Written by Sebastían S.| Edited by Carolynn P.| Published on 

What are Truck Title Loans?

A truck title loan is a type of loan that qualified applicants can use to borrow money against the value of their trucks. If you qualify for a truck title loan, you must pledge the title to your vehicle as collateral for the loan. Although a title lender will place a lien on your truck title once the loan is complete, you can maintain access to your truck and drive it wherever you need to go during the repayment process.¹ There are a few different kinds of title loans, including (but not limited to) the following:

  1. Truck Title Loans
  2. Semi-Truck Title Loans
  3. Car Title Loans

Whether you have a truck, semi-truck, or car, it’s worth mentioning that your vehicle must have a reasonable amount of positive equity to qualify as collateral for a title loan. A title loan lender will focus primarily on your truck’s value and your income to determine your eligibility and loan amount. Since the used car market is constantly fluctuating and the prices of used cars and trucks continue to rise and fall, many vehicle owners and drivers don’t know the current value of their trucks! If that’s the case, you can conveniently use ChoiceCash’s online calculator tool to get a vehicle equity estimate and a loan quote, free of obligation!¹

Looking to get a title loan on your truck? Applying for big truck title loans can be simple and convenient with ChoiceCash title loans serviced by LoanMart! If you are eligible for a title loan, you could receive quick funding in as little as one business day!¹ Visit the FAQ page today or dial 855-422-7402 to learn more about truck title loans.

Where Can I Apply for Truck Title Loans Near Me?

Are you wondering where you can apply for truck title loans near you? With ChoiceCash title loans, you won’t have to leave your home to apply for funding! Take a look at the three-step process you must follow to apply for a ChoiceCash title loan on your truck:¹

  1. Place a Brief Loan Inquiry Online or Over the Phone with a ChoiceCash title loan agent at 855-422-7402
  1. Submit the Required Documents to Verify Your Information
  1. Find Out if You Qualify for a Truck Title Loan!¹

It can be that simple to apply for a ChoiceCash title loan! By applying for a truck title loan today, find out if you can get the funds you need for an unexpected expense. If you’re eligible for funding, you could receive your money in as little as 24 hours!¹ Call a ChoiceCash title loan representative at 855-422-7402 if you have questions about applying for a title loan on your semi-truck.

What Do I Need to Qualify for Big Truck Title Loans?

truck title loans

The application process for big truck title loans can be simple and flexible! To qualify for a ChoiceCash title loan on your truck, you must meet the following initial requirements:¹

  • Be 18 Years of Age or Older
  • Have a Qualifying Truck Title in Your Name to Pledge as Collateral
  • Be Able to Demonstrate Proof of Your Ability to Pay Off the Truck Title Loan

In addition to meeting these initial qualifications, you must upload the following documents during your application:¹

icon Valid Government/State-Issued Identification
Valid Government/State-Issued Identification
icon Proof of Address
Proof of Address
icon Evidence of a Qualifying Vehicle Title in Your Name
Evidence of a Qualifying Vehicle Title in Your Name
icon Proof of Income or Alternative Income
Proof of Income or Alternative Income
icon Recent, Clear Photos of the Vehicle
Recent, Clear Photos of the Vehicle

Gather all of the necessary documents in advance before you submit your application to ensure that the process is as streamlined as possible. Upon initial approval, you will be asked to upload your documents online from the comfort of your home. Or, you can simply email or text your paperwork directly to a ChoiceCash title loan agent.1

Don’t hesitate to apply for the financial assistance you need through a ChoiceCash title loan. If you qualify, you can access competitive interest rates and receive your money in as little as 24 hours! Click here to start your loan application, or call 855-422-7402 to speak directly to a ChoiceCash title loan representative.¹

Can I Get Semi Truck Title Loans with Bad Credit?

Yes! You can still apply for truck title loans with bad credit. Semi-truck title loans are typically much more flexible than unsecured loans because collateral is used during the application process to secure emergency funding. So, even if you have imperfect credit, you could still qualify for a semi truck title loan and obtain the funds you need for an unexpected financial emergency!¹

Although it is possible to get a title loan with bad credit, it is important to understand that many title lenders typically run credit checks during the application process. A credit check is an essential part of the application process for auto title loans because it allows the lender to review your financial history. But, don’t let a credit check prevent you from submitting a title loan inquiry! As long as you have a truck title in your name and demonstrate your ability to repay the loan, getting a truck title loan with bad credit is possible! So, why wait to see if you qualify for the emergency funds you need?¹

Call a ChoiceCash title loan agent today at 855-422-7402 if you have questions about applying for truck title loans with bad credit. If you qualify for emergency cash through a ChoiceCash title loan, you can expect no balloon payments, no prepayment penalties, and zero hidden fees!¹

What are the Benefits of Getting Truck Title Loans?

big truck title loans

If you’re struggling to handle a difficult financial situation, your primary concern is finding the money you need to fix it and get back on your feet. But did you know ChoiceCash title loans can potentially offer more than just emergency cash to qualified borrowers?¹

Take a look at some of the exclusive benefits you could enjoy if you qualify for a ChoiceCash title loan serviced by LoanMart:¹

  • Competitive Interest Rates: If you are eligible for a ChoiceCash title loan serviced by LoanMart, you can expect competitive interest rates!¹
  • Keep Driving Your Truck: Although you’re using your truck’s title to secure funding, that doesn’t mean you will have to give up driving it! As long as you are able to keep up with your monthly payments, you can continue driving your truck throughout the repayment process!
  • No Hidden Fees: Unfortunately, some loan options stun borrowers with hidden fees and other unexpected issues during the application process. But with a ChoiceCash title loan serviced by LoanMart, you wouldn’t have to stress about any hidden fees or balloon payments! In fact, you can expect transparency throughout your entire loan experience.

Whether you have a Ford F-150, a Chevrolet Silverado, or another qualifying truck, call ChoiceCash at 855-422-7402 or click here to find out if you can borrow against the value of your truck!1

Quick Links

Title Loan Calculator Apply for a Title Loan Online Title Loan Resources Find a Title Loan Location Title Loan Car Value

Questions? Call 855-422-7402

Sebastían S.
Sebastían S.
Sebastían S. is a graduate of Texas State University and a contributing member of the ChoiceCash content team with over two years of experience in the financial services industry. As a proficient digital content writer, his writing style combines transparency and expertise in order to make complex financial topics accessible to a wide audience. Whether the topic is about title loans, debt management, or budgeting, Sebastian's objective is to provide readers with accurate and relevant information that is easily understood. Find him on Linkedin.