Where Can I Find Title Loans in Columbus, Ohio?
The title loan application process can be conveniently found online! There’s no need to leave your home to apply for the money you need to get back on your feet. Just use your smartphone, tablet, or computer to apply for car title loans in Columbus, Ohio.
With ChoiceCash title loans serviced by LoanMart, you can access a convenient inquiry process that was designed with your needs in mind. Applying for title loans in Columbus, Ohio, shouldn’t be a hassle! That’s why the approval process is streamlined and can be completed online and over the phone in just a few simple steps.1
Many applicants are facing tough financial emergencies and may have a shaky credit history. Even if your credit history isn’t perfect, you can still apply for quick funding through a title loan in Ohio! Fill out a short pre-approval form and start the application process today! Eligible borrowers could receive their funds in as little as 24 hours after approval.1
How Do Columbus Car Title Loans Work?
A car title loan is a type of secured loan that allows you to borrow money by pledging your car title as collateral. A lien is placed on the title when the loan is completed, but it is removed once the loan is paid in full. Since collateral is used to secure the loan, if you do not pay it back, the lender has the right to repossess your car and sell it at auction to satisfy the remainder of the debt.
To get a car title loan in Ohio, you will need to provide the lender with proof of income, valid identification, and other documents. The title lender will evaluate your car’s current value through an inspection and determine the loan amount you could be eligible for. Typically, you can access 25%-50% of your car’s value through a title loan. With ChoiceCash title loans serviced by LoanMart, the required inspection can be completed online! You will just need to submit a few photos of your car along with the other necessary documents during the application process.
Suppose you are approved for a Columbus title loan and sign your loan contract. In that case, the next step is to collect your money and use it for your needs. We also recommend you familiarize yourself with the available loan payment options, and maybe even set up recurring payments from your bank account so that you can make sure you repay your loan on time!1
What Documents Do I Need to Qualify for a Car Title Loan in Columbus, Ohio?
During the inquiry process, a ChoiceCash title loan agent will ask you to submit a few documents to verify your information and vehicle ownership. Thankfully, you can submit your documents online and skip the hassle of applying in person! Contact your local Bureau of Motor Vehicles (BMV) if you are missing certain documents, like your driver’s license or car title.
You can expect to need the following documents during the application process:
- Proof of Income: As long as you can demonstrate your ability to repay the loan, you don’t need a 9-5 job to qualify for a Columbus title loan.1 Applicants can provide proof of their ability to repay the loan by submitting proof of retirement income, settlement income, pay stubs, recent bank statements, workers’ compensation, pension income, or Social Security / Supplemental Security Income.
- Proof of Ohio Residency: A ChoiceCash title loan representative will ask you for a document that can validate your Ohio address. You could use various documents to prove your current address, like recent mail, credit card statements, phone bills, lease agreements, utility bills, or mortgage statements.
- The Title of Your Vehicle: The car title must be in your time at the time of your application. That is because the title is used as collateral for the loan. You will need to visit your local BMV to complete a title transfer if the title is not currently in your name. Additionally, if you have misplaced your title, you can visit the BMV to request a duplicate title for a small fee. In the state of Ohio, there are a few things you will need to do to complete the title loan process. First, you may need to complete an Ohio Bureau of Motor Vehicles Power of Attorney form. Then, you can sign it in the presence of a notary public, and have the form notarized. From there, you can proceed with your title loan application.
- Recent Photos of Your Car: If you apply online for Columbus title loans, a vehicle inspection is required to verify its condition before you can be approved for emergency cash.1 With a ChoiceCash title loan, the inspection can be completed online through a few photos of your car. Just use your smartphone to take clear and visible pictures of the vehicle’s back, front, and sides, as well as the Vehicle Identification Number (VIN) and odometer.
- Proof of Valid, Government-Issued Identification: You must submit a government or state-issued photo ID card. That could be your passport, driver’s license, or another state-issued identification card!
Simply submit your documents via email or fax to a ChoiceCash title loan representative! Applying for Columbus title loans can be quick and convenient.1
With ChoiceCash title loans, eligible borrowers can receive their funds in as little as one business day! The application process was designed to be quick and simple. So if you’re an Ohio resident facing a financial emergency, a title loan could be just what you need to solve that unexpected bill or upcoming expense.1
What are the Benefits of Online Title Loans in Columbus, Ohio?
There are a lot of advantages to applying for a car title loan, many of which can add to your overall loan experience. But when you inquire about a ChoiceCash title loan serviced by LoanMart, you could enjoy some exclusive perks!1
Here are examples of benefits that borrowers can expect:1
- No Prepayment Penalties: Unfortunately, some lenders will penalize borrowers who want to repay their loan earlier than expected. Thankfully, you wouldn’t have to worry about prepayment penalties, balloon payments, or hidden fees with a ChoiceCash title loan. You can pay sooner if you can afford it!1
- Competitive Interest Rates: Interest is simply the price you pay to borrow money. However, if you have bad credit, you can often expect excessive and expensive interest rates. But, eligible borrowers that qualify for a ChoiceCash title loan can anticipate competitive rates.1
- Excellent Customer Service: ChoiceCash title loan agents are available six days a week for extended hours to help customers get the financial support they need! Don’t hesitate to call if you encounter any issues while you are repaying your loan. You can expect to speak with compassionate representatives who will do what they can to improve your loan experience.
- Convenient Approval Process: Just use your computer, smartphone, or tablet to apply for Columbus title loans! There’s no need to drive anywhere to apply for the financial help you need with a ChoiceCash title loan serviced by LoanMart.1
Contact a ChoiceCash title loan representative if you have any questions about how to qualify for funding in Columbus, Ohio. Call 855-422-7402 today!
Apply Online for Car Title Loans in Columbus, Ohio
Ready to apply for an online title loan in Columbus, Ohio? The process doesn’t have to be complicated. With a ChoiceCash title loan serviced by LoanMart, all you would need to do is follow these three basic steps to find out if you can qualify for the money you need:1
Submit a Loan Inquiry
Apply for auto title loans in Columbus by submitting a short pre-approval form online, or call a ChoiceCash title loan representative at 855-422-7402. Both options can be convenient and take no time at all!1
Send in the Required Paperwork
You can easily submit your documents via email, text, or fax to a ChoiceCash title loan representative!1
Get Your Money!1
If you are approved for a Columbus title loan, the last step is to sign your loan agreement and collect your money!1 Qualified borrowers could choose from a few different ways to access their funds:
- Direct Deposit
- A Check in the Mail
- Have the Funds Added to a Debit Card
- Pick Up Your Money at Any Participating Money Transfer Location Near You
Find out if you qualify for the money you need through a ChoiceCash title loan in Columbus, Ohio! Don’t hesitate to call 855-422-7402 if you have questions or concerns about applying for funding online.1
HOW CAN I PAY FOR MY TITLE LOAN IN PERSON?
Repaying an auto title loan could be simple when you qualify for a ChoiceCash title loan1! While many individuals may prefer to pay their loans online, there are other ways to repay. You can also make title loan payments in person. Just visit any local MoneyGram location in Columbus to repay your installments in person1! In case you don’t know, you could often locate MoneyGram in convenient public stores such as CVS, Kroger, or Wal-Mart. Dial 855-422-7402 to discuss your repayment options with a ChoiceCash title loan agent, or take a look at the map and location list below:
Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.
Locations near Columbus, Ohio
ChoiceCash is proud to service residents all over Ohio including metro areas Cincinnati, Cleveland, and Toledo. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Columbus: