THINGS TO KNOW ABOUT ChoiceCash logo ?


Financial times are tough. If you are struggling to navigate the rough waters of these economic times, you are not alone! When you need emergency cash assistance, a title loan could be the answer. Title loans in Texas are secured loans that can provide borrowers with fast access to funds. With a title loan, you secure funding by using your Texas car title as collateral for the loan, but you can still drive your vehicle during the repayment process.1

To qualify for a Texas title loan, you will need to be of legal age, have a title to a qualifying car in your name, and have proof of your ability to repay the loan. When you need fast, convenient, and easy cash loans in Texas, ChoiceCash online title loans can be the answer. Apply online or call 855-422-7402 today to see if you qualify for instant pre-approval!1


Car title loans can help you access emergency cash when you need it most. If you are eligible for a Texas title loan, you can use your funds to handle a variety of financial emergencies and get back on your feet!1

When it comes to ChoiceCash title loans in Texas, you will have access to a straightforward application process and numerous other benefits, including the following:1

  • An Easy Application Process1
  • No Prepayment Penalties
  • Payments May Decrease2
  • Bad Credit is Ok1
  • Flexible Repayment Options1
  • Total Transparency From Start to Finish

Just as each one of us has different financial needs, our repayment preferences are just as unique! You can conveniently choose to repay your ChoiceCash title loan through a few different ways, including over the phone, through the online portal, sending a check in the mail to the payment center, or simply paying in person at a participating money transfer location in Texas.

When you apply for a ChoiceCash online title loan in Texas, you simply need to gather the right documents, meet the loan requirements, and answer some basic questions to be well on your way to completing your title loan application! Bad credit is not an issue, and you can take advantage of a hassle-free and transparent application process.1

Keep reading to learn more about applying for car title loans in the Lone Star State.1

texas title loans


Regardless of whether you are applying from Houston, San Antonio, Dallas, or another area in Texas, there are a few important items to note about the Texas title loan application process.

By preparing all of your documents before you begin your application, you will be able to speed things up and save time. The most important document you will need is the title of your car or truck. Your vehicle title must be in your name at the time of your application. If you have lost or misplaced your car title or need to transfer a car title to your name, these things take time, which is why it is best to start now! Head to your local Department of Motor Vehicles to request a car title transfer to your name or a duplicate title if you have misplaced your copy.

Aside from the title to your vehicle, you are required to have these documents to get approved for a Texas title loan:1

  • Proof of Income: A recent bank statement, pay stub, or another qualifying document, such as a disability award letter, can be submitted to prove your income.
  • Proof of Address in Texas: You must live within Texas state lines in order to qualify for a Texas title loan. A recent lease agreement, mortgage statement, or utility bill sent to your Texas address can be used to prove your current address.
  • Proof of Age and Identity: Per Texas law, you must be at least 18 years old in order to apply for a title loan. You can submit your Texas driver’s license, Texas REAL ID, U.S. passport, or another valid, government-issued photo to verify your age and identity.
  • Basic Vehicle Information and Photos: You will need to provide your vehicle’s make, model, year, style, and current mileage during your application. Additionally, when applying for an online title loan in Texas, you’ll need to have several recent photographs of the interior and exterior of your vehicle to complete a virtual inspection.

You’ll be asked to submit all of these documents online or send everything through email or text message to a title loan officer. Then, a title loan representative will review your paperwork and application for accuracy and completeness. Once you receive final approval, you will have access to fast funding in as little as one business day!1

Apply online today and discover if you can get the financial relief you deserve!1


Fast approval and funding are just two of the many benefits of choosing ChoiceCash car title loans in Texas. Besides that, you can maintain access to your vehicle while you continue to pay back your loan. In fact, you can keep driving your car like it’s business as usual!1

Additionally, if you are afraid that you will not be approved for a title loan based off of your credit score, don’t sweat it! Life presents many financial hurdles, and your financial situation may have taken a turn for the worse, lowering your credit score. You don’t need a strong credit score to apply for a ChoiceCash title loan serviced by LoanMart. Instead of worrying about your financial past, you can look to the future with a Texas title loan. Whether you need fast funds to handle an emergency expense, take care of unforeseen medical expenses, or secure a large purchase, you can utilize your title loan funds any way that you see fit.1

online texas title loans


When applying for a Texas title loan, it is very important to understand the laws surrounding title loans in this state beforehand. While title loans are allowed in the state of Texas, it is important that you familiarize yourself with these regulations. The Office of Consumer Credit Commissioner (OCCC) oversees the regulation of title loans in Texas and ensures lenders stick to specific regulations to protect borrowers from unfair practices.

While there are many places to get a title loan online or in person, these places are not all created equal. When you’re searching for a Texas title loan, it is vital that you compare your available options and look at both interest rates and loan terms to see which one best fits your needs and preferences.

With a ChoiceCash title loan in Texas serviced by LoanMart, you will not only receive competitive interest rates, but you’ll also be able to enjoy total transparency about your loan during your application and a straightforward borrowing process! If you are in need of emergency financial assistance, a Texas title loan could be the answer. Call 855-422-7402 to apply for fast financial help today.1


Pay for your car title loan at any MoneyGram location in Texas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

What Locations in Texas Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Texas including metro areas . Call 855-422-7402 to discuss your options with a loan expert. If you are looking to pay back your title loan in person, check out the city list below to see where your MoneyGram locations near Title Loans Texas: