Are you currently struggling to repay an unexpected expense or bill? If you’re stuck in a financial crisis, it’s understandable to believe there’s no way to get back on your feet. However, there might be a solution that could work for you!

While there are many loan types to choose from in Lincoln, Nebraska, a car title loan could be the best resource to utilize. For example, if you inquire about a ChoiceCash title loan, you could receive quick funding in as little as 24 hours if you qualify!1 Since a title loan is a secured loan, your credit history or financial background will not be the main focus of the approval process. Instead, you could just use your vehicle title as collateral to obtain your money! In addition, borrowers that inquire about a ChoiceCash title loan could enjoy benefits that add to their overall loan experience. Why should you deal with further issues on top of the ones you have already?

Read below for more information on title loans in Nebraska and how you could potentially acquire one today! You could also contact a ChoiceCash title loan representative at 855-422-7402 for further details.


If you’re thinking of inquiring about car title loans in Lincoln, just know that perfect credit isn’t necessary. As you may have read initially, you could secure funding by using your car’s title as collateral, which means credit isn’t the primary factor of the inquiry process. However, a title loan lender will still check your credit during the approval process.

But don’t worry! A credit check may not affect your chances of getting an auto title loan!1 When a lender decides to verify your credit, it would go through what is known as a hard inquiry check. Although it could take off a few points from your credit score, you could see it improve with time and effort on your part.

During the inquiry process for a car title loan, these two factors will hold the most weight in terms of eligibility:

  1. Your Ability to Pay Off Title Loans in Lincoln
  2. Possess Enough Positive Equity in Your Vehicle

Lenders use your credit history to determine whether or not you are a financial risk. However, life happens, and your financial past may not be perfect. With a ChoiceCash title loan, your financial history is just that – the past! You may still qualify for an online title loan if you have bad credit. Go online to begin a simple approval process for quick funding today!1


As you may know, a vehicle title is one of the primary qualifications for a Nebraska title loan. Yet, it’s important to learn about the other main requirements you must meet to qualify for an auto title loan:

  • Have a Title to a Qualifying Car in Your Name
  • Demonstrate Ability to Repay the Loan
  • Borrowers Must Be 18 Years of Age or Older to Apply

A qualifying vehicle is one with a considerable amount of equity, which means the market value is greater than the amount you still owe on the car, if anything. The car’s equity is essential because it helps title loan lenders determine your eligibility and the loan amount you could receive. Be aware that the more value your car has, the more considerable the loan amount could potentially be!1 Lincoln borrowers that use their car’s title as collateral could access their vehicle’s equity and turn it into money! Keep in mind that collateral goes both ways, as it ensures lenders that you will repay the loan amount in full. During the repayment process, a title loan lender will place a lien on your title. Once you complete your monthly payments, they will remove the lien!

Your ability to make monthly installments is important when you apply for a title loan. Instead of just relying on your credit history, a title loan lender will verify your income to see if you can afford the loan. Thankfully, your income doesn’t have to come from a 9-5 job! You could always show alternative sources of income to prove you can pay off loans without an issue! Talk to a ChoiceCash title loan agent at 855-422-7402 to see what alternative forms of income you can use.

Take advantage of a flexible approval process to find out if you can qualify for a ChoiceCash title loan serviced by LoanMart!1


Paying for an unexpected expense could be simple to do if you’re using title loans as a financial resource. Not only that, but when you inquire about a ChoiceCash title loan, you could get quick funds in no time!1 You would only need to go to your smartphone or computer to begin!

To obtain title loans in Nebraska, borrowers should follow these three basic steps:

  • Submit a Short Inquiry Form Online, or Over the Phone with a ChoiceCash title loan agent at 855-422-7402
  • Send a Few Required Documents
  • Find Out if You Can Qualify for Money!1

Don’t let your current financial situation cause you stress. See if you can be eligible for a convenient and flexible loan today! Go online or speak with a ChoiceCash title loan representative to start on your title loan inquiry. Title loan agents can walk you through the process and answer any questions you may have.


