Title loans in El Paso, Texas, can be a convenient way to access emergency cash! A qualified applicant can access quick funding by pledging their vehicle title as collateral for a car title loan.1

If you qualify for an auto title loan, a title lender will place a lien on your title after the loan is complete. Defaulting on a secured loan like a title loan can result in the lender repossessing the collateral. But, most title lenders prefer to avoid vehicle repossessions and may be willing to work with you to find an alternative solution. Driving your car throughout the repayment process is possible as long as you pay your loan on time!

According to the United States Census Bureau, over 18% of residents in El Paso live in poverty. It can be difficult to handle your monthly expenses if you are living paycheck to paycheck. So, if you need extra cash in your wallet this month, a title loan could be the solution! Take advantage of a quick and flexible title loan application when you apply for a ChoiceCash title loan serviced by LoanMart! It can take just a few minutes to fill out an initial inquiry form and out if you qualify for instant pre-approval.1


Applying for a Texas title loan can be simple and straightforward! Still, you will need to meet the following title loan requirements in El Paso to obtain the funds you need for an unexpected bill or expense:1

  • Have a Vehicle with Enough Positive Equity
  • Provide Proof of Your Ability to Repay the Loan
  • Be Able to Pledge a TX Car Title As Collateral for a Loan
  • Be at Least 18 Years of Age to Apply

In addition to meeting the initial criteria, you must upload a few documents online to qualify for funding. So, even if you’re applying for a title loan in El Paso or other Texas metropolitan areas such as Abilene, Lubbock, or Midland, you must submit the following paperwork to obtain loan approval:1

  1. A Vehicle Title (Must be in Your Name)
  2. Recent Pay Stubs, Bank Statements, or Another Document to Prove Your Income
  3. Some Professional or Personal References May be Required
  4. A U.S. Passport, Driver’s License, or Another Valid, Government-Issued Photo ID
  5. Recent Credit Card Statements, Utility Bills, a Lease Agreement, or Mortgage Statements to Prove Your Address in El Paso

As a resident of Texas, you may be required to submit two specific documents to proceed with your title loan application. In most cases, you must provide a signed “Application for Texas Title and/or Registration” form and a “Limited Power of Attorney for Eligible Motor Vehicle Transactions” form to complete your loan application. Additionally, if you are the true owner of the vehicle, but the title is not currently in your name, you must visit your local Department of Motor Vehicles (DMV) service center to transfer a Texas car title to your name!

With ChoiceCash title loans, you can upload your documents online from the convenience of your own home. Additionally, you have the option to email or text the required paperwork to a ChoiceCash title loan representative at your earliest convenience.

Searching for an instant online title loan in El Paso, Texas? Before you waste your time searching for a lender who can offer this type of loan, it is important to understand that it will be challenging to obtain instant online title loans or title loans with instant approval in El Paso, Texas. The application process is simply not designed to be instantaneous! However, you can conveniently apply online and find out if you’re eligible for instant pre-approval today!1 Dial 855-422-7402 or head over to our FAQ page if you have any questions about the requirements or documents necessary to obtain approval for auto title loans in Texas.1

Title Loans El Paso, Texas


Yes, it’s possible to get bad credit title loans in El Paso, Texas! Typically, loans that are secured by collateral are much more flexible than unsecured loans. So, even if your credit score isn’t perfect, you could still qualify for a U.S. auto title loan and access the money you need for a financial emergency!1

A title lender will typically review your financial history during the application process. This usually includes checking your credit report, but these two factors can matter more than your credit history during the application process for a title loan:1

  • Your Income and Ability to Repay the Loan
  • The Amount of Positive Equity in Your Car

As long as you can meet the initial criteria and submit the right documents, it is possible to get online title loans with no phone calls in Texas with bad credit! If you are eligible for a ChoiceCash title loan serviced by LoanMart, you can expect competitive interest rates and zero hidden fees!1

According to the Office of Consumer Credit Commissioner, the average loan amount that a qualified borrower received in the first quarter of 2023 through an installment title loan is $1,540. However, if you want to find out how much you can personally get through an online title loan in El Paso, feel free to dial 855-422-7402! Applying for car title loans in Texas with bad credit is possible, and you can typically access up to 50% of your car’s total value if you are eligible.1


Are you looking for car title loans with no store visit in El Paso, Texas? With ChoiceCash title loans, no store visit is required to submit your request for an online title loan. Just use your smartphone or computer to apply online through a brief prequalification form, and if you qualify, you could receive quick funding in as little as one business day!1

A title loan lender will ask you to complete a vehicle inspection during the application process. Although getting title loans with no inspection in El Paso, Texas, is impossible, with ChoiceCash, you can take advantage of a virtual inspection and skip the hassle of going to a storefront location! Here’s a list of the photographs you must submit to complete a virtual vehicle examination:1

  1. The Back, Front, and Sides of the Car
  2. The Odometer Reading on the Dashboard
  3. The VIN (Vehicle Identification Number)

If you aren’t sure how to photograph your car correctly, don’t hesitate to reach out to a title loan officer and ask for assistance!

Before you upload the images, make sure they are clear in order to show the current condition of your car. Once the pictures are ready, you can conveniently upload them online with the rest of your documents or send them via email / text message to a title loan representative! Speak with a ChoiceCash title loan agent today if you have questions about virtual car inspections or applying for online title loans in El Paso, Texas.1

Online Title Loans El Paso, Texas


Direct deposit is a quick, convenient, and secure method of receiving money directly into your bank account. If you’re facing financial problems, you may be searching for title loans with direct deposit in El Paso, Texas! With ChoiceCash title loans, qualified applicants can conveniently choose direct deposit and receive their loan proceeds in as little as 24 hours!1

Ready to see if you qualify for online title loans in El Paso, Texas? The application process can be simple to complete and may only take a few minutes to get through! Here are the three basic steps you must follow to apply for a ChoiceCash title loan serviced by LoanMart in Texas:1

  1. Start Your Inquiry: Start your loan inquiry by going online and completing a short pre-approval form. Or, if you prefer talking to someone on the phone, you can call 855-422-7402 to speak to a title loan representative. Both options are available and can take no time at all!1
  2. You Will Be Asked to Submit the Necessary Documents: After you’ve completed the initial approval form, a title loan agent will reach out and prompt you to provide a few documents to verify your information.1
  3. Collect Your Funds if You Qualify: If you qualify for car title loans in El Paso, Texas, and sign your loan contract, the last step is to choose how to receive your money! Remember, if you pick direct deposit, you can expect to receive your loan proceeds as soon as the next business day. However, some qualified applicants can receive their funding the same day they apply!1 Dial 855-422-7402 if you have questions about getting online title loans with direct deposit in Texas.

Don’t wait to find out if your vehicle and income qualify for car title loans in El Paso, Texas! Apply online or call today to learn more about the application process for ChoiceCash car title loans in El Paso, Texas.1


Pay back your car title loan in El Paso at any MoneyGram location in Texas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near El Paso, Texas

    ChoiceCash is proud to service residents all over Texas including metro areas Arlington, Austin, and Cibolo. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near El Paso:

    Featured Locations near El Paso, Texas

    Nearby States by Texas That offer a ChoiceCash Title Loan