Title Loans in Honolulu, Hawaii

Understanding Title Loans in Honolulu

Finding flexible loans can be easier than you think! Your vehicle’s title could help you unlock cash in as little as 24 hours through a vehicle-secured personal loan. Title loans in Honolulu are collateral-based loans that let Oahu residents borrow against the value of their qualifying vehicles. Even if you have bad credit, you can apply for a ChoiceCash title loan online and access competitive interest rates!¹

If a title loan sounds like the right fit for your financial situation, the good news is that the application process can be a breeze. Take a closer look at the requirements for a loan against your car:

• Be 18 Years of Age or Older: You need to be at least 18 years old in order to submit an application for a title loan in Honolulu, Hawaii.
• Have a Qualifying Vehicle and Vehicle Title: In addition to having a title to a qualifying sedan, truck, or SUV in your name, your car must have positive equity. Positive equity means that the market value of your car is greater than what you owe on your vehicle. If you owe nothing and your car is completely paid off, then the amount of equity in your car is the same as its current resale value.
• Provide Proof of Income: You must be able to demonstrate your ability to make payments on your loan by providing sufficient documentation. Typically, applicants will submit pay stubs or bank statements, but other documents can be accepted.

If you meet the criteria for a car title loan, you are one step closer to getting a car title loan. If you are fully approved for a Honolulu title loan and you sign your loan agreement, a lien is added to your vehicle’s title after the loan is funded. During the repayment process, you can continue to drive your vehicle as long as your loan remains in good standing.

Do you want to know more about the title loan value of your car? Just fill out a quick prequalification form online or call 855-422-7402 to speak with a ChoiceCash title loan agent. Don’t wait to find out if you are pre-approved for the emergency cash you need!

What Do I Need to Get Title Loans in Honolulu?

In addition to having a Hawaii-issued car title in your name and proof of income, you will need to provide other documents to verify your information during your application. If you are prequalified for a ChoiceCash car title loan in Honolulu, you will be asked to upload the following paperwork to the document portal:¹

• Proof of Residence Through Recent Credit Card Statements, Phone Bills, Etc.
• A Hawaii Driver’s License or Another Valid, Government-Issued Photo ID
• Recent Pictures of Your Car, Including the Interior, Exterior, VIN, and Odometer Reading

Whether you are applying from Honolulu, Pearl City, or another town in Oahu, during your application for a ChoiceCash title loan serviced by LoanMart, you have the option to send all of your documents to a loan officer through email or text message! Choose the submission option that best fits your preferences. Apply for a ChoiceCash title loan in Honolulu, Hawaii, and get your funds in as little as 24 hours if you qualify!

Benefits of Choosing Title Loans in Honolulu, HI

Applying for ChoiceCash auto title loans in Honolulu can be fast and convenient! In addition to a speedy application process, you can expect other perks if you are eligible for a loan against your car:¹

• Quick Access to Cash: When you need cash to deal with unexpected expenses, time is of the essence! After you complete the quick questionnaire online, you can instantly find out if you are pre-approved for a title loan in Hawaii. Qualified residents of Honolulu can choose to receive their loan proceeds via direct deposit and get their money in as little as one business day!
• Flexible Repayment Options: When it is time to start making payments on your Honolulu title loan, you have the freedom to choose the option that is right for you! The available repayment methods include making payments online via ChoiceCash’s customer portal, setting up automatic payments from a bank account, paying over the phone, or going to a participating money transfer location in Honolulu to make a payment in person.
• Bad Credit is OK: You are required to use your car’s title as collateral for the loan, so the application process for title loans in Honolulu can be a lot more flexible and convenient than you might think! Do not let your bad credit score keep you from applying for the cash you need. As long as you meet the requirements and provide the right paperwork, you can qualify for a title loan with poor credit!

If you are eligible for a ChoiceCash title loan, you can access competitive interest rates, flexible loan terms, and best of all, you get to keep driving your car while you pay off your loan. Complete a short questionnaire online or call 855-422-7402 to start your application for a Honolulu title loan with bad credit today!

How to Apply for Car Title Loans in Honolulu, HI

The cost of living in Honolulu, Hawaii is quite high compared to other cities in the U.S., so if you are struggling to make ends meet, you are not alone. Title loans in Honolulu can be a convenient way to get fast funding for home repairs, bills, and other personal expenses. Ready to see if you qualify for fast cash in as little as one business day? Applying for a ChoiceCash title loan can be as simple and streamlined as possible:¹

1. Call Us or Click to Get Started: Begin your title loan application from the comfort of your home by filling out a short prequalification form online or by picking up the phone and calling 855-422-7402 to speak with a ChoiceCash loan agent directly.
2. Submit Documentation and Vehicle Photos: If you receive pre-approval for a Honolulu title loan, the next step is to upload your documents to the document portal or send everything via email or text message to a title loan agent.
3. Receive Your Funds: Qualified Honolulu residents can have their funds added to a debit card or pick up their funds at a participating money transfer location. Another option is to receive your funding via direct deposit and access your money in as little as 24 hours!

Frequently Asked Questions About Auto Collateral Loans in Honolulu, Hawaii

Check out some of the most frequently asked questions that potential borrowers have about auto collateral loans:

What Happens if I Can’t Repay My Secured Loan With a Car Title?

If you feel like you are unable to make payments on your title loan, make sure that you reach out to the appropriate party immediately. If you miss payments and end up defaulting on your Honolulu title loan, your car can be repossessed by the lender, and you will no longer be able to drive your vehicle. Proactive communication during the repayment process is incredibly important!

How Much Can I Borrow With a Title Loan in Honolulu?

You can borrow up to $15,000 through a ChoiceCash title loan in Honolulu! If you qualify for funding, you have the freedom to use your money as you see fit. You can spend your title loan funds on any type of personal expense!¹

What Is the Minimum Credit Score for a Title Loan in Honolulu?

It depends! Some lenders have minimum credit score requirements, but others do not. It’s important to remember that it is possible to qualify for a title loan with bad credit as long as you are able to meet the lender’s application criteria and provide the required documents to verify your information.¹