If you’re a car owner, you know there’s a few things you’re legally required to have – for example, a valid driver’s license, insurance and vehicle registration. If you intentionally drive without these you could face some stiff penalties, but what happens if your registration expires, and you don’t renew it? And can you get an auto title loan if your registration is expired? If you are wondering if you can get a car title loan without registration, you’ve come to the right place for information!

What is Your Vehicle Registration?

Whenever you buy a car, whether it’s used or brand new, you’re required to register it in your name. If you’re buying from a dealership, they will typically do this for you, but if you’re buying from a private vendor, you may need to do this yourself.

The fees involved will vary from state to state and may depend upon the type of fuel your vehicle runs on. It could also depend upon if you’re renewing your registration, buying a new or used car or if your vehicle is registered out of state.

In the vast majority of states, you’ll also need to provide at least the following documents:

  • Proof of insurance
  • The vehicle’s title
  • Your driver’s license (or other form of government issued photo ID)

Some states may also require a valid smog test and a vehicle safety inspection.

What Happens If I Don’t Register My Vehicle?

Regardless of where you live and how much you’re paying, registering your vehicle isn’t an option, it’s a requirement.

If you’re relocating from another state, you’ll need to re-register your vehicle after your move. Many states will allow you either 30 or 60 days to do this, while some give you 90 days and others require it immediately. So, what happens if you move, and you forget to get it done?

Since it’s illegal to drive an unregistered vehicle, you could be facing a number of fines. Again, it will vary by state, but you’ll typically need to pay a late fee that could vary depending on how late you are. If you’re pulled over by the police, you could be fined for driving without valid registration and for not having current tags on your license plate.

Fail to register and you could be facing stiffer penalties, including (in extreme cases) being arrested and having your car impounded.

Fees and penalties can add up quickly, and if you’re having difficulty finding the money to pay, it could lead to further trouble. Fortunately, there could be a relatively easy solution.’


How Can I Borrow Money to Pay the Registration Fees?

If you need to borrow the money to pay your registration fees (and possibly any additional fines) it might seem a though you don’t have a lot of options. With the fees costing hundreds of dollars, you’ll need to find a lender who can give you the money and give you time to repay the loan.

Your first thought might be a payday loan, but they might not be able to lend you the full amount. Laws vary by state, but many states will cap the amount you can borrow to between $300 and $1,000. There’s also the fees to consider.

How Can an Auto Title Loan Help Me?

An alternative solution is an auto title loan. This works by using your car as collateral for the loan, allowing you to potentially borrow a lot more than you’d get with a payday loan. As an added bonus, you’d have months or years to pay it back if you need and, unlike a traditional unsecured loan, your approval is not heavily dependent on your credit.1

With an auto title loan, the lender values your car and then offers you a loan based upon how much they think it’s worth. You can then repay the money in monthly instalments, with loan terms typically ranging from 12 to 48 months.

The lender might also be able to help you if your car needs to be registered, but they’ll need to be licensed with the state’s DMV in order to do this.

Which Auto Title Loan is the Best Option for Me?

A ChoiceCash Auto Title Loan, serviced by LoanMart, may also offer people these great benefits:

  • All types of income considered – full-time, part-time, self-employed, unemployed or receiving social security.
  • Credit not a problem – unlike traditional loans and lenders, your credit score is not a major factor in the approval process.
  • Can be completed from the comfort of your own home – there’s no in-store visits required and all documentation can be signed and submitted online.
  • Money in less than 24 hours.¹- pick up your funds at any participating money transfer location near you, or have your funds deposited directly into your bank account upon approval.
  • Up to three years to pay, if needed – there’s no prepayment penalty so you can pay off the loan at any time, without any additional fees.

How Can I Apply for a ChoiceCash Auto Title Loan?

The application process is quick, easy, and can be completed without ever leaving the comfort of your own home. To get started, visit choicecash.com or call 855-277-4847toll-free. You only need to provide a little information about your vehicle and yourself and you could find out in minutes if you’ve been pre-approved.1

A loan specialist will then review any potential loan options with you and discuss the next steps. The whole process can be completed in hours, allowing you to potentially collect your money later the same day.1

Call 855-277-4847 or visit choicecash.com today and see how a ChoiceCash Auto Title Loan can help you!