Title loans in Minneapolis, Minnesota, are a secured loan option. Through Minnesota title loans, qualified residents in Minnesota are allowed to utilize the available equity in their vehicles and access the emergency money they need.1

If you plan on applying for a Minnesota title loan in the future, know that to obtain approval, you will be expected to pledge your car as collateral in order to guarantee the loan. Generally, secured loans are much more flexible than unsecured loans in Minnesota!1

Even if you do not have a strong credit history, it is possible to get approved for a title loan. Title lenders will focus primarily on these two factors when individuals are applying for auto title loans in Minneapolis:1

  • The Total Value of The Vehicle Used as Collateral for the Loan
  • The Applicant’s Ability to Repay the Loan

If you qualify for a title loan and sign your loan contract, you can obtain the fast cash you need to cover unexpected expenses, pay for expensive home repairs, or handle emergency medical bills. Once the loan is complete, the title loan lender will place a lien on your title. That lien represents the car title lender’s legal right to your car, and if you default on the loan, the lender has the right to recover your vehicle. However, most title loan lenders prefer to avoid vehicle repossessions and may be willing to work with you if you are struggling financially. You can continue driving your car throughout the repayment process as long as you pay your loan on time!

Are you searching for a way to get guaranteed approval for online title loans in Minneapolis? In most cases, finding title loans with guaranteed approval will be challenging. This is largely because most title lenders prefer to review your financial history and examine your vehicle before they decide if you are eligible for funding. It is advantageous to work with a lender who is reputable and will verify your information!1

While you can’t get guaranteed approval for a vehicle secured loan, you can conveniently apply for a ChoiceCash title loan serviced by LoanMart online and find out if you are eligible for instant pre-approval!1 Just fill out a short prequalification form or dial 855-422-7402 today to learn more!1


Applying for an online title loan in Minneapolis doesn’t need to be a big ordeal. In fact, the application process can be simple and convenient through ChoiceCash title loans in Minneapolis!1

Whether you’re in Bloomington, Brooklyn Park, Minneapolis, or St. Paul, you must meet the following requirements to qualify for a title loan in Minnesota:1

  • Age Requirement: Borrowers who wish to apply for a Minnesota car title loan must be 18 years of age or older to qualify. According to the United States Census Bureau, over 80% of Minneapolis residents are over the age of 18.
  • Vehicle Requirement: To apply for a car title loan in Minneapolis, a prospective borrower must have a car title in their name and have a vehicle with an adequate amount of equity. Use ChoiceCash’s online calculator tool to get a vehicle equity estimate today! Through the online tool, you can also get a loan quote that is free of obligation.1
  • Income Requirement: One of the reasons why it’s difficult to get an instant online title loan in Minneapolis is that a title lender will need to verify your income during your loan application. Your eligibility and loan amount is partly based on your ability to repay the loan, so you must provide proof of income during your application. The employment rate in Minneapolis has steadily increased over the past few months, but be aware that you don’t need a 9-5 job to apply for a title loan.1

According to the Federal Reserve Bank in Philadelphia, over 79% of residents in Minneapolis, are struggling with debt. When an individual has a lot of debt obligations to juggle, it is easy to feel overwhelmed. In that situation,a consolidation loan may help to obtain financial stability. Whether you want money to consolidate your debt or get extra cash to handle an emergency, a title loan could be the solution! If you meet the necessary criteria and obtain approval for a title loan in Minnesota, you could get the emergency funds you need in as little as one business day.1

Call 855-422-7402 if you have questions about getting ChoiceCash title loans online in Minneapolis.1

title loans Minneapolis, Minnesota


If a ChoiceCash title loan serviced by LoanMart sounds like the right fit for you, then you can look forward to a convenient application process that can be accessed from your smartphone or computer. Getting auto title loans with no store visit in Minneapolis can be simpler than you think!1

Here’s a closer look at the application process for ChoiceCash title loans in Minneapolis:1

1. Decide How You Want to Apply for Funding

Applying for a ChoiceCash title loan serviced by LoanMart can be convenient because interested applicants have two options to get started! They can either submit a brief pre-approval form online or call 855-422-7402 to speak with a title loan agent. Neither option requires you to find a brick-and-mortar location in Minneapolis – you can apply from the comfort of your home today.1

2. Submit Some Documents

Once you have submitted the online inquiry form, you can find out if you’re eligible for initial pre-approval. If you are, a ChoiceCash title loan agent will then reach out and ask you to submit a few documents to verify your identity, income, and other essential information. You will need to have proof of income and address, a valid, government-issued photo ID card, and a car title in your name during your application. During this step, you will need to complete a vehicle inspection by submitting a few pictures of your vehicle. You can’t get title loans with no vehicle inspection in Minneapolis, but you can easily complete a virtual inspection when applying for ChoiceCash title loans online!1

3. Your Electronic Loan Contract

Once approved, you will then decide how to get your funds and sign your electronic loan contract! If you pick a direct deposit to receive your loan proceeds, the funds can be sent straight to your bank account, and you can use them for any necessary expense. Minnesota borrowers who are eligible for a ChoiceCash title loan can get their money in as little as 24 hours!1

Searching for the best place to get a title loan? With ChoiceCash title loans serviced by LoanMart, you can apply online and over the phone without leaving your home! If you qualify for funding, you can expect no balloon payments, no prepayment penalties, and zero hidden fees! Call 855-422-7402 for more information.1


Title lenders will typically require an applicant to provide specific documents in order to assess their ability to repay the loan. Therefore, finding car title loans with no proof of income in Minneapolis will be difficult.

However, as mentioned previously, you don’t need a traditional occupation or a specific type of income to qualify for an auto title loan. Simply provide an alternative source of income during your loan application to prove your ability to pay off a Minnesota car title loan!1

Here are some examples of alternative forms of income that can be used to demonstrate your ability to repay an auto title loan:1

  1. Settlement Income
  2. Workers’ Compensation
  3. Retirement Income
  4. Social Security / Supplemental Security Income
  5. A Letter of Employment from Your Employer

Other sources of income that can be accepted during a title loan application include pension income and alimony income. Additionally, if you’re laid off and need money, it is still possible to qualify for a title loan as long as you demonstrate your ability to repay the loan through an alternative source of income.1

Use your smartphone, tablet, or computer to start your online loan request today! Although you may not be able to obtain title loans with no income verification in Minneapolis, you can call 855-422-7402 to learn more about the types of alternative income that are acceptable during a loan application.1

online title loans Minneapolis, Minnesota


If you don’t have a prime credit score, you may be searching for a lender who offers car title loans with no credit check. A credit check can affect your credit score by a few points, but you shouldn’t avoid credit checks just because you aren’t confident with your credit history! You likely won’t be able to find a lender who offers cash title loans in Minneapolis with zero credit checks.

But you can apply for a ChoiceCash title loan serviced by LoanMart even if you have a bad credit score!1 If you are ready to get started on your loan application, you can apply for a ChoiceCash title loan online or call 855-422-7402 today. Qualified applicants can choose direct deposit or have the funds added to their debit cards to get their money as soon as the next business day! So why wait to find out if you are eligible for the fast cash you need?1

Speak with a ChoiceCash title loan agent today if you have questions about getting auto title loans in Minneapolis.1


Pay back your car title loan in Minneapolis at any MoneyGram location in Minnesota. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Minneapolis, Minnesota

    ChoiceCash is proud to service residents all over Minnesota including metro areas St. Paul, Rochester, and Duluth. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Minneapolis:

    Featured Locations near Minneapolis, Minnesota

    Nearby States by Minnesota That offer a ChoiceCash Title Loan