The next step for borrowers that qualify for an auto title loan in Lincoln is to obtain the funds. Fortunately, when you inquire about a ChoiceCash title loan, you could select from a few different ways to get your money, such as:

  • Get Quick Funds Put on Your Debit Card1
  • A Direct Deposit to Your Bank Account
  • An Overnighted Check Sent to Your Lincoln Residence
  • Pick Up Your Cash at Any Participating Money Transfer Location Near You

Dial 855-422-7402 if you have questions about any of these money retrieval methods. You have a few different options to choose from, so choose the one that is the most convenient for you!

title loans lincoln


The documents you need for auto title loans in Lincoln, could be simple to find. Although this requirement can sound daunting to complete, it could be much simpler than you think! You wouldn’t need to travel anywhere to collect the required paperwork when you could have it sitting around at home!

To get approved for a title loan in Lincoln, or surrounding cities like Omaha and Bellevue, you’ll need to provide some documents for verification. While specific requirements may vary by state, here’s a general list:¹

  • The Title to a Qualifying Vehicle: Keep in mind that the car title must be in your name to qualify for car title loans in Lincoln. If it’s not currently in your name, you may need to contact your local Department of Motor Vehicles(DMV) to request a title transfer! Be aware that if your vehicle is close to being paid off, you may still be able to obtain an auto title loan. Also, if you’re still financing your vehicle, you may need to complete a payoff authorization form so that your new title loan lender can pay off your existing lender. Ask a ChoiceCash title loan agent what the next step are during this process.1
  • Proof of a Valid Government/State-Issued Identification: A title loan representative must verify your identity and age during the approval process. You could present a valid, government-issued photo ID, such as: your driver’s license, passport, or other certified state identification cards to satisfy this requirement.
  • Proof of Lincoln Address: To prove your address in Lincoln, you could present several kinds of documents to a title loan agent. For example, you could use recent credit card statements, utility bills, mortgage statements, phone bills, lease agreements, etc. Dial 855-422-7402 if you have questions about the kinds of documents you could use for this part of the inquiry process.
  • Proof of Ability to Repay a Car Title Loan: You don’t need a traditional occupation to qualify for a title loan in Lincoln. Borrowers could potentially use an alternative source of income to prove their ability to pay off car title loans, such as bank statements, retirement income, worker’s compensation, pay stubs, settlement income, a letter of employment from your employer, pension income, or even Social Security/Supplemental Security Income!1
  • References: ChoiceCash title loan agents may ask you to provide some personal or professional references.

Sending these documents online via email or fax means a ChoiceCash title loan representative could respond to you quickly! Get started on your car title loan inquiry with speed and simplicity when you choose a ChoiceCash title loan!1


For most Lincoln residents, their car is their primary source of transportation. If you’re in this demographic, you may worry about your vehicle’s whereabouts once you qualify for a title loan. Luckily, if you qualify for a ChoiceCash title loan, you could still keep your vehicle! Yet, you would only have this privilege if you make consistent, on-time payments.1

Be aware that title loan lenders can legally repossess your vehicle if you do not satisfy your payment obligations. Potentially, if you do not repay your loan, they could sell your car to cover the remainder of what you owe. If you have problems during repayment, you can contact a ChoiceCash title loan agent at 855-422-7402. Discuss any financial issues you may be experiencing before you default!


There are many benefits for borrowers to take advantage of when getting a title loan in Lincoln. But when you decide to inquire about a ChoiceCash title loan, you may expect to enjoy some exclusive perks:1

  1. Competitive Interest Rates to Take Advantage of: Unfortunately, some loan options have interest rates that are expensive and challenging to deal with if you do not have great credit. But with a ChoiceCash title loan serviced by LoanMart, qualified borrowers could expect to find competitive rates!1
  2. A Flexible and Fast Inquiry Process: When you use collateral to secure a loan, you could experience a flexible and simple approval process. Even if your credit history isn’t ideal, it wouldn’t necessarily prevent you from getting a car title loan. You can conveniently start the title loan process online as well. That way, you could receive approval for quick funding in a flash if you qualify!1
  3. Excellent Customer Service For Lincoln Residents: ChoiceCash title loan agents are considerate, empathetic, and knowledgeable people that work to help you through the inquiry process. When you dial 855-422-7402, you’ll talk to a ChoiceCash title loan representative who understands your situation. They are available six days a week for extended hours to assist in any way possible.
  4. Payments That May Decrease: Wouldn’t you like to get a reward for something as simple as repaying your loan on time? You could have that chance with a ChoiceCash title loan! When you make payments on time consistently, your interest rate and monthly installments may decrease!2
  5. Keep Driving Your Car In Lincoln: When you acquire a ChoiceCash title loan, you wouldn’t have to lose access to your car during the repayment period. As long as you’re responsible with your payments, you could still drive your car like you normally would!1
  6. No Hidden Fees: It can be hard to find loan options that won’t stun you with hidden fees. Thankfully, there are loan options where you wouldn’t have to deal with that! You could comfortably pay off a ChoiceCash title loan knowing there are zero hidden fees or prepayment penalties to worry about. Would you prefer to repay loans early? No problem! You could do so without the fear of prepayment penalties!
  7. An Opportunity to Obtain More Cash: If you applied for an unsecured loan, a lender would base your loan amount on your credit history and income. But with a car title loan, you could get a significant loan amount if your vehicle has plenty of value! Since your income and car’s value are used to secure funding, you may obtain more money through a secured loan than an unsecured one.1

Perhaps you can see why auto title loans could be a great financial resource for you to utilize. Not only could they be simple to obtain, but there could be other perks for you to benefit from.1

Acquire the funds you need for an emergency by inquiring about title loans online! Speak with a ChoiceCash title loan representative if you have any more questions. Call or submit a short inquiry form online to get started!

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Frequently Asked Questions

    Where Can I Get Title Loans in Lincoln, Nebraska?

    You can conveniently access ChoiceCash title loans online in Lincoln, Nebraska! There is no store visit required to apply. Use your smartphone, tablet, or computer to apply from wherever you have secure internet access in the state.

    Do You Need Perfect Credit to Get a Title Loan in Lincoln, Nebraska?

    No, you don’t need perfect credit for a title loan in Lincoln, Nebraska! Title lenders will still check your credit score, but the two primary factors that are used to determine your eligibility and loan amount are:1

    • Your Income and Ability to Repay the Loan
    • The Value of Your Vehicle

    What are the Requirements for a Title Loan in Lincoln, Nebraska?

    The requirements for a title loan in Lincoln, Nebraska, can be simple. To initially qualify, you must be at least 18 years old, have a title to a qualifying vehicle in your name, and have a steady source of income / alternative income.

    What are the Two Disadvantages of a Title Loan in Nebraska?

    If you fail to repay your title loan, lenders can legally repossess your vehicle. You can potentially avoid this by setting up an automatic withdrawal from your bank account! Additionally, late payments can negatively affect your credit score.

    How Can I Receive My Title Loan Funding in Lincoln, Nebraska?

    If you qualify, there are a few different ways to receive your title loan funding. You can have the money directly deposited into a bank account, have the funds added to your debit card, receive a check in the mail, or visit a participating money transfer location in Lincoln, Nebraska!

    Locations near Lincoln, Nebraska

    ChoiceCash is proud to service residents all over Nebraska including metro areas Omaha, Bellevue, and Grand Island. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Lincoln:

    Featured Locations near Lincoln, Nebraska

    Nearby States by Nebraska That offer a ChoiceCash Title Loan

    Title Loans in Lincoln, Nebraska

    There are about 289,215 total people living in 68532 Lincoln, Nebraska. From those 289,215 people, about 49.78% of them are female, which comes out to approximately 143,965 people. In Lincoln about 50.22% of the population is male, which comes out to about 145,250 people.

    From the total population of 289,215 people about 212,417 are considered legal adults above the age of 18. From there, about 106,654 of those 212,417 adults are female, which comes out to about 50.3% of the population. For the men, 49.7% are adult males, which is approximately 105,763 people.

