How to Get Title Loans in Clovis, CA

Things happen. Life may be going as planned when, out of the blue, you may need medical care or your home may have sustained storm damage and need immediate repairs. Moments such as these usually require cash. But not everyone has savings or an immediate source of funds. If money is tight and your credit isn’t in the best shape, a ChoiceCash car title loan in Clovis, California, may be an option to consider.

What Are Car Title Loans in Clovis, CA?

Since 2019, ChoiceCash has been a reliable source of financial support – offering quick access to cash when it’s needed most. ChoiceCash provides access to installment loans, secured by paid-off or nearly paid-off vehicles, for any personal or household need.

How Does a Title Loan Work in Clovis, CA?

Because the loan is secured by your vehicle, the lender will put a lien on the title upon funding. After the loan is fully repaid, the lender releases the lien on the title. The main loan qualification requirements are a steady income and a car or truck in your name, in which you have sufficient equity to cover the loan.¹

How Much Funding Is Available?

With ChoiceCash title loans, Clovis, CA residents may get as much as $50,000 depending on their income, their vehicle’s value, and any existing vehicle loan balance. You’re free to borrow an amount that fits your needs, as long as it falls within the range for which you’re approved.¹

You may ask, “Can I get a title loan with bad credit in Clovis, CA?” Absolutely. While ChoiceCash will run a credit check, your ability to make loan payments is more important than your credit score.¹

Potential Benefits of Choosing Title Loans Over Other Loan Types

There are several reasons why choosing ChoiceCash can be advantageous:

With a ChoiceCash car title loan in Clovis, you can continue using your car as you normally would while making loan payments. Keep in mind, though, if you default on your payments, you could lose your vehicle to forfeiture.

Other benefits include:

• It may take only five minutes to finish the online loan application and it’s possible to be approved in less than an hour. If you are approved, you can receive funds in as little as one day – or even sooner.¹
• Your loan’s interest rate may drop over time, which lowers your payment. Provided your loan stays in good standing, your rate may drop monthly until your loan term ends.²
• With ChoiceCash title loans in Clovis, you won’t encounter hidden fees, surprise balloon payments, or penalties for paying off your loan early. Even if you have bad credit, limited credit history, or past financial challenges such as charge-offs or bankruptcies, you may still qualify.¹
• You don’t need a bank account to receive funds or make payments, and you can choose how loan proceeds are delivered.

Common Uses for Title Loans in Clovis, CA

In Clovis, CA, title loans can be used for almost any personal or household expense. Common uses include unexpected medical bills, moving costs, emergency veterinary bills, legal fees, or funeral expenses. Such loans are also often used to cover rent payments, utility bills, or even daily living expenses.

How to Get an Auto Title Loan in Clovis, CA

ChoiceCash makes getting a title loan simple – with convenience at the heart of the process.

Here are the easy steps:

• Complete a short pre-qualification questionnaire online. You may also call 855-422-7402 and apply through a loan officer.
• Submit the necessary documents. We minimize the required documents to keep the process simple and convenient.
• Sign the loan agreement and get your funds. After we verify your documents and you sign the loan agreement, your cash could be available as soon as the next business day. If your application is approved early enough, funding may even be provided on the same day.²

Quick Approval Times and Funding Options Available

With a Clovis title loan through ChoiceCash, you could be approved in under an hour, and once approved, you may receive your funds as soon as the next business day – sometimes even earlier.^{1 2}

If you’re approved for a loan, we offer several ways you can receive loan funds:

• Cash pickup at participating money transfer locations
• Debit card (if deposits are permitted to your card)
• ACH
• Wire
• Check

What Documents Do I Need to Qualify for a Clovis Car Title Loan?

To apply for a California title loan in Clovis, you must be at least 18, live in the Golden State, and own a car that has a clear title or is almost paid off.¹

You may be wondering, what documents you need for a title loan in Clovis, CA. The answer is very few. Your application simply requires:

• A vehicle title in your name
• A government-issued photo identification, such as a California driver’s license
• Proof of your Clovis address (ex., utility bills or credit card statements)
• Proof of income (besides income from employment, other types of income such as Social Security, disability, or retirement benefits can qualify)
• Proof of vehicle insurance (may be required)
• Clear, recent photos of your vehicle’s exterior and interior. No in-person vehicle assessment is required

Why Choose Choicecash for Title Loans in Clovis?

As a flexible loan with distinct benefits and features, a ChoiceCash title loan in Clovis can be one of your best and easiest options to consider.¹ Why?

• The interest rates for ChoiceCash title loans are competitive and tend to be under payday loan rates. Flexible repayment plans are also available.
• No store visit is required
• You can keep your car, and drive it as usual, while you’re making loan payments.
• You are free to repay your loan early without penalty.
• Excellent customer service from start to finish.

Whether you live in Clovis, or another city like San Diego, Los Angeles, or San Jose, you can expect to experience top-shelf customer service throughout the loan process. Note that most ChoiceCash customer service agents speak English and Spanish, which can be a nice perk for the 13% of Clovis residents who speak Spanish.

Apply online today for a ChoiceCash title loan in Clovis, California, or call 855-422-7402.