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Are you looking for quick funding through a title loan in the state of Louisiana? You might be asking yourself, “How do title loans in Louisiana work? Are there any title loan laws in Louisiana?”

Fortunately, car title loans can be simple to understand and apply for! You can legally apply for a title loan in Louisiana, but you must meet the title lender’s application criteria and submit the proper documentation. To obtain funding through a title loan in Louisiana, you must use your vehicle’s title as collateral to guarantee the loan. The title to your car, truck, or SUV will have a lien placed on it after the loan is funded, but you will be allowed to drive your vehicle throughout the repayment process.1 If you default on your loan, the title lender may legally repossess it without notice in the state of Louisiana.

Title loan lenders will predominantly use the following factors to determine a prospective borrower’s loan amount and eligibility for a title loan:1

  • The Total Value of the Vehicle
  • The Applicant’s Ability to Pay Off a Louisiana Title Loan

Although you may not need to own your vehicle outright to apply for a title loan in Louisiana, your car needs to have a qualifying amount of positive equity. If you’re still making payments on your vehicle, the title lender will ask you to complete and sign a form authorizing them to pay off your current auto loan. If you aren’t aware of the current amount of positive equity in your vehicle, you could use ChoiceCash’s online calculator tool to obtain a vehicle equity estimate and a loan quote with absolutely no obligation.1

You will be asked to submit proof of income during your application, but you are not required to present proof of an office job to apply for a title loan! Around 3.6% of people in the state of Louisiana are unemployed. If you don’t have a traditional job, you can simply provide proof of an alternative source of income to prove your ability to repay the title loan! You can submit a document that proves you receive Social Security Income, retirement income, pension income, or another qualifying source of alternative income.1

Do you have any questions about applying for title loans in Louisiana? Click here or dial 855-422-7402 to speak with a ChoiceCash title loan representative today.1


Searching for instant online title loans in Louisiana? Although you will not be able to get title loans with instant approval in Louisiana, you can apply for a ChoiceCash title loan online and find out if you qualify for instant pre-approval! Just click here to fill out a short prequalification form today.1


While many traditional loans are challenging to obtain approval for without a strong credit history, car title loans can be comparatively flexible, so individuals with bad credit can potentially receive approval for online title loans in Louisiana.1

Take a closer look at the initial title loan requirements in Louisiana that you will need to meet to qualify for the emergency cash you need:1

  • Be Able to Provide Evidence of Income to Repay a Title Loan in Louisiana
  • Be of Legal Age to Apply for a Title Loan in Louisiana  
  • Have a Title to a Qualifying Car, Truck, or SUV in Your Name to Pledge as Collateral

Keep in mind that Louisiana residents are typically asked to complete and sign a Louisiana Office of Motor Vehicles – Vehicle Application form during the underwriting process so that the title loan lender can secure the loan with a Louisiana vehicle. In addition to meeting the initial criteria and the vehicle requirements in Louisiana, you will be asked to submit a few important documents to verify your information. Take a look at the paperwork you must provide during your application for an online car title loan in Louisiana: 

  1. A Car Title in Your Name
  2. Recent Pay Stubs, Bank Statements, or Another Document to Prove Your Income
  3. A Valid, Government-Issued Photo ID Card
  4. Recent Credit Card Statements, Phone Bills, or Utility Bills to Prove Your Current Address in Louisiana
  5. A Few Photographs of Your Vehicle (Must be Recent)

You can conveniently upload your documents online through your smartphone or computer. Or, you can simply send your paperwork directly to a ChoiceCash title loan representative via email or text! If you meet the initial requirements and submit the correct documents, you could potentially access quick funding in as little as one business day!1 Call a ChoiceCash title loan agent at 855-422-7402 if you have questions about applying for online title loans in Louisiana. 

title loans in louisiana


Generally, it’s difficult to find title loans with no credit check in Louisiana. In most cases, a credit check is an essential part of the title loan application process. Without a credit check, a reputable lender will not be able to verify your creditworthiness and adequately determine your credit risk as an individual. 