    Total People Under 5 Years 18,842
    Total People 5-9 Years 18,277
    Total People 10-14 Years 18,208
    Total People 15-19 Years 21,258
    Total People 20-24 Years 34,214
    Total People 25-34 Years 41,934
    Total People 35-44 Years 35,109
    Total People 45-54 Years 31,397
    Total People 55-59 Years 17,325
    Total People 60-64 Years 15,187
    Total People 65-75 Years 22,122
    Total People 75-84 Years 10,356
    Total People 85 Years and Older 4,986

    Household Employment Information for Lincoln, Nebraska

    In the entire city of Lincoln, there are approximately 112,248 households. When it comes to unemployment of those 112,248 about 23,204 of them contain residents who are currently out of work. However, 42,966 households contain at ,1 employed individual, 38,459 house 2 employed residents, and there are 7,619 homes with 3 or more residents who are employed.

    To learn more about the employment of other types of households in Lincoln, take a look at the information below!

    Total Households with 1 Person 34,925
    1-Person Households with Unemployed Residents 13,420
    1- Person Households with 1 Employed Resident 21,505
    Total Households with 2 People 39,980
    2-Person Households with Unemployed Residents 7,989
    2- Person Households with 1 Employed Resident 11,374
    2-Person Households with 2 Employed Residents 20,617
    Total Households with 3 People 15,880
    3-Person Households with Unemployed Residents 1,218
    3- Person Households with 1 Employed Resident 4,411
    3-Person Households with 2 Employed Residents 6,904
    3-Person Households with 3+ Employed Residents 3,347
    Total Households with 4 People 21,463
    4-Person Households with Unemployed Residents 577
    4- Person Households with 1 Employed Resident 5,676
    4-Person Households with 2 Employed Residents 10,938
    4-Person Households with 3+ Employed Residents 4,272

    Living Information in Lincoln, Nebraska

    Throughout the whole city of Lincoln there are approximately 115,265 occupied households where 48,087 of those households are rented by the residents and 67,178 are owned.

    Between the years of 2015-2016 about 18,354 households were occupied by newly moved-in residents. Out of those 18,354 households, 12,663 were being rented while 5,691 were owned during that time. Between the years of 2010-2014 approximately 36,866 households were occupied by residents who just moved in. From those 36,866 households, 21,088 were rented and 15,778 were owned. From 2000-2009, residents of Lincoln moved into about 27,432 households, with 21,616 of those households being owned and 5,816 being rented.

    Going back before the millennium, between 1990-1999 residents throughout Lincoln began occupying about 12,592 households. During this time, about 11,215 of the households were owned and 1,377 were rented during this time period. But even before that, during 1989 and earlier, the people of Lincoln moved into approximately 11,334 households throughout the city. During this time, people who were renting moved into about 496 of the those 11,334 households, and people who purchased / owned their homes started occupying about 10,838 households.

    Education of People in Lincoln, Nebraska

    Wondering about education information about the people who live in Lincoln, Nebraska? Check out some of the interesting educational statistics about Lincoln below:

    Percent of People Who Have Not Graduated High School 4.14%
    Percent of People Who Have Graduated High School 15.36%
    Percent of People Who Started College 37.51%
    Percent of People Who Finished College 43%
    Percent of Homeowners Who Have Not Graduated High School 3.88%
    Percent of Homeowners Who Have Graduated High School 14.79%
    Percent of Homeowners Who Started College 36.55%
    Percent of Homeowners Who Finished College 44.79%
    Percent of Renters Who Have Not Graduated High School 4.75%
    Percent of Renters Who Have Graduated High School 16.17%
    Percent of Renters Who Started College 36.51%
    Percent of Renters Who Finished College 28.93%

    ChoiceCash Title Loans, Serviced by LoanMart in Lincoln

    Looking for a way to get the emergency cash you need in Lincoln? Good news! ChoiceCash Title Loans, serviced by LoanMart, services loans throughout the state of Nebraska. Call 855-422-7402 or visit ChoiceCash Title Loans online to get started today!