Title Loan Places That Let You Pick Up Cash at Walmart

So you need cash fast to pay some urgent bills, but you don’t have a relationship with a bank, nor do you have good credit. While you’re pretty confident you can get a title loan because you have a steady income and a car in your name, you’re wondering how it can work without a bank account. Well, you could still be good to go if you have a Walmart nearby because ChoiceCash offers title loans with cash pickup at Walmart.¹

Convenient Cash Access Through Walmart

Walmart is a massive retail corporation with around 5,000 locations across the U.S. What’s more, nearly all of those stores offer cash pickup services for various money transfer systems such as MoneyGram, Western Union and Ria. This means you can walk into a Walmart location, head to the Customer Service Desk or MoneyCenter, and get your ChoiceCash funds in minutes.

While each money transfer service has its own requirements, they all require a government-issued photo ID and a reference number/barcode from the lender to receive your funds – if the lender requires it. The Walmart associate will verify your ID, scan your barcode (where applicable) and give you your cash. You can use the Walmart app or the company’s website – www.walmart.com – to find the location nearest you.

Understanding Title Loans

An auto title loan allows you to use your vehicle – registered in your name – as collateral to secure the loan. The lender places a lien on your car’s title after you accept the funds and removes it once you pay the loan off. A significant benefit of car title loans is you can keep full ownership of your vehicle throughout the loan term, and continue driving it.

Title loans are designed to support people with credit challenges who need fast funding, but lack access to other loan options. You may use title loans for any personal or household need – it’s up to you. Borrowers commonly use them when they’re short on rent or need to pay urgent bills. They also use them for unexpected expenses like emergency travel, veterinary care or funeral costs.

To qualify for a ChoiceCash vehicle-secured loan, you must be at least 18 years old, live in the state in which you’re applying for the loan, and own a vehicle in your name with sufficient value to support the loan amount. The value of the vehicle is based on its make, model, mileage, age and overall condition.¹ Applying for a Choice Cash car equity loan is also easy and can be done online. All you need is a valid government-issued photo ID and proof of income, whether from employment or an alternative source such as a retirement fund or Social Security. Because we don’t require you to bring your vehicle in for an in-person inspection, you must also provide harp photos of your car, inside and out, including clear pictures of your vehicle identification number and odometer reading.

Why Choose Choicecash for Your Title Loan?

While you may have credit issues, you do still have loan options to consider. That said, there are several advantages to choosing ChoiceCash for your emergency funds. We offer:

• Quick processing times. You only need about five minutes to fill out the online loan application, and we can typically approve you in under an hour.¹
• High approval rates. Because we secure title loans with your vehicle, we tend to have high approval rates.
• Flexible repayment options. We make your payments convenient by offering many different ways to make your loan payments, including some that don’t require you to have a bank account. These include telephone payments, automatic debut card or bank withdrawal payments and cash payments at participating money transfer locations , such as Walmart.
• Excellent customer support. Whether it’s about applying for the loan or making your payments, our customer service agents provide support and cheerfully answer any questions you may have. Call us anytime at 855-422-7402.
• Your interest rate may decrease over time. Your loan’s interest rate – already competitive when compared to similar types of loans – may drop over time. Your rate can decrease each month until your loan term ends, as long as your payments remain current.²
• Transparent terms. You won’t be hit with surprise balloon payments or penalties to pay off your loan early. You’ll know exactly what you need to do, when to do it and how.
• You can qualify with poor credit. While we do pull your credit history, we make approval decisions based primarily on your income and your vehicle’s value. Bad credit is not necessarily an obstacle to getting a vehicle-secured loan.¹

Steps to Getting a Choicecash Title Loan

We know you don’t have time to complete mounds of paperwork, then wait for days or even longer for an approval decision. That’s why we make it as easy as possible to apply. Here are the easy steps:

• Complete a brief application online, or apply by phone at 855-422-7402¹
• Upon approval, submit the required documentation
• Review and sign your loan agreement
• Deliver the title to your automobile
• Get your cash

In addition to photos of your vehicle, you’ll need a government-issued photo ID such as a driver’s license, ID card or passport. Proof of your address is also needed, which can be a recent utility bill or credit card statement. Proof of your income, like paystubs or bank statements, will be needed as well. You may also be asked to submit a DMV form, authorizing the placement of a lien against your title.

How to Pick up Your Cash

ChoiceCash offers several ways to get your cash and you can use whichever method is most convenient for you. You can choose direct deposit or a wire transfer if you have a bank account. Other options include a mailed check or a cash pickup at an authorized location such as Walmart with money transfer services. The cash you need might just be a short trip to your local Walmart away. Apply with ChoiceCash today to see how title loans with cash pickup at Walmart can help you!