necessary photos of your vehicle and upload them with the rest of your documents to complete a virtual inspection. Typically, this includes photos of the interior and exterior of your car, the odometer reading, and the VIN (Vehicle Identification Number). That’s all!

If you’re ready to apply for an online title loan in Indianapolis, Indiana, you can get started by calling 855-422-7402 or completing the online pre-approval form now. If you’re eligible for a ChoiceCash title loan serviced by LoanMart, you can access your funds in as little as 24 hours!1

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Indianapolis, Indiana

    ChoiceCash is proud to service residents all over Indiana including metro areas Evansville, Fort Wayne, and South Bend. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Indianapolis:

    Featured Locations near Indianapolis, Indiana

    Nearby States by Indiana That offer a ChoiceCash Title Loan