How Do Title Loans Work in Evansville?

If you are interested in borrowing against the value of your vehicle, you’ve come to the right place to learn more about how an Indiana title loan works. With title loans in Evansville your vehicle and its title will be the star of the show. A car title loan allows you to unlock cash with your car’s title by using it as collateral for the loan.1

Typically, any car, truck, or SUV will qualify as collateral for a title loan as long as it has enough positive equity. When a vehicle has a sufficient amount of positive equity, it means that its market value greatly surpasses the amount you owe on your auto loan. Your vehicle’s value, along with your ability to pay back the loan, are two of the most important factors title lenders will use to determine your loan amount. Depending on these items, you can access up to 50% of your vehicle’s total value through an Evansville title loan!1

A huge advantage that comes with ChoiceCash car title loans in Evansville is the fact that you can start your application online or over the phone, and save yourself the hassle of driving to a store! If you receive final approval, you are eligible to receive your funds as soon as the next business day.1

What are the Benefits of Title Loans in Evansville, IN?

By borrowing against the value of your vehicle through a title loan, you can access certain perks, such as:1

  • Access to Fast Cash1
  • Keep Driving Your Car
  • Freedom to Use Your Funds

Not only will approved borrowers be able to receive their funds within 24 hours, but they will also maintain physical access to their car while making timely payments throughout the duration of their loan.

If you are approved for a title loan in Evansville, you have the freedom to spend your money as you see fit. Whether you need extra cash to tackle a home renovation or pay for a large personal expense, a title loan can be a lifeline when you need it most.1

What are the Requirements for Title Loans in Evansville?

Before you can jump into your application, it’s helpful to understand a little bit more about the title loan requirements in Evansville. As mentioned above, you will need to have a vehicle with positive equity and meet the other loan criteria:1

  1. Be of Legal Age to Apply for an Evansville Title Loan
  2. Have Proof of Your Ability to Repay the Loan
  3. Your Indiana Car Title Must be in Your Name at the Time of Your Application
title loans in evansville indiana

Additionally, securing a title loan in Evansville, or neighboring cities like Bloomington and Richmond, requires some documents to validate your application. Here’s what you’ll typically need:¹

  1. Valid, Government-Issued Photo ID: You can use your Indiana driver’s license, permanent resident card, or U.S. passport in order to verify your age and identity.
  2. Proof of Income: A recent pay stub, bank statement, or another acceptable piece of documentation can be used to prove your monthly income. If you have any questions about the paperwork you can use to prove your income, just call 855-422-7402 or visit our FAQ page!1
  3. Vehicle Title in Your Name: At the time of application, the title to your vehicle should be in your possession and in your name. If you have misplaced your title, head down to your local Indiana Bureau of Motor Vehicles to submit an application for a duplicate title.
  4. Recent Photos of Your Vehicle: In order to verify the value of your vehicle, you will need to complete a virtual car inspection. When applying for secured funding through a ChoiceCash title loan, you will be asked to submit a few photos of the interior and exterior of your vehicle. These pictures should include the VIN and odometer reading!
  5. Proof of Residence: In order to apply for a title loan in Evansville you will need to be a resident of the Hoosier State. Prove your current address through recent utility or phone bills, or just submit recent credit card or bank statements during your loan request.

After you submit a prequalification form online or begin your application over the phone, you can find out if you are pre-approved for a title loan in Evansville. Upon initial approval, a loan officer will ask you to either upload these documents online through the customer portal or send everything through text message or email.1

Why Choose ChoiceCash Title Loans in Evansville?

online title loans in evansville indiana

If you are short on cash and located near Evansville, you may be eligible to access funds by qualifying for an online title loan. While there are a variety of different loan options available to you as a resident of Indiana, there are numerous advantages that come with ChoiceCash title loans in Evansville. Some of these benefits include:1

  • Flexible Repayment Options
  • Competitive Interest Rates
  • Quick And Transparent Application Process

Every borrower is unique and has different preferences when it comes to repaying their loans. With ChoiceCash title loans, borrowers in Evansville have the opportunity to repay their funds through the online customer portal, send a check in the mail, or pay in person at any local money transfer location. You can expect convenience at every step of your title loan application, and this extends to the repayment process!

When money is tight, time is of the essence, which is why the ChoiceCash title loan application process is quick, efficient, and streamlined! Qualified borrowers can expect competitive interest rates and access an application process that is transparent from start to finish. If you believe that an Evansville title loan is the right fit for you, call 855-422-7402 to speak with a friendly loan officer and start your application!1

How to Apply for a Title Loan in Evansville

Applying for a ChoiceCash title loan in Evansville is a streamlined and efficient process. Take a closer look at the three simple steps to apply for the cash you need through ChoiceCash title loans in Evansville:1

  1. Submit a Questionnaire Online or Dial 855-422-7402 to Speak to a Loan Officer
  2. Submit the Requested Paperwork
  3. Get Your Money if You Qualify for a Title Loan in Evansville!1

If you receive final approval, you can have access to your funds in your bank account via direct deposit in as little as 24 hours! Financial emergencies can be stressful, but the title loan application process with ChoiceCash title loans in Evansville does not need to be! Call 855-422-7402 to speak with a title loan agent who is available for extended hours throughout the week to guide you through the application process.1


Pay back your car title loan in Evansville at any MoneyGram location in Indiana. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Evansville, Indiana

    ChoiceCash is proud to service residents all over Indiana including metro areas Fort Wayne, Indianapolis, and South Bend. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Evansville:

    Featured Locations near Evansville, Indiana

    Nearby States by Indiana That offer a ChoiceCash Title Loan