Are you feeling strapped for cash lately? You’re not alone! If you are a resident of the Buckeye State, then title loans in Cleveland, Ohio, can be a viable option when you need fast funding to get back on your feet. As a type of secured loan, a title loan will allow you to borrow against the value of your vehicle and access emergency cash. If you feel this loan type might be ideal for your current financial situation, keep reading to learn more about the ins and outs of Ohio title loans in Cleveland, Ohio!1

Applying for car title loans is allowed in the state of Ohio, but there are state-wide regulations like the Short-Term Loan Act to protect borrowers from predatory lending practices and ensure that Ohio-licensed lenders operate both fairly and transparently. Armed with this information, consumers can make informed decisions regarding the best choice for their current financial situation.

Regardless of whether you are applying from Columbus, Toledo, or Cincinnati, an Ohio title loan could be a viable solution to help you pay for unexpected expenses, manage a large medical bill, or pay for home renovations! With ChoiceCash car title loans in Cleveland, Ohio, borrowers can experience both competitive interest rates and a quick application process that can be easily completed at home. If you are looking to explore this process further, fill out a prequalification form online or call 855-422-7402 to speak to a friendly title loan agent and get started today!1


When you take out an online title loan in Cleveland, you will pledge your vehicle’s title as collateral for the loan. By using a car or truck title as collateral to secure funding, you are essentially providing a guarantee to your lender that you will pay back the loan. The use of collateral to secure the loan also makes it easier for you to obtain a title loan if you have poor credit. However, it is important to remember that if you fail to pay back your loan, then your lender has the legal right to repossess your vehicle and sell it to satisfy your remaining loan balance.1

There are many benefits to choosing ChoiceCash car title loans in Cleveland, Ohio, like the ones listed below:1

  • Quick and Convenient Application Process1
  • Access to Funding in as Little as 24 Hours1
  • Overall Flexibility. Even if You Have Poor Credit1

The typical loan application process for traditional bank loans can feel complicated, especially if you need to apply at a brick-and-mortar location. However, with an online title loan, the application process is speedy, and all of the necessary paperwork can be submitted online or sent to a title loan agent through email or text message. Even the required vehicle inspection can be completed virtually during your application!1

Overall, online title loans in Cleveland offer qualified borrowers a great deal of flexibility. From the initial prequalification form to receiving your funds and repaying your loan, you will find a variety of options to choose from to make the process as convenient as possible. If you have any questions about qualifying for a title loan or how the car title loan process works, don’t hesitate to call 855-422-7402!1

title loans cleveland ohio


One of the major benefits of applying for an online title loan in Cleveland, Ohio, is the speed of the application process. While applying for title loans can be very fast in comparison to some traditional bank loans, getting approved for a title loan instantly however, isn’t an option for several reasons. One of the main reasons is that your documents must be reviewed for completeness during your application by a real person, and title loan agents can work very fast, but not instantly! If you are wondering what specific documents you need in order to get approved for a quick title loan in Ohio, see the comprehensive list below:1

  1. Proof of Valid Identification: You will first need to prove your age and identity in order to obtain a title loan. Your valid Ohio driver’s license, U.S. passport, or another valid, government-issued photo ID card are acceptable forms of identification.
  2. Vehicle Title: It is important that you have a qualifying vehicle during your application, which means that it must be in your name and possession. If you have lost or misplaced your car title, you can find more information about obtaining a duplicate title on the Ohio Department of Public Safety and Motor Vehicles website. Keep in mind that you will need to fill out some paperwork and pay a small fee to get a replacement title.
  3. Proof of Income: Your loan amount, along with your eligibility for funding, is primarily based on your income and the value of your vehicle. Be prepared to gather recent pay stubs, bank statements, or another qualifying document to verify your income.1
  4. Proof of Address in Cleveland, Ohio: You can prove your address through recent official mail, such as utility bills, credit card statements, or lease agreements.
  5. Recent Photos of the Vehicle: As mentioned above, the required vehicle inspection can be completed virtually when applying for a ChoiceCash title loan! Just submit a few pictures of the interior and exterior of your vehicle along with your documents.1

Once you have all of your documents on hand, you can be well on your way to completing the title loan application process! Make sure to double-check all of your paperwork before you submit the paperwork online, through email, or by text message to a ChoiceCash title loan agent!1


When searching for ways to obtain a title loan, it is important to do your research and find a trustworthy and reputable title loan company with your best interest in mind. However, you likely won’t be able to find car title loans in Cleveland, Ohio, that don’t require a credit check. A credit check allows a title lender to obtain valuable insight into your financial situation and learn more about how you handle your debt obligations. Additionally, working with a lender that verifies your financial history through a credit check is important because it’s one of the ways that they can show they are reputable.

While being concerned about your credit score is understandable, you should not let your low credit score stop you from completing your search for car title loans in Cleveland. Car title loans are secured, so they can be a much more flexible option than unsecured loans that do not require the applicant to provide collateral to guarantee the loan. Your credit score is considered, but it won’t be the focal point of your title loan application.1

There are ways you can work to improve your credit score, such as making all of your payments on time, keeping your credit card balances low, and checking your credit report for inconsistencies from time to time. Improving your credit score takes time, and you may not have any time to waste. Do not let your bad credit score stop you from applying for a title loan today! Apply online by filling out a prequalification form or call 855-422-7402 to get started on your Cleveland title loan application.1

online title loans cleveland ohio


Not only is applying for Cleveland title loans easy, but getting your funds after final approval can be even easier! When you apply for a ChoiceCash title loan in Cleveland, Ohio, you will have the option to receive your funds via direct deposit, meaning that you can have your funds deposited directly into the bank account of your choice. If you are approved for a ChoiceCash title loan serviced by LoanMart, you can also choose to pick up your funds at any participating money transfer location in Cleveland, get a check sent through the mail, or have your fast funds added to an existing debit card.1

If you are based in Cleveland, Ohio, and in need of emergency cash, let a title loan pave the way to helping you reach your financial goals! Call 855-422-7402 to speak with a title loan agent or fill out a prequalification form online to find out if you qualify for instant pre-approval today.1


Pay back your car title loan in Cleveland at any MoneyGram location in Ohio. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Cleveland, Ohio

    ChoiceCash is proud to service residents all over Ohio including metro areas Cincinnati, Columbus, and Toledo. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Cleveland:

    Featured Locations near Cleveland, Ohio

    Nearby States by Ohio That offer a ChoiceCash Title Loan