A financial emergency can rear its ugly head when least expected, causing undue stress. Luckily, the requirements for car title loan approval are minimal and easy to meet, allowing more people in need of financial support to potentially qualify. But what if your only identifying document is a passport?

With ChoiceCash Title Loans, you could use a passport to get a car title loan!1 Keep reading to learn about the qualifying requirements and benefits you could receive.

Can I Use a Passport to Prove Identity and Get a Car Title Loan?

If you have a valid passport, you could use it as proof of identity for a car title loan! ChoiceCash Title Loans accept various types of alternative documents for approval.

In order to qualify, a potential borrower needs a car with sufficient equity and a few key documents. Take a look at some of the general documents required, aside from a passport, to get a car title loan:

Car Title

The car title to your car is one of the main requirements for a car title loan. During the repayment process, a lien is placed on the car title, lowering the lending risk. If the car title is not in your name, you will be ineligible for a car title loan until you request a title transfer.

Although the car is used to secure emergency funding, potential borrowers could continue driving their

Proof of Identity

Your identity must be proven for a car title loan. This is done to prevent identity fraud and comply with government regulations. Potential borrowers typically use a driver’s license or state ID, but you could use a passport to get a car title loan. ChoiceCash Title Loans could also accept an Individual Taxpayer Identification Number or the Matrícula card.

Proof of Residence

To prove you currently reside at your address, you could show a wide variety of documents. Some examples include a rental agreement, house deed, credit card statements, utility bills, and more. Any documents you show should have your address and legal name.

Proof of Income

Income is one of the main qualifying factors for a car title loan. If you cannot show proof of your ability to make car title loan payments, you may not be deemed eligible. However, ChoiceCash Title Loans accept various types of paperwork, such as paycheck stubs, pension documentation, Social Security statements, bank statements, and more.


In order to get a clearer picture of a potential borrower, a car title loan agent may ask for professional references, personal references, or a mix of both.

Can I Use a Passport to Get a Car Title Loan Entirely Online?

Car title loans are a superb loan option when you have a passport and need emergency money as quickly as possible. But could you complete the process entirely online?

With ChoiceCash Title Loans, you could start and finish the car title loan process almost entirely online! Inquiring can be done over the phone or online. When it comes to providing your documents for verification, you have the choice to either scan your paperwork online and email the files or take pictures using a smartphone.

For a car title loan, a potential borrower is required to go through a car inspection. Typically this involves driving the car to a store location and having a loan agent inspect the interior and exterior. But instead, with ChoiceCash Title Loans you could just take photos of the car using your smartphone!

Park the car in a brightly lit spot and take photos to show the car from various angles. Also be sure to take a photo of the vehicle identification number, which is usually displayed on the interior dashboard or inside the driver’s side door.

Can I Use an Expired Passport to Get a Car Title Loan?

If you have a passport, you could use it to get a car title loan. However, if your passport is expired, you will need to renew it before you can inquire for emergency funding. You could either renew the passport by mail or in person, depending on your situation.

Renew Your Passport by Mail

Eligible individuals could renew their U.S. passport by mail only if they can answer yes to all five of these statements:

  1. You have access to your expired passport
  2. Your expired passport is undamaged
  3. Your passport was issued after you turned 16 years of age
  4. Your passport was issued within the last 15 years
  5. Your passport has your current name or you can provide proof of a name change

If you are able to say yes to all of these statements, then you could renew your expired passport by mail. To start the process, you will need to print out and complete a DS-82 form. You will be asked to provide your recently expired passport, name change documents (if applicable), a photo, and a personal check or money order for the renewal fees.

Once everything is in order, you can mail your required documentation through the United States Postal Service. The address you send your package to will differ depending on your state and whether you want expedited service. You will be able to keep track of your application online, so make sure check the status after 14 days.

Renew Your Passport In-Person

If you answered no to a single statement listed above, you will need to renew a passport in-person. But before you make an appointment at an acceptance facility, you will need to gather your documents. You will need a completed DS-11 form, evidence of U.S. citizenship, a photocopy of U.S. citizenship, a government-issued ID (expired passport is fine), a photocopy of your ID, and a photo.

If you meet any of these special circumstances, you may need to provide additional documentation:

  • Are under 17 years of age
  • Your previous passport is lost or was stolen
  • You owe more than $2,500 in child support
  • You are requesting a sex marker change
  • You need a special issuance passport (diplomatic, official, etc.)

There will be a fee for the passport renewal, so ensure you have enough for the application fee and the execution fee. After you apply, you could conveniently check the status of your passport online.

Can I Use a Passport to Get a Car Title Loan with Bad Credit?

If you want to use a passport to get a car title loan, you have that option with ChoiceCash Title Loans.1 But if you have bad credit, you may be concerned about your eligibility.

Even if your credit is less than stellar, you may still qualify for a ChoiceCash Title Loan!1 The main requirements for a car title loan include a qualifying car, a car title in your name, and a consistent source of income.

While a credit check is required for loan approval, your credit history does not affect your qualification. The reason for this is that the loan is secured using the car title. This added security allows eligible borrowers to reap more rewards, such as flexible requirements and affordable terms.

Can I Use a Passport to Get Benefits with Car Title Loans?

ChoiceCash Title Loans offer qualified borrowers numerous benefits. If you have a passport, you could use it to get a car title loan and take advantage of these incredible perks:

  • Affordable Payments: Payments start and stay low with ChoiceCash Title Loans! There’s no need to worry about payments that stretch your budget and wreak havoc on your finances.
  • Payment Rewards: By continually paying on time, you could get financial rewards in the form of payment and rate drops each month!2 You could pay less and less each time you make a payment.2 By the end of the repayment process, you could be paying half as much as your first car title loan payment! 
  • Fast Emergency Cash: If you need financial relief as quickly as possible, know that qualified borrowers could get their money in as little as 24 hours after approval!1
  • Repayment Freedom: Some car title loan borrowers decide to repay their loan before the repayment date to save on interest. With ChoiceCash Title Loans, you could get the freedom to repay the loan whenever without prepayment penalty fees!

How Can I Inquire for a Car Title Loan Using My Passport?

If you’re interested in inquiring for a car title loan, know that you could use your passport as proof of identification with ChoiceCash Title Loans!Starting the inquiry process can be done at any time, either online or over the phone. Call (855-422-7402) 855-422-7402 or complete the short online car title loan form.

Before you even start the approval process, you could receive a free title loan estimate with no obligation! An agent will ask you questions about your car to determine the current value. You will be asked for the vehicle year, make, model, style, and current mileage.

If your car pre-qualifies for funding, you could proceed with the process! If you have a valid passport, go ahead and inquire for ChoiceCash Title Loans today!