Title Loans in Grand Rapids, Michigan

Can I Get Title Loans in Grand Rapids?

Yes, you can apply for title loans in Grand Rapids! In order to get approved for emergency cash through a title loan, a prospective borrower will need to have a qualifying car title in their name and provide the necessary documents to verify their information.¹

If you’re searching for a convenient way to get fast money for unexpected expenses, you can apply for an auto title loan in Grand Rapids, Michigan, from the comfort of your home! You can expect to receive your loan proceeds in as little as 24 hours if you’re eligible for a ChoiceCash title loan serviced by LoanMart!¹

Complete the online questionnaire form now to apply for the cash you need to handle a financial emergency! While you can’t get guaranteed approval for online title loans in Grand Rapids, you can apply for a ChoiceCash title loan and instantly find out if you are pre-approved for funding!¹ Visit the FAQ page or call 855-422-7402 if you have questions about applying for car title loans in Grand Rapids.

What Are the Car Title Loan Requirements in Grand Rapids?

Applying for car title loans online in Grand Rapids can be simple. To obtain approval for a title loan as a resident of the “Furniture City”, you must pledge the title of your car or truck as collateral for the loan. Additionally, you’ll need to meet the title lender’s application criteria and submit a few documents during your application.¹

Whether you are going to apply for a title loan with your smartphone or at a storefront location, here are the title loan requirements in Grand Rapids that you will need to meet:¹

1. Age Requirement: Applicants must be at least 18 years of age to apply for a Michigan title loan.¹
2. Income Requirement: To help a title lender understand your ability to repay the loan, you’ll be asked to submit a qualifying document that proves you receive a source of steady income. There are over 549,000 employed persons in Grand Rapids, but you do not need a traditional job to apply for a title loan! Call 855-422-7402 to learn more about applying for U.S. auto title loans without traditional proof of income!¹
3. Vehicle Requirement: To obtain approval for an online title loan in Michigan, you will need to have a car, truck, or SUV with a qualifying amount of positive equity. The value of your car and your income are the main factors that a title lender will use during the application process to determine your eligibility and total loan amount.¹

Listed below is the paperwork you will need to apply for a car title loan in Grand Rapids. The exact items can usually vary from state to state, but you can expect to need the following documents to apply for a title loan in Grand Rapids, Holland, Dearborn, Wyoming, or anywhere else in Michigan:¹

• A Valid, Government-Issued Photo ID: Some applicants will submit a Michigan driver’s license during their applications, but a valid passport, state identification card, or permanent resident card can also be used to verify your identity and age!
• Proof of Current Michigan Address: A few different documents can be used to prove your residence in Grand Rapids, such as recent utility bills, credit card statements, mortgage statements, or lease agreements.
• Proof of Sustainable Income: You can use pay stubs, bank statements, disability award letters, or another qualifying document to prove your income. Additionally, you can get title loans without a bank account as long as you can submit an acceptable form of income without bank statements.¹
• Recent Photos of Your Car: During the application process, ChoiceCash title loan agents must inspect your car to verify its current condition. Fortunately, this inspection can be completed online by providing a few photos of the collateral! Just take pictures of the car’s front, rear, sides, odometer reading, and Vehicle Identification Number (VIN). You can quickly send the images from your smartphone as soon as they are ready.
• A Michigan Car Title: You can typically use a car, SUV, or truck title as collateral for a car title loan, but the title must be in your name at the time of your application. If the title is not in your name and you are the vehicle’s rightful owner, head down to your local Secretary of State office and request a title transfer.
• Additional Documents: In Michigan, all registered owners may be asked to complete two documents during their title loan applications: a Special Mailing of the Certificate of Title form and an Application for Michigan Vehicle Title. Once you sign and submit both documents, you may qualify for a cash title loan in Grand Rapids.¹

If you choose to apply for a ChoiceCash title loan serviced by LoanMart, you can upload your documents online during the application process. You may also email or text your documents directly to a ChoiceCash title loan officer. Qualified applicants can choose between direct deposit, a check in the mail, and other options to receive their title loan money in as little as one business day!¹

Do you have any questions about the documents you will need to have on hand during your application? Dial 855-422-7402 to learn more about applying for cash title loans in Grand Rapids.

Can I Get Instant Title Loans Near me With No Credit Check in Grand Rapids, Michigan?

Recent data from the Federal Reserve Bank of Philadelphia suggests that over 47% of subprime borrowers in Grand Rapids have severely delinquent debt. If you’re in that demographic and are searching for a loan option without a credit check, you may wonder if it’s possible to skip a credit check and obtain an instant online title loan in Grand Rapids.

Although it is possible to get a quick online title loan in Michigan, getting a title loan that fast just isn’t realistic, and neither is getting a title loan without a credit check!¹ A title loan lender must verify your financial history during the application process through a credit check.

But that doesn’t mean it is impossible to get a title loan with bad credit as a resident of Michigan. In fact, the reality is quite the opposite!¹ Car title loans can cater to applicants with subprime credit because the debt is secured by their vehicles. Basically, the use of collateral during the loan process helps to minimize an applicant’s credit risk.

Apply for a title loan with bad credit today! Although you can apply for other Michigan loans with bad credit, like payday loans, you may face high interest rates and, in some cases, hidden fees that are difficult to repay. Don’t let your poor credit score hold you back anymore. Call 855-422-7402 if you have questions about getting bad credit title loans in Grand Rapids.¹

How Can I Get Auto Title Loans With No Proof of Income in Grand Rapids?

Unfortunately, you cannot apply for car title loans with no income verification in Grand Rapids. According to recent data, 5% of people are unemployed in Grand Rapids. The income requirement for an auto title loan in Michigan can feel unfair and inconvenient if you are a part of that percentage.

However, while proof of income is required to obtain loan approval, it doesn’t have to come from a traditional job. Just present proof of an alternative form of income to show you can afford to repay a car title loan.¹

Some alternative forms of income you could use include the following:¹

• Supplemental Security Income
• Alimony or Child Support Income
• Workers’ Compensation
• Pension Income
• Retirement Income
• Settlement Income

Contact a ChoiceCash title loan agent at 855-422-7402 to see if your current source of income will qualify during your application for an auto title loan in Grand Rapids.¹ Just because you do not work a 9-5 job does not mean you’re not earning a living! In today’s world, there are many different ways to make ends meet.

How Can I Apply for Car Title Loans Near me in Grand Rapids?

Applying for car title loans in Grand Rapids shouldn’t be difficult! With a ChoiceCash title loan, you won’t have to drive anywhere to inquire about the money you need. You can start your title loan application from the comfort of your home by using your smartphone, tablet, or computer.

Take a look at the three easy steps you must complete to apply for online title loans with no store visit in Grand Rapids:¹

1. Submit a Short Prequalification Form Online or Over the Phone with a Title Loan Representative at 855-422-7402
2. Upload Your Required Documents to Verify Your Personal Information
3. Get Your Emergency Cash if You Qualify for an Auto Title Loan in Grand Rapids¹

You can choose from a few different ways to collect your loan proceeds if you qualify for funding:

• Direct Deposit
• Have the Funds Added to Your Debit Card
• Get a Check Sent to Your Address in Grand Rapids
• Pick Up Your Money at a Participating Money Transfer Location Nearby

Don’t hesitate to apply for the funds you need for an emergency expense! If you qualify for a ChoiceCash title loan serviced by LoanMart, you could receive quick funding as soon as the next business day! Apply online or call 855-422-7402 to learn more about applying for a title loan in Grand Rapids.¹

How Can I Pay for My Title Loan in Person

Pay back your car title loan in Grand Rapids at any MoneyGram location in Michigan. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located: