If you find yourself financially struggling as a resident of the Buckeye State, you are not alone! With life expenses constantly piling up, you may be searching for fast cash to get back on your feet. An Ohio title loan can be the answer if you need fast funding! A title loan is a type of secured loan, and to get approved, you pledge your car’s title as collateral for the loan. Before applying for title loans in Columbus, you must first understand how they work and their advantages.1

Borrowing against the value of your car, truck, or SUV is possible through a title loan. If you are approved for funding, a title lender will add a lien to your car title after the loan is funded. While paying back your loan, you can continue driving your vehicle, but keeping up with your payments is crucial if you want to avoid repossession! Generally, you can access up to half of your vehicle’s value through a car title loan in Columbus, Ohio.1

Typically, unsecured loans can be difficult to qualify for unless you have a strong credit history. Car title loans are allowed in Ohio and tend to cater to a variety of borrowers – even those with bad credit! If you are looking for fast financial cash as a resident of Ohio and think that a ChoiceCash title loan could be right for you, call 855-422-7402 to learn more about unlocking the cash you need while keeping your vehicle!1

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If you are wondering where to get a title loan in Ohio, you’ve come to the right place! One of the main advantages of applying for a ChoiceCash title loan serviced by LoanMart in Ohio is the fact that you can access a quick and seamless application process from the comfort of your home. If you want to speed through your application, it’s smart to gather the paperwork that you will need in advance. In order to qualify for an auto title loan in Columbus, Ohio, or nearby communities such as Dayton and Springfield a few documents are required so that your application information can be verified. While the list of required items can slightly differ by state, you can expect to need:¹

  • Proof of Identification: You must be 18 years of age or older to apply for a title loan. Your Ohio driver’s license, permanent resident card, U.S. passport, or another valid, government-issued photo ID card can be used to prove your age and identity during your application.
  • Proof of Income: You must prove that you have the means to repay a title loan through a recent pay stub, bank statement, or another qualifying document. Call 855-422-7402 to learn more about how to apply for a title loan without a traditional job! Alternative income, such as disability or retirement income, can be accepted.1
  • Vehicle Photos and Information: To complete a virtual vehicle inspection when applying for a title loan online, you will need recent photos of the interior and exterior of the vehicle. Expect to provide information about your vehicle as well during the application process, such as the current mileage on the odometer reading, the make and style of your vehicle, and its model year.
  • OH Vehicle Title: You must have a qualifying vehicle title in your name to apply for an Ohio title loan. Visit your local Bureau of Motor Vehicles office in Columbus, Ohio, to request a duplicate title if you have misplaced yours.1
  • Proof of Residence in Columbus, Ohio: To qualify for a title loan in the state of Ohio, you must live within state lines. A recent lease agreement, mortgage statement, or utility bill sent to your address can be submitted to prove your current address.

By gathering these documents ahead of time and having them readily available at the time of your application, you are taking steps in the right direction to efficiently move your application along! Here’s what you can expect the application process to look like for Columbus title loans:1

  1. Complete a Prequalification Form Online or Over the Phone and Meet the Loan Requirements
  2. Upload the Paperwork to Verify Your Information, Vehicle Ownership, and Income1 3
  3. Choose How to Get Your Funds (Direct Deposit, Check in the Mail, Added to a Debit Card, etc.)
  4. Review and Sign Your Loan Agreement If You Wish to Proceed
  5. Get Your Funds in as Little as 24 Hours1

Do you have any questions about applying for title loans in Columbus, Ohio? Let ChoiceCash handle it! Call 855-422-7402 to speak directly with a title loan agent.1


Choosing the right title loan provider is incredibly important, and it will impact your loan experience since not all lenders are the same. You will want to be sure that you select a provider that can meet your needs and, therefore, set you up for financial success. While title loans are allowed in Ohio, it is important to do your research and find the right title loan provider to work with.

Some of the most important factors you will want to keep in mind during your research are the loan terms, interest rate, and past customer reviews. When reviewing your loan agreement, make sure to pay close attention to both the interest rate and the amount of time you will have to repay the loan.

Additionally, try to visit websites like Trustpilot to check the customer reviews and ratings of a company before you submit your application. Although you may not be able to find a company with only 5 star ratings, more positive reviews than negative is a good sign! Through proactive research, you will be able to put yourself in a solid position to find a lender you want to work with to reach your own financial goals.

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When it comes to repaying your title loan in Columbus, Ohio, it’s essential to learn how to manage your finances effectively and try to avoid potential consequences, such as loan default and vehicle repossession. Keep reading for some tips and tricks for repaying your Columbus title loan:

  • Set Reminders: Set up automatic payments from your bank account to avoid missing a payment, or set calendar reminders for yourself to stay on top of your payments.
  • Learn How to Budget Effectively: If you do not have a solid budget plan in place already, now is the time to start! Budgeting is an effective way to prioritize paying off your debt, cut back unnecessary spending, and can help you stay motivated to pay off your loan.
  • Proactively Communicate with Your Lender or Loan Servicer: If you are struggling financially during the repayment process and fear that you may not be able to make a payment, it is important that you reach out to your lender or loan servicer immediately to discuss your options to try to avoid repossession.
  • Understand the Different Ways to Repay Your Loan: If you are eligible for a ChoiceCash title loan serviced by LoanMart, you can choose to repay your title loan by setting up an automatic payment from your bank account, pay online through the customer portal, pay over the phone, or pay in person at a participating money transfer location in Columbus, Ohio!1


Regardless of whether you are applying from Columbus, Toledo, Cleveland, Cincinnati, or another area in Ohio, there are many advantages that come with ChoiceCash title loans!1

One of the main benefits of title loans is the ease and flexibility of the application process, which is streamlined from start to finish. You can submit all documents from the comfort of your own home so that you do not even need to disrupt your current schedule to apply! On top of the smoothness of the application process, you can expect competitive interest rates, no hidden fees, and payments that may decrease!1 2

From flexible repayment options to providing you with a variety of methods to receive your funds, your loan experience can be as convenient as possible with ChoiceCash title loans serviced by LoanMart. Apply online by filling out a prequalification form or call 855-422-7402 to learn more about car title loans in Columbus, Ohio.


Repaying an auto title loan could be simple when you qualify for a ChoiceCash title loan1! While many individuals may prefer to pay their loans online, there are other ways to repay. You can also make title loan payments in person. Just visit any local MoneyGram location in Columbus to repay your installments in person1! In case you don’t know, you could often locate MoneyGram in convenient public stores such as CVS, Kroger, or Wal-Mart. Dial 855-422-7402 to discuss your repayment options with a ChoiceCash title loan agent, or take a look at the map and location list below:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Columbus, Ohio

    ChoiceCash is proud to service residents all over Ohio including metro areas Cincinnati, Cleveland, and Toledo. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Columbus:

    Featured Locations near Columbus, Ohio

    Nearby States by Ohio That offer a ChoiceCash Title Loan