Title Loans in Salt Lake City, Utah

CAN I GET TITLE LOANS IN SALT LAKE CITY, UTAH?

Yes, you can apply for title loans in Salt Lake City, Utah. While you must meet the initial requirements in order to qualify for funding, the application process can be quick and straightforward. Apply for Utah title loans by using your car’s title as collateral today!¹

HOW DO UTAH TITLE LOANS WORK?

Online title loans in Utah are secured by the applicant’s car or truck title, so the approval process can be a lot more flexible and convenient.¹

By using your car’s title as collateral for the loan, you can access a percentage of the total value of your car. You can continue to drive your vehicle throughout the repayment process, but a title lender will place a lien on your vehicle’s title after the loan is funded. If you are unable to keep up with your payments and default on the loan, the lender could take action and repossess your car. While most lenders prefer to work with you to avoid this potential scenario, it is important to pay your loan on time! 

Find out if you qualify for a ChoiceCash title loan serviced by LoanMart by filling out the instant pre-approval form online today. You can also call 855-422-7402 to speak directly with a title loan agent. Qualified borrowers could get their title loan proceeds in as little as one business day!¹

CAN YOU GET A TITLE LOAN WITH BAD CREDIT IN UTAH?

Typically, credit checks are an important part of the application process for title loans in Utah. However, people with bad credit can still qualify for car title loans in Utah!¹ Even if you are not confident with your credit history, it may not hold you back from qualifying for the emergency cash you need. 

Your car’s value and your ability to repay the loan can be much more important than your credit history during the application process for title loans in Salt Lake City, Utah.¹ Some Americans who have bad credit scores may live below the poverty line. Currently, 14.7% of the residents in Salt Lake City, Utah, live in poverty and may not have enough money to make ends meet. If you need emergency cash assistance, consider applying for ChoiceCash title loans with bad credit in Salt Lake City, Utah!¹

WHAT DO YOU NEED FOR A TITLE LOAN IN SALT LAKE CITY?

To qualify for car title loans in Utah, you must meet the initial requirements and upload the correct documents during the application process. 

The initial title loan requirements in Utah are:¹

• Be an Adult at Least 18 Years of Age
• A Utah Car Title in Your Name
• Show Proof of Income / Alternative Income

Since the title to your car or truck is used to guarantee the loan, you must have a vehicle title in your name to apply for a title loan. Did you lose your title? Or do you need to transfer one to your name? Contact the Utah Division of Motor Vehicles for more information about replacing important government documents. You may be able to obtain a duplicate title or transfer the vehicle title to your name if you are the rightful owner of the car. In addition to meeting the initial requirements, eligible borrowers may also need to meet the title requirements in Utah. 

Utah borrowers will typically need to complete and sign a Utah Division of Motor Vehicles form TC-656, also known as a “Vehicle Application For Utah Title”. Title loan agents can usually help applicants with this form during their applications.

During the approval process for a car title loan, you will need to provide a document that demonstrates your ability to repay the loan. You can use pay stubs from your current job, but if you do not receive pay stubs regularly, you can provide proof of alternative income instead. Below are examples of alternative sources of income that can be used to apply for title loans in Salt Lake City, Utah:¹

• Workers’ Compensation
• Supplemental Security Income
• Disability Benefits
• Settlement Income
• Pension / Retirement Income
• Some Self-Employment

Call 855-422-7402 if you have any questions about the initial criteria for ChoiceCash title loans in Salt Lake City, Utah.¹

WHAT DOCUMENTS DO I NEED TO GET TITLE LOANS IN SALT LAKE CITY?

An applicant will need to provide a few documents during the application process for car title loans in Salt Lake City, Utah. Title lenders use these documents to verify the applicant’s information and the value of their car or truck. 

You must have the following documents on hand to apply for ChoiceCash title loans in Salt Lake City, Utah:¹

Valid Government/State-Issued Identification

Proof of Address

Evidence of a Qualifying Vehicle Title in Your Name

Proof of Income or Alternative Income

Recent, Clear Photos of the Vehicle

One of the many benefits of ChoiceCash title loans serviced by LoanMart is that the required paperwork can be conveniently uploaded online or sent via email / text message to a title loan agent!¹

WHAT IS THE MOST I CAN GET WITH A TITLE LOAN IN SALT LAKE CITY, UTAH?

In some cases, eligible borrowers can access up to 50% of the current amount of positive equity in their vehicles if they qualify for car title loans in Salt Lake City, Utah. The most you can get through a title loan in Utah is primarily based on the total amount of equity in your car and your income.¹

If your car has positive equity, it means that your car is worth more than what you owe on your auto loan. If you owe more than the car is worth, then your car has negative equity. You can use ChoiceCash’s online title loan calculator tool to learn more about the current amount of equity in your car. Additionally, you can use the tool to get a loan quote, free of obligation! Find out if you qualify for instant pre-approval today!¹

HOW CAN I APPLY FOR TITLE LOANS IN SALT LAKE CITY?

Looking for emergency cash? You can apply for ChoiceCash title loans in Salt Lake City, Utah, by following these three simple steps:¹

1. Fill Out the Prequalification Form Online or Call 855-422-7402 
2. Upload the Necessary Documents Online 
3. Find Out if You Qualify and Get Your Money¹

You don’t need a perfect financial history to qualify for online title loans in Salt Lake City, Utah. Don’t let one unexpected expense knock you off your feet – apply for ChoiceCash title loans serviced by LoanMart today! If you qualify, you could choose direct deposit or have the funds added to your debit card to get your money in as little as 24 hours. Or, you can visit a participating money transfer location in Utah to pick up your cash!¹

HOW CAN I PAY FOR MY CAR TITLE LOAN IN PERSON?

Pay for your car title loan at any MoneyGram location in Utah. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located: