THINGS TO KNOW ABOUT ChoiceCash logo ?


Title loans in Louisiana are vehicle-secured loans allowing an applicant to borrow money against their car or truck’s value. If you’re eligible for a title loan, a lien is placed by the title lender on your car’s title once the loan is funded. Secured loans like car title loans can offer many benefits, including a flexible application process – even if you have a poor credit score!1

In order to qualify for a title loan in Louisiana, you must be of legal age and have a car with a qualifying amount of positive equity. Additionally, you will be asked to provide sufficient evidence of income, along with the following documents:1

  • Louisiana Car Title in Your Name
  • Proof of Your Current Louisiana Address
  • Valid, Government-Issued Photo Identification Card
  • Recent Photographs of Your Vehicle
  • Some Personal References May Be Required

If you’re applying for a ChoiceCash title loan serviced by LoanMart, you can conveniently submit your documents online from the comfort of your home! During your application, you are also allowed to send your paperwork to a title loan agent via email or text message.

That’s how simple it is to apply for online title loans in Louisiana. One of the many benefits of applying for a ChoiceCash title loan is that you can submit an application from Lafayette, Baton Rouge, New Orleans, or anywhere else in the Pelican State! Call us at 855-422-7402 if you have questions about applying for auto title loans in Louisiana.1


If you need fast funding to get back on your feet, you may be searching for instant online title loans in Louisiana. Financial emergencies don’t wait for your next paycheck to hit your bank account!

Although you won’t be able to get title loans with instant approval in Louisiana, you can apply for a ChoiceCash title loan online and find out if you qualify for instant pre-approval! Just submit a short prequalification form today to start on your application. If you are eligible for a Louisiana title loan, you can choose direct deposit or have your funds added to a debit card to access your funds in as little as 24 hours!1


Repaying your Louisiana title loan is as simple as applying for one. With ChoiceCash title loans serviced by LoanMart, there are a few different ways to repay your funding, including the options listed below:1

  • Pay by Phone or Through the Online Portal
  • Set Up Automatic Payments from Your Checking Account
  • Pay in Person at Any Participating Money Transfer Location in Louisiana
  • Send Checks via Mail to a Payment Center

Be aware that borrowers who default on their title loans may have their vehicles repossessed by their title lenders. However, most lenders prefer to avoid vehicle repossessions and are willing to work with you to avoid this scenario. Proactive communication is essential if your loan payments become unmanageable due to unforeseen circumstances.

Do you have any questions about title loan applications or the repayment process?

Call 855-422-7402 to speak directly to a title loan agent today!

title loans louisiana


Auto title loans are a helpful resource to consider if you’re stuck in a tough financial situation and need quick cash to get back on your feet. But online title loans in Louisiana can offer more than just emergency cash! Take a closer look at the different benefits you will take advantage of if you qualify for a ChoiceCash title loan:1

  • Competitive Interest Rates: Applicants who qualify for ChoiceCash title loans in Louisiana can access competitive interest rates!1
  • No Prepayment Penalties: If you are eligible for a ChoiceCash car title loan serviced by LoanMart, you will not encounter any prepayment penalties, hidden fees, or balloon payments.1
  • Flexible Application Process: Access a convenient and flexible application process with ChoiceCash title loans serviced by LoanMart! You do not need a perfect credit score or a 9-5 job to apply for the emergency funding you need. Call a ChoiceCash title loan agent at 855-422-7402 if you have questions about getting bad credit loans in Louisiana.1
  • Exceptional Customer Service and Support: When applying for a ChoiceCash title loan, you can expect to work with title loan agents who are thoughtful, experienced, and helpful. When you dial 855-422-7402, you’ll speak to a compassionate title loan representative who will easily walk you through the application process and answer your questions with expertise.1

Find out if you can qualify for the financial assistance you need to cover an unexpected bill or expense! To get started, complete the online pre-approval form or contact a ChoiceCash title loan agent at 855-422-7402 if you have any questions about applying for online title loans in Louisiana.1

online title loans louisiana


Listed below are the most frequently asked questions about applying for car title loans in Louisiana:1

How Can I Get Same-Day Title Loans in Louisiana?

If you are approved for a ChoiceCash car title loan serviced by LoanMart, you can access your funds on the same day or the next business day.1

How Much Cash Can I Get Through Louisiana Title Loans?

Your loan amount is largely based on the value of your vehicle and your income. Accessing up to half of your vehicle’s value is possible if you are eligible for a Louisiana title loan!1

Can I Get a Title Loan Online with No Store Visit in Louisiana?

With ChoiceCash car title loans in Louisiana, you can easily apply for funding from the comfort of your home! Just follow these three steps to see if you qualify for the money you need:1

  1. Fill Out a Brief Questionnaire Online or Apply Over the Phone with a Title Loan Agent
  2. Upload the Necessary Paperwork Online to Verify Your Information
  3. Get Your Money if You Qualify for an Auto Title Loan in Louisiana!1

How Can I Pay for My Car Title Loan in Person?

Pay for your car title loan at any MoneyGram location in Louisiana. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Louisiana customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

Demographic and Financial Statistics for Louisiana

The below table provides some of the key income, loan, and financial statistics for Louisiana, which are intended to give you a better understanding of how your financial circumstances compare to other Louisiana residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

Average credit score (VantageScore®) 669
Average FICO® score 689
Average student loan debt $34,525
Average credit card debt $5,811
Average monthly car loan payment $566 (Lease) $627 (Loan)
Share of households that rent 33.5%
Average rent $876
Median gross rent $923
Median value of owner-occupied housing units $174,000
Median monthly owner costs - with a mortgage $1,376
Median monthly owner costs $362
Number of bank branches 1,190
Median household income $53,571
Per capita income $30,340
Average ChoiceCash title loan amount $4,272

What Locations in Louisiana Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Louisiana including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Louisiana: