ARE TITLE LOANS LEGAL IN KENT, WASHINGTON?
The state of Washington is known for its beautiful forests, rocky beaches, and some of the proudest coffee culture in the Pacific Northwest. Amidst the beauty of the Evergreen State, however, there is some trouble in paradise. As of 2022, the average consumer debt in Washington has reached a staggering $103,925, according to the Federal Reserve Bank of Philadelphia. This number is also concerning, considering that the median household income in Kent, Washington, was only $79,781 in 2021. Large amounts of debt and a low credit score can make it nearly impossible to get approved for an unsecured loan or to accomplish many personal financial goals. You are not alone if you are searching for options to secure emergency cash in Washington, such as a car title loan. With car title loans in Kent, Washington, a qualified borrower is allowed to use their car title as collateral for the loan and access fast funding.1
An eligible individual can typically access anywhere from 25%-50% of their vehicle’s value through a title loan if they meet the lender’s application criteria and obtain loan approval. In order to qualify for emergency funding to handle unexpected expenses, you must meet the following title loan requirements in Kent, Washington:1
- You Must Have a Vehicle Title in Your Name: In addition to having a qualifying car title in your name, know that the vehicle you intend to use as collateral for the loan must have a sufficient amount of positive equity.
- Be Able To Provide Proof of Income: Alternate forms of income, such as worker’s compensation, settlement income, retirement income, or disability income, can be accepted if you do not have a traditional job. You can even apply for a title loan with a brand new job.1
- Be At Least 18 Years Of Age: You must be able to provide a document that proves you are of legal age when applying for a Washington title loan.1
Through ChoiceCash online title loans in Kent, Washington, borrowers can access their fast funds in as little as one business day by choosing direct deposit after final loan approval! Visit the FAQ page or dial 855-422-7402 to learn more about applying for title loans with direct deposit in Kent.1
HOW DO TITLE LOANS WORK IN KENT, WASHINGTON?
Car title loans in Kent, Washington, are simple to understand and apply for through ChoiceCash title loans serviced by LoanMart.1 With a title loan, an eligible borrower will use their car title as collateral for the loan. Upon final approval and after the loan is funded, a title lender will add a lien to the borrower’s car title, and it will remain there until the loan is completely paid off. It is imperative to keep up with your title loan payments throughout the repayment period to avoid repossession.
If you have decided to learn more about applying for an online title loan in Washington, you will be pleased to know that this process doesn’t have to be complicated! Whether you are applying for ChoiceCash title loans in Kent, Seattle, Tacoma, Bellevue, or another metropolitan area of Washington, these three steps must be completed to obtain loan approval:1
- Choose How to Apply: Applicants in Washington can apply over the phone by calling 855-422-7402 to speak with a ChoiceCash title loan agent directly. If preferred, they can also fill out a short inquiry form on the ChoiceCash website. While it is not possible to obtain instant online title loans in Kent, completing the online form can help you find out if you are eligible for instant pre-approval today!1
- Submit Your Documents: After you have initially applied over the phone or online, you can find out if you are pre-approved for a Kent title loan. If this happens, you will be asked to provide a few documents to verify your identity, income, and other relevant information.1
- Find Out if You Qualify for Funding: Getting guaranteed approval for a title loan simply isn’t possible, but after you have filled out your initial form and submitted the correct documents, you will be able to find out if you are able to obtain final loan approval.1
That’s how simple it can be to apply for online title loans with no phone calls in Kent, Washington. Ready to start your application? Call 855-422-7402 to speak directly to a ChoiceCash title loan officer today to discover if you are eligible for fast cash to handle unexpected bills!1

WHAT DOCUMENTS ARE REQUIRED TO GET TITLE LOANS NEAR ME IN KENT, WASHINGTON?
As mentioned above, you will need to submit specific documents during your loan request to get approved for a Kent title loan. By gathering the required documentation ahead of time, you can potentially expedite the car title loan application process! Upon initial approval, you should prepare to submit the following paperwork:1
- Washington Vehicle Title: It is your responsibility to ensure that your vehicle’s title is in your name and possession at the time of your application. If you are certain that your car’s title is in your name, but you have misplaced it, you can request a duplicate copy by visiting your local Washington State Department of Licensing office.
