If you are feeling dragged down by hard financial times, you are not alone.

When money is tight, and you are faced with unexpected expenses, you may want to consider applying for an Arkansas title loan. Title loans in Fort Smith, are secured loans that come with a lot of advantages, including the following:1

  • Fast Way to Receive Cash1
  • Bad Credit is OK1
  • Maintain Access to Your Vehicle While Borrowing Against its Value1
  • No Store Visit Required to Apply1

When you’re dealing with a financial emergency that has time constraints, you need a loan that can keep up with your situation. If you are eligible for a ChoiceCash title loan serviced by LoanMart, you can typically access your money in as little as one business day!1

With a car title loan, you are allowed to spend your money as you see fit after final approval and keep driving your car around Arkansas while you pay off your loan. If you have bad credit and a title loan sounds like a good fit to handle your current predicament, then keep reading to learn more about how an Arkansas title loan can work for you! Get started by completing a short prequalification form online, or call 855-422-7402 to speak directly to a title loan officer. There is no store visit required to apply for ChoiceCash car title loans in Fort Smith!1


As mentioned above, car title loans are secured loans, and in order to receive loan approval, you are required to pledge your car’s title as collateral for funding.1

To qualify for an Arkansas title loan, you must meet the requirements, which typically include having a title to a qualifying vehicle in your name, being of legal age, and proving that you have the ability to pay back the loan. Whether you have a sedan, SUV, or truck, it must have a sufficient amount of positive equity to qualify as collateral for a loan. Use ChoiceCash’s online title loan calculator to learn more about the equity in your vehicle and get an instant loan quote today!1

In addition to meeting the lender’s application criteria, you must have a few documents on hand when applying for a vehicle-secured loan. The exact items can vary from state to state, but you can expect to need the following paperwork to apply for a title loan in Fort Smith, Little Rock, Fayetteville, Springdale, or anywhere else in Arkansas:1

  • Proof of Identification and Age: An Arkansas driver’s license, U.S. passport, or another valid, government-issued photo ID can prove your age and identity during your application.1
  • Proof of Income: A recent pay stub, bank statement, or another acceptable document can be used to verify your ability to repay the loan.1
  • Proof of Residence in Arkansas: A signed lease agreement, credit card statement, or a piece of official mail that was sent to your Arkansas address can be used to verify your current residence.
  • Arkansas Vehicle Title: As mentioned previously, your car’s title must be in your name at the time of your application. If you misplaced this important document, you can request a duplicate title from the Arkansas Department of Finance and Administration.
  • Recent Vehicle Photos: You will be asked to provide pictures of your car’s interior and exterior during your application in order to verify its value and current condition.

Once you have these documents ready to be submitted, you can begin your title loan journey by completing a questionnaire online or by calling 855-422-7402 to speak with a friendly ChoiceCash title loan officer. If you are initially approved for a car title loan, you will be asked to upload your vehicle photos and paperwork online. Once a loan agent has reviewed your documentation and verified your information, you can quickly learn if you qualify for final loan approval!1

Now that you know more about Arkansas title loans and how the application process works, it is important to ensure that you fully understand the terms and conditions of a title loan in Fort Smith. Since you are pledging your vehicle’s title as collateral to guarantee the loan, if you cannot manage your payments and enter loan default, your lender then has the legal right to repossess your vehicle. However, it is important to remember that for most lenders, that scenario is not ideal. If you are struggling to keep up with your title loan payments, proactive communication is key during the repayment process. By contacting your lender or loan servicer once you encounter the first signs of financial distress, you can discuss your options to avoid vehicle repossession.

title loans in fort smith, arkansas


Financial troubles can be extremely stressful, and a ChoiceCash title loan serviced by LoanMart can help eligible borrowers take the stress out of the equation. Residents of Fort Smith, can take advantage of the following benefits when qualifying for a ChoiceCash title loan:1

  • Conveniently Add Your Funds to a Debit Card
  • Use Your Money To Handle Various Financial Issues
  • Exceptional Customer Service

One of the biggest advantages of ChoiceCash title loans is that the application process is streamlined. If you receive final approval for a Fort Smith title loan, you can add your funds to a debit card and access your money in as little as one business day.1

Whether you are dealing with unexpected expenses or unpaid medical bills, a title loan can be a lifeline when you need it most. You have the freedom to use your loan proceeds as you see fit as soon as the money is available!

Do you have any questions about applying for title loans in Fort Smith? Don’t hesitate to reach out! When you dial 855-422-7402, you’ll speak with a knowledgeable and helpful loan officer who can answer any questions you may have about this type of secured loan.1


It can be overwhelming to research different loan options while you are in financial distress. However, the importance of choosing the right title loan provider cannot be overstated! When you are comparing title loan providers, it is important to consider all of these factors:

  • Online Reputation of a Lender
  • Customer Testimonials
  • Loan Terms and Interest Rate

Start your research for a title loan provider by searching for customer reviews on websites like the Better Business Bureau and Trustpilot. Both of these websites can provide unbiased customer testimonials, so you can get a better understanding of a lender’s reputation.

Additionally, when comparing title lenders, make sure you consider the terms of your loan, which include your interest rate and the amount of time you will have to repay the loan. Different lenders tend to offer different loan terms, so paying close attention to your loan agreement before you sign on the dotted line is important.

online title loans in fort smith, arkansas


With ChoiceCash title loans in Fort Smith, you can expect full transparency and convenience throughout your entire application. You won’t run into any hidden fees or prepayment penalties, and if you are eligible for a ChoiceCash title loan, you can receive competitive interest rates!

If you’re ready to secure the emergency cash you need, then get started by completing an online pre-approval form or calling 855-422-7402 to speak with a loan officer and apply for a car title loan as a resident of Fort Smith today.1


Pay back your car title loan in Fort Smith at any MoneyGram location in Arkansas. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

    Frequently Asked Questions

    How Do Title Loans Work in Fort Smith, Arkansas?

    Car title loans in Fort Smith, are a type of secured loan. An applicant will pledge the title of their car to secure funding. The loan amount is based on the borrower’s income and the car’s value. If the borrower can’t repay the loan, the lender may repossess the vehicle and sell it.

    What are the Requirements for a Title Loan in Fort Smith, Arkansas?

    Applying for a ChoiceCash title loan in Fort Smith, can be simple as long as you meet the following requirements:1

    1. Be at Least 18 Years of Age or Older
    2. Have a Title to a Qualifying Car in Your Name
    3. Demonstrate Proof that You Can Repay the Loan

    What Types of Vehicles Can be Used to Apply for a Title Loan in Fort Smith, Arkansas?

    You can apply for a title loan in Arkansas with almost any type of car and potentially receive approval! As long as your vehicle has some positive equity and you can demonstrate your ability to repay the loan, applying for a title loan can be simple.1

    Can I Apply for a Title Loan With a Bad Credit Score in Fort Smith, Arkansas?

    Title lenders will still consider your credit history during your application, but they primarily focus on your car’s value and your ability to repay the loan. If you have a rough credit score, you may still be able to qualify for a title loan in Fort Smith.1

    How Can I Use My Title Loan Funds in Fort Smith, Arkansas?

    A little extra money can make a huge difference in your life. Suppose you qualify for a title loan in Arkansas. In that case, you can use your title loan funds to pay rent, consolidate your debt, make travel arrangements, or cover medical expenses.

    Locations near Fort Smith, Arkansas

    ChoiceCash is proud to service residents all over Arkansas including metro areas Little Rock, Fayetteville, and Springdale. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Fort Smith:

    Featured Locations near Fort Smith, Arkansas

    Nearby States by Arkansas That offer a ChoiceCash Title Loan