Title loans in Huntsville, Alabama, can be a quick and convenient way to get emergency cash! A qualified applicant can access fast funding by using their vehicle’s title as collateral for the loan. With a secured loan like a title loan, you can get the money you need and keep driving your vehicle while you pay off your loan.1

If you qualify for a title loan, a title lender will place a lien on the title to your qualifying car or truck after the loan is funded. Defaulting on secured loans like Alabama title loans can result in the lender repossessing your vehicle. However, most title lenders prefer to avoid car repossessions and may be willing to work with you to find an alternative solution if you are struggling with your payments. As long as you keep up with your title loan payments, you can maintain access to your car!

Submit a short inquiry form online today to begin the application process for car title loans in Huntsville, Alabama. If you’re eligible for a ChoiceCash title loan serviced by LoanMart, you can access competitive interest rates and obtain fast cash in as little as 24 hours!1 Call 855-422-7402 if you have any title loan-related questions, such as “What if I get into an accident while I have a car title loan?”


The title loan requirements in Huntsville, Alabama, can be simple. Besides being of legal age, you must have a vehicle with enough positive equity to qualify as collateral for the loan. Additionally, the title to your vehicle needs to be in your name at the time of your application, and you will be asked to submit proof of your ability to repay the loan to obtain approval.1

You will also need a few documents with you when applying for fast car title loans in Huntsville, Alabama. The exact items can vary from state to state, but you can expect to need the following paperwork to apply for a title loan in Huntsville, Birmingham, Montgomery, Tuscaloosa, or anywhere else in Alabama:1

  1. A Valid, Government-Issued Photo ID: You must use a valid, government-issued photo ID card to verify your identity and age during your application. Examples of qualifying documents include your Alabama driver’s license, U.S. passport, or a certified state identification card. 
  2. Proof of Residence in Huntsville, Alabama: You can easily prove your Huntsville address by using recent phone bills, credit card statements, utility bills, lease agreements, etc.1
  3. Proof of Income: Your income plays a significant role in the title loan application process. Title lenders will primarily use your income and the value of your vehicle to determine your total loan amount and your eligibility for the loan. Specific documents can be used to prove your income, such as recent bank statements, pay stubs, and disability award letters.1
  4. Recent Photos of Your Car: During the application process, ChoiceCash title loan agents must confirm your car’s details and its condition. Fortunately, this inspection can be completed online by providing recent photos of the vehicle you intend to use as collateral! Take pictures of the vehicle’s front, rear, and sides, odometer reading, and Vehicle Identification Number (VIN). You can quickly send the images to a title loan agent from your smartphone as soon as they’re ready.
  5. A Car Title in Your Name: As previously mentioned, your car title is used as collateral for a Huntsville title loan, so it must be in your name at the time of the application.1
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Title loans are designed to provide financial relief to eligible residents of the Yellowhammer State who need access to emergency cash. Take a closer look at some ways you can use your funds from a Huntsville title loan:1

  • Handle Unexpected Expenses: When facing unexpected expenses, taking care of them as quickly as possible is essential to avoid negative consequences. An auto title loan can help you access quick funding to pay these bills, giving you peace of mind and helping you stay on your feet financially.1
  • Manage Travel Costs: Traveling is expensive, especially if you lack the necessary income. Whether you need extra money for a flight back home or another unexpected reason, funding from a ChoiceCash title loan could help cover some of your travel costs.1
  • Take Care of Medical Bills: Medical debt can be overwhelming, to say the least. An auto title loan can provide the financial assistance you need to pay your medical bills, giving you peace of mind during tough times.1


Residents of Alabama who are experiencing financial hardship may wonder how much money they can potentially borrow through a title loan. The amount of money you can get through a car title loan will predominantly depend on the value of your vehicle and your income.1

Generally, you can access anywhere from 25% to 50% of your car’s value if you’re eligible for a title loan. Depending on your car’s value and your income, you could obtain up to $15,000 through a Huntsville title loan!1

If you have questions about how much you could get through an auto title loan in Huntsville, Alabama, call 855-422-7402 to reach a ChoiceCash title loan agent.1

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Title loans can provide Huntsville residents with several benefits, including fast funding.

But with ChoiceCash title loans, there are additional perks besides quick cash that qualified borrowers can take advantage of! Take a look at some of the benefits you can expect if you qualify for a ChoiceCash car title loan in Huntsville, Alabama:1

  • No Hidden Fees: Whether you are applying for title loans or title pawns in Alabama, transparency is essential. With ChoiceCash title loans in Huntsville, Alabama, there are never any hidden fees or prepayment penalties to worry about.1 Every aspect of the loan repayment process is clearly outlined in the electronic loan contract. If you have any questions or need clarification when applying for funding, a title loan agent will be there to assist you!
  • Keep Driving Your Car in Alabama: You can continue to drive your vehicle throughout the duration of the loan as long as you keep up with your title loan payments.
  • Exceptional Customer Service: ChoiceCash title loan agents are available six days a week for extended hours to assist Huntsville borrowers. If you have any questions, don’t hesitate to dial 855-422-7402. You can expect to speak with a compassionate, thoughtful, and knowledgeable representative who will do what they can to help you. 

Find out if you qualify for the financial assistance you need to cover an unexpected bill or large expense through a title loan! To get started, complete the online form, and upon initial approval, you will be asked to submit a few documents to verify your information. Contact a ChoiceCash title loan agent at 855-422-7402 if you have questions about the application process, such as “What if I don’t qualify for an auto title loan in Huntsville?”


Pay back your car title loan in Huntsville at any MoneyGram location in Alabama. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Huntsville, Alabama

    ChoiceCash is proud to service residents all over Alabama including metro areas . Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Huntsville:

    Featured Locations near Huntsville, Alabama

    Nearby States by Alabama That offer a ChoiceCash Title Loan