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Whether your finances are in a bind or you need rainy-day cash, a title loan may be a great financial tool. As an alternative loan designed to be flexible and fast, it can be a resource to get fast cash!1 If you need to know the ins and outs of getting title loans, there’s no better place to look than ChoiceCash Title Loans in Orlando, Florida.
How Do Title Loans Work in Orlando Florida?
Title loans can be called many different things, such as a pink slip loan or an auto equity loan. While the name is different, they work the same way. Title loans in Orlando, Florida are secured installment loans that will let you borrow off of the value in your car. To obtain a title loan, simply use the title of your vehicle to secure the loan through a lender.
Choosing a secured loan can come with a lot of benefits, such as:
- Flexible Loan Approval: As a result of using your title to secure the loan, your credit is not the most important factor in the approval process. Borrowers from all credit backgrounds, good and bad, may still be eligible for loan approval!1
- Interest Rates: With ChoiceCash Title Loans in Orlando, borrowers can always expect competitive interest rates.
- Cash Availability: In addition to flexible approval1 and great rates, title loans can offer flexible availability in terms of cash. If your collateral has higher value, you as the borrower can potentially obtain more funding than you would through a traditional loan.1
Can I Keep My Car if I Get a Title Loan in Orlando, Florida?
If the car you are using as collateral is your main source of transportation, you’ll need to keep driving it throughout your loan! Responsible borrowers in Orlando that make timely payments can keep driving their vehicle as they normally would during the repayment process. There’s no need to rely on ridesharing apps or friends to get you where you need to go!
What Can I Use My Auto Equity Funding For?
While you may have a specific reason for taking out other loans, a title loan is a bit different. People need funding for all sorts of reasons! Some of the most common uses for title loan funding are:
- Funeral Expenses
- Rainy Day Money
- Debt Consolidation
- A Big Purchase
- Home and Car Repairs
- Wedding Costs
- Rent or Bills
What Happens to My Credit after a Title Loan in Orlando?
Every time you take out a loan, your credit may go down few points. Regardless of the loan type, it can be a possibility! Generally, one of the ways to improve your score after taking out a loan is to make consistent, on time payments. Two of the things that factor into your score are:
- Credit Utilization Ratio
- Timely Payments
By being a responsible borrower, you will eventually lower down your credit utilization with timely payments, which may improve your score!
What Documents Will I Need to Qualify for a Title Loan in Orlando, Florida?
Like with any loan, borrowers in Orlando, Florida will need to submit a few documents to get qualified. Fortunately, these documents are ones you might already have handy! For residents in Orlando, you’ll need to have:
- Proof of Income or Ability to Repay Loan (Benefits, Annuities, etc.)
- Proof of Residence
- Four References (Personal or Professional)
- Recent Photos of the Car
- Title to the Vehicle
- Government or State Issued ID
For your convenience, these documents can be submitted online via email or fax to a representative!
Can I Get an Auto Equity Loan Online in Orlando, Florida?
One of the great things about today’s consumerism is the ability to do your errands online. This includes getting a title loan! With ChoiceCash Title Loans, getting your loan online is as easy as three simple steps1:
- Submit a Loan Inquiry Through the Website: This can take just a few minutes to do and can help a loan agent prequalify your information1.
- Submit your State-Required Documents: Whether you choose to email or fax your documents in, this step is easy!
- Get Approved and Get Your Money1: If you are eligible for a ChoiceCash Title Loan in Orlando, Florida, the last step is to choose how to receive your cash! Borrowers in Orlando can choose between a few ways:
- Check in the Mail
- Direct Deposit
- Any Local MoneyGram in Orlando, Florida
Why Wait to Get Your Money? Apply Today for Your Title Loan in Orlando
When you’re in a financial bind, you might not have time to waste to get your money! Get started on your ChoiceCash Title Loan today by:
- Call a Loan Representative Directly Toll-Free at (855)277-4847.
- Fill Out A Loan Inquiry Form Online and Get a Quote.