The mean wage around Warren, Michigan, is $29.76 per hour, according to the Bureau of Labor Statistics. While your paychecks may be enough to make ends meet, one unexpected expense could throw your budget out of whack. Do you need quick funding and have a paid off or close to paid off vehicle in your name? If that’s the case, you might be searching for car title loans in Warren, Michigan, as a fast cash solution to get back on your feet. A Michigan title loan allows you to borrow money against the value of your vehicle. To get approved for this type of secured loan option, you will use your car, truck, or SUV’s title as collateral for the loan and access emergency money.1

You must use a qualifying car title as collateral for a Warren title loan, but that doesn’t mean you need to lose access to your car after you sign your loan agreement! After the loan is funded, you will still be allowed to drive your vehicle, but you are expected to manage your title loan payments during the repayment period. 

With ChoiceCash title loans serviced by LoanMart, qualified borrowers in Michigan can borrow against the value of their vehicles and get fast financial help to get back on their feet! As a Michigan resident, you can expect a simple, efficient, and fast application process that you can complete from the comfort of your home. If you’re eligible for funding and meet the title loan requirements in Warren, Michigan, you can access your money in as little as 24 hours! Call 855-422-7402 to learn more about applying for ChoiceCash title loans with no store visit in Warren, Michigan.1


Before you can learn about the paperwork you will need to apply for a vehicle-secured loan, you should be aware of the following application criteria:1

  • Be of Legal Age to Apply for a Warren Title Loan
  • Have a Qualifying Vehicle to Use as Collateral (Must Have Enough Positive Equity)
  • Be Able to Provide Sufficient Evidence of Income

Keep in mind that you do not need a specific make or model to apply for a title loan. You can apply for a title loan whether you have a Ford Fusion, Chevrolet Equinox, Dodge Charger, or another qualifying vehicle that has a sufficient amount of positive equity!1

If you meet these initial requirements, get started by filling out a short prequalification form or call 855-422-7402 to apply over the phone with a ChoiceCash title loan agent.

Upon initial approval, you will be able to discuss the necessary paperwork with a title loan officer. As mentioned above, you will need to have a car title in your name to qualify for an online title loan in Warren, Michigan.1

Whether you are applying from Warren, Roseville, Clinton Township, or Sterling Heights, you must have additional documents on hand during your application, such as the following:1

  • Proof of Income: Although many prospective title loan borrowers in Michigan may choose to submit recent pay stubs or bank statements during their applications, other documents can be accepted. Even if you want to get a loan when you’ve been laid off and need money, as long as you can submit proof of alternative income, a traditional job is not a requirement for a title loan!1
  • Recent Photos of Your Vehicle: You won’t be able to get title loans that don’t require the car or title loans with no inspection in Warren, Michigan. Verification of your vehicle’s value and overall condition through an inspection is an essential part of a title loan application for a few different reasons, but the most important one is the fact that your vehicle’s value and your income are primarily used to determine your loan amount and eligibility. While you can’t skip the examination or refuse to show your car, you can access a virtual inspection when applying for a ChoiceCash online title loan in Warren, Michigan. You’ll be asked to submit a few recent photographs of your vehicle that are taken in clear lighting and properly show its current condition!1
  • Proof of Your Warren Address: Recent utility bills, credit card statements, or a lease agreement can be used to prove your current address in Warren, Michigan.
  • Valid, Government-Issued-Identification: A Michigan driver’s license, U.S. passport, or another valid, government-issued photo identification card can be used to prove your age and identity during your Warren title loan application.1
  • Documents Relating to Your Car Title: As a prospective title loan borrower in Michigan, be prepared to complete 2 specific documents: a Special Mailing of Certificate of Title form and an Application for Michigan Vehicle title. These documents need to be initialed or signed (or both) in order to proceed with the remainder of your application.1

Once all required documents are received, they are reviewed for completeness and checked if they meet all requirements (e.g. the applicant’s photo ID cannot be expired). If all of your documents are good to go, you can move on to the next step in the application process and be one step closer to getting the fast money you need.1

title loans warren, michigan


According to the Federal Reserve Bank of Philadelphia, the average resident in Warren, Michigan, is around $60,000 in debt. Whether you are struggling with debt or simply need extra cash to handle unexpected bills, a title loan can be an option to consider. But, you might be wondering how much money you can qualify for through a vehicle-secured cash loan option. The amount of funding you can access through a Warren title loan is largely determined by these two factors:1

  1. Your Ability to Repay the Loan
  2. The Value of Your Collateral

Depending on these aforementioned characteristics, you could potentially access up to half of your vehicle’s value through a Warren title loan! The easiest way to get a loan quote with no obligation is to complete ChoiceCash’s short questionnaire online today.1

online title loans warren, michigan


If you need access to fast funding, you’re likely searching for instant title loans or title loans with instant approval in Warren, Michigan. Prior to learning more about how the application process works, understand that getting instant approval or instant online title loans in Warren (or any other city in Michigan, for that matter) will be challenging. Title loan applications can be very fast, but they can’t be fully completed in an instant. If you have all the required documents readily available, however, you can potentially get your funds the same day you apply!1

Check out the quick, three-step process to apply for ChoiceCash car title loans in Warren, Michigan:1

  1. Begin Your Loan Inquiry: Start by completing an online questionnaire or applying over the phone with a title loan agent. Both options can take just a few minutes, and finding out if you are prequalified for a Warren title loan is possible during this step! You can also submit a request for an online title loan on any day of the week! Call 855-422-7402 to learn more about applying for title loans open on Sundays.1
  2. Send in Your Paperwork: As previously mentioned, a loan officer will reach out and let you know what documents you will need to submit upon initial approval for a Warren title loan. Submitting your documents through an online portal is an option, but you can also choose to send everything through email or text message as well. 
  3. Choose How to Get Your Funding: Before you sign your electronic loan agreement, if you are approved for a title loan, you can conveniently choose how to receive your funding. Getting ChoiceCash title loans with direct deposit in Warren, Michigan, is possible! Upon final approval, you can also choose to receive your title loan money through a check in the mail, have your funds added to a debit card, or simply pick up your cash at any participating money transfer location in Warren, Michigan. If you are eligible, you can access your funds in as little as 24 hours. In some cases, qualified borrowers can receive their funding the same day they apply!1


Like any loan option, a title loan has both pros and cons to consider before you submit a loan inquiry. Get the inside scoop about the ins and outs of Warren title loans and consider their potential disadvantages:

  • Collateral Repossession: If you default on your Warren title loan, one of the potential consequences is vehicle repossession. Most title lenders are willing to work with you to avoid this potential scenario, but you must be upfront about your financial hardship and communicate your inability to make a payment prior to defaulting on your loan.
  • Damaged Credit Score: Again, defaulting on a car title loan has consequences. Vehicle repossession can negatively impact your credit score and stay on your credit report for up to 7 years. If you are struggling with your title loan payments at any point during the repayment process, be proactive and reach out to your lender or loan servicer to discuss your options!

With these disadvantages in mind, take a closer look at the benefits of car title loans:

  • Fast Access to Cash: On top of accessing competitive interest rates, qualified borrowers can receive their funds in as little as one business day through ChoiceCash title loans serviced by LoanMart.1
  • Bad Credit is Not an Issue: Getting bad credit title loans in Warren, Michigan, is an option! Don’t let your credit score hold you back anymore. Learn more about qualifying for Michigan loans with bad credit today by calling 855-422-7402.1

Does a Warren title loan sound like an option you want to pursue? Call ChoiceCash today and find out if you are eligible for instant pre-approval!1


Pay back your car title loan in Warren at any MoneyGram location in Michigan. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Warren City, Michigan

    ChoiceCash is proud to service residents all over Michigan including metro areas Detroit, Grand Rapids City, and Sterling Heights. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Warren City:

    Featured Locations near Warren City, Michigan

    Nearby States by Michigan That offer a ChoiceCash Title Loan