THINGS TO KNOW ABOUT ChoiceCash ?

BENEFITS OF CHOICECASH TITLE LOANS IN TEXAS

  • Competitive rates – Title loans in Texas can sometimes come with higher interest rates, but with ChoiceCash Title Loans interest can be competitive industry-wide! The better your interest rate, the more you can save on your TX loan overall.
  • Payments May Decrease2 – ChoiceCash Title Loans in Texas also come with exclusive rewards that kick in just for making your loan payments on time!2When you make a full loan payment on time in Texas for ChoiceCash, your interest rate may actually get lower, and can get as low as 50% from the rate you started with!2
  • Bad credit OK – Traditional loans can often be unfriendly to people with less than perfect credit in Texas. Thankfully, ChoiceCash Title Loans in TX are different. Title loans use your Texas vehicle title as collateral, so lenders don’t really care about your credit score.
  • Flexible terms – If you’ve ever had a payday loan in Texas, you know just how inconvenient their terms can be. TX title loans aren’t like that. With ChoiceCash Title Loans in Texas you can choose to pay your loan early with no penalties, or even extend your terms via refinancing if needed.1
  • Keep your car – ChoiceCash Title Loans knows that for Texas residents, their car is important to them. That’s why when you get a ChoiceCash Title Loan in Texas and stay on top of your monthly payments, your car stays with you to drive every day like normal.

OTHER ADVANTAGES OF GETTING A TITLE LOAN IN TEXAS

ChoiceCash Title Loans in Texas don’t just come with convenient rates, payments that go down, personalized terms, and inclusive benefits that allow people with all kinds of credit to get the money they need.1 2 Texas residents can also enjoy an easy online process streamlined and designed to get you your emergency money as soon as the very same or next business day.1 Inquire, send in your documents, sign your Texas title loan contract, and get your money in a few hours or less without ever having to leave your home.1

If you live in Texas there are also other perks to take advantage of with ChoiceCash Title Loans. Besides your interest rate going down with every on-time payment, there is also the opportunity to refinance your Texas title loan utilizing your new lower interest rate.1 2 Refinancing your title loan in Texas with ChoiceCash could allow you to get additional funding while sticking with the same reduced interest rate that you earned with your original loan.

Utilize the equity in your Texas licensed vehicle without having to give it up with the help of a ChoiceCash Title Loan, serviced by LoanMart. Talk to an experienced Texas title loan agent by calling 866-979-0072 and get a free estimate with absolutely no obligations! Or, fill out a quick Texas title loan inquiry form to begin online.

TITLE LOAN REQUIREMENTS IN TEXAS

Are you a resident of Texas looking for the best way to get a loan? ChoiceCash Title Loans can help qualified borrowers in Texas get access to the financial help they need, without the hassle!

If you need to get back on your feet financially, a title loan in Texas can be the perfect way to get emergency cash. In Texas, qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours after approval.1 As a resident of Texas, you can take advantage of a title loan to get both the emergency cash you need and the competitive interest rates that are easy on your wallet!

Choose ChoiceCash Title Loans for funding in Texas and find out if your vehicle qualifies for cash in no time at all.

ONLINE TITLE LOANS IN TEXAS

If you’re like most consumers in Texas, you appreciate the convenience of online shopping. With ChoiceCash Title Loans, you can apply for a title loan from your smartphone or computer anywhere in Texas! No need to drive around searching for the best title loan in Texas when you have an online inquiry form ready at your disposal. While there are many types of alternative loans available to you in Texas, you can take advantage of an option that can provide secure funding even if your credit history is not up to par.1

Title loans are available to borrowers in Texas that come from all different types of credit histories and financial backgrounds. With a title loan in Texas, you are using your vehicle’s equity to secure the cash you need instead of your credit history. The collateral for a title loan in Texas is the title to your vehicle, which secures the cash and helps minimize the risk for the lender. When collateral is used to apply for a loan in Texas, the approval process can be much more flexible and open to alternative borrowers that may not qualify for an unsecured loan.

If you need fast cash and an online approval process, check out how ChoiceCash Title Loans in Texas can help!

THE REQUIREMENTS FOR A TITLE LOAN IN TEXAS

While getting a loan is a great step for many people in Texas to solve their financial troubles, it is equally important to be aware of the expected requirements. Fortunately, ChoiceCash Title Loans in Texas have a flexible approval process and even simpler requirements.

A hopeful borrower in Texas will need to meet these requirements before applying for a title loan:

  1. Have a Steady Income or Alternative Income
  2. Have a Qualifying Vehicle Title in Their Name
  3. Be at Least 18 Years of Age or Older to Apply in Texas

If you are a resident of legal age to apply for a loan in Texas and you have both a qualifying vehicle and income, title loan approval can be easier than you think!1 In Texas, a qualifying income for a title loan does not need to be a 9-5 job. Instead, residents of Texas that need emergency cash from a title loan can still apply if they have alternative income like disability income, retirement income, or even self-employment!1

AFTER LOAN APPROVAL, KEEP DRIVING YOUR CAR IN TEXAS

For most residents in Texas, their vehicle is their main source of transportation. Naturally, if you are looking to apply for a title loan in Texas, you may be wondering what will happen to your vehicle after you are approved for emergency cash. While other inconvenient alternative loan options like title pawns in Texas keep your vehicle during the repayment process, a title loan can be different. ChoiceCash Title Loans can allow approved borrowers in Texas to keep driving their vehicle while they make on-time payments to their loan. No need to give up your normal driving habits around Texas if you are a responsible borrower that chose ChoiceCash Title Loans for funding!1

Learn more about the repayment process for a car title loan with ChoiceCash Title Loans in Texas here.

THE REQUIRED DOCUMENTS FOR A TITLE LOAN IN TEXAS

Looking to apply for a car title loan in Texas? If you have already met the requirements for a title loan in Texas, you may be wondering what documents you’ll need to secure your funding. The title loan requirements in Texas may not be as complicated as you think.

While online loans often require different documentation, if you are applying for a title loan in Texas, you can expect to need:

  1. Bank Statements, Pay Stubs, or Another Document to Prove Income
  2. Proof of Address in Texas
  3. Recent Photos of the Car
  4. Texas Issued ID or Other Government-Issued ID
  5. Car Title in Your Name, Registered in Texas

With these documents, a qualifying vehicle, and an income to support your loan payment, you can look forward to a hassle-free approval process.1

PERFECT CREDIT IS NOT REQUIRED TO APPLY FOR A TITLE LOAN IN TEXAS

You may have been denied a loan before in Texas if your credit history is not where you would like it to be. Many residents of Texas that are not confident with their credit are often not sure where to turn to in a financial emergency. Fortunately, in Texas, they may still have resources available in a tough financial situation, which includes a title loan. Title loans in Texas are an alternative form of funding that can allow borrowers from all different types of financial backgrounds to apply.1

In Texas, many traditional loan options will base loan eligibility and your loan amount on your credit score. In comparison, ChoiceCash Title Loans in Texas will use both factors instead:

  1. The Value of Your Collateral
  2. Your Income and Ability to Repay the Loan

While your credit history may be considered when you apply for a title loan in Texas, it will not be the focus of the approval process. Instead, you have access to a flexible approval process through ChoiceCash Title Loans in Texas!1

Find out if your income and vehicle can help you qualify for the cash you need through ChoiceCash Title Loans in Texas today.

TRAVELING AND TRANSPORTATION INFORMATION FOR RESIDENTS OF TEXAS

Texas is a popular place for travel! Wondering how other residents and travelers in Texas get to their workday? There is an average of 80.52% of people that are commuters that drove alone in Texas for their journey to work. On average, 10.69% of people participated in a carpool in Texas for their commute. Now that there are many remote workers and positions available, 4.25% of people worked from home in Texas in the past year.  1.38% of people used public transportation in Texas for their ride to work, while 1.37% of people used a taxi or motorcycle in Texas for their commute. On average, only 1.55% of people walked to work in Texas for their commute, and .0024% of people routinely ride their bicycle in Texas for their commute.

With those numbers in mind, let’s look at the transportation information for Texas’s public roads. Residents in Texas travel many roads to get where they need to be, whether it be residential or commercial. 

In Texas, there are about 88,738 miles of road. Of those 88,738 miles, about 69,296 miles of road are in adequate driving condition for residents, according to the Texas Bureau of Transportation Statistics. Those 69,296 miles equal about 78% of all the roads in Texas.

THE CARS DRIVEN ON THE ROAD IN TEXAS

As a vehicle owner in Texas, you may be curious to know what your fellow residents are driving and how they are fueling up. The most popular vehicle in the past ten years in Texas has been the Toyota Camry. Again, in the past ten years, Texas has approximately 2,777 number of fueling stations! 

There are 2,049 electric fueling stations in Texas, while there are 145 85% Ethanol fueling stations available. In comparison, there are 472 liquified petroleum gas fueling stations in Texas. 81 compressed natural gas fueling stations are available in Texas, and 12 Texas liquified natural gas fueling stations.  18 biodiesel fueling stations are available in Texas, and 1 hydrogen fueling station has been available for over the past 10 years.

ROAD INFORMATION FOR RESIDENTS OF TEXAS

The information about the usage of public roads for residents in Texas can assist many in learning about how their state’s infrastructure is managed. For Texas, both local and state governments share the responsibility for air, highway, general transit, and water travel ways. Transportation and land use patterns are inseparably linked in Texas and affect the quality of travel for residents. The local governments of Texas have spent an average of $124,336,130 on infrastructure and have brought in about $121,311,615 over approximately the past 20 years.

In comparison, Texas’s state government has spent about $120,287,160 on infrastructure and have brought in about $127,534,975 over approximately the past 20 years on air, highway, general transit, and water travel ways.

Residents of Texas can break this information down even further to see where their tax dollars are spent. For water travel ways in Texas, local governments have spent about $443,416 and brought in about $370,211, while Texas state governments have spent about $0 and brought in about $0. In Texas, the air travel ways have local governments spending about $1,770,454 on average and bring in about $1,623,778. Texas state governments have spent about $7,513 and brought in about $0. 

Highway travel is another responsibility of both Texas’s local and state government. In the past 20 years, the Texas local governments have spent about $7,205,860 on highway travel and brought in about $1,575,170.  In comparison, Texas state governments have spent about $14,982,970 and brought in about $5,175,715.

Another responsibility of both Texas’s local and state government is general transit travel, which can be public transportation. In the past 20 years, the Texas local governments have spent about $2,387,583 on general transit travel and brought in about $234,293 To compare, Texas state governments have spent about $11,608 and brought in about $0.

FIND OUT WHAT YOUR LOAN AMOUNT COULD BE THROUGH A TITLE LOAN IN TEXAS

As a resident of Texas, you don’t need to travel far to get the financial help you need. Through loan options like ChoiceCash Title Loans, you can apply for cash anywhere in Texas through the online approval process!

You can ditch the hassle of applying in brick-and-mortar locations and choose a more convenient option in Texas. Take advantage of the three-step, online approval process in Texas by heading over to the website and place an inquiry for the cash you need! Or, give a loan agent a call at 866-979-0072 from anywhere in Texas to get your title loan questions answered.

It can take no time at all to see what you and your vehicle will qualify for in Texas!1 Skip the hassle of other loans and choose a loan option in Texas that is right for you and your finances. ChoiceCash Title Loans has agents in Texas available six days a week for extended hours to walk you through the process and direct you to the financial help you need.1

WHAT TYPES OF INCOME QUALIFY FOR A TITLE LOAN IN TEXAS?

Are you a non-traditionally employed resident of Texas? Chances are that if you are, you may have been turned down for some loan options due to your employment in Texas. Fortunately, you do not need traditional employment or a 9-5 to qualify for cash in Texas.

ChoiceCash Title Loans can offer a flexible approval process that accepts alternative proof of income in Texas!1 While you do need some proof that you can afford a monthly loan payment in Texas, you do not need a traditional job to qualify for the cash you need.

In Texas, some of the most accepted forms of alternative income during the approval process are:

  • Worker’s Compensation
  • Retirement Income
  • Self-Employment
  • Annuity Payments
  • Landlord and Rental Income
  • Small Business Owners
  • Settlement Income
  • Pension Income
  • And More!1

Even if you do not have a regular 9-5 job, don’t let that stop you from pursuing the financial assistance you need in Texas.1 ChoiceCash Title Loans can offer Texas residents a flexible approval process and a faster way to get cash!1 Approved borrowers of a ChoiceCash Title Loan can access their cash in as little as one business day in Texas.1

WHAT’S THE APPROVAL PROCESS LIKE FOR A TITLE LOAN IN TEXAS?

Residents of Texas prefer to get their shopping and errands done online, so why not get a title loan online as well? ChoiceCash Title Loans can offer a convenient and online approval process in Texas take advantage of!

To find out if your car can qualify for cash in Texas, you’ll need to complete these online steps:

  1. Fill Out a Short Inquiry Online or Over the Phone: In Texas, you can place a loan inquiry by either going to the ChoiceCash Title Loan website and filling out an inquiry form, or you can call a loan agent at 866-979-0072.
  2. Submit the Required Documents: During the approval process, these required documents can help a loan agent verify your information, Texas residency, and eligibility for a loan.
  3. Get Qualified and Get Your Cash: After you submit your documents and receive approval, the last step is to sign your loan agreement and collect your cash in Texas!1 Residents in Texas can choose between a few different ways to collect their cash after approval:
  • A Check in the Mail
  • Direct Deposit to Their Bank Account
  • Picked Up at Any Local MoneyGram in Texas!

WHAT YOU CAN DO WITH YOUR TITLE LOAN FUNDS AFTER LOAN APPROVAL IN TEXAS

Once you receive approval for a ChoiceCash Title Loan in Texas, you may be wondering what you can spend your cash on. While every person has a different financial situation in Texas, qualified borrowers will often spend their cash similarly! Some of the most common ways that a title loan borrower in Texas will spend their cash are:

  • Debt Consolidation
  • Paying for an Unexpected Expense or Bill
  • Covering Surgery Costs or Medical Bills
  • Paying for Vet Costs
  • Paying for a Wedding or Funeral

Qualified borrowers through ChoiceCash Title Loans can get their cash in as little as 24 hours in Texas!1

How Can I Pick-up my Car Title Loan Money in Texas in Person?

Pick-up your car title loan funding at any MoneyGram location in Texas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 866-979-0072 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

For the sake of convenience for Texas customers, below is a map and list of just a few locations in the area, with many more statewide locations found here.

What Locations in Texas Can I Get a ChoiceCash Title Loan in?

ChoiceCash is proud to service residents all over Texas including metro areas . Call 866-979-0072 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Title Loans Texas: