If you are located in Fayetteville and struggling to make ends meet, you are not alone. When you need fast cash, a solution that you can explore to solve a financial crisis is an Arkansas title loan.1

Title loans in Fayetteville, Arkansas, are secured loans that allow you to pledge your vehicle’s title as collateral for emergency funding. Even though you are using a vehicle title to guarantee the loan, you’re able to keep driving around Arkansas during the repayment period.1

In order to borrow against the value of your vehicle through this type of secured loan, your car, truck, or SUV must have a qualifying amount of positive equity. This means that your vehicle’s market value should be greater than the amount you owe on it. When your car is fully paid off, its available equity is equal to its market value. Your maximum title loan amount is largely based on your vehicle’s value, along with your ability to repay the loan.1

If you have no idea how much your car is worth, just use ChoiceCash’s online title loan calculator to get a vehicle value estimate and a title loan quote with zero obligation! The application process for ChoiceCash title loans serviced by LoanMart is quick and efficient, allowing you to focus less on submitting an application and more on handling a tough financial situation.1

If you think that an Arkansas title loan may help you deal with a tough financial situation, call 855-422-7402 to speak with a helpful loan officer. ChoiceCash title loan agents can easily answer any additional questions that you may have about applying for car title loans in Fayetteville, Arkansas.1


If you are looking to apply for title loans in Fayetteville, Arkansas, the first step is to ensure that you meet the requirements for emergency funding:1

  • Be of Legal Age to Apply for a Fayetteville Title Loan
  • Have a Title to a Qualifying Vehicle in Your Name
  • Be Able to Prove Your Ability to Repay the Loan

If you do meet the requirements for a title loan and want to proceed with your application, your first step should be to fill out a prequalification form online or dial 855-422-7402 to get started over the phone with a title loan officer. Upon initial approval, a loan officer will ask you to provide basic paperwork to verify your income and other pertinent information. The specific items can differ from state to state, but typically, you’ll need the following when applying in Fayetteville, Little Rock, Fort Smith, Springdale, or anywhere else in Arkansas:1

  • A Valid, Government-Issued Photo ID: Submit your Arkansas driver’s license, U.S. passport, or another qualifying ID to prove your age and identity.
  • Arkansas Vehicle Title: The most important piece of documentation you will need during your title loan application is your Arkansas vehicle title. The title must be in your name and in your physical possession at the time of your loan request. If you have misplaced this important document, a replacement title can be obtained through the Arkansas Department of Finance and Administration.
  • Proof of Residence: You must live within Arkansas state lines to qualify for an Arkansas title loan. Submit a signed lease agreement, credit card statement, or another piece of mail sent to your Fayetteville address.
  • Basic Car Information and Photos: When applying for an auto title loan in Fayetteville, you should familiarize yourself with your vehicle’s make, model, year, current mileage, and VIN. You will be asked to provide this information during your application. Additionally, you are expected to submit recent photographs of your car to verify its current condition and value.
  • Proof of Income: As mentioned above, your ability to repay the loan is one of the main factors in determining your eligibility for a title loan. A recent pay stub or a bank statement can be used to prove your income. Other documents, such as proof of disability income, worker’s compensation, or settlement income, can be accepted, so dial 855-422-7402 if you have any questions!1

Once you have the required documents on hand, you can conveniently submit everything online through the customer portal. If you prefer to do things a little bit differently, you have the option to send your paperwork to a ChoiceCash title loan agent through email or text message. Applying for a ChoiceCash title loan in Fayetteville is an easy and straightforward process!1

title loans fayetteville, arkansas


When exploring your available loan options, another kind of loan that you may hear in conjunction with title loans is a type of loan called payday loan. Like the name suggests, a payday loan is meant to provide short-term financial relief to a borrower in between pay periods.

Unlike a car title loan, a payday loan is unsecured, so a borrower will not need to pledge an asset in order to secure the loan. However, as a payday loan borrower, you may be required to grant the lender prior authorization to withdraw the money you owe from your account on your next payday. In some cases, this even means you’ll have to write a post-dated check for your lender when taking out the payday loan.

When compared to payday loans, the repayment period for title loans is often longer, giving the borrower more time to get their finances back in order. Additionally, while the average payday loan amount ranges from $100 – $500, you can access up to half of your vehicle’s value when qualifying for a ChoiceCash title loan! You can receive up to $15,000 if you are eligible for funding through a vehicle-secured loan. These convenient and flexible traits make title loans in Fayetteville, Arkansas, a solid option for individuals looking to tackle an emergency expense.1

online title loans fayetteville, arkansas


One of the most significant benefits of online title loans is your ability to quickly access cash during a financial emergency. Eligible borrowers can obtain their funds in as little as 24 hours! Along with this benefit, there are many other advantages that come with qualifying for a ChoiceCash title loan serviced by LoanMart, including:1

  • No Hidden Fees Or Prepayment Penalties
  • Bad Credit Will Not Hold You Back1
  • Flexible Repayment Options

When applying for a ChoiceCash online title loan in Fayetteville, you can expect complete transparency from start to finish, so there are no hidden fees or prepayment penalties to be concerned about. On top of experiencing full transparency with your application, your credit score will not hold you back during this process, because it is possible to apply for bad credit title loans as a resident of Fayetteville.1

When it comes to the repayment process, every individual has vastly different financial needs and preferences. If you are eligible for a ChoiceCash title loan, you can choose to repay your loan through the customer portal online, or pick another flexible option! You have the opportunity to set up automatic payments from your bank account, pay by check or phone, or even pay in person at any participating money transfer location in Arkansas.


When you are in financial distress, time is of the essence. On top of the quick application process, if you are fully approved for a ChoiceCash title loan, you can expect to receive your funds as soon as the next business day.1

If you are looking for a fast cash solution, look no further than a ChoiceCash title loan in Fayetteville, Arkansas. Call 855-422-7402 today or fill out a short questionnaire online to get started. There is no store visit required to apply for the financial help you need! Title loan agents are available for extended hours 6 days a week to take your call and guide you through the application process in Arkansas.1


Pay back your car title loan in Fayetteville at any MoneyGram location in Arkansas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Locations near Fayetteville, Arkansas

    ChoiceCash is proud to service residents all over Arkansas including metro areas Little Rock, Fort Smith, and Springdale. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Fayetteville:

    Featured Locations near Fayetteville, Arkansas

    Nearby States by Arkansas That offer a ChoiceCash Title Loan