Title Loans in Lubbock

HOW DO TITLE LOANS WORK IN LUBBOCK?

Car title loans in Lubbock, are a secured loan option that allows you to borrow against the current value of your vehicle. By pledging your car’s title as collateral for the loan, you can access emergency funding to handle a variety of unexpected expenses. In order to obtain approval for a Texas title loan, you will need a qualifying vehicle title in your name, and your car must have a decent amount of positive equity. If your vehicle has enough value and you meet the application criteria for a ChoiceCash title loan serviced by LoanMart, you can obtain funding in as little as 24 hours!¹

It’s worth mentioning that several factors determine your eligibility and title loan amount, but the most important ones are your vehicle’s value and your income. If you don’t know the current value of your car, you can use our online calculator tool to obtain a vehicle equity estimate and a loan quote with absolutely no obligation. Simply enter information about your car into the calculator tool, and you can receive an estimate in no time at all!¹

Ready to apply for emergency funding? Take a look at the three steps you must complete to apply for ChoiceCash car title loans in the Lone Star State:¹

1. Submit a Short Inquiry Form Online or Over the Phone By Calling 855-422-7402
2. Upload a Few Documents to Verify Your Information
3. Collect Your Quick Funding if You Qualify for a Title Loan in Lubbock!¹

Applying for a ChoiceCash title loan is simple and convenient, so why wait to get started? Call 855-422-7402 to speak to a title loan representative, or apply online today! You don’t have to leave your home to apply for fast funding in Lubbock.¹

WHAT DO I NEED FOR AN ONLINE TITLE LOAN IN LUBBOCK?

You will need to meet the following initial requirements to obtain approval for an online title loan in Lubbock:¹

• Have a Vehicle with a Sufficient Amount of Positive Equity
• Be Able to Provide Proof of Income or Alternative Income
• Have a Texas Car Title in Your Name
• Be of Legal Age to Apply for an Auto Title Loan

In order to apply for a Texas title loan, you will also need to provide some documentation that will be reviewed and verified, regardless of whether you live in Lubbock, or nearby cities, like Garland and Denton. Have the following documents ready to submit for review during your application:¹

• A Qualifying Vehicle Title
• Proof of Your Lubbock Address
• Proof of Income
• A Valid, Government-Issued Photo Identification Card
• Clear and Recent Pictures of Your Car

With ChoiceCash title loans in Lubbock, you can conveniently upload your documents online or send them to a title loan agent via email or text message! If you qualify for a car title loan, you can potentially access the fast money you need in as little as 24 hours!¹

CAN I GET BAD CREDIT TITLE LOANS IN LUBBOCK?

Qualifying for an unsecured loan is difficult if you don’t have a strong credit history. However, a vehicle-secured loan is a lot more flexible in comparison to unsecured loans, and the application process is simple and straightforward regardless of your credit history. One of the main reasons why auto title loans are much more flexible than unsecured loans is that an applicant must use a qualifying vehicle title as collateral to secure the loan. So, even if you don’t have a perfect credit score, you can still qualify for a car title loan and obtain the money you need to handle an unexpected financial emergency!¹

Although getting a title loan with bad credit is possible, a credit check is still an important part of the title loan application process. Therefore, finding car title loans with no credit check in Lubbock, will be challenging. However, as long as you have a qualifying car title in your name and you can demonstrate your ability to repay a car title loan, it can be easier than you think to qualify for quick funding! If you’re eligible for a ChoiceCash title loan serviced by LoanMart, you can access competitive interest rates and receive fast cash as soon as the next business day. Call a ChoiceCash title loan agent at 855-422-7402 to learn more about getting Lubbock car title loans with a poor credit score.¹

HOW MUCH MONEY CAN I GET WITH A CAR TITLE LOAN IN LUBBOCK?

A title loan is an option to consider if you’re stuck in a financial crisis and need emergency cash to get back on your feet. But how much money will you be able to receive through this secured loan option? Well, qualified applicants in Lubbock can typically access anywhere from 25% to 50% of the value of their cars! Depending on your vehicle’s value and your income, if you qualify for a car title loan, you can obtain up to $15,000!¹

The more value your vehicle has, the larger your loan amount can be if you have the income to support a larger monthly payment. Remember to use ChoiceCash’s title loan calculator if you’d like to get an estimate of the current amount of equity in your car and find out how much you can qualify for through an auto title loan in Lubbock!¹

WHAT ARE THE BENEFITS OF GETTING AUTO TITLE LOANS IN LUBBOCK?

Qualified applicants who choose Lubbock car title loans can access the financial help they need to get back on their feet. With ChoiceCash title loans, there are a multitude of benefits to take advantage of besides access to funding, including the following:¹

• A Flexible Application Process: While getting auto title loans with instant approval in Lubbock is downright impossible, you can apply for a ChoiceCash title loan serviced by LoanMart and see if you qualify for instant pre-approval today! With ChoiceCash title loans, the application process can be simple, flexible, and fast.¹
• Keep Your Car Keys: Although this type of secured loan works by using your car title as collateral to guarantee the loan, that doesn’t mean you will automatically lose access to your vehicle once the loan is complete. Instead, you can keep your car keys and maintain access to your vehicle throughout the title loan repayment process.
• Fast Cash: If you’re dealing with a financial crisis, you need a loan to keep up with your time constraints. A ChoiceCash car title loan is a convenient way to access emergency cash! Eligible applicants can access their money in as little as one business day!¹ So, if you need a quick way to handle a financial situation, why settle for another loan option?

With ChoiceCash title loans in Lubbock, you can quickly find out if you qualify for the funds you need. Submit a short prequalification form online or dial 855-422-7402 to get started on your title loan application today!¹

HOW CAN I PAY FOR MY TITLE LOAN IN PERSON

Pay back your car title loan in Lubbock at any MoneyGram location in Texas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located: