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Is financial stress constantly on your mind? If you need quick funding, an online title loan in Alabama could help you get back on your feet! A title loan allows you to use your vehicle’s title as collateral for the loan. Essentially, you are borrowing against the value of your vehicle through this type of secured loan. Title loans in Alabama can be a fast and convenient way for those with bad credit to secure emergency cash! If you are eligible for funding, you can use your money to pay for a variety of unexpected expenses and get the fast financial help you need.1

Requirements for an Alabama Title Loan

Whether you are applying for a title loan from Birmingham, Huntsville, Montgomery, or another city in Alabama, you must meet the lender’s requirements to obtain fast funding. Aside from being at least 18 years old and living in the state of Alabama, your vehicle’s title must be in your name and in your possession at the time of your application to get approved for funding. Additionally, you must provide proof of your ability to repay the loan and have a vehicle with a qualifying amount of positive equity. Your loan amount and eligibility for an Alabama title loan are largely based on your income and the value of your vehicle. Complete a short online questionnaire to get a ChoiceCash title loan quote and a vehicle value estimate today with no obligation.1

Consider All of Your Options to Get Fast Financing

While there are many loan options to consider in Alabama, your experience will vary depending on which one you choose! For example, if you apply for an Alabama title pawn at a pawnshop, you may be unable to drive your vehicle during the repayment process. The pawnbroker will typically keep your car in the storage yard until you’ve paid off your loan. 

With a title loan in Alabama, you can access fast funding without losing access to your vehicle as long as you keep up with your payments. Call 855-422-7402 today to learn more about applying for online title loans with no store visit in Alabama!1


Before you begin the application process, it’s important to understand that getting an instant online title loan in Alabama is usually not an option. Your documents will be reviewed by a title loan agent for completeness during your application, which will take more than an instant. If you gather all your paperwork in advance and ensure the documents are valid, you may be able to expedite the process.1

Your time is valuable, and when you’re facing a tough financial emergency, time is of the essence. The application process for a ChoiceCash title loan is quick, convenient, and customer-centric! To get started, you will need to complete a short prequalification form online and provide some information about yourself and your vehicle, including its make, model, style, year, and mileage.1

If you are instantly pre-approved for a ChoiceCash title loan, you will be contacted by a title loan representative and asked to submit a few documents, including the following:1

  • Bank Statements, Pay Stubs, or Another Document to Prove Your Income
  • Proof of an Alabama Address Through Recent Utility Bills, Credit Card Statements, etc.
  • Recent Photos of the Vehicle 
  • An Alabama Car Title in Your Name
  • A Driver’s License, U.S. Passport, or Another Valid, Government-Issued Photo ID Card

These documents can be submitted online or sent to a title loan agent through email or text message for your convenience. Once everything has been reviewed for completeness, you will find out if you are approved for a title loan in Alabama! Upon final approval, you can choose how to get your funds and sign your electronic loan agreement. With a ChoiceCash title loan serviced by LoanMart, eligible borrowers can receive their funds in as little as 24 hours!1

title loans alabama


In addition to accessing a streamlined application process, with ChoiceCash online title loans in Alabama, you can expect total transparency and flexibility when applying for the fast financial help you need. Best of all, you can apply from the comfort of your own home! Even the required vehicle inspection can be completed virtually by submitting several photos of your vehicle with the rest of your documents.1  

Read over the terms and conditions of your loan agreement carefully before signing, and ask a knowledgeable title loan representative about your interest rate, loan amount, and repayment options. Additionally, with ChoiceCash title loans, there are no hidden fees, balloon payments, or prepayment penalties.1

Unlike traditional bank loans, you don’t need a strong credit score to apply for a vehicle-secured loan. As long as you can meet the lender’s requirements and provide the right documents to verify your information, having a bad credit score is not an issue!1

online title loans alabama


When you need fast financial assistance, choose ChoiceCash title loans in Alabama and take advantage of the following benefits if you qualify:1

  • Quick and Easy Online Application Process: Applying for a ChoiceCash title loan can be seamless and hassle-free, making it quick and easy to get fast funding.1
  • Professional and Friendly Customer Service: When you dial 855-422-7402, you can expect a compassionate title loan agent to answer the phone and walk you through your loan request.1
  • Fast Funding: Whether you need fast cash to handle a large medical bill, take your beloved pet to the vet, or simply need extra funding to get back on your feet, you can access your money in as little as 24 hours if you qualify for a ChoiceCash title loan.1

Apply for title loans in Alabama online by filling out a quick questionnaire, or call 855-422-7402 today to get started.1

For the sake of convenience for Alabama customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

Demographic and Financial Statistics for Alabama

The below table provides some of the key income, loan, and financial statistics for Alabama, which are intended to give you a better understanding of how your financial circumstances compare to other Alabama residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

Average credit score (VantageScore®) 671
Average FICO® score 692
Average student loan debt $37,137
Average credit card debt $5,672
Average monthly car loan payment $513 (Lease) $590 (Loan)
Share of households that rent 30%
Average rent $811
Median gross rent $925
Median value of owner-occupied housing units $179,400
Median monthly owner costs - with a mortgage $1,343
Median monthly owner costs $414
Number of bank branches 1,134
Median household income $59,609
Per capita income $33,344

What Locations in Alabama Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Alabama including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Alabama: