Title loans in Marana, AZ

It’s amazing how one day your finances can be stable and the next an unexpected bill or urgent expense can throw everything off balance. This is especially true when you have neither the savings nor the credit to tackle that challenge head-on. For residents of the Sonoran Desert region, ChoiceCash title loans in Marana, AZ might be able to help.¹ A convenient way to get funds quickly, ChoiceCash loans offer a straightforward approval process and fewer restrictions than many traditional loan options.

What Are Title Loans in Marana, AZ?

A title loan is an installment loan that uses your vehicle’s title as collateral. Once your application is approved, you’ll review and sign the loan agreement, receive the funds and the lender will place a lien on your car’s title.¹ You’ll retain possession of the vehicle and can continue driving it, provided you stay current on your payments. The lender removes the lien when you pay off the loan. However, your vehicle may be sold to recover the outstanding balance if you default on the loan.

Eligibility Requirements for a Title Loan in Marana, AZ?

While each lender has specific policies and procedures, most of them have similar eligibility requirements. You must be 18 or older and an Arizona resident to qualify for a vehicle title loan in Marana.¹ You’ll also need a steady source of income from traditional employment, or alternatives such as Social Security, alimony payments, disability benefits or a retirement fund.

The vehicle title you offer must be in your name and the car must have sufficient value to secure the loan. The value of the automobile depends on its make, model, age and condition.

The thing you probably won’t need when borrowing against the title to your automobile is good credit.¹ While we do look at your credit history, approval for a ChoiceCash vehicle-secured loan prioritizes the value of your vehicle and your ability to make loan payments – more than your credit score.¹

Key Features of Choicecash Loans in Marana

1. You do not need a bank account to receive loan funds or make loan payments.
2. The application process can be conducted 100% online, or by phone.
3. A ChoiceCash application can be completed in about five minutes.¹
4. There is no need to subject the vehicle to an in-person evaluation.
5. Applications are often approved in under an hour.^{1 2}
6. Funds are usually available within a single business day – sometime sooner.^{1 2}

How Much Can I Borrow in Marana?

Whether you live in Marana or another Arizona city like Gilbert, Mesa, or Tucson, you may be offered a loan for as much as half your car’s value – up to a total of $15,000.¹ The actual amount of your offer will depend on your ability to make consistent payments and the equity you have in your vehicle. Beyond that, any amount you need, within your approved loan range, can be had.

What Documents Do I Need to Include With My Application in Marana?

A few easily obtained documents are all that is needed. These include:

• A valid photo ID such as a driver’s license or passport
• Proof of your Marana address, such as a recent utility bill or current lease agreement
• Proof of income, which can include pay stubs or bank statements
• Photos of your car’s exterior, interior, VIN and odometer reading

Tips for a Successful Loan Application

Get all of your documents together and set aside a small block of uninterrupted time to complete the short process. Be certain your photos are sharp and current. Carefully read through the terms of the loan before submitting your application. Contact ChoiceCash at 855-422-7402 if you need assistance.

Applying for a Title Loan in Marana

The application and funding processes are simple, you’ll need to:

• Complete the short online application, or call 855-422-7402 to apply over the phone
• Submit the required documents (listed above)
• Review and sign the agreement, once the loan is approved¹

In some cases you may also need to sign a DMV form, allowing the lender to place a lien against the title of the auto you’ll pledge as collateral.

How Marana Borrowers Can Manage Their Title Loans

At ChoiceCash we do everything we can to make things as simple as possible. For example, in addition to providing round-the-clock online account access, we offer a variety of loan funding and repayment options, some of which do not require bank accounts.

The funding options include:

• Cash pickups at authorized locations
• ACH direct bank deposits
• Wire transfers
• Checks

Convenient options for making payments on your vehicle title loan include:

• Telephone payments
• Automatic payments via debit cards or bank account withdrawals
• MoneyGrams, or cash payments at participating money transfer locations

Are There Prepayment Penalties?

Early payments are welcomed and no pre-payment penalties are imposed. In fact, your monthly payments and interest rates may decrease if you manage your loan carefully.²

What if I Need More Cash Later?

It is sometimes possible to get an increase on your ChoiceCash auto title loan. Customers who have made more than three straight payments on time may be eligible for additional funds, depending on their outstanding loan balance and the appraised value of their vehicle.¹

The bottom line is, if you need cash quickly for a personal or household expense, and you’re certain you can manage your payments, a ChoiceCash loan in Marana could be worth considering.

Apply today for a vehicle title loan in Marana!