? WHY CHOOSE TITLE LOANS IN PLANO, TEXAS?
Financial emergencies don’t wait for your next paycheck. If you need emergency cash to make ends meet, you might be searching for title loans in Plano. A title loan – sometimes also called an auto title loan or vehicle-secured loan – allows you to borrow against your car’s value by using a car title as collateral for the loan. Residents of Plano and surrounding areas like Arlington, Irving, or other parts of Texas may choose to apply for ChoiceCash title loans for a variety of reasons, such as:1
- Simple Requirements: The requirements for a car title loan are simple and straightforward. To secure full loan approval, you will need a car title in your name and a vehicle with sufficient positive equity. Additionally, you must demonstrate your ability to repay the loan and be of legal age to submit an application for a vehicle-secured loan in Plano, Texas.1
- Bad Credit is Not a Problem: If you’re down on your luck financially, you may be struggling to maintain a positive credit history. Without a prime credit score, securing approval for a traditional bank loan can be tough, to say the least. However, having a bad credit score isn’t an issue when applying for a car title loan!1
- Hold Onto Your Car Keys: You might be hesitant to apply for a vehicle-secured loan if you are worried about losing access to your primary method of transportation. While you are required to use your car’s title as collateral for funding, you don’t need to automatically give up your keys upon funding. As long as you keep your loan in good standing and prioritize your payments, you can continue to use your vehicle during the repayment process.1
- Fast and Flexible Cash: If you’re struggling with unexpected expenses, you may be looking for a fast loan to get back on your feet. Qualified borrowers can access their funds the same day they are approved or in as little as one business day! If you are fully approved for a Plano title loan, you can use your loan proceeds to handle any type of personal expense that has been messing with your budget.1
Ready to apply for the quick funding you need? Use ChoiceCash’s short online questionnaire to get a vehicle equity estimate and an instant title loan quote! If you prefer to start your application over the phone, simply dial 855-422-7402 to reach a loan officer and learn more about applying for car title loans in Plano, Texas.
CAN YOU GET A TITLE LOAN WITH A BILL OF SALE IN PLANO, TEXAS?
While you cannot secure a title loan with just the bill of sale, you can use your bill of sale to prove that you are the legal owner of a vehicle after you purchased it. If you can verify your ownership of a vehicle, you can transfer the car title to your name and use it as collateral for a Plano title loan!1
On top of having a car title in your name, you will need to provide the following documentation when applying for a car title loan in Plano:1
- Proof of Income: To demonstrate your ability to repay a title loan in Texas, you can submit recent pay stubs, bank statements, disability award letters, or other acceptable documents during your loan request. If you have questions about the types of documentation you are allowed to provide to verify your income, visit our FAQ page or dial 855-422-7402 to speak with a ChoiceCash title loan agent.1
- Vehicle Photos: Recent pictures of your car, truck, sedan, or other qualifying vehicle are required to complete a virtual inspection. Pictures of your car’s back, front, sides, VIN, and odometer reading are required in order for your lender to review your car’s current condition and overall value.1
- Proof of Address: In order to prove your current address in Plano, you will be asked to submit recent utility or phone bills, credit card statements, etc.
- Valid, Government-Issued Photo ID: Most applicants will submit a valid driver’s license to verify their age and identity, but other documents can also be accepted, such as a U.S. passport or a permanent resident card.
During your application for a ChoiceCash title loan serviced by LoanMart, you have the option to submit your documents and vehicle photos to the online customer portal and send everything to a loan officer through email or text message. If you have any questions about the documents required to obtain car title loans in Plano, Texas, don’t hesitate to reach out! Call 855-422-7402 to speak with a ChoiceCash title loan representative.1
HOW MUCH CAN YOU GET FOR A TITLE LOAN IN PLANO?
The amount you can access through a Plano title loan is largely determined by these key factors:1
- Your Income
- The Value of Your Collateral
The value of the vehicle you intend to use as collateral for a title loan must have a sufficient amount of positive equity, meaning that your car’s market value exceeds the amount that you owe on your auto loan. If your car is completely paid off, your vehicle’s current equity is equal to its market value.
The more your car is worth, the more you can access through a car title loan in Plano if you can prove that you have the ability to pay it back during your application! It’s possible for eligible borrowers in Plano to receive up to $15,000 through a ChoiceCash title loan serviced by LoanMart. To learn more about the amount you can get through a vehicle-secured loan, call 855-422-7402 or use the ChoiceCash title loan calculator to get an instant loan quote today if you qualify.1
HOW TO APPLY FOR ONLINE TITLE LOANS IN PLANO, TEXAS
Applying for auto title loans in Plano, Texas, can be simple and streamlined. Skip the hassle of driving to a loan store and choose to apply for an online title loan instead! When applying for a ChoiceCash title loan serviced by LoanMart, you can expect an efficient, three-step process to access the funds you need to handle a tough financial situation:1
- Call or Click: Begin your loan application over the phone or simply fill out a short questionnaire online and instantly find out if you are pre-approved for a ChoiceCash title loan in Plano.1
- Submit Your Paperwork: Upon initial loan approval, a loan officer will request that you submit the required paperwork. It’s recommended to gather your paperwork in advance to potentially speed through this step of your application!1
- Get Your Funding: If you are fully approved for a car title loan, the last step of this convenient process is to choose how to get your funding and sign your loan agreement! Qualified Plano residents can receive their money via direct deposit, get a check in the mail, have their funds added to a debit card, or pick up their cash at any participating money transfer location nearby. Getting your money in as little as 24 hours is possible if you are eligible for a ChoiceCash title loan serviced by LoanMart!1
Some eligible borrowers in Plano can access their funds the same day they are approved! Don’t wait to find out if you qualify for the fast financial help you need. Apply for ChoiceCash car title loans in Plano online or over the phone today!1
Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.
Locations near Plano, Texas
ChoiceCash is proud to service residents all over Texas including metro areas Arlington, Austin, and Cibolo. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Plano:
