Fast Title Loans for Emergency Cash

What are Title Loans for Emergency Cash?

Even the most financially savvy individuals may face an unexpected situation and need emergency funding to get their finances back on track. If you don’t have enough money to handle a personal expense, consider applying for title loans for emergency cash to get quick funding without jumping through a lot of hoops. You can pledge a vehicle title in your name as collateral for the loan to borrow against your car’s value. An eligible borrower can expect to receive their cash in as little as one business day if they meet the loan requirements and submit several documents to verify their application information.¹

If you qualify for a fast auto title loan, a title lender will place a lien on the title of your vehicle after the loan is funded. The lien will remain in place throughout the repayment period and will not be released by the lender until the loan is fully paid. Title loan borrowers can continue driving their cars as long as they stay on top of their monthly installment payments! With a ChoiceCash title loan, you can set up automatic payments from your checking account to avoid missing a due date and remain organized throughout the entire repayment process.

Keep in mind that your car must have a qualifying amount of positive equity in order for you to use it as collateral for emergency car title loans. The total amount you may qualify for through an online title loan is primarily determined by the overall value of your vehicle and your ability to make loan payments. If you don’t know your car’s current value, you can enter some basic information about yourself and your car into ChoiceCash’s online calculator tool to get an equity estimate and a quick loan quote with absolutely no obligation.¹

Continue reading to learn more about title loans for emergency cash online. If you’re eligible for a ChoiceCash title loan serviced by LoanMart, you can expect flexible loan terms and zero hidden fees that complicate your repayment experience!¹

What are the Requirements for Car Title Loans for Emergency Cash Online?

Applying for the funds you need for an emergency can be simple through a title loan, but you must meet the following loan requirements to get approved for fast cash:¹

Be at Least 18 Years Old to Apply for an Auto Title Loan in Your State
Have the Title to a Qualifying Vehicle in Your Name
Provide Sufficient Evidence of Income

Your car must have sufficient positive equity in order for you to use it as collateral for a title loan. To qualify for online title loans for emergency cash, you must provide specific documents in order to verify your personal information and vehicle ownership. Although the exact list of items may differ slightly by state, you can expect to submit the paperwork listed below during your application:

A Valid, Government-Issued Photo ID Card (Driver’s License, U.S. Passport, Etc.)
Bank Statements, Pay Stubs, or Another Document to Prove Your Income
Proof of Address Through Recent Electric Bills, Phone Bills, or Credit Card Statements
A Car or Truck Title in Your Name
Recent and Clear Pictures of Your Vehicle’s Interior and Exterior

You can easily submit your documents from the comfort of your home by uploading them through a convenient document portal or sending them to a ChoiceCash title loan officer via email or text message! If you meet the loan criteria and provide the correct paperwork, you can access quick financial relief and anticipate full transparency from start to finish! Dial 855-422-7402 if you want more information about applying for emergency title loans online.

How Much Money Can You Get with an Instant Online Title Loan for Emergency Cash?

Before you can learn about the amount you can access through a car title loan, it is important to understand that you will not be able to get instant emergency title loans online or over the phone. While the application process for auto title loans is streamlined to help borrowers experiencing financial emergencies, getting an instant online title loan is out of the question because of two key steps during the application process, which typically include:

Vehicle Inspection
Document Verification

A title lender will examine your vehicle and review your paperwork for completeness during your loan application. These steps are essential to verify the value of your vehicle and your personal information. Although the verification process can be quick, it cannot happen instantaneously. Fortunately, you can discover if you’re instantly pre-approved for a ChoiceCash title loan by completing a short prequalification form online. If you’re eligible for a ChoiceCash title loan, you can choose direct deposit or have the funds added to a debit card to receive quick money in as little as 24 hours!¹

Generally, you can access up to half or more of your car’s value through an emergency car title loan. Your vehicle’s equity and your income will primarily impact the loan amount you can access as an eligible applicant. The greater the value of your car, the more money you can access through a title loan if you have the income to handle larger monthly payments! Depending on your vehicle’s equity and your ability to make payments, you can borrow up to $15,000 through a ChoiceCash title loan serviced by LoanMart.¹

Don’t forget that you can use ChoiceCash’s title loan calculator to learn more about the title loan value of your car, truck, or SUV! If you have questions about online title loans for emergency cash, you can visit the FAQ page now for more information about vehicle-secured loans.