However, it’s worth noting that a poor credit score may not be an issue since the focus of your application is primarily on your income and the value of your vehicle. Title loans are secured loans, and the inquiry process can be quite flexible in comparison to unsecured loan options! A title lender will still review your credit history, but don’t let that stop you from applying for a title loan online or over the phone with a representative.

Applicants can still apply for title loans with bad credit in Louisiana!1

If you have questions about the application process, our representatives are standing by for extended hours to take your call. In order to reach a ChoiceCash title loan representative, all you will need to do is dial 855-422-7402. Residents of Louisiana who qualify for ChoiceCash title loans can access competitive interest rates and obtain quick funding in as little as 24 hours!1


Unfortunately, obtaining car title loans with no inspection in Louisiana is impossible because a vehicle inspection is required to verify the value of the collateral and its current condition. However, one of the benefits of applying for online title loans in Louisiana is that a physical car inspection may not be required during your application.

Applying for title loans online with no store visit in Louisiana can be simple and convenient. With a ChoiceCash title loan serviced by LoanMart, you can take advantage of an online inspection instead of driving your car to a physical location! All you have to do is take the following pictures of your car and upload them online:1

  1. The Front, Back, and Sides of Your Vehicle
  2. The Current Odometer Reading on the Car
  3. The Vehicle Identification Number (VIN #)

Before you upload the images, make sure that they are clear and accurately depict your car’s current condition. Just like the documents, you can use your smartphone to email or text your photos directly to a ChoiceCash title loan agent. Call 855-422-7402 and ask our title loan representatives about online vehicle inspections or applying for title loans online with no store visit in Louisiana!1

online title loans in louisiana


Take a look at some of the advantages of applying for ChoiceCash title loans online in Louisiana:1

  • Quick Funding: With ChoiceCash title loans in Louisiana, eligible applicants can access their loan proceeds in as little as one business day!1
  • Keep Driving Your Vehicle: You may be curious about what happens to your vehicle once you sign your title loan contract and the loan is complete. As long as you are able to keep up with your title loan payments, you can continue to drive your car!1
  • Flexible Application Process: Access a convenient and flexible application process with ChoiceCash title loans serviced by LoanMart! You do not need a perfect credit score or a 9-5 job to apply for the emergency funding you need.1


With ChoiceCash title loans in Louisiana, you can easily apply for funding from the comfort of your home! Just follow these three steps to see if you qualify for the money you need:1

  1. Fill Out a Brief Questionnaire Online or Apply Over the Phone with a Title Loan Agent
  2. Upload the Necessary Paperwork Online
  3. Get Your Money if You Qualify for an Auto Title Loan in Louisiana!1

Don’t hesitate to apply for the emergency funding you need through a car title loan in Louisiana! Click here or call 855-422-7402 to begin your application and find out if you qualify for instant pre-approval! If you are eligible for a ChoiceCash title loan serviced by LoanMart, you could obtain your loan proceeds in as little as 24 hours.1


Pay for your car title loan at any MoneyGram location in Louisiana. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Louisiana customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

Demographic and Financial Statistics for Louisiana

The below table provides some of the key income, loan, and financial statistics for Louisiana, which are intended to give you a better understanding of how your financial circumstances compare to other Louisiana residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

Average credit score (VantageScore®) 669
Average FICO® score 689
Average student loan debt $34,525
Average credit card debt $5,811
Average monthly car loan payment $566 (Lease) $627 (Loan)
Share of households that rent 33.5%
Average rent $876
Median gross rent $923
Median value of owner-occupied housing units $174,000
Median monthly owner costs - with a mortgage $1,376
Median monthly owner costs $362
Number of bank branches 1,190
Median household income $53,571
Per capita income $30,340
Average ChoiceCash title loan amount $4,272

What Locations in Louisiana Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Louisiana including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Louisiana: