Securing a loan against your car is an option to consider if you need emergency cash to get back on your feet. Title loans in Chesapeake work by allowing eligible borrowers to pledge their car titles as collateral for emergency funding.1

If you qualify for a Virginia title loan, you are able to access up to 50% of your car’s value! Depending on your income and the value of your vehicle, you could access up to $15,000 through a ChoiceCash title loan serviced by LoanMart. You can use your loan proceeds to pay for a variety of personal expenses. From home repairs and renovations to medical bills, a title loan can be a valuable resource when your finances take a hit.1

To get approved for this vehicle-secured loan, you typically need to meet the following application criteria:1

  • Be of Legal Age to Apply for a Title Loan
  • Have a Vehicle with a Qualifying Amount of Positive Equity
  • Demonstrate Your Ability to Repay the Loan
  • Have a Title to a Car, Truck, or SUV in Your Name

Whether you have a Chevrolet Malibu, Toyota Highlander, or another qualifying vehicle, you can borrow against its value and secure emergency cash if you meet the lender’s requirements for a title loan!1

If you’re ready to apply for the cash you need, fill out a fast pre-approval form online or just dial 855-422-7402 to speak directly with a ChoiceCash title loan officer. For your convenience, title loan agents are available six days a week for extended hours to take your call and answer questions about applying for car title loans in Chesapeake!1


If you’re facing financial challenges, you are not alone. Living paycheck to paycheck is an unfortunate reality for many Americans, and one unexpected expense can knock you off your feet. Choosing to apply for a car title loan in Chesapeake can be an option if you need emergency financial assistance that comes with a little bit more flexibility during the application process. Unlike traditional bank loans, you do not need a perfect credit history to secure approval for a title loan. On top of this perk, there are a multitude of other benefits that come with ChoiceCash car title loans in Chesapeake, including the following:1

  • Keep Driving Your Car: Car title loans are secured loans and you are required to use your qualifying car’s title as collateral to guarantee the loan. However, that does not mean that you will automatically lose access to your vehicle as soon as the loan is complete. As long as you are consistently keeping up with your title loan payments, you can continue driving around Virginia during the repayment process.1
  • Access Fast Funding: When you are facing a financial emergency and have time constraints, you need a fast loan option that can meet your needs. If you are eligible for a ChoiceCash title loan serviced by LoanMart, you can choose direct deposit or have your money added to a debit card to get your cash in as little as 24 hours! In some cases, qualified Chesapeake residents can receive their funds the same day they are approved.1
  • Convenient Online Application Process: Applying for a loan should be a stress-free experience so you can focus more of your energy on fixing your finances. When applying for a ChoiceCash title loan serviced by LoanMart, you can expect convenience from start to finish! There is no store visit required to secure the fast cash you need to solve a tough financial situation.1
  • Competitive Rates: If you are eligible for a ChoiceCash title loan in Chesapeake, another benefit that you can take advantage of is accessing competitive interest rates!1
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Ready to apply for a fast cash title loan in Chesapeake, Virginia? You can expect a quick, three-step application process through ChoiceCash title loans serviced by LoanMart. Take a closer look at the steps you will need to take to secure the funds you need to handle a financial emergency:1

Call or Click to Get Started

You can begin your loan request by completing a short questionnaire online! To complete this short form, you will need to provide information about yourself and your vehicle, including your state of residence and your vehicle’s make, model, style, and current mileage. If you prefer to start your application over the phone, just call 855-422-7402 to speak to a ChoiceCash title loan officer!1

Submit Your Paperwork

After completing the first step of your application, you will be notified if you are prequalified for funding. Upon receiving initial approval, you must provide the necessary documentation to verify your income and other pertinent information. All of your paperwork can be conveniently submitted online through the customer portal or sent to a ChoiceCash title loan agent through email or text message! To get approved for a title loan in Chesapeake or surrounding cities like Hampton or Newport News, you will be asked to provide the following documents:1

  1. Proof of Income: Your eligibility for funding and your loan amount are primarily determined by your ability to repay the loan, along with the value of your vehicle. Since those factors play an important role during the Chesapeake title loan application process, you are required to provide proof of income through recent pay stubs, bank statements, or another acceptable document, such as a disability award letter. You do not need a traditional job to qualify for a title loan, but you are required to demonstrate that you are capable of paying the loan back. If you have any questions about the documentation you are allowed to submit regarding your income, visit our FAQ page or call 855-422-7402 to speak with a ChoiceCash title loan agent.1
  2. Proof of Address: In order to verify your current address in Chesapeake, you can upload recent utility bills, credit card statements, phone bills, mortgage statements, etc.1
  3. Valid Identification: A valid, government-issued identification card is required to verify your age and your identity during your application for a car title loan in Chesapeake.1 Applicants will typically submit a valid driver’s license or a U.S. passport, but other documentation, such as a permanent resident card, can also be accepted.
  4. Recent Pictures of the Collateral: During a title loan application, a title lender will require the applicant to undergo a vehicle inspection in order to confirm the vehicle’s overall conditions and current value. In some cases, title loan applicants are required to visit a loan store to complete this examination in person. When applying for a ChoiceCash title loan serviced by LoanMart, it is possible to bypass a physical examination and opt for a virtual one instead! To complete your car inspection, simply upload a few pictures of the interior and exterior of your vehicle during your application. Make sure to take pictures of the back, front, and sides of the vehicle, as well as the odometer reading and VIN. It is recommended to take the photos in clear lighting to accurately capture the current condition of the vehicle you intend to use as collateral for the loan.1
  5. Car Title: The most important document you will need to have on hand when applying for a car title loan is the title to your qualifying vehicle. In order to receive full approval for a Chesapeake title loan, your car’s title must be in your name at the time of your application.1

Sign Your Agreement and Get Your Money

After your documents have been reviewed by a title loan agent, you will discover if you are fully qualified for a Chesapeake title loan! If you are eligible for funding, you can choose how to get your money and sign your loan agreement. Before you sign on the dotted line, you have the opportunity to discuss your loan terms with your title loan agent. Any questions you may have about the interest rate, the amount of time you have to repay the loan, or another related topic can be conveniently answered during the final step of your title loan application.1

Qualified ChoiceCash title loan borrowers can conveniently choose between receiving their money via direct deposit, having a check sent through the mail, adding their funds to a debit card, or picking up their cash in person at a participating money transfer location in Chesapeake, Virginia. It is possible to receive funds in as little as 24 hours if you are qualified for a ChoiceCash car title loan in Chesapeake!1

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Are you thinking about applying for auto title loans in Chesapeake? Below are some answers to frequently asked questions about this vehicle-secured loan option:1

Are Title Loans Available to Chesapeake Residents With Bad Credit?

Even if you have bad credit, it is possible to secure a loan against your car. A car title lender will consider your credit history during your title loan application, but it won’t be the only factor that they will use to determine your eligibility for funding. Your income and the value of your vehicle are the characteristics that will carry the most weight in terms of your ability to qualify for a Chesapeake title loan.1

What Happens If You Can’t Repay Your Chesapeake Title Loan?

If you are unable to repay your title loan, it is important to reach out to your title lender or loan servicer as soon as possible to discuss your options. Ensure that you reach out to the appropriate party prior to defaulting on your loan! If your payments have become unmanageable due to unforeseen financial hardship, you may want to ask about refinancing your current title loan or request a loan extension.1

Can You Still Use Your Car While Paying Off Your Title Loan?

Yes! One of the biggest advantages of securing a loan against your vehicle is that you are still allowed to drive your car during the repayment process. Just make sure to keep up with your title loan payments and avoid defaulting on your loan.1

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Chesapeake, Virginia

    ChoiceCash is proud to service residents all over Virginia including metro areas Virginia Beach, Norfolk and Arlington. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Chesapeake:

    Featured Locations near Chesapeake, Virginia

    Nearby States by Virginia That offer a ChoiceCash Title Loan