Benefits of Getting Auto Title Loans for Emergency Cash Near Me

Individuals who choose auto title loans for financial assistance can access numerous benefits besides emergency funding. If you meet the loan requirements and you are eligible for a ChoiceCash car title loan serviced by LoanMart, you can receive exclusive advantages, including the following examples:¹

Simple Application Process: If you’re searching for quick funds, you need an efficient and convenient loan option. You can expect a flexible and streamlined application process through a ChoiceCash title loan serviced by LoanMart, and you can easily start your loan request from the comfort of your home! If you qualify for an emergency title loan, you can access your money as soon as the next business day.¹
Bad Credit Isn’t an Issue: Qualifying for a traditional bank loan is generally difficult if you don’t have a good credit history. However, your credit score isn’t the most important factor during your title loan application. Getting title loans for emergency cash with bad credit is possible if you meet the aforementioned loan criteria and submit the required paperwork. Although finding online title loans for emergency cash with no credit check isn’t possible, you can still be eligible for fast funds without a perfect credit score!¹
Flexible Repayment Options: Making title loan payments can be simple and convenient. Unlike payday loans that have very short repayment periods of up to two weeks, you can expect extended loan terms if you qualify for a ChoiceCash title loan serviced by LoanMart. Through this convenient loan option, you can access various payment methods that can meet your needs and match your preferences. You can set up automatic payments from your checking account, pay online through the customer web portal, or visit a participating money transfer location to make payments on your loan in person!

How Can I Use My Emergency Title Loan Money?

You may find that many borrowers applying for emergency title loans are facing similar financial challenges and need immediate money to get back on their feet. Whether you’re having issues covering your rent payment this month or you need funds to pay a utility bill, an auto title loan has your back. Through ChoiceCash title loans serviced by LoanMart, you have the freedom to use your loan proceeds to handle different kinds of financial issues!¹ Check out some of the most common ways that borrowers use their emergency cash when qualifying for an auto title loan online:

Covering Medical Bills and Surgical Procedures
Paying for Urgent Home Repairs
Handling Unexpected Travel Expenses (Airfare, Car Rentals, Lodging, Etc.)
Paying for the Cost of a Funeral
Managing Moving Expenses

If you’re eligible for a ChoiceCash auto title loan, you can receive financial relief, and you’ll have the freedom to use your funds as you see fit! Even if you need money to handle an unexpected veterinary bill, you can apply for an emergency title loan to manage that payment and stay afloat financially. Apply for a ChoiceCash title loan serviced by LoanMart by completing a brief questionnaire online or calling a loan representative at 855-422-7402.

Tips for Responsible Borrowing with Title Loans for Emergency Funding

Being a responsible borrower is essential, regardless of whether you apply for an auto title loan, personal loan, or title pawn loan. Take a look at some tips for responsible borrowing you should keep in mind before applying for a loan online or in person:¹

Only Borrow What You Need and Can Realistically Afford
Understand the Terms of the Loan Agreement and Discuss the Loan Terms with Your Loan Officer
Set Up a Clear Budgeting Plan to Stay on Top of Your Installment Payments
Prioritize Your Loan Payments
Speak with Your Title Loan Lender if You Face Financial Issues During the Repayment Process

FAQs About Personal Title Loans for Emergency Cash

If you’re considering applying for personal title loans for emergency cash, you may still have a few questions about vehicle-secured loans and how the repayment process works. Here’s a closer look at some of the most frequently asked questions about online title loans that can help you make an informed decision:¹

Can I Get an Emergency Auto Title Loan on a Financed Car?

Yes, you can still qualify for an auto title loan on a financed car as long as it has sufficient equity to use as collateral for the loan.¹ If you’re still making payments on your vehicle, a title lender will ask you to complete and sign a form authorizing them to pay off your current auto loan.

What Happens if You Don’t Pay an Emergency Car Title Loan?

Defaulting on an emergency car title loan can result in a lender repossessing your vehicle to recover the remaining balance on your account. In the event that your financial situation changes and you may struggle to make payments, you should immediately communicate this issue with your lender before you default on the loan. A title loan lender may be able to offer solutions to help you stay on track with your payment schedule, like a loan modification, loan extension, or title loan refinancing.

What is the Interest Rate for a Title Loan for Emergency Cash?

One of the many perks of qualifying for ChoiceCash title loans for emergency cash is that you can expect to receive competitive interest rates!¹ You can get the funds you need for an emergency situation by applying for a ChoiceCash title loan serviced by LoanMart online. Submit a brief prequalification form online to begin your application, or call a title loan officer at 855-422-7402 if you have more questions about vehicle-secured loans, like title loan debt consolidation or the available methods to receive your funds.

Fast Title Loans for Emergency Cash: How it Works