- Proof of Identity and Age: A valid, government-issued identification card is required to get approved for a Kent title loan. You will need to provide either a valid Washington driver’s license, U.S. passport, or Washington state ID card during your application.
- Proof of Residence in the State of Washington: You will need to provide proof of your current address in Kent. This proof of residency can take the form of a recent utility bill, lease agreement, or other official piece of mail that was sent to your Washington address.
- Car Information and Recent Photographs: Since the title to your vehicle is used as collateral to secure the loan, the condition and value of your vehicle will be of vital importance to your title lender. Using a smartphone or tablet, take photos of both the interior and exterior of your vehicle, the VIN (Vehicle Identification Number), and the odometer reading. In addition to providing a few photos of your car, you will need to answer questions about your vehicle’s make, model, year, style, and current mileage as listed on the odometer reading of your car. Getting title loans with no inspection in Kent is impossible. However, by submitting these required photos during your application for a ChoiceCash title loan, you can conveniently complete a virtual inspection! Applying for online title loans with no store visit in Kent, Washington, can be simple.1
- Sufficient Evidence of Income: Recent bank statements, pay stubs, or proof of alternative income can be submitted during your loan application. Your loan amount is primarily determined by the value of your vehicle and income, so it is important to be able to provide evidence of your ability to repay the loan.1
When applying for a ChoiceCash title loan in Kent, you can text these documents to a representative, send them via email, or simply upload them online during your loan request.1 Call 855-422-7402 to learn more about applying for online title loans with no store visit in Kent today!
CAN I APPLY FOR TITLE LOANS WITH INSTANT APPROVAL IN KENT, WASHINGTON?
By gathering the necessary documentation ahead of time, you can try to speed up your loan process to an extent. However, as a prospective borrower, you will still need to have a title loan agent review your paperwork for accuracy and completeness. Additionally, a title lender will need to take a closer look at your credit history to establish your creditworthiness. Title lenders will also review the photos you submitted in order to determine the total value of the vehicle you intend to use as collateral for the loan. Applying for a ChoiceCash title loan can be streamlined, but it is not instantaneous. You will not be able to find title loans with instant approval in Kent, Washington.1
However, the good news is that by filling out a short prequalification form, you can find out instantly if you are pre-approved for a ChoiceCash title loan in Kent, Washington!1

CAN I GET BAD CREDIT TITLE LOANS IN KENT, WASHINGTON?
A poor credit score can cause stress, frustration, and uncertainty. Your credit score is just a three-digit representation of your creditworthiness, and it will affect your ability to obtain approval for funding through unsecured loan options.
You may be currently working towards improving your credit score, which is a journey toward greater financial freedom. While a higher credit score opens doors to better financial opportunities and peace of mind, it is not something that can be accomplished overnight. In fact, it can typically take 6-12 months of positive payment history to make a notable difference on your credit report.
While you are working on repairing your credit, know that getting bad credit title loans in Kent, Washington can still be within reach! With ChoiceCash title loans serviced by LoanMart, bad credit is not an issue, and eligible borrowers can access competitive interest rates. Additionally, there are no prepayment penalties or hidden fees.1
WHERE CAN I GET TITLE LOANS WITH NO STORE VISIT IN KENT, WASHINGTON?
As a Washington resident, you can apply for a title loan online with no store visit! You should not let your busy schedule keep you from applying for the financial help you need. Just call 855-422-7402 to speak with a ChoiceCash title loan agent directly, or fill out a questionnaire online instead. No store visit is required to find out if you are eligible for emergency cash! Use your car title to unlock the funds you need in as little as one business day through ChoiceCash title loans in Kent, Washington.1
Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.
Locations near Kent, Washington
ChoiceCash is proud to service residents all over Washington including metro areas Spokane, Tacoma, and Vancouver. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Kent: