THINGS TO KNOW ABOUT ChoiceCash ?

PERKS OF CHOOSING A CHOICECASH TITLE LOAN SERVICED BY LOANMART IN TEXAS

  • Low Credit Score is OK1 – If you’ve ever tried applying for a traditional loan with a low credit score, you probably know how challenging it can be to find approval. Most lenders will deny a person if their score isn’t high enough or they do not have a desirable financial background. Perfect credit is not necessary with a ChoiceCash title loan serviced by LoanMart.1 While financial histories and credit are considered during the approval process, they are not the primary focus.
  • Flexible Loan Terms1 – If you’ve ever had a payday loan in Texas, you know how inconvenient their terms can be. TX title loans aren’t like that. You don’t need good credit to be considered for a title loan, and there are no hidden fees involved that you need to worry about down the line.1 Inquire about a title loan, and you may be approved for quick funds1 when it’s most convenient!  
  • Keep Driving Your Vehicle – Texas is a big state, and most residents rely on their vehicles for daily transportation to and from work. With a ChoiceCash title loan serviced by LoanMart, qualified borrowers can continue driving their cars during the entire repayment period1! This privilege only extends to people who make their monthly payments on time.

THE TITLE LOAN PROCESS IN TEXAS IS EASY & FLEXIBLE

If you’re a resident of Texas in need of immediate cash assistance, you should inquire about a car title loan! Compared to other loan financing options, this is one of the fastest and easiest ways to receive access to funding if you qualify. 

Car title loans work by using a qualified borrower’s vehicle as collateral for funding from a lender. A person’s credit score may be considered during approval, but it is not the main focus. Instead, title loan lenders will care more about:

  1. How much equity is in your car
  2. If you can repay the loan

If you struggle to make monthly payments on your approved title loan funds, you may have the option to refinance. With a ChoiceCash car title loan serviced by LoanMart, you risk vehicle repossession if you miss too many payments1

This is the last choice a title loan lender wants to make! Instead, you should reach out if your situation changes and you can’t afford to pay back the funds. You may be able to agree to different terms through refinancing!  

ONLINE TITLE LOANS IN TEXAS CAN BE CONVENIENT

Most Texans live busy lives, and making in-person appointments to discuss your finances is not always convenient. With a ChoiceCash title loan serviced by LoanMart, you have the opportunity to complete the inquiry and approval process online or over the phone1! That means you don’t need to spend extra time or energy traveling to the nearest location and waiting to speak with a representative. Sometimes, the approval process can occur within one business day of inquiring1

You can begin by filling out this inquiry form or calling 866-979-0072 to speak with a ChoiceCash title loan representative. 

Life is full of surprises. Nothing is more stressful than running into a financial crisis and not having money to take care of things. The best thing about a ChoiceCash title loan serviced by LoanMart is that you can inquire about funding anywhere you have internet access1! That means you could solve many cash problems that pop up effectively and efficiently.1

THREE MAIN REQUIREMENTS FOR A TITLE LOAN IN TEXAS

Accessing a loan can potentially help many Texans solve their financial problems. Still, you must initially meet three main requirements to inquire about a ChoiceCash title loan serviced by LoanMart1

A potential borrower in Texas will need to meet these requirements when inquiring about a title loan:

  1. Have a Steady Income or Alternative Income
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in Texas

If you are a Texas resident at least 18 years or older and have a qualifying vehicle title under your name, you can begin the inquiry process for a ChoiceCash title loan serviced by LoanMart1! Additionally, you must be able to show proof of a steady income. This doesn’t mean you need to work a traditional 9-5 position to get approved for a title loan, though.1

Plenty of alternative income forms are accepted during the inquiry process! One of the best aspects of a ChoiceCash title loan serviced by LoanMart is that people from various financial backgrounds have a chance to access a flexible approval process1. If you’re curious about your circumstances, contact a ChoiceCash title loan representative by calling 866-979-0072

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN TEXAS

Texans, like most Americans, rely on their vehicles for daily transportation to work, school, or running errands. Regarding a title loan agreement, you’re probably wondering who possesses control over the qualified borrower’s car after the funds are dispersed. 

The answer is simple– as long as borrowers continue to make their monthly payments on time, they can keep driving their cars as they usually would. With a ChoiceCash title loan serviced by LoanMart, you don’t need to worry about not having access to your vehicle during the repayment period1. Keep making regular payments, and you’ll continue having full access to your car like you usually would!

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in Texas here.

REQUIRED DOCUMENTS FOR A CHOICECASH TITLE LOAN SERVICED BY LOANMART IN TEXAS

If you meet the initial criteria for the inquiry process, the next step is learning what documents you need for a ChoiceCash title loan serviced by LoanMart. The required documents aren’t complicated to track down— but they’re essential to making sure you have them when you’re ready to inquire about your loan to make the process easy and efficient. 

If you are inquiring about an auto title loan in Texas, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in Texas
  3. Recent Photos of the Car
  4. Texas Issued Photo ID or Another Valid Government-Issued ID
  5. Car Title in Your Name, Registered in Texas

Showing proof of income through bank statements, pay stubs, or alternative documents is crucial during the title loan inquiry process because a lender needs to see that you can repay the funds. 

Additionally, ChoiceCash title loans serviced by LoanMart are available in many states1, but you still need to prove your residency in one of them to qualify. You can do so by using a piece of official mail, like a recent utility bill or a credit card statement.

To prove your identity and age, you must produce a Texas-issued photo I.D. or another government-issued photo identification card. A driver’s license or a passport both work for this requirement. As mentioned, you must be at least 18 years of age to inquire about a title loan in Texas. Entering any financial agreement is a big decision, so you must be an adult when doing so!

A GOOD CREDIT SCORE IS NOT REQUIRED TO INQUIRE ABOUT A TITLE LOAN IN TEXAS

Texas residents who have struggled with their credit history in the past probably know how challenging it can be to access financial assistance. Traditional banks issue loans that are considered ‘unsecured.’ That type of financing does not require collateral in exchange for funding. 

Instead, an individual’s credit score is scrutinized when a lender decides if they can repay the loan or are too high of a risk. Typically, for unsecured loans, an applicant’s financial history and credit score are solely used to determine eligibility. 

Traditional banks are likely to deny anyone with a poor credit score for these types of loans. If they approve someone with poor credit, they will likely give them a loan with high interest rates, which is not ideal. 

A secured loan can be a much better option for people with bad credit! Your credit history is considered during the approval process for a car title loan, but it’s not the main focus. A ChoiceCash title loan serviced by LoanMart in Texas will use these factors instead1:

  • The Value of Your Car
  • Your Income and Ability to Repay the Loan

The value of your car will directly affect how much funding a lender may offer you if approved. A lender will look at how much equity is in your car and what condition it’s in. If you have a qualifying vehicle and title, you may receive financing amounting to 25-50% percent of your car’s value. 

Additionally, to qualify for a title loan, you must prove your ability to make repayments. Any type of lender will want to know that the borrower can repay their loan, but title loan lenders tend to be more flexible with the forms of income they can accept as proof of income. 

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash title loans serviced by LoanMart in Texas today.

WHAT TYPE OF CARS ARE MOST POPULAR ON THE ROADS IN TEXAS?

Texas is the second largest state in America after Alaska and has an incredibly vast landscape. Desert valleys, mountainous areas, and expansive grasslands cover many miles without any towns or cities nearby. It makes sense that Texas residents would dominate pickup truck sales across the country, considering this type of geographical landscape surrounds them.

You need a heavy-duty vehicle to get around most of the unpopulated parts of the state! The most popular pickup truck in the state and the country is the Ford F-150, with the Chevrolet Silverado 1500 and the Ram Pickup 1500 close behind, according to the KXAN news station in Austin, TX. 

Even in metropolitan areas across Texas, like Houston or Dallas, the most popular car is the Ford F-150! It’s safe to say that most Texans truly love their pickup trucks, no matter what kind of area they’re driving through. 

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN TEXAS

The good news is that you don’t need to travel far distances as a Texan to receive the financial help you need. Through loan options like ChoiceCash title loans, serviced by LoanMart, you can inquire about funding anywhere in Texas through the online inquiry process!

Ditch the hassle of heading to a brick-and-mortar location and choose a more convenient option in Texas by inquiring online or over the phone. Suppose you’ve taken advantage of the three-step online approval process by running over to the website and placing an inquiry for the cash you need. In that case, you’re probably wondering how much money you may receive if approved. 

When determining a loan amount, title loan lenders tend to look at how much equity is in a borrower’s vehicle along with their income. If you’re unsure how much your car has, you can use this helpful online calculator to determine an equity estimate! Figuring out how much value a car has depends on several factors:

  • Make, Model, Year the Car Was Made
  • How Much Mileage the Car Has
  • Overall Condition
  • Upgrades or Modifications Added to the Vehicle

There are plenty of ways to add value to your vehicle before inquiring about a title loan in Texas. It’s always a good idea to take your car in for regular maintenance checkups, get minor dents and scratches fixed, and clean it thoroughly. These things can improve the value and potentially lead to more cash funds if you qualify!1

It’s super easy to see what you and your vehicle could potentially qualify for in Texas!1 Skip the hassle of other loans and choose a title loan option in Texas that could be right for you and your finances.1

WHAT TYPES OF INCOME QUALIFY FOR A TITLE LOAN IN TEXAS?

There are plenty of ways to find employment as a Texas resident that does not involve working in a traditional 9-5 office setting. The great thing about a ChoiceCash title loan serviced by LoanMart is that alternative income forms are accepted as proof during your inquiry process1!

In Texas, some of the most accepted forms of alternative income during the approval process are:

Don’t let your non-traditional employment or income stop you from pursuing the financial assistance you need in Texas. ChoiceCash title loans serviced by LoanMart can offer Texas residents a flexible approval process and a faster way to get cash!1 Qualified borrowers may potentially access their money in as little as one business day1!

HOW CAN YOU SPEND YOUR TITLE LOAN FUNDS IF APPROVED?

Some Texas residents may seek quick funding from a car title loan because they need help with a financial crisis, like covering medical bills or an enormous debt that pops up. Of course, this financing is excellent for helping with financial emergencies, but you are free to spend this funding in a few different ways if approved! You can use it to build a deck in your backyard or go on a vacation that you usually couldn’t afford. 

Below are some examples of what your funding can cover:

  • Debt Consolidation
  • Paying for an Unexpected Expense or Bill
  • Covering Surgery Costs or Medical Bills
  • Paying for Vet Costs
  • Covering the Cost of a Funeral or Wedding
  • Travel Expenses
  • Home Improvement Projects

GET STARTED TODAY!

With a ChoiceCash title loan serviced by LoanMart, you may receive access to cash in as little as 24 hours in Texas if approved1! Don’t let the stress of not having money stop you from paying bills or covering significant expenses– use your car as collateral for upfront funding by inquiring about a title loan. You can begin the process for a ChoiceCash title loan serviced by LoanMart by filling out this inquiry form or calling 866-979-0072 to speak with a title loan agent today.

How Can I Pay for My Car Title Loan in Person?

Pay for your car title loan at any MoneyGram location in Texas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 866-979-0072 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Texas customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in Texas Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Texas including metro areas . Call 866-979-0072 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Texas: