Car title loans in Toledo, Ohio, can allow a qualified resident of the Buckeye State to use their vehicle title as collateral for emergency funding. An eligible Toledo borrower can access a portion of their car’s equity through a title loan, and because the title to their vehicle is used as collateral, the loan is secured.

Secured loans are typically much more flexible and tend to be easier to qualify for than unsecured loans, especially if you have a bad credit score.1 Title loan lenders will place a lien on your car title once the loan is complete. The lien will remain on the title to your car until the loan is paid off, but you can maintain full access to your vehicle as long as you pay your loan on time. If you default on your loan, the lender can repossess your car. Defaulting on a loan or credit card simply means you have stopped making the required payments by the agreed-upon dates.

Your vehicle must have a reasonable amount of equity to qualify as collateral for an auto title loan in Ohio. Essentially, your eligibility for a car title loan will be determined primarily by your vehicle’s value and your income. That’s why the amount of equity in your car is an integral part of the application process for an online title loan in Toledo, Ohio! You can conveniently use ChoiceCash’s online calculator tool to get an equity estimate with a loan quote, free of obligation!1

You will be asked to provide sufficient evidence of income during your application, but you are not required to submit proof of an office job to apply for a title loan! If you don’t have a traditional job, you can provide an alternative source of income to prove your ability to repay the loan! You can submit a document proving you receive workers’ compensation, pension income, retirement income, or another acceptable source of alternative income.1

Do you have any questions about getting online title loans in Toledo, Ohio? Dial 855-422-7402 to speak with a ChoiceCash title loan agent today.1


Are you looking for auto title loans with instant approval in Toledo, Ohio? If you need emergency cash, you’re likely searching for a fast loan option to keep up with your current financial situation. Although you may not be able to find an instant online title loan in Toledo, Ohio, you can apply for a ChoiceCash title loan online and see if you qualify for instant pre-approval today!1

To get started, just fill out a quick questionnaire online. The application process for a ChoiceCash title loan was designed to be flexible and streamlined, so qualified applicants searching for a path to financial stability can take advantage of it! If you have any questions about applying for auto title loans in Toledo, just give us a call at 855-422-7402.

title loans toledo ohio


The ChoiceCash car title loan process is designed to be simple and straightforward! You will need to meet the following title loan requirements in Toledo, Ohio, to obtain the funds you need for unexpected expenses or debt consolidation:1

  • Demonstrate Your Ability to Repay the Loan
  • Possess a Vehicle with Positive Equity
  • Have a Vehicle Title in Your Name
  • Be at Least 18 Years of Age to Apply Online

You will need to submit a few documents when applying for a car title loan in Toledo, Ohio. The exact items can vary from state to state, but you can expect to need the following paperwork to apply for a title loan in Toledo, Bowling Green, Findlay, Lima, or anywhere else in Ohio:¹

  • A Valid, Government-Issued Photo ID: You must submit a valid, government-issued photo ID card during your loan application. That could be your Ohio driver’s license, U.S. passport, or a state-issued photo identification card.
  • Proof of Current Residence in Toledo, Ohio: As of 2022, there are 266,301 people currently living in the city of Toledo, Ohio. If you are a resident of Ohio who is applying for a ChoiceCash title loan, you will be asked to provide an official document that can validate your current address. Several documents can be used as proof of residence during your application, including recent credit card statements, utility bills, mortgage statements, lease agreements, and phone bills.
  • Proof of Income: Remember that applicants who do not work traditional jobs have the option of using alternative sources of income to prove their ability to pay off loans. You can submit various documents during the application process to verify your income, including recent pay stubs, disability or workers’ compensation award letters, bank statements, or other qualifying forms of documentation.1
  • Proof of Collateral: Since your vehicle’s value and condition must be verified through an inspection during your application, it’s safe to say that you will not be able to find a title lender who offers car title loans with no inspection in Toledo, Ohio. Fortunately, a physical car inspection is not required to apply for a ChoiceCash title loan serviced by LoanMart in Ohio! Use your smartphone to take pictures of your car’s hood, rear, sides, odometer reading, and Vehicle Identification Number (VIN). It is possible to upload your images online, send them via email, or text them to a title loan agent as soon as they are ready – but make sure that they are taken in clear lighting before you send them over!
  • An Ohio Car Title: As previously mentioned, your vehicle title is used as collateral for the loan, so it must be in your name at the time of your application. You can submit a request for a title transfer to your name at your local Bureau of Motor Vehicles office if the title is not currently in your name. A duplicate title can be obtained from the County Clerk of Courts Title Office in Toledo if your car title was lost, stolen, or damaged.

With ChoiceCash title loans, you can upload your documents online from the convenience of your own home. You can also send your paperwork directly to a ChoiceCash title loan representative by email or text message.

If you’re dealing with a difficult financial situation, don’t hesitate to apply for the money you need through a ChoiceCash title loan. Eligible applicants could receive quick funding in as little as 24 hours! Dial 855-422-7402 or head over to our FAQ page if you have any questions about the requirements or documents necessary to obtain an auto title loan in Ohio.1


Generally, it’s challenging to find no credit check title loans in Toledo, Ohio. In most cases, a credit check is an important part of the application process for online title loans.

An applicant with a poor credit history poses a greater risk to a lender than an applicant with a good credit score. There are several reasons why an individual may have a bad credit score, including late payments, past bankruptcy, or high credit utilization. Maxing out your credit cards is one of the quickest paths to a bad credit score! If you’re one of the 72.4% of Toledo residents with debt, you may be searching for a loan option with no credit checks.

A reputable title loan lender will verify your credit history during your application to determine your credit risk and ability to handle a monthly loan payment. However, your financial history isn’t the only factor a lender will consider during your application. Since you’re required to pledge your vehicle’s title as collateral to secure the title loan, the application process can be flexible and quick – even if your credit history isn’t perfect!1

As long as you have a vehicle with enough equity and can provide proof of income, you could still qualify for Toledo car title loans with bad credit!1 Contact a ChoiceCash title loan agent at 855-422-7402 if you have questions about getting bad credit title loans in Toledo, Ohio.1 One of the many benefits of working with ChoiceCash title loans is that title loan agents are available six days a week for extended hours to take your call!

online title loans toledo ohio


Applicants who live in Toledo can apply for Ohio title loans without leaving their homes! A ChoiceCash title loan serviced by LoanMart can offer Toledo residents a convenient and flexible application process that may only take a few minutes to complete. Take advantage of this quick, three-step inquiry process to get the funds you need for an emergency:1

  1. Call or Click: Applicants can fill out a short inquiry form online or contact a ChoiceCash title loan agent by calling 855-422-7402 to find out if they qualify for instant pre-approval.1
  2. Submit Your Required Documents: These documents are used by a title loan representative to verify your information, and there is a hassle-free way to upload them online during your application.
  3. Collect Your Funds if You Qualify: If you qualify for a ChoiceCash title loan serviced by LoanMart and sign your loan agreement, your emergency funds could be directly deposited into your bank account! You could see the funds in your bank account in as little as one business day or less. Fortunately, it is possible to get ChoiceCash title loans with direct deposit in Toledo, Ohio.1

Don’t wait to find out if your vehicle and income qualify for a car title loan in Toledo, Ohio! If you’re eligible for a ChoiceCash title loan serviced by LoanMart, you could access the value of your car and turn it into the quick funding you need for an emergency! Apply online or dial 855-422-7402 to learn more about the application process for online title loans in Toledo, Ohio.1

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Toledo, Ohio

    ChoiceCash is proud to service residents all over Ohio including metro areas Cincinnati, Cleveland, and Columbus. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Toledo:

    Featured Locations near Toledo, Ohio

    Nearby States by Ohio That offer a ChoiceCash Title Loan