Are you struggling with an emergency expense? You may have heard about a type of secured loan option called a title loan. Car title loans in Dayton, Ohio, work by allowing qualified applicants to borrow against the value of their vehicles. Generally, an eligible borrower will access up to 50% of the total value of their car through a quick loan in Ohio.1

While title loans are allowed in the Buckeye State, in order to obtain loan approval, you must meet the following title loan requirements in Dayton, Ohio:1

  • Have an Ohio Vehicle Title in Your Name 
  • Demonstrate Your Ability to Repay a Dayton Car Title Loan
  • Possess Enough Positive Equity in Your Car, Truck, or SUV
  • Be of Legal Age to Apply for a Title Loan in Ohio

If you need help figuring out the current amount of positive equity in your vehicle, just use ChoiceCash’s online calculator tool! By providing information about yourself and your car, you can get an estimate of your car’s value and an instant loan quote with no obligation.1

Do you have any questions about applying for auto title loans as a resident of Dayton? Dial 855-422-7402 to speak with a ChoiceCash title loan agent today.1


title loans in dayton, ohio

Yes, qualified applicants can receive bad credit title loans in Dayton, Ohio. People struggling with their finances may not have a good credit score, so they often turn to options like auto title loans when they need money for an unexpected bill or expense.1

Although it’s possible to apply for a title loan with bad credit, it’s important to understand that many title lenders run credit checks during the application process. In many cases, a credit check is integral to the title loan application process. Without a credit check, a reputable lender cannot verify the creditworthiness of an applicant, and therefore, it will be tough to appropriately determine the credit risk of an individual.

Don’t let a credit check stop you from applying for the financial help you need! If you have an Ohio car title in your name and show your ability to repay the loan, getting a Dayton title loan with low credit is possible.1

Check out these tips for improving your chances of getting approved for a title loan with a bad credit score:1

  • Provide Accurate Information on Your Initial Inquiry Form
  • Be Quick if a Title Loan Representative Asks for Additional Paperwork
  • Make Sure to Have a Car Title in Your Name
  • Prepare Yourself by Gathering Your Documents in Advance


Before you apply for a car title loan in Dayton, Ohio, obtaining all the information you need to make an informed decision is essential. Here are answers to some frequently asked questions about auto title loans in Dayton, Ohio:1

What Happens When You Use Your Car as Collateral for a Title Loan?

If you are approved for an Ohio title loan and you decide to sign your loan contract, your title lender will add a lien to your car’s title after the loan is funded. The lien will not be released by your title lender until you have completely repaid your debt. Having a lien on your car’s title will not prevent you from accessing your vehicle during the repayment process. As long as you keep up with your payments, you can keep driving around Ohio while you pay off your loan! Talk to a ChoiceCash title loan agent at 855-422-7402 if you have any additional questions about using your car as collateral for funding.

What are the Interest Rates for an Auto Title Loan in Dayton, Ohio?

Eligible borrowers can expect to receive competitive interest rates with ChoiceCash title loans in Dayton, Ohio!1

What are the Risks of Getting Dayton Online Title Loans?

Title loan borrowers in Ohio who default on their car title loans may have their vehicles repossessed by a title loan lender. Additionally, defaulting on a title loan can negatively affect a borrower’s credit score if the title lender reports their payment behavior to the major credit bureaus. Fortunately, applicants can work to avoid these potential risks by paying their loans on time each month. 


online title loans in dayton, ohio

The application process for auto title loans in Dayton, Ohio, typically involves submitting a few important documents. That can sound like a hassle, but it doesn’t have to be! You may already have these documents lying around the house, and it is possible to upload everything online during your loan request. If you need to resubmit any documents during your application, you can instantly upload them online or quickly send them to a title loan agent through email or text message.1

As an Ohio resident, you can expect to need the following documents when you apply for a title loan in Dayton, Cleveland, Kettering, Springfield, or anywhere else in the Buckeye State:1

  • A Title to a Qualifying Vehicle in Your Name
  • Proof of Current Address in Ohio
  • Recent Pictures of Your Car
  • Valid, Government-Issued Photo ID
  • Proof of Income

Don’t wait to solve a tough financial situation. Apply for the funds you need for an emergency through a ChoiceCash car title loan in Dayton, Ohio! If you’re eligible for funding, you can access your money in as little as 24 hours. Dial 855-422-7402 if you have any questions about the paperwork you’ll need to qualify for a title loan.1


The first thing on your mind when trying to solve a financial emergency is likely the amount of money you can receive through a vehicle-secured loan. However, ChoiceCash title loans can offer more than just fast access to cash. Qualified applicants experience many valuable perks when applying for ChoiceCash title loans in Dayton, Ohio.1

 If you are eligible for funding, here are some benefits you can take advantage of:1

  • Flexible Repayment Options: With ChoiceCash title loans serviced by LoanMart, you can choose from various methods to repay your loan! You can set up automatic payments from a checking account, pay online through the online portal, or send checks to a payment center.
  • The Ability to Handle Emergency Situations: People often use car title loans to pay for unexpected and urgent expenses, like medical bills, car repairs, home repairs, or funerals. If you’re struggling with an emergency, you can turn to Dayton title loans to get quick cash and receive financial peace of mind.1
  • Access to a Flexible and Convenient Application: The application process for auto title loans in Dayton, Ohio, is flexible and convenient!1 With a ChoiceCash title loan serviced by LoanMart, you don’t have to leave your home to apply for the money you need.

Get started on your title loan application today by completing a brief prequalification form online. If you qualify for a ChoiceCash title loan in Dayton, Ohio, you can obtain fast funding in as little as one business day!1

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    Locations near Dayton, Ohio

    ChoiceCash is proud to service residents all over Ohio including metro areas Akron, Cincinnati, and Cleveland. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Dayton:

    Featured Locations near Dayton, Ohio

    Nearby States by Ohio That offer a ChoiceCash Title Loan