THINGS TO KNOW ABOUT ChoiceCash ?

HOW DO TITLE LOANS WORK IN BIRMINGHAM, ALABAMA?

Looking for title loans in Birmingham, Alabama? Look no further than a ChoiceCash title loan serviced by LoanMart. Unexpected expenses can leave you searching for a quick solution to get back on your feet, and a vehicle-secured loan can be a convenient option if you do not have a strong credit score. By meeting the requirements and using your car as collateral for a title loan, you can get the cash you need in as little as 24 hours!1

Qualified Birmingham residents can rely on ChoiceCash title loans when they need fast financial help and transparency throughout the entire process. Eligible borrowers can access competitive interest rates, flexible repayment terms, and a simple application process that can be completed at home!1

Just like the simplicity of the application process, title loans work in a way that is quite easy to understand. If you are eligible for a title loan and your loan is funded, a title lender will add a lien to your vehicle title. This lien remains on the title for the entirety of the repayment process and is released once you have completely paid off your loan. Driving your vehicle while paying off your Alabama title loan is possible, but you are expected to keep up with your monthly payments!1

Keep reading to learn more about how to qualify for car title loans in Birmingham, Alabama, and take a closer look at the benefits of this type of secured loan option.1

WHAT DO I NEED TO GET CAR TITLE LOANS IN BIRMINGHAM, ALABAMA? 

With simple requirements and a streamlined approval process, ChoiceCash title loans make it easy for residents of Birmingham to access the funds they need in a timely manner. Avoid the hassle of a traditional loan and apply for title loans online in Birmingham today!1

When applying for a Birmingham title loan, one of the main requirements is having a title to a qualifying vehicle in your name. A vehicle will only qualify as collateral for a title loan if it has a sufficient amount of positive equity. Your vehicle’s value and your income will largely determine the loan amount you can receive through a Birmingham title loan.1

If you are applying for a ChoiceCash title loan online, you must submit a few recent photos of your vehicle to complete a virtual inspection. This inspection allows a title loan agent to verify the value of your vehicle and its current condition. Vehicles with higher values typically result in larger loan amounts, but keep in mind that you will only be offered a substantial amount of money if you can prove that you are capable of paying it back. That being said, another requirement is to provide proof of income during your application. Recent pay stubs, bank statements, and proof of alternative income can be accepted.1

If you have any questions about the documentation you will need to apply for a Birmingham title loan, feel free to dial 855-422-7402! Title loan agents are standing by 6 days a week to take your call and help you learn more about vehicle-secured loans.1

According to the title loan laws in Alabama, you must be of legal age to apply for a car title loan. You’ll need to submit a valid, government-issued photo ID to prove your identity and age. Applicants will typically submit their Alabama driver’s licenses, but other documents, such as U.S. passports or permanent resident cards, are also accepted. Lastly, you must have proof of your current address in Birmingham to get approved for funding. Recent utility bills, credit card statements, lease agreements, and mortgage statements can be used to verify your Birmingham address during your application.1

Unlike applying for a loan in person, the online application process with ChoiceCash title loans allows you to apply from the comfort of your home. Whether you are applying from Birmingham, Montgomery, Tuscaloosa, Huntsville, or another city in Alabama, getting a loan estimate with no obligation should not be complicated. Fill out a short prequalification form online to find out if you are instantly pre-approved for funding! Or, simply call 855-422-7402 to get started over the phone today.1

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BENEFITS OF CHOICECASH TITLE LOANS IN BIRMINGHAM 

When you need fast cash, ChoiceCash title loans can be the answer. Here are some key benefits that come with qualifying for ChoiceCash title loans in Birmingham, Alabama:1

  • Quick Application and Funding: The application process for a ChoiceCash title loan is fast, simple, and can be completed online and over the phone with no hassle! Additionally, getting your funds in as little as 24 hours is possible if you are eligible for a Birmingham title loan. Upon final approval, you can receive your funds through direct deposit, a check in the mail, or add your funds to a debit card. If you want to pick up your cash in person, visit any participating money transfer location in Birmingham!1
  • Bad Credit is OK: Unlike traditional loans with strict application requirements, title loans can cater to individuals in Alabama with bad credit scores. While a credit check is still an important part of the application process, you can qualify for a Birmingham title loan even if your credit isn’t perfect.1
  • No Hidden Fees or Prepayment Penalties: With ChoiceCash title loans, there are no hidden fees or prepayment penalties so you can have peace of mind and transparency throughout your entire loan experience. 
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APPLY FOR FAST CASH IN BIRMINGHAM, ALABAMA

Getting the fast cash you need to get back on your feet can be easier than you think! Apply for a ChoiceCash car title loan in Birmingham today from the comfort of your home and get your money in as little as 24 hours if you qualify. ChoiceCash title loan agents are here to walk you through your application and ensure the process is as convenient and simple as possible.1

To get started and experience the speed of a Birmingham title loan, just call 855-422-7402 or complete a short questionnaire online now! Apply online any time of the day or night and get a loan quote with zero obligation.1

HOW CAN I PAY FOR MY TITLE LOAN IN PERSON

Pay back your car title loan in Birmingham at any MoneyGram location in Alabama. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Birmingham, Alabama

    ChoiceCash is proud to service residents all over Alabama including metro areas . Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Birmingham:

    Featured Locations near Birmingham, Alabama

    Nearby States by Alabama That offer a ChoiceCash Title Loan